Century 21 Centaland Property

Down Payment (HKD)

$2,592,000

Monthly Repayment (HKD)

$16,765

Loan Amount (HKD)

$3,888,000

Total Interest (HKD)

$1,141,457

Total Repayment (HKD)

$5,029,457

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$16,765	$6,966	$9,799	$3,878,201
1	2	$16,765	$6,948	$9,816	$3,868,385
1	3	$16,765	$6,931	$9,834	$3,858,551
1	4	$16,765	$6,913	$9,852	$3,848,699
1	5	$16,765	$6,896	$9,869	$3,838,830
1	6	$16,765	$6,878	$9,887	$3,828,943
1	7	$16,765	$6,860	$9,905	$3,819,038
1	8	$16,765	$6,842	$9,922	$3,809,116
1	9	$16,765	$6,825	$9,940	$3,799,176
1	10	$16,765	$6,807	$9,958	$3,789,218
1	11	$16,765	$6,789	$9,976	$3,779,242
1	12	$16,765	$6,771	$9,994	$3,769,248
2	13	$16,765	$6,753	$10,012	$3,759,236
2	14	$16,765	$6,735	$10,030	$3,749,207
2	15	$16,765	$6,717	$10,048	$3,739,159
2	16	$16,765	$6,699	$10,066	$3,729,094
2	17	$16,765	$6,681	$10,084	$3,719,010
2	18	$16,765	$6,663	$10,102	$3,708,909
2	19	$16,765	$6,645	$10,120	$3,698,789
2	20	$16,765	$6,627	$10,138	$3,688,651
2	21	$16,765	$6,609	$10,156	$3,678,495
2	22	$16,765	$6,591	$10,174	$3,668,321
2	23	$16,765	$6,572	$10,192	$3,658,128
2	24	$16,765	$6,554	$10,211	$3,647,918
3	25	$16,765	$6,536	$10,229	$3,637,689
3	26	$16,765	$6,518	$10,247	$3,627,441
3	27	$16,765	$6,499	$10,266	$3,617,176
3	28	$16,765	$6,481	$10,284	$3,606,891
3	29	$16,765	$6,462	$10,303	$3,596,589
3	30	$16,765	$6,444	$10,321	$3,586,268
3	31	$16,765	$6,425	$10,339	$3,575,929
3	32	$16,765	$6,407	$10,358	$3,565,571
3	33	$16,765	$6,388	$10,377	$3,555,194
3	34	$16,765	$6,370	$10,395	$3,544,799
3	35	$16,765	$6,351	$10,414	$3,534,385
3	36	$16,765	$6,332	$10,432	$3,523,953
4	37	$16,765	$6,314	$10,451	$3,513,502
4	38	$16,765	$6,295	$10,470	$3,503,032
4	39	$16,765	$6,276	$10,489	$3,492,543
4	40	$16,765	$6,257	$10,507	$3,482,036
4	41	$16,765	$6,239	$10,526	$3,471,510
4	42	$16,765	$6,220	$10,545	$3,460,965
4	43	$16,765	$6,201	$10,564	$3,450,401
4	44	$16,765	$6,182	$10,583	$3,439,818
4	45	$16,765	$6,163	$10,602	$3,429,216
4	46	$16,765	$6,144	$10,621	$3,418,595
4	47	$16,765	$6,125	$10,640	$3,407,955
4	48	$16,765	$6,106	$10,659	$3,397,296
5	49	$16,765	$6,087	$10,678	$3,386,618
5	50	$16,765	$6,068	$10,697	$3,375,921
5	51	$16,765	$6,049	$10,716	$3,365,205
5	52	$16,765	$6,029	$10,736	$3,354,469
5	53	$16,765	$6,010	$10,755	$3,343,714
5	54	$16,765	$5,991	$10,774	$3,332,940
5	55	$16,765	$5,972	$10,793	$3,322,147
5	56	$16,765	$5,952	$10,813	$3,311,334
5	57	$16,765	$5,933	$10,832	$3,300,502
5	58	$16,765	$5,913	$10,851	$3,289,651
5	59	$16,765	$5,894	$10,871	$3,278,780
5	60	$16,765	$5,874	$10,890	$3,267,889
6	61	$16,765	$5,855	$10,910	$3,256,980
6	62	$16,765	$5,835	$10,929	$3,246,050
6	63	$16,765	$5,816	$10,949	$3,235,101
6	64	$16,765	$5,796	$10,969	$3,224,132
6	65	$16,765	$5,777	$10,988	$3,213,144
6	66	$16,765	$5,757	$11,008	$3,202,136
6	67	$16,765	$5,737	$11,028	$3,191,109
6	68	$16,765	$5,717	$11,047	$3,180,061
6	69	$16,765	$5,698	$11,067	$3,168,994
6	70	$16,765	$5,678	$11,087	$3,157,907
6	71	$16,765	$5,658	$11,107	$3,146,800
6	72	$16,765	$5,638	$11,127	$3,135,673
7	73	$16,765	$5,618	$11,147	$3,124,526
7	74	$16,765	$5,598	$11,167	$3,113,359
7	75	$16,765	$5,578	$11,187	$3,102,173
7	76	$16,765	$5,558	$11,207	$3,090,966
7	77	$16,765	$5,538	$11,227	$3,079,739
7	78	$16,765	$5,518	$11,247	$3,068,492
7	79	$16,765	$5,498	$11,267	$3,057,225
7	80	$16,765	$5,478	$11,287	$3,045,938
7	81	$16,765	$5,457	$11,308	$3,034,630
7	82	$16,765	$5,437	$11,328	$3,023,302
7	83	$16,765	$5,417	$11,348	$3,011,954
7	84	$16,765	$5,396	$11,368	$3,000,586
8	85	$16,765	$5,376	$11,389	$2,989,197
8	86	$16,765	$5,356	$11,409	$2,977,788
8	87	$16,765	$5,335	$11,430	$2,966,358
8	88	$16,765	$5,315	$11,450	$2,954,908
8	89	$16,765	$5,294	$11,471	$2,943,437
8	90	$16,765	$5,274	$11,491	$2,931,946
8	91	$16,765	$5,253	$11,512	$2,920,434
8	92	$16,765	$5,232	$11,532	$2,908,902
8	93	$16,765	$5,212	$11,553	$2,897,349
8	94	$16,765	$5,191	$11,574	$2,885,775
8	95	$16,765	$5,170	$11,595	$2,874,180
8	96	$16,765	$5,150	$11,615	$2,862,565
9	97	$16,765	$5,129	$11,636	$2,850,929
9	98	$16,765	$5,108	$11,657	$2,839,272
9	99	$16,765	$5,087	$11,678	$2,827,594
9	100	$16,765	$5,066	$11,699	$2,815,895
9	101	$16,765	$5,045	$11,720	$2,804,176
9	102	$16,765	$5,024	$11,741	$2,792,435
9	103	$16,765	$5,003	$11,762	$2,780,673
9	104	$16,765	$4,982	$11,783	$2,768,891
9	105	$16,765	$4,961	$11,804	$2,757,087
9	106	$16,765	$4,940	$11,825	$2,745,262
9	107	$16,765	$4,919	$11,846	$2,733,415
9	108	$16,765	$4,897	$11,867	$2,721,548
10	109	$16,765	$4,876	$11,889	$2,709,659
10	110	$16,765	$4,855	$11,910	$2,697,749
10	111	$16,765	$4,833	$11,931	$2,685,818
10	112	$16,765	$4,812	$11,953	$2,673,865
10	113	$16,765	$4,791	$11,974	$2,661,891
10	114	$16,765	$4,769	$11,996	$2,649,895
10	115	$16,765	$4,748	$12,017	$2,637,878
10	116	$16,765	$4,726	$12,039	$2,625,839
10	117	$16,765	$4,705	$12,060	$2,613,779
10	118	$16,765	$4,683	$12,082	$2,601,697
10	119	$16,765	$4,661	$12,103	$2,589,594
10	120	$16,765	$4,640	$12,125	$2,577,468
11	121	$16,765	$4,618	$12,147	$2,565,322
11	122	$16,765	$4,596	$12,169	$2,553,153
11	123	$16,765	$4,574	$12,190	$2,540,962
11	124	$16,765	$4,553	$12,212	$2,528,750
11	125	$16,765	$4,531	$12,234	$2,516,516
11	126	$16,765	$4,509	$12,256	$2,504,260
11	127	$16,765	$4,487	$12,278	$2,491,982
11	128	$16,765	$4,465	$12,300	$2,479,682
11	129	$16,765	$4,443	$12,322	$2,467,360
11	130	$16,765	$4,421	$12,344	$2,455,015
11	131	$16,765	$4,399	$12,366	$2,442,649
11	132	$16,765	$4,376	$12,388	$2,430,261
12	133	$16,765	$4,354	$12,411	$2,417,850
12	134	$16,765	$4,332	$12,433	$2,405,417
12	135	$16,765	$4,310	$12,455	$2,392,962
12	136	$16,765	$4,287	$12,477	$2,380,485
12	137	$16,765	$4,265	$12,500	$2,367,985
12	138	$16,765	$4,243	$12,522	$2,355,463
12	139	$16,765	$4,220	$12,545	$2,342,918
12	140	$16,765	$4,198	$12,567	$2,330,351
12	141	$16,765	$4,175	$12,590	$2,317,761
12	142	$16,765	$4,153	$12,612	$2,305,149
12	143	$16,765	$4,130	$12,635	$2,292,514
12	144	$16,765	$4,107	$12,657	$2,279,857
13	145	$16,765	$4,085	$12,680	$2,267,177
13	146	$16,765	$4,062	$12,703	$2,254,474
13	147	$16,765	$4,039	$12,726	$2,241,748
13	148	$16,765	$4,016	$12,748	$2,229,000
13	149	$16,765	$3,994	$12,771	$2,216,229
13	150	$16,765	$3,971	$12,794	$2,203,434
13	151	$16,765	$3,948	$12,817	$2,190,617
13	152	$16,765	$3,925	$12,840	$2,177,777
13	153	$16,765	$3,902	$12,863	$2,164,914
13	154	$16,765	$3,879	$12,886	$2,152,028
13	155	$16,765	$3,856	$12,909	$2,139,119
13	156	$16,765	$3,833	$12,932	$2,126,187
14	157	$16,765	$3,809	$12,955	$2,113,231
14	158	$16,765	$3,786	$12,979	$2,100,253
14	159	$16,765	$3,763	$13,002	$2,087,251
14	160	$16,765	$3,740	$13,025	$2,074,226
14	161	$16,765	$3,716	$13,049	$2,061,177
14	162	$16,765	$3,693	$13,072	$2,048,105
14	163	$16,765	$3,670	$13,095	$2,035,010
14	164	$16,765	$3,646	$13,119	$2,021,891
14	165	$16,765	$3,623	$13,142	$2,008,749
14	166	$16,765	$3,599	$13,166	$1,995,583
14	167	$16,765	$3,575	$13,189	$1,982,394
14	168	$16,765	$3,552	$13,213	$1,969,180
15	169	$16,765	$3,528	$13,237	$1,955,944
15	170	$16,765	$3,504	$13,260	$1,942,683
15	171	$16,765	$3,481	$13,284	$1,929,399
15	172	$16,765	$3,457	$13,308	$1,916,091
15	173	$16,765	$3,433	$13,332	$1,902,759
15	174	$16,765	$3,409	$13,356	$1,889,403
15	175	$16,765	$3,385	$13,380	$1,876,024
15	176	$16,765	$3,361	$13,404	$1,862,620
15	177	$16,765	$3,337	$13,428	$1,849,192
15	178	$16,765	$3,313	$13,452	$1,835,741
15	179	$16,765	$3,289	$13,476	$1,822,265
15	180	$16,765	$3,265	$13,500	$1,808,765
16	181	$16,765	$3,241	$13,524	$1,795,241
16	182	$16,765	$3,216	$13,548	$1,781,692
16	183	$16,765	$3,192	$13,573	$1,768,120
16	184	$16,765	$3,168	$13,597	$1,754,523
16	185	$16,765	$3,144	$13,621	$1,740,901
16	186	$16,765	$3,119	$13,646	$1,727,256
16	187	$16,765	$3,095	$13,670	$1,713,585
16	188	$16,765	$3,070	$13,695	$1,699,891
16	189	$16,765	$3,046	$13,719	$1,686,172
16	190	$16,765	$3,021	$13,744	$1,672,428
16	191	$16,765	$2,996	$13,768	$1,658,659
16	192	$16,765	$2,972	$13,793	$1,644,866
17	193	$16,765	$2,947	$13,818	$1,631,048
17	194	$16,765	$2,922	$13,843	$1,617,206
17	195	$16,765	$2,897	$13,867	$1,603,339
17	196	$16,765	$2,873	$13,892	$1,589,446
17	197	$16,765	$2,848	$13,917	$1,575,529
17	198	$16,765	$2,823	$13,942	$1,561,587
17	199	$16,765	$2,798	$13,967	$1,547,620
17	200	$16,765	$2,773	$13,992	$1,533,628
17	201	$16,765	$2,748	$14,017	$1,519,611
17	202	$16,765	$2,723	$14,042	$1,505,569
17	203	$16,765	$2,697	$14,067	$1,491,501
17	204	$16,765	$2,672	$14,093	$1,477,409
18	205	$16,765	$2,647	$14,118	$1,463,291
18	206	$16,765	$2,622	$14,143	$1,449,148
18	207	$16,765	$2,596	$14,168	$1,434,979
18	208	$16,765	$2,571	$14,194	$1,420,786
18	209	$16,765	$2,546	$14,219	$1,406,566
18	210	$16,765	$2,520	$14,245	$1,392,322
18	211	$16,765	$2,495	$14,270	$1,378,051
18	212	$16,765	$2,469	$14,296	$1,363,755
18	213	$16,765	$2,443	$14,321	$1,349,434
18	214	$16,765	$2,418	$14,347	$1,335,087
18	215	$16,765	$2,392	$14,373	$1,320,714
18	216	$16,765	$2,366	$14,399	$1,306,315
19	217	$16,765	$2,340	$14,424	$1,291,891
19	218	$16,765	$2,315	$14,450	$1,277,441
19	219	$16,765	$2,289	$14,476	$1,262,965
19	220	$16,765	$2,263	$14,502	$1,248,463
19	221	$16,765	$2,237	$14,528	$1,233,935
19	222	$16,765	$2,211	$14,554	$1,219,381
19	223	$16,765	$2,185	$14,580	$1,204,800
19	224	$16,765	$2,159	$14,606	$1,190,194
19	225	$16,765	$2,132	$14,632	$1,175,562
19	226	$16,765	$2,106	$14,659	$1,160,903
19	227	$16,765	$2,080	$14,685	$1,146,218
19	228	$16,765	$2,054	$14,711	$1,131,507
20	229	$16,765	$2,027	$14,738	$1,116,769
20	230	$16,765	$2,001	$14,764	$1,102,005
20	231	$16,765	$1,974	$14,790	$1,087,215
20	232	$16,765	$1,948	$14,817	$1,072,398
20	233	$16,765	$1,921	$14,843	$1,057,555
20	234	$16,765	$1,895	$14,870	$1,042,684
20	235	$16,765	$1,868	$14,897	$1,027,788
20	236	$16,765	$1,841	$14,923	$1,012,864
20	237	$16,765	$1,815	$14,950	$997,914
20	238	$16,765	$1,788	$14,977	$982,937
20	239	$16,765	$1,761	$15,004	$967,934
20	240	$16,765	$1,734	$15,031	$952,903
21	241	$16,765	$1,707	$15,058	$937,845
21	242	$16,765	$1,680	$15,085	$922,761
21	243	$16,765	$1,653	$15,112	$907,649
21	244	$16,765	$1,626	$15,139	$892,511
21	245	$16,765	$1,599	$15,166	$877,345
21	246	$16,765	$1,572	$15,193	$862,152
21	247	$16,765	$1,545	$15,220	$846,932
21	248	$16,765	$1,517	$15,247	$831,684
21	249	$16,765	$1,490	$15,275	$816,409
21	250	$16,765	$1,463	$15,302	$801,107
21	251	$16,765	$1,435	$15,330	$785,778
21	252	$16,765	$1,408	$15,357	$770,421
22	253	$16,765	$1,380	$15,385	$755,036
22	254	$16,765	$1,353	$15,412	$739,624
22	255	$16,765	$1,325	$15,440	$724,184
22	256	$16,765	$1,297	$15,467	$708,717
22	257	$16,765	$1,270	$15,495	$693,222
22	258	$16,765	$1,242	$15,523	$677,699
22	259	$16,765	$1,214	$15,551	$662,149
22	260	$16,765	$1,186	$15,579	$646,570
22	261	$16,765	$1,158	$15,606	$630,964
22	262	$16,765	$1,130	$15,634	$615,329
22	263	$16,765	$1,102	$15,662	$599,667
22	264	$16,765	$1,074	$15,690	$583,976
23	265	$16,765	$1,046	$15,719	$568,258
23	266	$16,765	$1,018	$15,747	$552,511
23	267	$16,765	$990	$15,775	$536,736
23	268	$16,765	$962	$15,803	$520,933
23	269	$16,765	$933	$15,832	$505,101
23	270	$16,765	$905	$15,860	$489,242
23	271	$16,765	$877	$15,888	$473,353
23	272	$16,765	$848	$15,917	$457,436
23	273	$16,765	$820	$15,945	$441,491
23	274	$16,765	$791	$15,974	$425,517
23	275	$16,765	$762	$16,002	$409,515
23	276	$16,765	$734	$16,031	$393,484
24	277	$16,765	$705	$16,060	$377,424
24	278	$16,765	$676	$16,089	$361,335
24	279	$16,765	$647	$16,117	$345,218
24	280	$16,765	$619	$16,146	$329,071
24	281	$16,765	$590	$16,175	$312,896
24	282	$16,765	$561	$16,204	$296,692
24	283	$16,765	$532	$16,233	$280,459
24	284	$16,765	$502	$16,262	$264,196
24	285	$16,765	$473	$16,292	$247,905
24	286	$16,765	$444	$16,321	$231,584
24	287	$16,765	$415	$16,350	$215,234
24	288	$16,765	$386	$16,379	$198,855
25	289	$16,765	$356	$16,409	$182,446
25	290	$16,765	$327	$16,438	$166,008
25	291	$16,765	$297	$16,467	$149,541
25	292	$16,765	$268	$16,497	$133,044
25	293	$16,765	$238	$16,526	$116,517
25	294	$16,765	$209	$16,556	$99,961
25	295	$16,765	$179	$16,586	$83,376
25	296	$16,765	$149	$16,615	$66,760
25	297	$16,765	$120	$16,645	$50,115
25	298	$16,765	$90	$16,675	$33,440
25	299	$16,765	$60	$16,705	$16,735
25	300	$16,765	$30	$16,735	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 2,592,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 2,656,800

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.