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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 9,720,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 9,963,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$9,720,000
 
Monthly Repayment (HKD)
$62,868
Loan Amount (HKD)
$14,580,000
+
Total Interest (HKD)
$4,280,465
=
Total Repayment (HKD)
$18,860,465
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $62,868 $26,123 $36,746 $14,543,254
1 2 $62,868 $26,057 $36,812 $14,506,443
1 3 $62,868 $25,991 $36,878 $14,469,565
1 4 $62,868 $25,925 $36,944 $14,432,622
1 5 $62,868 $25,858 $37,010 $14,395,612
1 6 $62,868 $25,792 $37,076 $14,358,536
1 7 $62,868 $25,726 $37,143 $14,321,393
1 8 $62,868 $25,659 $37,209 $14,284,184
1 9 $62,868 $25,592 $37,276 $14,246,909
1 10 $62,868 $25,526 $37,343 $14,209,566
1 11 $62,868 $25,459 $37,409 $14,172,157
1 12 $62,868 $25,392 $37,476 $14,134,680
2 13 $62,868 $25,325 $37,544 $14,097,137
2 14 $62,868 $25,257 $37,611 $14,059,526
2 15 $62,868 $25,190 $37,678 $14,021,847
2 16 $62,868 $25,122 $37,746 $13,984,102
2 17 $62,868 $25,055 $37,813 $13,946,288
2 18 $62,868 $24,987 $37,881 $13,908,407
2 19 $62,868 $24,919 $37,949 $13,870,458
2 20 $62,868 $24,851 $38,017 $13,832,441
2 21 $62,868 $24,783 $38,085 $13,794,356
2 22 $62,868 $24,715 $38,153 $13,756,203
2 23 $62,868 $24,647 $38,222 $13,717,981
2 24 $62,868 $24,578 $38,290 $13,679,691
3 25 $62,868 $24,509 $38,359 $13,641,332
3 26 $62,868 $24,441 $38,427 $13,602,905
3 27 $62,868 $24,372 $38,496 $13,564,408
3 28 $62,868 $24,303 $38,565 $13,525,843
3 29 $62,868 $24,234 $38,634 $13,487,209
3 30 $62,868 $24,165 $38,704 $13,448,505
3 31 $62,868 $24,095 $38,773 $13,409,732
3 32 $62,868 $24,026 $38,842 $13,370,890
3 33 $62,868 $23,956 $38,912 $13,331,978
3 34 $62,868 $23,886 $38,982 $13,292,996
3 35 $62,868 $23,817 $39,052 $13,253,944
3 36 $62,868 $23,747 $39,122 $13,214,823
4 37 $62,868 $23,677 $39,192 $13,175,631
4 38 $62,868 $23,606 $39,262 $13,136,369
4 39 $62,868 $23,536 $39,332 $13,097,037
4 40 $62,868 $23,466 $39,403 $13,057,634
4 41 $62,868 $23,395 $39,473 $13,018,161
4 42 $62,868 $23,324 $39,544 $12,978,617
4 43 $62,868 $23,253 $39,615 $12,939,002
4 44 $62,868 $23,182 $39,686 $12,899,316
4 45 $62,868 $23,111 $39,757 $12,859,559
4 46 $62,868 $23,040 $39,828 $12,819,731
4 47 $62,868 $22,969 $39,900 $12,779,832
4 48 $62,868 $22,897 $39,971 $12,739,861
5 49 $62,868 $22,826 $40,043 $12,699,818
5 50 $62,868 $22,754 $40,114 $12,659,704
5 51 $62,868 $22,682 $40,186 $12,619,517
5 52 $62,868 $22,610 $40,258 $12,579,259
5 53 $62,868 $22,538 $40,330 $12,538,929
5 54 $62,868 $22,466 $40,403 $12,498,526
5 55 $62,868 $22,393 $40,475 $12,458,051
5 56 $62,868 $22,321 $40,548 $12,417,503
5 57 $62,868 $22,248 $40,620 $12,376,883
5 58 $62,868 $22,175 $40,693 $12,336,190
5 59 $62,868 $22,102 $40,766 $12,295,424
5 60 $62,868 $22,029 $40,839 $12,254,585
6 61 $62,868 $21,956 $40,912 $12,213,673
6 62 $62,868 $21,883 $40,985 $12,172,688
6 63 $62,868 $21,809 $41,059 $12,131,629
6 64 $62,868 $21,736 $41,132 $12,090,497
6 65 $62,868 $21,662 $41,206 $12,049,291
6 66 $62,868 $21,588 $41,280 $12,008,011
6 67 $62,868 $21,514 $41,354 $11,966,657
6 68 $62,868 $21,440 $41,428 $11,925,229
6 69 $62,868 $21,366 $41,502 $11,883,727
6 70 $62,868 $21,292 $41,577 $11,842,150
6 71 $62,868 $21,217 $41,651 $11,800,499
6 72 $62,868 $21,143 $41,726 $11,758,774
7 73 $62,868 $21,068 $41,800 $11,716,973
7 74 $62,868 $20,993 $41,875 $11,675,098
7 75 $62,868 $20,918 $41,950 $11,633,148
7 76 $62,868 $20,843 $42,025 $11,591,122
7 77 $62,868 $20,767 $42,101 $11,549,021
7 78 $62,868 $20,692 $42,176 $11,506,845
7 79 $62,868 $20,616 $42,252 $11,464,593
7 80 $62,868 $20,541 $42,327 $11,422,266
7 81 $62,868 $20,465 $42,403 $11,379,862
7 82 $62,868 $20,389 $42,479 $11,337,383
7 83 $62,868 $20,313 $42,555 $11,294,828
7 84 $62,868 $20,237 $42,632 $11,252,196
8 85 $62,868 $20,160 $42,708 $11,209,488
8 86 $62,868 $20,084 $42,785 $11,166,704
8 87 $62,868 $20,007 $42,861 $11,123,842
8 88 $62,868 $19,930 $42,938 $11,080,904
8 89 $62,868 $19,853 $43,015 $11,037,889
8 90 $62,868 $19,776 $43,092 $10,994,797
8 91 $62,868 $19,699 $43,169 $10,951,628
8 92 $62,868 $19,622 $43,247 $10,908,382
8 93 $62,868 $19,544 $43,324 $10,865,058
8 94 $62,868 $19,467 $43,402 $10,821,656
8 95 $62,868 $19,389 $43,479 $10,778,177
8 96 $62,868 $19,311 $43,557 $10,734,619
9 97 $62,868 $19,233 $43,635 $10,690,984
9 98 $62,868 $19,155 $43,714 $10,647,270
9 99 $62,868 $19,076 $43,792 $10,603,478
9 100 $62,868 $18,998 $43,870 $10,559,608
9 101 $62,868 $18,919 $43,949 $10,515,659
9 102 $62,868 $18,841 $44,028 $10,471,632
9 103 $62,868 $18,762 $44,107 $10,427,525
9 104 $62,868 $18,683 $44,186 $10,383,339
9 105 $62,868 $18,603 $44,265 $10,339,075
9 106 $62,868 $18,524 $44,344 $10,294,731
9 107 $62,868 $18,445 $44,423 $10,250,307
9 108 $62,868 $18,365 $44,503 $10,205,804
10 109 $62,868 $18,285 $44,583 $10,161,221
10 110 $62,868 $18,206 $44,663 $10,116,559
10 111 $62,868 $18,126 $44,743 $10,071,816
10 112 $62,868 $18,045 $44,823 $10,026,993
10 113 $62,868 $17,965 $44,903 $9,982,090
10 114 $62,868 $17,885 $44,984 $9,937,106
10 115 $62,868 $17,804 $45,064 $9,892,042
10 116 $62,868 $17,723 $45,145 $9,846,897
10 117 $62,868 $17,642 $45,226 $9,801,671
10 118 $62,868 $17,561 $45,307 $9,756,364
10 119 $62,868 $17,480 $45,388 $9,710,976
10 120 $62,868 $17,399 $45,469 $9,665,507
11 121 $62,868 $17,317 $45,551 $9,619,956
11 122 $62,868 $17,236 $45,632 $9,574,323
11 123 $62,868 $17,154 $45,714 $9,528,609
11 124 $62,868 $17,072 $45,796 $9,482,813
11 125 $62,868 $16,990 $45,878 $9,436,935
11 126 $62,868 $16,908 $45,960 $9,390,975
11 127 $62,868 $16,825 $46,043 $9,344,932
11 128 $62,868 $16,743 $46,125 $9,298,807
11 129 $62,868 $16,660 $46,208 $9,252,599
11 130 $62,868 $16,578 $46,291 $9,206,308
11 131 $62,868 $16,495 $46,374 $9,159,934
11 132 $62,868 $16,412 $46,457 $9,113,478
12 133 $62,868 $16,328 $46,540 $9,066,938
12 134 $62,868 $16,245 $46,623 $9,020,315
12 135 $62,868 $16,161 $46,707 $8,973,608
12 136 $62,868 $16,078 $46,791 $8,926,817
12 137 $62,868 $15,994 $46,874 $8,879,943
12 138 $62,868 $15,910 $46,958 $8,832,985
12 139 $62,868 $15,826 $47,042 $8,785,942
12 140 $62,868 $15,741 $47,127 $8,738,815
12 141 $62,868 $15,657 $47,211 $8,691,604
12 142 $62,868 $15,572 $47,296 $8,644,309
12 143 $62,868 $15,488 $47,380 $8,596,928
12 144 $62,868 $15,403 $47,465 $8,549,463
13 145 $62,868 $15,318 $47,550 $8,501,912
13 146 $62,868 $15,233 $47,636 $8,454,277
13 147 $62,868 $15,147 $47,721 $8,406,556
13 148 $62,868 $15,062 $47,806 $8,358,749
13 149 $62,868 $14,976 $47,892 $8,310,857
13 150 $62,868 $14,890 $47,978 $8,262,879
13 151 $62,868 $14,804 $48,064 $8,214,815
13 152 $62,868 $14,718 $48,150 $8,166,665
13 153 $62,868 $14,632 $48,236 $8,118,429
13 154 $62,868 $14,546 $48,323 $8,070,106
13 155 $62,868 $14,459 $48,409 $8,021,697
13 156 $62,868 $14,372 $48,496 $7,973,201
14 157 $62,868 $14,285 $48,583 $7,924,618
14 158 $62,868 $14,198 $48,670 $7,875,948
14 159 $62,868 $14,111 $48,757 $7,827,191
14 160 $62,868 $14,024 $48,845 $7,778,346
14 161 $62,868 $13,936 $48,932 $7,729,414
14 162 $62,868 $13,849 $49,020 $7,680,395
14 163 $62,868 $13,761 $49,108 $7,631,287
14 164 $62,868 $13,673 $49,195 $7,582,092
14 165 $62,868 $13,585 $49,284 $7,532,808
14 166 $62,868 $13,496 $49,372 $7,483,436
14 167 $62,868 $13,408 $49,460 $7,433,976
14 168 $62,868 $13,319 $49,549 $7,384,427
15 169 $62,868 $13,230 $49,638 $7,334,789
15 170 $62,868 $13,141 $49,727 $7,285,062
15 171 $62,868 $13,052 $49,816 $7,235,246
15 172 $62,868 $12,963 $49,905 $7,185,341
15 173 $62,868 $12,874 $49,994 $7,135,347
15 174 $62,868 $12,784 $50,084 $7,085,263
15 175 $62,868 $12,694 $50,174 $7,035,089
15 176 $62,868 $12,605 $50,264 $6,984,825
15 177 $62,868 $12,514 $50,354 $6,934,472
15 178 $62,868 $12,424 $50,444 $6,884,028
15 179 $62,868 $12,334 $50,534 $6,833,493
15 180 $62,868 $12,243 $50,625 $6,782,868
16 181 $62,868 $12,153 $50,716 $6,732,153
16 182 $62,868 $12,062 $50,806 $6,681,346
16 183 $62,868 $11,971 $50,897 $6,630,449
16 184 $62,868 $11,880 $50,989 $6,579,460
16 185 $62,868 $11,788 $51,080 $6,528,380
16 186 $62,868 $11,697 $51,172 $6,477,209
16 187 $62,868 $11,605 $51,263 $6,425,946
16 188 $62,868 $11,513 $51,355 $6,374,590
16 189 $62,868 $11,421 $51,447 $6,323,143
16 190 $62,868 $11,329 $51,539 $6,271,604
16 191 $62,868 $11,237 $51,632 $6,219,973
16 192 $62,868 $11,144 $51,724 $6,168,248
17 193 $62,868 $11,051 $51,817 $6,116,432
17 194 $62,868 $10,959 $51,910 $6,064,522
17 195 $62,868 $10,866 $52,003 $6,012,519
17 196 $62,868 $10,772 $52,096 $5,960,424
17 197 $62,868 $10,679 $52,189 $5,908,235
17 198 $62,868 $10,586 $52,283 $5,855,952
17 199 $62,868 $10,492 $52,376 $5,803,576
17 200 $62,868 $10,398 $52,470 $5,751,105
17 201 $62,868 $10,304 $52,564 $5,698,541
17 202 $62,868 $10,210 $52,658 $5,645,883
17 203 $62,868 $10,116 $52,753 $5,593,130
17 204 $62,868 $10,021 $52,847 $5,540,283
18 205 $62,868 $9,926 $52,942 $5,487,341
18 206 $62,868 $9,831 $53,037 $5,434,305
18 207 $62,868 $9,736 $53,132 $5,381,173
18 208 $62,868 $9,641 $53,227 $5,327,946
18 209 $62,868 $9,546 $53,322 $5,274,623
18 210 $62,868 $9,450 $53,418 $5,221,206
18 211 $62,868 $9,355 $53,514 $5,167,692
18 212 $62,868 $9,259 $53,609 $5,114,083
18 213 $62,868 $9,163 $53,705 $5,060,377
18 214 $62,868 $9,067 $53,802 $5,006,575
18 215 $62,868 $8,970 $53,898 $4,952,677
18 216 $62,868 $8,874 $53,995 $4,898,683
19 217 $62,868 $8,777 $54,091 $4,844,591
19 218 $62,868 $8,680 $54,188 $4,790,403
19 219 $62,868 $8,583 $54,285 $4,736,118
19 220 $62,868 $8,486 $54,383 $4,681,735
19 221 $62,868 $8,388 $54,480 $4,627,255
19 222 $62,868 $8,290 $54,578 $4,572,677
19 223 $62,868 $8,193 $54,676 $4,518,002
19 224 $62,868 $8,095 $54,773 $4,463,228
19 225 $62,868 $7,997 $54,872 $4,408,356
19 226 $62,868 $7,898 $54,970 $4,353,387
19 227 $62,868 $7,800 $55,068 $4,298,318
19 228 $62,868 $7,701 $55,167 $4,243,151
20 229 $62,868 $7,602 $55,266 $4,187,885
20 230 $62,868 $7,503 $55,365 $4,132,520
20 231 $62,868 $7,404 $55,464 $4,077,056
20 232 $62,868 $7,305 $55,563 $4,021,493
20 233 $62,868 $7,205 $55,663 $3,965,830
20 234 $62,868 $7,105 $55,763 $3,910,067
20 235 $62,868 $7,006 $55,863 $3,854,204
20 236 $62,868 $6,905 $55,963 $3,798,241
20 237 $62,868 $6,805 $56,063 $3,742,178
20 238 $62,868 $6,705 $56,163 $3,686,015
20 239 $62,868 $6,604 $56,264 $3,629,751
20 240 $62,868 $6,503 $56,365 $3,573,386
21 241 $62,868 $6,402 $56,466 $3,516,920
21 242 $62,868 $6,301 $56,567 $3,460,353
21 243 $62,868 $6,200 $56,668 $3,403,684
21 244 $62,868 $6,098 $56,770 $3,346,915
21 245 $62,868 $5,997 $56,872 $3,290,043
21 246 $62,868 $5,895 $56,974 $3,233,069
21 247 $62,868 $5,793 $57,076 $3,175,994
21 248 $62,868 $5,690 $57,178 $3,118,816
21 249 $62,868 $5,588 $57,280 $3,061,535
21 250 $62,868 $5,485 $57,383 $3,004,152
21 251 $62,868 $5,382 $57,486 $2,946,667
21 252 $62,868 $5,279 $57,589 $2,889,078
22 253 $62,868 $5,176 $57,692 $2,831,386
22 254 $62,868 $5,073 $57,795 $2,773,591
22 255 $62,868 $4,969 $57,899 $2,715,692
22 256 $62,868 $4,866 $58,003 $2,657,689
22 257 $62,868 $4,762 $58,107 $2,599,583
22 258 $62,868 $4,658 $58,211 $2,541,372
22 259 $62,868 $4,553 $58,315 $2,483,057
22 260 $62,868 $4,449 $58,419 $2,424,638
22 261 $62,868 $4,344 $58,524 $2,366,114
22 262 $62,868 $4,239 $58,629 $2,307,485
22 263 $62,868 $4,134 $58,734 $2,248,751
22 264 $62,868 $4,029 $58,839 $2,189,911
23 265 $62,868 $3,924 $58,945 $2,130,967
23 266 $62,868 $3,818 $59,050 $2,071,917
23 267 $62,868 $3,712 $59,156 $2,012,761
23 268 $62,868 $3,606 $59,262 $1,953,499
23 269 $62,868 $3,500 $59,368 $1,894,130
23 270 $62,868 $3,394 $59,475 $1,834,656
23 271 $62,868 $3,287 $59,581 $1,775,075
23 272 $62,868 $3,180 $59,688 $1,715,387
23 273 $62,868 $3,073 $59,795 $1,655,592
23 274 $62,868 $2,966 $59,902 $1,595,690
23 275 $62,868 $2,859 $60,009 $1,535,681
23 276 $62,868 $2,751 $60,117 $1,475,564
24 277 $62,868 $2,644 $60,224 $1,415,339
24 278 $62,868 $2,536 $60,332 $1,355,007
24 279 $62,868 $2,428 $60,440 $1,294,567
24 280 $62,868 $2,319 $60,549 $1,234,018
24 281 $62,868 $2,211 $60,657 $1,173,361
24 282 $62,868 $2,102 $60,766 $1,112,595
24 283 $62,868 $1,993 $60,875 $1,051,720
24 284 $62,868 $1,884 $60,984 $990,736
24 285 $62,868 $1,775 $61,093 $929,643
24 286 $62,868 $1,666 $61,203 $868,440
24 287 $62,868 $1,556 $61,312 $807,128
24 288 $62,868 $1,446 $61,422 $745,706
25 289 $62,868 $1,336 $61,532 $684,174
25 290 $62,868 $1,226 $61,642 $622,531
25 291 $62,868 $1,115 $61,753 $560,778
25 292 $62,868 $1,005 $61,863 $498,915
25 293 $62,868 $894 $61,974 $436,941
25 294 $62,868 $783 $62,085 $374,855
25 295 $62,868 $672 $62,197 $312,659
25 296 $62,868 $560 $62,308 $250,351
25 297 $62,868 $449 $62,420 $187,931
25 298 $62,868 $337 $62,532 $125,399
25 299 $62,868 $225 $62,644 $62,756
25 300 $62,868 $112 $62,756 $0