Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 4,672,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 4,788,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$4,672,000
 
Monthly Repayment (HKD)
$30,218
Loan Amount (HKD)
$7,008,000
+
Total Interest (HKD)
$2,057,442
=
Total Repayment (HKD)
$9,065,442
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $30,218 $12,556 $17,662 $6,990,338
1 2 $30,218 $12,524 $17,694 $6,972,644
1 3 $30,218 $12,493 $17,725 $6,954,919
1 4 $30,218 $12,461 $17,757 $6,937,161
1 5 $30,218 $12,429 $17,789 $6,919,372
1 6 $30,218 $12,397 $17,821 $6,901,551
1 7 $30,218 $12,365 $17,853 $6,883,699
1 8 $30,218 $12,333 $17,885 $6,865,814
1 9 $30,218 $12,301 $17,917 $6,847,897
1 10 $30,218 $12,269 $17,949 $6,829,948
1 11 $30,218 $12,237 $17,981 $6,811,967
1 12 $30,218 $12,205 $18,013 $6,793,953
2 13 $30,218 $12,172 $18,046 $6,775,908
2 14 $30,218 $12,140 $18,078 $6,757,830
2 15 $30,218 $12,108 $18,110 $6,739,719
2 16 $30,218 $12,075 $18,143 $6,721,576
2 17 $30,218 $12,043 $18,175 $6,703,401
2 18 $30,218 $12,010 $18,208 $6,685,193
2 19 $30,218 $11,978 $18,241 $6,666,953
2 20 $30,218 $11,945 $18,273 $6,648,680
2 21 $30,218 $11,912 $18,306 $6,630,374
2 22 $30,218 $11,879 $18,339 $6,612,035
2 23 $30,218 $11,847 $18,372 $6,593,663
2 24 $30,218 $11,814 $18,404 $6,575,259
3 25 $30,218 $11,781 $18,437 $6,556,821
3 26 $30,218 $11,748 $18,471 $6,538,351
3 27 $30,218 $11,715 $18,504 $6,519,847
3 28 $30,218 $11,681 $18,537 $6,501,311
3 29 $30,218 $11,648 $18,570 $6,482,741
3 30 $30,218 $11,615 $18,603 $6,464,137
3 31 $30,218 $11,582 $18,637 $6,445,501
3 32 $30,218 $11,548 $18,670 $6,426,831
3 33 $30,218 $11,515 $18,703 $6,408,127
3 34 $30,218 $11,481 $18,737 $6,389,391
3 35 $30,218 $11,448 $18,770 $6,370,620
3 36 $30,218 $11,414 $18,804 $6,351,816
4 37 $30,218 $11,380 $18,838 $6,332,978
4 38 $30,218 $11,347 $18,872 $6,314,107
4 39 $30,218 $11,313 $18,905 $6,295,201
4 40 $30,218 $11,279 $18,939 $6,276,262
4 41 $30,218 $11,245 $18,973 $6,257,289
4 42 $30,218 $11,211 $19,007 $6,238,282
4 43 $30,218 $11,177 $19,041 $6,219,240
4 44 $30,218 $11,143 $19,075 $6,200,165
4 45 $30,218 $11,109 $19,110 $6,181,056
4 46 $30,218 $11,074 $19,144 $6,161,912
4 47 $30,218 $11,040 $19,178 $6,142,734
4 48 $30,218 $11,006 $19,212 $6,123,521
5 49 $30,218 $10,971 $19,247 $6,104,275
5 50 $30,218 $10,937 $19,281 $6,084,993
5 51 $30,218 $10,902 $19,316 $6,065,677
5 52 $30,218 $10,868 $19,350 $6,046,327
5 53 $30,218 $10,833 $19,385 $6,026,942
5 54 $30,218 $10,798 $19,420 $6,007,522
5 55 $30,218 $10,763 $19,455 $5,988,067
5 56 $30,218 $10,729 $19,490 $5,968,578
5 57 $30,218 $10,694 $19,524 $5,949,053
5 58 $30,218 $10,659 $19,559 $5,929,494
5 59 $30,218 $10,624 $19,594 $5,909,899
5 60 $30,218 $10,589 $19,630 $5,890,270
6 61 $30,218 $10,553 $19,665 $5,870,605
6 62 $30,218 $10,518 $19,700 $5,850,905
6 63 $30,218 $10,483 $19,735 $5,831,170
6 64 $30,218 $10,448 $19,771 $5,811,399
6 65 $30,218 $10,412 $19,806 $5,791,593
6 66 $30,218 $10,377 $19,842 $5,771,752
6 67 $30,218 $10,341 $19,877 $5,751,875
6 68 $30,218 $10,305 $19,913 $5,731,962
6 69 $30,218 $10,270 $19,948 $5,712,014
6 70 $30,218 $10,234 $19,984 $5,692,029
6 71 $30,218 $10,198 $20,020 $5,672,010
6 72 $30,218 $10,162 $20,056 $5,651,954
7 73 $30,218 $10,126 $20,092 $5,631,862
7 74 $30,218 $10,090 $20,128 $5,611,734
7 75 $30,218 $10,054 $20,164 $5,591,571
7 76 $30,218 $10,018 $20,200 $5,571,371
7 77 $30,218 $9,982 $20,236 $5,551,134
7 78 $30,218 $9,946 $20,272 $5,530,862
7 79 $30,218 $9,909 $20,309 $5,510,553
7 80 $30,218 $9,873 $20,345 $5,490,208
7 81 $30,218 $9,837 $20,382 $5,469,827
7 82 $30,218 $9,800 $20,418 $5,449,409
7 83 $30,218 $9,764 $20,455 $5,428,954
7 84 $30,218 $9,727 $20,491 $5,408,463
8 85 $30,218 $9,690 $20,528 $5,387,935
8 86 $30,218 $9,653 $20,565 $5,367,370
8 87 $30,218 $9,617 $20,602 $5,346,769
8 88 $30,218 $9,580 $20,639 $5,326,130
8 89 $30,218 $9,543 $20,675 $5,305,455
8 90 $30,218 $9,506 $20,713 $5,284,742
8 91 $30,218 $9,468 $20,750 $5,263,992
8 92 $30,218 $9,431 $20,787 $5,243,206
8 93 $30,218 $9,394 $20,824 $5,222,382
8 94 $30,218 $9,357 $20,861 $5,201,520
8 95 $30,218 $9,319 $20,899 $5,180,621
8 96 $30,218 $9,282 $20,936 $5,159,685
9 97 $30,218 $9,244 $20,974 $5,138,712
9 98 $30,218 $9,207 $21,011 $5,117,700
9 99 $30,218 $9,169 $21,049 $5,096,651
9 100 $30,218 $9,132 $21,087 $5,075,565
9 101 $30,218 $9,094 $21,124 $5,054,440
9 102 $30,218 $9,056 $21,162 $5,033,278
9 103 $30,218 $9,018 $21,200 $5,012,078
9 104 $30,218 $8,980 $21,238 $4,990,840
9 105 $30,218 $8,942 $21,276 $4,969,563
9 106 $30,218 $8,904 $21,314 $4,948,249
9 107 $30,218 $8,866 $21,353 $4,926,897
9 108 $30,218 $8,827 $21,391 $4,905,506
10 109 $30,218 $8,789 $21,429 $4,884,077
10 110 $30,218 $8,751 $21,468 $4,862,609
10 111 $30,218 $8,712 $21,506 $4,841,103
10 112 $30,218 $8,674 $21,544 $4,819,559
10 113 $30,218 $8,635 $21,583 $4,797,976
10 114 $30,218 $8,596 $21,622 $4,776,354
10 115 $30,218 $8,558 $21,661 $4,754,693
10 116 $30,218 $8,519 $21,699 $4,732,994
10 117 $30,218 $8,480 $21,738 $4,711,256
10 118 $30,218 $8,441 $21,777 $4,689,479
10 119 $30,218 $8,402 $21,816 $4,667,663
10 120 $30,218 $8,363 $21,855 $4,645,807
11 121 $30,218 $8,324 $21,894 $4,623,913
11 122 $30,218 $8,285 $21,934 $4,601,979
11 123 $30,218 $8,245 $21,973 $4,580,006
11 124 $30,218 $8,206 $22,012 $4,557,994
11 125 $30,218 $8,166 $22,052 $4,535,942
11 126 $30,218 $8,127 $22,091 $4,513,851
11 127 $30,218 $8,087 $22,131 $4,491,720
11 128 $30,218 $8,048 $22,170 $4,469,550
11 129 $30,218 $8,008 $22,210 $4,447,340
11 130 $30,218 $7,968 $22,250 $4,425,090
11 131 $30,218 $7,928 $22,290 $4,402,800
11 132 $30,218 $7,888 $22,330 $4,380,470
12 133 $30,218 $7,848 $22,370 $4,358,100
12 134 $30,218 $7,808 $22,410 $4,335,690
12 135 $30,218 $7,768 $22,450 $4,313,240
12 136 $30,218 $7,728 $22,490 $4,290,750
12 137 $30,218 $7,688 $22,531 $4,268,220
12 138 $30,218 $7,647 $22,571 $4,245,649
12 139 $30,218 $7,607 $22,611 $4,223,037
12 140 $30,218 $7,566 $22,652 $4,200,385
12 141 $30,218 $7,526 $22,692 $4,177,693
12 142 $30,218 $7,485 $22,733 $4,154,960
12 143 $30,218 $7,444 $22,774 $4,132,186
12 144 $30,218 $7,403 $22,815 $4,109,371
13 145 $30,218 $7,363 $22,856 $4,086,516
13 146 $30,218 $7,322 $22,896 $4,063,619
13 147 $30,218 $7,281 $22,937 $4,040,682
13 148 $30,218 $7,240 $22,979 $4,017,703
13 149 $30,218 $7,198 $23,020 $3,994,684
13 150 $30,218 $7,157 $23,061 $3,971,623
13 151 $30,218 $7,116 $23,102 $3,948,520
13 152 $30,218 $7,074 $23,144 $3,925,377
13 153 $30,218 $7,033 $23,185 $3,902,191
13 154 $30,218 $6,991 $23,227 $3,878,965
13 155 $30,218 $6,950 $23,268 $3,855,696
13 156 $30,218 $6,908 $23,310 $3,832,386
14 157 $30,218 $6,866 $23,352 $3,809,035
14 158 $30,218 $6,825 $23,394 $3,785,641
14 159 $30,218 $6,783 $23,436 $3,762,205
14 160 $30,218 $6,741 $23,478 $3,738,728
14 161 $30,218 $6,699 $23,520 $3,715,208
14 162 $30,218 $6,656 $23,562 $3,691,647
14 163 $30,218 $6,614 $23,604 $3,668,043
14 164 $30,218 $6,572 $23,646 $3,644,396
14 165 $30,218 $6,530 $23,689 $3,620,708
14 166 $30,218 $6,487 $23,731 $3,596,977
14 167 $30,218 $6,445 $23,774 $3,573,203
14 168 $30,218 $6,402 $23,816 $3,549,387
15 169 $30,218 $6,359 $23,859 $3,525,528
15 170 $30,218 $6,317 $23,902 $3,501,627
15 171 $30,218 $6,274 $23,944 $3,477,682
15 172 $30,218 $6,231 $23,987 $3,453,695
15 173 $30,218 $6,188 $24,030 $3,429,665
15 174 $30,218 $6,145 $24,073 $3,405,591
15 175 $30,218 $6,102 $24,116 $3,381,475
15 176 $30,218 $6,058 $24,160 $3,357,315
15 177 $30,218 $6,015 $24,203 $3,333,112
15 178 $30,218 $5,972 $24,246 $3,308,866
15 179 $30,218 $5,928 $24,290 $3,284,576
15 180 $30,218 $5,885 $24,333 $3,260,243
16 181 $30,218 $5,841 $24,377 $3,235,866
16 182 $30,218 $5,798 $24,421 $3,211,446
16 183 $30,218 $5,754 $24,464 $3,186,981
16 184 $30,218 $5,710 $24,508 $3,162,473
16 185 $30,218 $5,666 $24,552 $3,137,921
16 186 $30,218 $5,622 $24,596 $3,113,325
16 187 $30,218 $5,578 $24,640 $3,088,685
16 188 $30,218 $5,534 $24,684 $3,064,001
16 189 $30,218 $5,490 $24,728 $3,039,272
16 190 $30,218 $5,445 $24,773 $3,014,499
16 191 $30,218 $5,401 $24,817 $2,989,682
16 192 $30,218 $5,357 $24,862 $2,964,821
17 193 $30,218 $5,312 $24,906 $2,939,914
17 194 $30,218 $5,267 $24,951 $2,914,964
17 195 $30,218 $5,223 $24,995 $2,889,968
17 196 $30,218 $5,178 $25,040 $2,864,928
17 197 $30,218 $5,133 $25,085 $2,839,843
17 198 $30,218 $5,088 $25,130 $2,814,713
17 199 $30,218 $5,043 $25,175 $2,789,538
17 200 $30,218 $4,998 $25,220 $2,764,317
17 201 $30,218 $4,953 $25,265 $2,739,052
17 202 $30,218 $4,907 $25,311 $2,713,741
17 203 $30,218 $4,862 $25,356 $2,688,385
17 204 $30,218 $4,817 $25,401 $2,662,984
18 205 $30,218 $4,771 $25,447 $2,637,537
18 206 $30,218 $4,726 $25,493 $2,612,044
18 207 $30,218 $4,680 $25,538 $2,586,506
18 208 $30,218 $4,634 $25,584 $2,560,922
18 209 $30,218 $4,588 $25,630 $2,535,292
18 210 $30,218 $4,542 $25,676 $2,509,617
18 211 $30,218 $4,496 $25,722 $2,483,895
18 212 $30,218 $4,450 $25,768 $2,458,127
18 213 $30,218 $4,404 $25,814 $2,432,313
18 214 $30,218 $4,358 $25,860 $2,406,453
18 215 $30,218 $4,312 $25,907 $2,380,546
18 216 $30,218 $4,265 $25,953 $2,354,593
19 217 $30,218 $4,219 $25,999 $2,328,594
19 218 $30,218 $4,172 $26,046 $2,302,548
19 219 $30,218 $4,125 $26,093 $2,276,455
19 220 $30,218 $4,079 $26,139 $2,250,315
19 221 $30,218 $4,032 $26,186 $2,224,129
19 222 $30,218 $3,985 $26,233 $2,197,896
19 223 $30,218 $3,938 $26,280 $2,171,616
19 224 $30,218 $3,891 $26,327 $2,145,288
19 225 $30,218 $3,844 $26,374 $2,118,914
19 226 $30,218 $3,796 $26,422 $2,092,492
19 227 $30,218 $3,749 $26,469 $2,066,023
19 228 $30,218 $3,702 $26,517 $2,039,506
20 229 $30,218 $3,654 $26,564 $2,012,942
20 230 $30,218 $3,607 $26,612 $1,986,331
20 231 $30,218 $3,559 $26,659 $1,959,671
20 232 $30,218 $3,511 $26,707 $1,932,964
20 233 $30,218 $3,463 $26,755 $1,906,209
20 234 $30,218 $3,415 $26,803 $1,879,407
20 235 $30,218 $3,367 $26,851 $1,852,556
20 236 $30,218 $3,319 $26,899 $1,825,657
20 237 $30,218 $3,271 $26,947 $1,798,710
20 238 $30,218 $3,223 $26,995 $1,771,714
20 239 $30,218 $3,174 $27,044 $1,744,670
20 240 $30,218 $3,126 $27,092 $1,717,578
21 241 $30,218 $3,077 $27,141 $1,690,437
21 242 $30,218 $3,029 $27,189 $1,663,248
21 243 $30,218 $2,980 $27,238 $1,636,010
21 244 $30,218 $2,931 $27,287 $1,608,723
21 245 $30,218 $2,882 $27,336 $1,581,387
21 246 $30,218 $2,833 $27,385 $1,554,002
21 247 $30,218 $2,784 $27,434 $1,526,568
21 248 $30,218 $2,735 $27,483 $1,499,085
21 249 $30,218 $2,686 $27,532 $1,471,553
21 250 $30,218 $2,637 $27,582 $1,443,971
21 251 $30,218 $2,587 $27,631 $1,416,340
21 252 $30,218 $2,538 $27,681 $1,388,660
22 253 $30,218 $2,488 $27,730 $1,360,930
22 254 $30,218 $2,438 $27,780 $1,333,150
22 255 $30,218 $2,389 $27,830 $1,305,320
22 256 $30,218 $2,339 $27,879 $1,277,441
22 257 $30,218 $2,289 $27,929 $1,249,511
22 258 $30,218 $2,239 $27,979 $1,221,532
22 259 $30,218 $2,189 $28,030 $1,193,502
22 260 $30,218 $2,138 $28,080 $1,165,423
22 261 $30,218 $2,088 $28,130 $1,137,292
22 262 $30,218 $2,038 $28,180 $1,109,112
22 263 $30,218 $1,987 $28,231 $1,080,881
22 264 $30,218 $1,937 $28,282 $1,052,599
23 265 $30,218 $1,886 $28,332 $1,024,267
23 266 $30,218 $1,835 $28,383 $995,884
23 267 $30,218 $1,784 $28,434 $967,450
23 268 $30,218 $1,733 $28,485 $938,966
23 269 $30,218 $1,682 $28,536 $910,430
23 270 $30,218 $1,631 $28,587 $881,843
23 271 $30,218 $1,580 $28,638 $853,205
23 272 $30,218 $1,529 $28,689 $824,515
23 273 $30,218 $1,477 $28,741 $795,774
23 274 $30,218 $1,426 $28,792 $766,982
23 275 $30,218 $1,374 $28,844 $738,138
23 276 $30,218 $1,322 $28,896 $709,242
24 277 $30,218 $1,271 $28,947 $680,295
24 278 $30,218 $1,219 $28,999 $651,296
24 279 $30,218 $1,167 $29,051 $622,244
24 280 $30,218 $1,115 $29,103 $593,141
24 281 $30,218 $1,063 $29,155 $563,986
24 282 $30,218 $1,010 $29,208 $534,778
24 283 $30,218 $958 $29,260 $505,518
24 284 $30,218 $906 $29,312 $476,206
24 285 $30,218 $853 $29,365 $446,841
24 286 $30,218 $801 $29,418 $417,423
24 287 $30,218 $748 $29,470 $387,953
24 288 $30,218 $695 $29,523 $358,430
25 289 $30,218 $642 $29,576 $328,854
25 290 $30,218 $589 $29,629 $299,225
25 291 $30,218 $536 $29,682 $269,543
25 292 $30,218 $483 $29,735 $239,808
25 293 $30,218 $430 $29,788 $210,019
25 294 $30,218 $376 $29,842 $180,177
25 295 $30,218 $323 $29,895 $150,282
25 296 $30,218 $269 $29,949 $120,333
25 297 $30,218 $216 $30,003 $90,331
25 298 $30,218 $162 $30,056 $60,274
25 299 $30,218 $108 $30,110 $30,164
25 300 $30,218 $54 $30,164 $0