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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 6,920,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,093,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$6,920,000
 
Monthly Repayment (HKD)
$44,758
Loan Amount (HKD)
$10,380,000
+
Total Interest (HKD)
$3,047,409
=
Total Repayment (HKD)
$13,427,409
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $44,758 $18,598 $26,161 $10,353,839
1 2 $44,758 $18,551 $26,207 $10,327,632
1 3 $44,758 $18,504 $26,254 $10,301,378
1 4 $44,758 $18,457 $26,301 $10,275,076
1 5 $44,758 $18,410 $26,349 $10,248,728
1 6 $44,758 $18,362 $26,396 $10,222,332
1 7 $44,758 $18,315 $26,443 $10,195,889
1 8 $44,758 $18,268 $26,490 $10,169,399
1 9 $44,758 $18,220 $26,538 $10,142,861
1 10 $44,758 $18,173 $26,585 $10,116,275
1 11 $44,758 $18,125 $26,633 $10,089,642
1 12 $44,758 $18,077 $26,681 $10,062,962
2 13 $44,758 $18,029 $26,729 $10,036,233
2 14 $44,758 $17,982 $26,776 $10,009,457
2 15 $44,758 $17,934 $26,824 $9,982,632
2 16 $44,758 $17,886 $26,872 $9,955,760
2 17 $44,758 $17,837 $26,921 $9,928,839
2 18 $44,758 $17,789 $26,969 $9,901,870
2 19 $44,758 $17,741 $27,017 $9,874,853
2 20 $44,758 $17,692 $27,066 $9,847,787
2 21 $44,758 $17,644 $27,114 $9,820,673
2 22 $44,758 $17,595 $27,163 $9,793,511
2 23 $44,758 $17,547 $27,211 $9,766,299
2 24 $44,758 $17,498 $27,260 $9,739,039
3 25 $44,758 $17,449 $27,309 $9,711,730
3 26 $44,758 $17,400 $27,358 $9,684,373
3 27 $44,758 $17,351 $27,407 $9,656,966
3 28 $44,758 $17,302 $27,456 $9,629,510
3 29 $44,758 $17,253 $27,505 $9,602,005
3 30 $44,758 $17,204 $27,554 $9,574,450
3 31 $44,758 $17,154 $27,604 $9,546,846
3 32 $44,758 $17,105 $27,653 $9,519,193
3 33 $44,758 $17,055 $27,703 $9,491,490
3 34 $44,758 $17,006 $27,752 $9,463,738
3 35 $44,758 $16,956 $27,802 $9,435,936
3 36 $44,758 $16,906 $27,852 $9,408,084
4 37 $44,758 $16,856 $27,902 $9,380,182
4 38 $44,758 $16,806 $27,952 $9,352,230
4 39 $44,758 $16,756 $28,002 $9,324,228
4 40 $44,758 $16,706 $28,052 $9,296,176
4 41 $44,758 $16,656 $28,102 $9,268,073
4 42 $44,758 $16,605 $28,153 $9,239,921
4 43 $44,758 $16,555 $28,203 $9,211,717
4 44 $44,758 $16,504 $28,254 $9,183,464
4 45 $44,758 $16,454 $28,304 $9,155,159
4 46 $44,758 $16,403 $28,355 $9,126,804
4 47 $44,758 $16,352 $28,406 $9,098,399
4 48 $44,758 $16,301 $28,457 $9,069,942
5 49 $44,758 $16,250 $28,508 $9,041,434
5 50 $44,758 $16,199 $28,559 $9,012,875
5 51 $44,758 $16,148 $28,610 $8,984,265
5 52 $44,758 $16,097 $28,661 $8,955,604
5 53 $44,758 $16,045 $28,713 $8,926,892
5 54 $44,758 $15,994 $28,764 $8,898,128
5 55 $44,758 $15,942 $28,816 $8,869,312
5 56 $44,758 $15,891 $28,867 $8,840,445
5 57 $44,758 $15,839 $28,919 $8,811,526
5 58 $44,758 $15,787 $28,971 $8,782,555
5 59 $44,758 $15,735 $29,023 $8,753,533
5 60 $44,758 $15,683 $29,075 $8,724,458
6 61 $44,758 $15,631 $29,127 $8,695,331
6 62 $44,758 $15,579 $29,179 $8,666,152
6 63 $44,758 $15,527 $29,231 $8,636,921
6 64 $44,758 $15,474 $29,284 $8,607,638
6 65 $44,758 $15,422 $29,336 $8,578,302
6 66 $44,758 $15,369 $29,389 $8,548,913
6 67 $44,758 $15,317 $29,441 $8,519,472
6 68 $44,758 $15,264 $29,494 $8,489,978
6 69 $44,758 $15,211 $29,547 $8,460,431
6 70 $44,758 $15,158 $29,600 $8,430,831
6 71 $44,758 $15,105 $29,653 $8,401,178
6 72 $44,758 $15,052 $29,706 $8,371,473
7 73 $44,758 $14,999 $29,759 $8,341,713
7 74 $44,758 $14,946 $29,812 $8,311,901
7 75 $44,758 $14,892 $29,866 $8,282,035
7 76 $44,758 $14,839 $29,919 $8,252,116
7 77 $44,758 $14,785 $29,973 $8,222,143
7 78 $44,758 $14,731 $30,027 $8,192,116
7 79 $44,758 $14,678 $30,080 $8,162,036
7 80 $44,758 $14,624 $30,134 $8,131,901
7 81 $44,758 $14,570 $30,188 $8,101,713
7 82 $44,758 $14,516 $30,242 $8,071,470
7 83 $44,758 $14,461 $30,297 $8,041,174
7 84 $44,758 $14,407 $30,351 $8,010,823
8 85 $44,758 $14,353 $30,405 $7,980,417
8 86 $44,758 $14,298 $30,460 $7,949,958
8 87 $44,758 $14,244 $30,514 $7,919,443
8 88 $44,758 $14,189 $30,569 $7,888,874
8 89 $44,758 $14,134 $30,624 $7,858,250
8 90 $44,758 $14,079 $30,679 $7,827,572
8 91 $44,758 $14,024 $30,734 $7,796,838
8 92 $44,758 $13,969 $30,789 $7,766,049
8 93 $44,758 $13,914 $30,844 $7,735,206
8 94 $44,758 $13,859 $30,899 $7,704,306
8 95 $44,758 $13,804 $30,954 $7,673,352
8 96 $44,758 $13,748 $31,010 $7,642,342
9 97 $44,758 $13,693 $31,066 $7,611,277
9 98 $44,758 $13,637 $31,121 $7,580,155
9 99 $44,758 $13,581 $31,177 $7,548,978
9 100 $44,758 $13,525 $31,233 $7,517,746
9 101 $44,758 $13,469 $31,289 $7,486,457
9 102 $44,758 $13,413 $31,345 $7,455,112
9 103 $44,758 $13,357 $31,401 $7,423,711
9 104 $44,758 $13,301 $31,457 $7,392,254
9 105 $44,758 $13,244 $31,514 $7,360,740
9 106 $44,758 $13,188 $31,570 $7,329,170
9 107 $44,758 $13,131 $31,627 $7,297,544
9 108 $44,758 $13,075 $31,683 $7,265,861
10 109 $44,758 $13,018 $31,740 $7,234,120
10 110 $44,758 $12,961 $31,797 $7,202,324
10 111 $44,758 $12,904 $31,854 $7,170,470
10 112 $44,758 $12,847 $31,911 $7,138,559
10 113 $44,758 $12,790 $31,968 $7,106,591
10 114 $44,758 $12,733 $32,025 $7,074,565
10 115 $44,758 $12,675 $32,083 $7,042,483
10 116 $44,758 $12,618 $32,140 $7,010,342
10 117 $44,758 $12,560 $32,198 $6,978,144
10 118 $44,758 $12,503 $32,256 $6,945,889
10 119 $44,758 $12,445 $32,313 $6,913,576
10 120 $44,758 $12,387 $32,371 $6,881,204
11 121 $44,758 $12,329 $32,429 $6,848,775
11 122 $44,758 $12,271 $32,487 $6,816,288
11 123 $44,758 $12,213 $32,546 $6,783,742
11 124 $44,758 $12,154 $32,604 $6,751,139
11 125 $44,758 $12,096 $32,662 $6,718,476
11 126 $44,758 $12,037 $32,721 $6,685,756
11 127 $44,758 $11,979 $32,779 $6,652,976
11 128 $44,758 $11,920 $32,838 $6,620,138
11 129 $44,758 $11,861 $32,897 $6,587,241
11 130 $44,758 $11,802 $32,956 $6,554,285
11 131 $44,758 $11,743 $33,015 $6,521,270
11 132 $44,758 $11,684 $33,074 $6,488,196
12 133 $44,758 $11,625 $33,133 $6,455,063
12 134 $44,758 $11,565 $33,193 $6,421,870
12 135 $44,758 $11,506 $33,252 $6,388,618
12 136 $44,758 $11,446 $33,312 $6,355,306
12 137 $44,758 $11,387 $33,371 $6,321,935
12 138 $44,758 $11,327 $33,431 $6,288,503
12 139 $44,758 $11,267 $33,491 $6,255,012
12 140 $44,758 $11,207 $33,551 $6,221,461
12 141 $44,758 $11,147 $33,611 $6,187,850
12 142 $44,758 $11,087 $33,671 $6,154,178
12 143 $44,758 $11,026 $33,732 $6,120,447
12 144 $44,758 $10,966 $33,792 $6,086,654
13 145 $44,758 $10,905 $33,853 $6,052,802
13 146 $44,758 $10,845 $33,913 $6,018,888
13 147 $44,758 $10,784 $33,974 $5,984,914
13 148 $44,758 $10,723 $34,035 $5,950,879
13 149 $44,758 $10,662 $34,096 $5,916,783
13 150 $44,758 $10,601 $34,157 $5,882,626
13 151 $44,758 $10,540 $34,218 $5,848,408
13 152 $44,758 $10,478 $34,280 $5,814,128
13 153 $44,758 $10,417 $34,341 $5,779,787
13 154 $44,758 $10,355 $34,403 $5,745,384
13 155 $44,758 $10,294 $34,464 $5,710,920
13 156 $44,758 $10,232 $34,526 $5,676,394
14 157 $44,758 $10,170 $34,588 $5,641,806
14 158 $44,758 $10,108 $34,650 $5,607,156
14 159 $44,758 $10,046 $34,712 $5,572,445
14 160 $44,758 $9,984 $34,774 $5,537,671
14 161 $44,758 $9,922 $34,836 $5,502,834
14 162 $44,758 $9,859 $34,899 $5,467,935
14 163 $44,758 $9,797 $34,961 $5,432,974
14 164 $44,758 $9,734 $35,024 $5,397,950
14 165 $44,758 $9,671 $35,087 $5,362,863
14 166 $44,758 $9,608 $35,150 $5,327,714
14 167 $44,758 $9,545 $35,213 $5,292,501
14 168 $44,758 $9,482 $35,276 $5,257,226
15 169 $44,758 $9,419 $35,339 $5,221,887
15 170 $44,758 $9,356 $35,402 $5,186,485
15 171 $44,758 $9,292 $35,466 $5,151,019
15 172 $44,758 $9,229 $35,529 $5,115,490
15 173 $44,758 $9,165 $35,593 $5,079,897
15 174 $44,758 $9,101 $35,657 $5,044,241
15 175 $44,758 $9,038 $35,720 $5,008,520
15 176 $44,758 $8,974 $35,784 $4,972,736
15 177 $44,758 $8,909 $35,849 $4,936,887
15 178 $44,758 $8,845 $35,913 $4,900,974
15 179 $44,758 $8,781 $35,977 $4,864,997
15 180 $44,758 $8,716 $36,042 $4,828,956
16 181 $44,758 $8,652 $36,106 $4,792,850
16 182 $44,758 $8,587 $36,171 $4,756,679
16 183 $44,758 $8,522 $36,236 $4,720,443
16 184 $44,758 $8,457 $36,301 $4,684,143
16 185 $44,758 $8,392 $36,366 $4,647,777
16 186 $44,758 $8,327 $36,431 $4,611,346
16 187 $44,758 $8,262 $36,496 $4,574,850
16 188 $44,758 $8,197 $36,561 $4,538,289
16 189 $44,758 $8,131 $36,627 $4,501,662
16 190 $44,758 $8,065 $36,693 $4,464,969
16 191 $44,758 $8,000 $36,758 $4,428,211
16 192 $44,758 $7,934 $36,824 $4,391,387
17 193 $44,758 $7,868 $36,890 $4,354,497
17 194 $44,758 $7,802 $36,956 $4,317,540
17 195 $44,758 $7,736 $37,022 $4,280,518
17 196 $44,758 $7,669 $37,089 $4,243,429
17 197 $44,758 $7,603 $37,155 $4,206,274
17 198 $44,758 $7,536 $37,222 $4,169,052
17 199 $44,758 $7,470 $37,288 $4,131,764
17 200 $44,758 $7,403 $37,355 $4,094,408
17 201 $44,758 $7,336 $37,422 $4,056,986
17 202 $44,758 $7,269 $37,489 $4,019,497
17 203 $44,758 $7,202 $37,556 $3,981,941
17 204 $44,758 $7,134 $37,624 $3,944,317
18 205 $44,758 $7,067 $37,691 $3,906,626
18 206 $44,758 $6,999 $37,759 $3,868,867
18 207 $44,758 $6,932 $37,826 $3,831,041
18 208 $44,758 $6,864 $37,894 $3,793,147
18 209 $44,758 $6,796 $37,962 $3,755,185
18 210 $44,758 $6,728 $38,030 $3,717,155
18 211 $44,758 $6,660 $38,098 $3,679,056
18 212 $44,758 $6,592 $38,166 $3,640,890
18 213 $44,758 $6,523 $38,235 $3,602,655
18 214 $44,758 $6,455 $38,303 $3,564,352
18 215 $44,758 $6,386 $38,372 $3,525,980
18 216 $44,758 $6,317 $38,441 $3,487,540
19 217 $44,758 $6,249 $38,510 $3,449,030
19 218 $44,758 $6,180 $38,579 $3,410,451
19 219 $44,758 $6,110 $38,648 $3,371,804
19 220 $44,758 $6,041 $38,717 $3,333,087
19 221 $44,758 $5,972 $38,786 $3,294,301
19 222 $44,758 $5,902 $38,856 $3,255,445
19 223 $44,758 $5,833 $38,925 $3,216,520
19 224 $44,758 $5,763 $38,995 $3,177,525
19 225 $44,758 $5,693 $39,065 $3,138,460
19 226 $44,758 $5,623 $39,135 $3,099,325
19 227 $44,758 $5,553 $39,205 $3,060,120
19 228 $44,758 $5,483 $39,275 $3,020,844
20 229 $44,758 $5,412 $39,346 $2,981,498
20 230 $44,758 $5,342 $39,416 $2,942,082
20 231 $44,758 $5,271 $39,487 $2,902,596
20 232 $44,758 $5,200 $39,558 $2,863,038
20 233 $44,758 $5,130 $39,628 $2,823,410
20 234 $44,758 $5,059 $39,699 $2,783,710
20 235 $44,758 $4,987 $39,771 $2,743,940
20 236 $44,758 $4,916 $39,842 $2,704,098
20 237 $44,758 $4,845 $39,913 $2,664,185
20 238 $44,758 $4,773 $39,985 $2,624,200
20 239 $44,758 $4,702 $40,056 $2,584,144
20 240 $44,758 $4,630 $40,128 $2,544,015
21 241 $44,758 $4,558 $40,200 $2,503,815
21 242 $44,758 $4,486 $40,272 $2,463,543
21 243 $44,758 $4,414 $40,344 $2,423,199
21 244 $44,758 $4,342 $40,416 $2,382,783
21 245 $44,758 $4,269 $40,489 $2,342,294
21 246 $44,758 $4,197 $40,561 $2,301,732
21 247 $44,758 $4,124 $40,634 $2,261,098
21 248 $44,758 $4,051 $40,707 $2,220,391
21 249 $44,758 $3,978 $40,780 $2,179,612
21 250 $44,758 $3,905 $40,853 $2,138,759
21 251 $44,758 $3,832 $40,926 $2,097,833
21 252 $44,758 $3,759 $40,999 $2,056,833
22 253 $44,758 $3,685 $41,073 $2,015,760
22 254 $44,758 $3,612 $41,146 $1,974,614
22 255 $44,758 $3,538 $41,220 $1,933,394
22 256 $44,758 $3,464 $41,294 $1,892,100
22 257 $44,758 $3,390 $41,368 $1,850,732
22 258 $44,758 $3,316 $41,442 $1,809,290
22 259 $44,758 $3,242 $41,516 $1,767,773
22 260 $44,758 $3,167 $41,591 $1,726,182
22 261 $44,758 $3,093 $41,665 $1,684,517
22 262 $44,758 $3,018 $41,740 $1,642,777
22 263 $44,758 $2,943 $41,815 $1,600,962
22 264 $44,758 $2,868 $41,890 $1,559,073
23 265 $44,758 $2,793 $41,965 $1,517,108
23 266 $44,758 $2,718 $42,040 $1,475,068
23 267 $44,758 $2,643 $42,115 $1,432,953
23 268 $44,758 $2,567 $42,191 $1,390,762
23 269 $44,758 $2,492 $42,266 $1,348,496
23 270 $44,758 $2,416 $42,342 $1,306,154
23 271 $44,758 $2,340 $42,418 $1,263,736
23 272 $44,758 $2,264 $42,494 $1,221,242
23 273 $44,758 $2,188 $42,570 $1,178,672
23 274 $44,758 $2,112 $42,646 $1,136,026
23 275 $44,758 $2,035 $42,723 $1,093,304
23 276 $44,758 $1,959 $42,799 $1,050,504
24 277 $44,758 $1,882 $42,876 $1,007,629
24 278 $44,758 $1,805 $42,953 $964,676
24 279 $44,758 $1,728 $43,030 $921,646
24 280 $44,758 $1,651 $43,107 $878,539
24 281 $44,758 $1,574 $43,184 $835,355
24 282 $44,758 $1,497 $43,261 $792,094
24 283 $44,758 $1,419 $43,339 $748,755
24 284 $44,758 $1,342 $43,417 $705,339
24 285 $44,758 $1,264 $43,494 $661,844
24 286 $44,758 $1,186 $43,572 $618,272
24 287 $44,758 $1,108 $43,650 $574,622
24 288 $44,758 $1,030 $43,729 $530,893
25 289 $44,758 $951 $43,807 $487,087
25 290 $44,758 $873 $43,885 $443,201
25 291 $44,758 $794 $43,964 $399,237
25 292 $44,758 $715 $44,043 $355,195
25 293 $44,758 $636 $44,122 $311,073
25 294 $44,758 $557 $44,201 $266,872
25 295 $44,758 $478 $44,280 $222,592
25 296 $44,758 $399 $44,359 $178,233
25 297 $44,758 $319 $44,439 $133,794
25 298 $44,758 $240 $44,518 $89,276
25 299 $44,758 $160 $44,598 $44,678
25 300 $44,758 $80 $44,678 $0