Century 21 Centaland Property

Down Payment (HKD)

$9,000,000

Monthly Repayment (HKD)

$58,211

Loan Amount (HKD)

$13,500,000

Total Interest (HKD)

$3,963,394

Total Repayment (HKD)

$17,463,394

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$58,211	$24,188	$34,024	$13,465,976
1	2	$58,211	$24,127	$34,085	$13,431,891
1	3	$58,211	$24,065	$34,146	$13,397,746
1	4	$58,211	$24,004	$34,207	$13,363,539
1	5	$58,211	$23,943	$34,268	$13,329,270
1	6	$58,211	$23,882	$34,330	$13,294,941
1	7	$58,211	$23,820	$34,391	$13,260,549
1	8	$58,211	$23,758	$34,453	$13,226,097
1	9	$58,211	$23,697	$34,515	$13,191,582
1	10	$58,211	$23,635	$34,576	$13,157,006
1	11	$58,211	$23,573	$34,638	$13,122,367
1	12	$58,211	$23,511	$34,700	$13,087,667
2	13	$58,211	$23,449	$34,763	$13,052,904
2	14	$58,211	$23,386	$34,825	$13,018,079
2	15	$58,211	$23,324	$34,887	$12,983,192
2	16	$58,211	$23,262	$34,950	$12,948,242
2	17	$58,211	$23,199	$35,012	$12,913,230
2	18	$58,211	$23,136	$35,075	$12,878,155
2	19	$58,211	$23,073	$35,138	$12,843,017
2	20	$58,211	$23,010	$35,201	$12,807,816
2	21	$58,211	$22,947	$35,264	$12,772,552
2	22	$58,211	$22,884	$35,327	$12,737,225
2	23	$58,211	$22,821	$35,390	$12,701,834
2	24	$58,211	$22,757	$35,454	$12,666,381
3	25	$58,211	$22,694	$35,517	$12,630,863
3	26	$58,211	$22,630	$35,581	$12,595,282
3	27	$58,211	$22,567	$35,645	$12,559,637
3	28	$58,211	$22,503	$35,709	$12,523,929
3	29	$58,211	$22,439	$35,773	$12,488,156
3	30	$58,211	$22,375	$35,837	$12,452,319
3	31	$58,211	$22,310	$35,901	$12,416,419
3	32	$58,211	$22,246	$35,965	$12,380,453
3	33	$58,211	$22,182	$36,030	$12,344,424
3	34	$58,211	$22,117	$36,094	$12,308,329
3	35	$58,211	$22,052	$36,159	$12,272,171
3	36	$58,211	$21,988	$36,224	$12,235,947
4	37	$58,211	$21,923	$36,289	$12,199,658
4	38	$58,211	$21,858	$36,354	$12,163,305
4	39	$58,211	$21,793	$36,419	$12,126,886
4	40	$58,211	$21,727	$36,484	$12,090,402
4	41	$58,211	$21,662	$36,549	$12,053,853
4	42	$58,211	$21,596	$36,615	$12,017,238
4	43	$58,211	$21,531	$36,680	$11,980,557
4	44	$58,211	$21,465	$36,746	$11,943,811
4	45	$58,211	$21,399	$36,812	$11,906,999
4	46	$58,211	$21,333	$36,878	$11,870,121
4	47	$58,211	$21,267	$36,944	$11,833,177
4	48	$58,211	$21,201	$37,010	$11,796,167
5	49	$58,211	$21,135	$37,077	$11,759,091
5	50	$58,211	$21,068	$37,143	$11,721,948
5	51	$58,211	$21,002	$37,209	$11,684,738
5	52	$58,211	$20,935	$37,276	$11,647,462
5	53	$58,211	$20,868	$37,343	$11,610,119
5	54	$58,211	$20,801	$37,410	$11,572,709
5	55	$58,211	$20,734	$37,477	$11,535,232
5	56	$58,211	$20,667	$37,544	$11,497,688
5	57	$58,211	$20,600	$37,611	$11,460,077
5	58	$58,211	$20,533	$37,679	$11,422,398
5	59	$58,211	$20,465	$37,746	$11,384,652
5	60	$58,211	$20,398	$37,814	$11,346,838
6	61	$58,211	$20,330	$37,882	$11,308,957
6	62	$58,211	$20,262	$37,949	$11,271,007
6	63	$58,211	$20,194	$38,017	$11,232,990
6	64	$58,211	$20,126	$38,086	$11,194,904
6	65	$58,211	$20,058	$38,154	$11,156,751
6	66	$58,211	$19,989	$38,222	$11,118,529
6	67	$58,211	$19,921	$38,291	$11,080,238
6	68	$58,211	$19,852	$38,359	$11,041,879
6	69	$58,211	$19,783	$38,428	$11,003,451
6	70	$58,211	$19,715	$38,497	$10,964,954
6	71	$58,211	$19,646	$38,566	$10,926,388
6	72	$58,211	$19,576	$38,635	$10,887,753
7	73	$58,211	$19,507	$38,704	$10,849,049
7	74	$58,211	$19,438	$38,773	$10,810,276
7	75	$58,211	$19,368	$38,843	$10,771,433
7	76	$58,211	$19,299	$38,912	$10,732,520
7	77	$58,211	$19,229	$38,982	$10,693,538
7	78	$58,211	$19,159	$39,052	$10,654,486
7	79	$58,211	$19,089	$39,122	$10,615,364
7	80	$58,211	$19,019	$39,192	$10,576,172
7	81	$58,211	$18,949	$39,262	$10,536,910
7	82	$58,211	$18,879	$39,333	$10,497,577
7	83	$58,211	$18,808	$39,403	$10,458,174
7	84	$58,211	$18,738	$39,474	$10,418,700
8	85	$58,211	$18,667	$39,544	$10,379,156
8	86	$58,211	$18,596	$39,615	$10,339,540
8	87	$58,211	$18,525	$39,686	$10,299,854
8	88	$58,211	$18,454	$39,757	$10,260,097
8	89	$58,211	$18,383	$39,829	$10,220,268
8	90	$58,211	$18,311	$39,900	$10,180,368
8	91	$58,211	$18,240	$39,971	$10,140,396
8	92	$58,211	$18,168	$40,043	$10,100,353
8	93	$58,211	$18,096	$40,115	$10,060,238
8	94	$58,211	$18,025	$40,187	$10,020,052
8	95	$58,211	$17,953	$40,259	$9,979,793
8	96	$58,211	$17,880	$40,331	$9,939,462
9	97	$58,211	$17,808	$40,403	$9,899,059
9	98	$58,211	$17,736	$40,475	$9,858,584
9	99	$58,211	$17,663	$40,548	$9,818,036
9	100	$58,211	$17,591	$40,621	$9,777,415
9	101	$58,211	$17,518	$40,693	$9,736,721
9	102	$58,211	$17,445	$40,766	$9,695,955
9	103	$58,211	$17,372	$40,839	$9,655,116
9	104	$58,211	$17,299	$40,913	$9,614,203
9	105	$58,211	$17,225	$40,986	$9,573,217
9	106	$58,211	$17,152	$41,059	$9,532,158
9	107	$58,211	$17,078	$41,133	$9,491,025
9	108	$58,211	$17,005	$41,207	$9,449,819
10	109	$58,211	$16,931	$41,280	$9,408,538
10	110	$58,211	$16,857	$41,354	$9,367,184
10	111	$58,211	$16,783	$41,428	$9,325,755
10	112	$58,211	$16,709	$41,503	$9,284,253
10	113	$58,211	$16,634	$41,577	$9,242,676
10	114	$58,211	$16,560	$41,652	$9,201,024
10	115	$58,211	$16,485	$41,726	$9,159,298
10	116	$58,211	$16,410	$41,801	$9,117,497
10	117	$58,211	$16,336	$41,876	$9,075,621
10	118	$58,211	$16,260	$41,951	$9,033,671
10	119	$58,211	$16,185	$42,026	$8,991,645
10	120	$58,211	$16,110	$42,101	$8,949,543
11	121	$58,211	$16,035	$42,177	$8,907,367
11	122	$58,211	$15,959	$42,252	$8,865,114
11	123	$58,211	$15,883	$42,328	$8,822,786
11	124	$58,211	$15,807	$42,404	$8,780,382
11	125	$58,211	$15,732	$42,480	$8,737,903
11	126	$58,211	$15,655	$42,556	$8,695,347
11	127	$58,211	$15,579	$42,632	$8,652,715
11	128	$58,211	$15,503	$42,709	$8,610,006
11	129	$58,211	$15,426	$42,785	$8,567,221
11	130	$58,211	$15,350	$42,862	$8,524,359
11	131	$58,211	$15,273	$42,939	$8,481,421
11	132	$58,211	$15,196	$43,015	$8,438,405
12	133	$58,211	$15,119	$43,093	$8,395,313
12	134	$58,211	$15,042	$43,170	$8,352,143
12	135	$58,211	$14,964	$43,247	$8,308,896
12	136	$58,211	$14,887	$43,325	$8,265,572
12	137	$58,211	$14,809	$43,402	$8,222,169
12	138	$58,211	$14,731	$43,480	$8,178,689
12	139	$58,211	$14,653	$43,558	$8,135,132
12	140	$58,211	$14,575	$43,636	$8,091,496
12	141	$58,211	$14,497	$43,714	$8,047,782
12	142	$58,211	$14,419	$43,792	$8,003,989
12	143	$58,211	$14,340	$43,871	$7,960,119
12	144	$58,211	$14,262	$43,949	$7,916,169
13	145	$58,211	$14,183	$44,028	$7,872,141
13	146	$58,211	$14,104	$44,107	$7,828,034
13	147	$58,211	$14,025	$44,186	$7,783,848
13	148	$58,211	$13,946	$44,265	$7,739,583
13	149	$58,211	$13,867	$44,345	$7,695,238
13	150	$58,211	$13,787	$44,424	$7,650,814
13	151	$58,211	$13,708	$44,504	$7,606,310
13	152	$58,211	$13,628	$44,583	$7,561,727
13	153	$58,211	$13,548	$44,663	$7,517,064
13	154	$58,211	$13,468	$44,743	$7,472,321
13	155	$58,211	$13,388	$44,823	$7,427,497
13	156	$58,211	$13,308	$44,904	$7,382,593
14	157	$58,211	$13,227	$44,984	$7,337,609
14	158	$58,211	$13,147	$45,065	$7,292,545
14	159	$58,211	$13,066	$45,146	$7,247,399
14	160	$58,211	$12,985	$45,226	$7,202,173
14	161	$58,211	$12,904	$45,307	$7,156,865
14	162	$58,211	$12,823	$45,389	$7,111,477
14	163	$58,211	$12,741	$45,470	$7,066,007
14	164	$58,211	$12,660	$45,551	$7,020,455
14	165	$58,211	$12,578	$45,633	$6,974,822
14	166	$58,211	$12,497	$45,715	$6,929,108
14	167	$58,211	$12,415	$45,797	$6,883,311
14	168	$58,211	$12,333	$45,879	$6,837,432
15	169	$58,211	$12,250	$45,961	$6,791,471
15	170	$58,211	$12,168	$46,043	$6,745,428
15	171	$58,211	$12,086	$46,126	$6,699,302
15	172	$58,211	$12,003	$46,208	$6,653,094
15	173	$58,211	$11,920	$46,291	$6,606,803
15	174	$58,211	$11,837	$46,374	$6,560,429
15	175	$58,211	$11,754	$46,457	$6,513,971
15	176	$58,211	$11,671	$46,540	$6,467,431
15	177	$58,211	$11,587	$46,624	$6,420,807
15	178	$58,211	$11,504	$46,707	$6,374,100
15	179	$58,211	$11,420	$46,791	$6,327,309
15	180	$58,211	$11,336	$46,875	$6,280,434
16	181	$58,211	$11,252	$46,959	$6,233,475
16	182	$58,211	$11,168	$47,043	$6,186,432
16	183	$58,211	$11,084	$47,127	$6,139,305
16	184	$58,211	$11,000	$47,212	$6,092,093
16	185	$58,211	$10,915	$47,296	$6,044,797
16	186	$58,211	$10,830	$47,381	$5,997,416
16	187	$58,211	$10,745	$47,466	$5,949,950
16	188	$58,211	$10,660	$47,551	$5,902,399
16	189	$58,211	$10,575	$47,636	$5,854,762
16	190	$58,211	$10,490	$47,722	$5,807,041
16	191	$58,211	$10,404	$47,807	$5,759,234
16	192	$58,211	$10,319	$47,893	$5,711,341
17	193	$58,211	$10,233	$47,978	$5,663,363
17	194	$58,211	$10,147	$48,064	$5,615,298
17	195	$58,211	$10,061	$48,151	$5,567,148
17	196	$58,211	$9,974	$48,237	$5,518,911
17	197	$58,211	$9,888	$48,323	$5,470,588
17	198	$58,211	$9,801	$48,410	$5,422,178
17	199	$58,211	$9,715	$48,497	$5,373,681
17	200	$58,211	$9,628	$48,583	$5,325,098
17	201	$58,211	$9,541	$48,671	$5,276,427
17	202	$58,211	$9,454	$48,758	$5,227,669
17	203	$58,211	$9,366	$48,845	$5,178,824
17	204	$58,211	$9,279	$48,933	$5,129,892
18	205	$58,211	$9,191	$49,020	$5,080,872
18	206	$58,211	$9,103	$49,108	$5,031,763
18	207	$58,211	$9,015	$49,196	$4,982,567
18	208	$58,211	$8,927	$49,284	$4,933,283
18	209	$58,211	$8,839	$49,373	$4,883,911
18	210	$58,211	$8,750	$49,461	$4,834,450
18	211	$58,211	$8,662	$49,550	$4,784,900
18	212	$58,211	$8,573	$49,638	$4,735,262
18	213	$58,211	$8,484	$49,727	$4,685,534
18	214	$58,211	$8,395	$49,816	$4,635,718
18	215	$58,211	$8,306	$49,906	$4,585,812
18	216	$58,211	$8,216	$49,995	$4,535,817
19	217	$58,211	$8,127	$50,085	$4,485,733
19	218	$58,211	$8,037	$50,174	$4,435,558
19	219	$58,211	$7,947	$50,264	$4,385,294
19	220	$58,211	$7,857	$50,354	$4,334,940
19	221	$58,211	$7,767	$50,445	$4,284,495
19	222	$58,211	$7,676	$50,535	$4,233,960
19	223	$58,211	$7,586	$50,625	$4,183,335
19	224	$58,211	$7,495	$50,716	$4,132,619
19	225	$58,211	$7,404	$50,807	$4,081,812
19	226	$58,211	$7,313	$50,898	$4,030,913
19	227	$58,211	$7,222	$50,989	$3,979,924
19	228	$58,211	$7,131	$51,081	$3,928,844
20	229	$58,211	$7,039	$51,172	$3,877,671
20	230	$58,211	$6,947	$51,264	$3,826,408
20	231	$58,211	$6,856	$51,356	$3,775,052
20	232	$58,211	$6,764	$51,448	$3,723,604
20	233	$58,211	$6,671	$51,540	$3,672,064
20	234	$58,211	$6,579	$51,632	$3,620,432
20	235	$58,211	$6,487	$51,725	$3,568,708
20	236	$58,211	$6,394	$51,817	$3,516,890
20	237	$58,211	$6,301	$51,910	$3,464,980
20	238	$58,211	$6,208	$52,003	$3,412,977
20	239	$58,211	$6,115	$52,096	$3,360,880
20	240	$58,211	$6,022	$52,190	$3,308,691
21	241	$58,211	$5,928	$52,283	$3,256,407
21	242	$58,211	$5,834	$52,377	$3,204,030
21	243	$58,211	$5,741	$52,471	$3,151,560
21	244	$58,211	$5,647	$52,565	$3,098,995
21	245	$58,211	$5,552	$52,659	$3,046,336
21	246	$58,211	$5,458	$52,753	$2,993,583
21	247	$58,211	$5,364	$52,848	$2,940,735
21	248	$58,211	$5,269	$52,942	$2,887,792
21	249	$58,211	$5,174	$53,037	$2,834,755
21	250	$58,211	$5,079	$53,132	$2,781,623
21	251	$58,211	$4,984	$53,228	$2,728,395
21	252	$58,211	$4,888	$53,323	$2,675,072
22	253	$58,211	$4,793	$53,418	$2,621,654
22	254	$58,211	$4,697	$53,514	$2,568,139
22	255	$58,211	$4,601	$53,610	$2,514,529
22	256	$58,211	$4,505	$53,706	$2,460,823
22	257	$58,211	$4,409	$53,802	$2,407,021
22	258	$58,211	$4,313	$53,899	$2,353,122
22	259	$58,211	$4,216	$53,995	$2,299,127
22	260	$58,211	$4,119	$54,092	$2,245,035
22	261	$58,211	$4,022	$54,189	$2,190,846
22	262	$58,211	$3,925	$54,286	$2,136,560
22	263	$58,211	$3,828	$54,383	$2,082,177
22	264	$58,211	$3,731	$54,481	$2,027,696
23	265	$58,211	$3,633	$54,578	$1,973,117
23	266	$58,211	$3,535	$54,676	$1,918,441
23	267	$58,211	$3,437	$54,774	$1,863,667
23	268	$58,211	$3,339	$54,872	$1,808,795
23	269	$58,211	$3,241	$54,971	$1,753,824
23	270	$58,211	$3,142	$55,069	$1,698,755
23	271	$58,211	$3,044	$55,168	$1,643,588
23	272	$58,211	$2,945	$55,267	$1,588,321
23	273	$58,211	$2,846	$55,366	$1,532,956
23	274	$58,211	$2,747	$55,465	$1,477,491
23	275	$58,211	$2,647	$55,564	$1,421,927
23	276	$58,211	$2,548	$55,664	$1,366,263
24	277	$58,211	$2,448	$55,763	$1,310,500
24	278	$58,211	$2,348	$55,863	$1,254,636
24	279	$58,211	$2,248	$55,963	$1,198,673
24	280	$58,211	$2,148	$56,064	$1,142,609
24	281	$58,211	$2,047	$56,164	$1,086,445
24	282	$58,211	$1,947	$56,265	$1,030,180
24	283	$58,211	$1,846	$56,366	$973,815
24	284	$58,211	$1,745	$56,467	$917,348
24	285	$58,211	$1,644	$56,568	$860,780
24	286	$58,211	$1,542	$56,669	$804,111
24	287	$58,211	$1,441	$56,771	$747,341
24	288	$58,211	$1,339	$56,872	$690,468
25	289	$58,211	$1,237	$56,974	$633,494
25	290	$58,211	$1,135	$57,076	$576,418
25	291	$58,211	$1,033	$57,179	$519,239
25	292	$58,211	$930	$57,281	$461,958
25	293	$58,211	$828	$57,384	$404,575
25	294	$58,211	$725	$57,486	$347,088
25	295	$58,211	$622	$57,589	$289,499
25	296	$58,211	$519	$57,693	$231,806
25	297	$58,211	$415	$57,796	$174,010
25	298	$58,211	$312	$57,900	$116,110
25	299	$58,211	$208	$58,003	$58,107
25	300	$58,211	$104	$58,107	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 9,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 9,225,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.