Century 21 Centaland Property

Down Payment (HKD)

$60,000,000

Monthly Repayment (HKD)

$388,075

Loan Amount (HKD)

$90,000,000

Total Interest (HKD)

$26,422,625

Total Repayment (HKD)

$116,422,625

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$388,075	$161,250	$226,825	$89,773,175
1	2	$388,075	$160,844	$227,232	$89,545,943
1	3	$388,075	$160,436	$227,639	$89,318,304
1	4	$388,075	$160,029	$228,047	$89,090,257
1	5	$388,075	$159,620	$228,455	$88,861,802
1	6	$388,075	$159,211	$228,865	$88,632,937
1	7	$388,075	$158,801	$229,275	$88,403,662
1	8	$388,075	$158,390	$229,686	$88,173,977
1	9	$388,075	$157,978	$230,097	$87,943,880
1	10	$388,075	$157,566	$230,509	$87,713,370
1	11	$388,075	$157,153	$230,922	$87,482,448
1	12	$388,075	$156,739	$231,336	$87,251,112
2	13	$388,075	$156,325	$231,751	$87,019,362
2	14	$388,075	$155,910	$232,166	$86,787,196
2	15	$388,075	$155,494	$232,582	$86,554,614
2	16	$388,075	$155,077	$232,998	$86,321,616
2	17	$388,075	$154,660	$233,416	$86,088,200
2	18	$388,075	$154,241	$233,834	$85,854,366
2	19	$388,075	$153,822	$234,253	$85,620,113
2	20	$388,075	$153,403	$234,673	$85,385,440
2	21	$388,075	$152,982	$235,093	$85,150,347
2	22	$388,075	$152,561	$235,514	$84,914,833
2	23	$388,075	$152,139	$235,936	$84,678,896
2	24	$388,075	$151,716	$236,359	$84,442,537
3	25	$388,075	$151,293	$236,783	$84,205,755
3	26	$388,075	$150,869	$237,207	$83,968,548
3	27	$388,075	$150,444	$237,632	$83,730,916
3	28	$388,075	$150,018	$238,058	$83,492,859
3	29	$388,075	$149,591	$238,484	$83,254,375
3	30	$388,075	$149,164	$238,911	$83,015,463
3	31	$388,075	$148,736	$239,339	$82,776,124
3	32	$388,075	$148,307	$239,768	$82,536,356
3	33	$388,075	$147,878	$240,198	$82,296,158
3	34	$388,075	$147,447	$240,628	$82,055,530
3	35	$388,075	$147,016	$241,059	$81,814,470
3	36	$388,075	$146,584	$241,491	$81,572,979
4	37	$388,075	$146,152	$241,924	$81,331,055
4	38	$388,075	$145,718	$242,357	$81,088,698
4	39	$388,075	$145,284	$242,791	$80,845,907
4	40	$388,075	$144,849	$243,226	$80,602,680
4	41	$388,075	$144,413	$243,662	$80,359,018
4	42	$388,075	$143,977	$244,099	$80,114,919
4	43	$388,075	$143,539	$244,536	$79,870,383
4	44	$388,075	$143,101	$244,974	$79,625,409
4	45	$388,075	$142,662	$245,413	$79,379,995
4	46	$388,075	$142,222	$245,853	$79,134,142
4	47	$388,075	$141,782	$246,293	$78,887,849
4	48	$388,075	$141,341	$246,735	$78,641,114
5	49	$388,075	$140,899	$247,177	$78,393,938
5	50	$388,075	$140,456	$247,620	$78,146,318
5	51	$388,075	$140,012	$248,063	$77,898,255
5	52	$388,075	$139,568	$248,508	$77,649,747
5	53	$388,075	$139,122	$248,953	$77,400,794
5	54	$388,075	$138,676	$249,399	$77,151,395
5	55	$388,075	$138,230	$249,846	$76,901,549
5	56	$388,075	$137,782	$250,293	$76,651,256
5	57	$388,075	$137,333	$250,742	$76,400,514
5	58	$388,075	$136,884	$251,191	$76,149,323
5	59	$388,075	$136,434	$251,641	$75,897,681
5	60	$388,075	$135,983	$252,092	$75,645,589
6	61	$388,075	$135,532	$252,544	$75,393,046
6	62	$388,075	$135,079	$252,996	$75,140,049
6	63	$388,075	$134,626	$253,449	$74,886,600
6	64	$388,075	$134,172	$253,904	$74,632,696
6	65	$388,075	$133,717	$254,359	$74,378,338
6	66	$388,075	$133,261	$254,814	$74,123,524
6	67	$388,075	$132,805	$255,271	$73,868,253
6	68	$388,075	$132,347	$255,728	$73,612,525
6	69	$388,075	$131,889	$256,186	$73,356,338
6	70	$388,075	$131,430	$256,645	$73,099,693
6	71	$388,075	$130,970	$257,105	$72,842,588
6	72	$388,075	$130,510	$257,566	$72,585,022
7	73	$388,075	$130,048	$258,027	$72,326,995
7	74	$388,075	$129,586	$258,490	$72,068,505
7	75	$388,075	$129,123	$258,953	$71,809,553
7	76	$388,075	$128,659	$259,417	$71,550,136
7	77	$388,075	$128,194	$259,881	$71,290,255
7	78	$388,075	$127,728	$260,347	$71,029,908
7	79	$388,075	$127,262	$260,813	$70,769,094
7	80	$388,075	$126,795	$261,281	$70,507,813
7	81	$388,075	$126,326	$261,749	$70,246,064
7	82	$388,075	$125,858	$262,218	$69,983,847
7	83	$388,075	$125,388	$262,688	$69,721,159
7	84	$388,075	$124,917	$263,158	$69,458,001
8	85	$388,075	$124,446	$263,630	$69,194,371
8	86	$388,075	$123,973	$264,102	$68,930,269
8	87	$388,075	$123,500	$264,575	$68,665,693
8	88	$388,075	$123,026	$265,049	$68,400,644
8	89	$388,075	$122,551	$265,524	$68,135,120
8	90	$388,075	$122,075	$266,000	$67,869,120
8	91	$388,075	$121,599	$266,477	$67,602,643
8	92	$388,075	$121,121	$266,954	$67,335,689
8	93	$388,075	$120,643	$267,432	$67,068,257
8	94	$388,075	$120,164	$267,911	$66,800,345
8	95	$388,075	$119,684	$268,391	$66,531,954
8	96	$388,075	$119,203	$268,872	$66,263,081
9	97	$388,075	$118,721	$269,354	$65,993,727
9	98	$388,075	$118,239	$269,837	$65,723,891
9	99	$388,075	$117,755	$270,320	$65,453,571
9	100	$388,075	$117,271	$270,804	$65,182,766
9	101	$388,075	$116,786	$271,290	$64,911,477
9	102	$388,075	$116,300	$271,776	$64,639,701
9	103	$388,075	$115,813	$272,263	$64,367,438
9	104	$388,075	$115,325	$272,750	$64,094,688
9	105	$388,075	$114,836	$273,239	$63,821,449
9	106	$388,075	$114,347	$273,729	$63,547,720
9	107	$388,075	$113,856	$274,219	$63,273,501
9	108	$388,075	$113,365	$274,710	$62,998,791
10	109	$388,075	$112,873	$275,203	$62,723,588
10	110	$388,075	$112,380	$275,696	$62,447,892
10	111	$388,075	$111,886	$276,190	$62,171,703
10	112	$388,075	$111,391	$276,684	$61,895,018
10	113	$388,075	$110,895	$277,180	$61,617,838
10	114	$388,075	$110,399	$277,677	$61,340,161
10	115	$388,075	$109,901	$278,174	$61,061,987
10	116	$388,075	$109,403	$278,673	$60,783,314
10	117	$388,075	$108,903	$279,172	$60,504,142
10	118	$388,075	$108,403	$279,672	$60,224,470
10	119	$388,075	$107,902	$280,173	$59,944,297
10	120	$388,075	$107,400	$280,675	$59,663,622
11	121	$388,075	$106,897	$281,178	$59,382,444
11	122	$388,075	$106,394	$281,682	$59,100,762
11	123	$388,075	$105,889	$282,187	$58,818,575
11	124	$388,075	$105,383	$282,692	$58,535,883
11	125	$388,075	$104,877	$283,199	$58,252,684
11	126	$388,075	$104,369	$283,706	$57,968,978
11	127	$388,075	$103,861	$284,214	$57,684,764
11	128	$388,075	$103,352	$284,724	$57,400,041
11	129	$388,075	$102,842	$285,234	$57,114,807
11	130	$388,075	$102,331	$285,745	$56,829,062
11	131	$388,075	$101,819	$286,257	$56,542,805
11	132	$388,075	$101,306	$286,770	$56,256,036
12	133	$388,075	$100,792	$287,283	$55,968,753
12	134	$388,075	$100,277	$287,798	$55,680,955
12	135	$388,075	$99,762	$288,314	$55,392,641
12	136	$388,075	$99,245	$288,830	$55,103,811
12	137	$388,075	$98,728	$289,348	$54,814,463
12	138	$388,075	$98,209	$289,866	$54,524,597
12	139	$388,075	$97,690	$290,386	$54,234,211
12	140	$388,075	$97,170	$290,906	$53,943,305
12	141	$388,075	$96,648	$291,427	$53,651,878
12	142	$388,075	$96,126	$291,949	$53,359,929
12	143	$388,075	$95,603	$292,472	$53,067,457
12	144	$388,075	$95,079	$292,996	$52,774,461
13	145	$388,075	$94,554	$293,521	$52,480,940
13	146	$388,075	$94,028	$294,047	$52,186,893
13	147	$388,075	$93,502	$294,574	$51,892,319
13	148	$388,075	$92,974	$295,102	$51,597,217
13	149	$388,075	$92,445	$295,630	$51,301,587
13	150	$388,075	$91,915	$296,160	$51,005,426
13	151	$388,075	$91,385	$296,691	$50,708,736
13	152	$388,075	$90,853	$297,222	$50,411,514
13	153	$388,075	$90,321	$297,755	$50,113,759
13	154	$388,075	$89,787	$298,288	$49,815,470
13	155	$388,075	$89,253	$298,823	$49,516,648
13	156	$388,075	$88,717	$299,358	$49,217,290
14	157	$388,075	$88,181	$299,894	$48,917,395
14	158	$388,075	$87,644	$300,432	$48,616,963
14	159	$388,075	$87,105	$300,970	$48,315,993
14	160	$388,075	$86,566	$301,509	$48,014,484
14	161	$388,075	$86,026	$302,049	$47,712,435
14	162	$388,075	$85,485	$302,591	$47,409,844
14	163	$388,075	$84,943	$303,133	$47,106,711
14	164	$388,075	$84,400	$303,676	$46,803,035
14	165	$388,075	$83,855	$304,220	$46,498,815
14	166	$388,075	$83,310	$304,765	$46,194,050
14	167	$388,075	$82,764	$305,311	$45,888,739
14	168	$388,075	$82,217	$305,858	$45,582,881
15	169	$388,075	$81,669	$306,406	$45,276,475
15	170	$388,075	$81,120	$306,955	$44,969,520
15	171	$388,075	$80,570	$307,505	$44,662,015
15	172	$388,075	$80,019	$308,056	$44,353,959
15	173	$388,075	$79,468	$308,608	$44,045,351
15	174	$388,075	$78,915	$309,161	$43,736,190
15	175	$388,075	$78,361	$309,715	$43,426,476
15	176	$388,075	$77,806	$310,270	$43,116,206
15	177	$388,075	$77,250	$310,826	$42,805,380
15	178	$388,075	$76,693	$311,382	$42,493,998
15	179	$388,075	$76,135	$311,940	$42,182,058
15	180	$388,075	$75,576	$312,499	$41,869,558
16	181	$388,075	$75,016	$313,059	$41,556,499
16	182	$388,075	$74,455	$313,620	$41,242,879
16	183	$388,075	$73,893	$314,182	$40,928,697
16	184	$388,075	$73,331	$314,745	$40,613,953
16	185	$388,075	$72,767	$315,309	$40,298,644
16	186	$388,075	$72,202	$315,874	$39,982,770
16	187	$388,075	$71,636	$316,440	$39,666,330
16	188	$388,075	$71,069	$317,007	$39,349,324
16	189	$388,075	$70,501	$317,575	$39,031,749
16	190	$388,075	$69,932	$318,144	$38,713,606
16	191	$388,075	$69,362	$318,714	$38,394,892
16	192	$388,075	$68,791	$319,285	$38,075,608
17	193	$388,075	$68,219	$319,857	$37,755,751
17	194	$388,075	$67,646	$320,430	$37,435,321
17	195	$388,075	$67,072	$321,004	$37,114,318
17	196	$388,075	$66,496	$321,579	$36,792,739
17	197	$388,075	$65,920	$322,155	$36,470,584
17	198	$388,075	$65,343	$322,732	$36,147,851
17	199	$388,075	$64,765	$323,311	$35,824,541
17	200	$388,075	$64,186	$323,890	$35,500,651
17	201	$388,075	$63,605	$324,470	$35,176,181
17	202	$388,075	$63,024	$325,051	$34,851,130
17	203	$388,075	$62,442	$325,634	$34,525,496
17	204	$388,075	$61,858	$326,217	$34,199,278
18	205	$388,075	$61,274	$326,802	$33,872,477
18	206	$388,075	$60,688	$327,387	$33,545,090
18	207	$388,075	$60,102	$327,974	$33,217,116
18	208	$388,075	$59,514	$328,561	$32,888,554
18	209	$388,075	$58,925	$329,150	$32,559,404
18	210	$388,075	$58,336	$329,740	$32,229,664
18	211	$388,075	$57,745	$330,331	$31,899,334
18	212	$388,075	$57,153	$330,922	$31,568,411
18	213	$388,075	$56,560	$331,515	$31,236,896
18	214	$388,075	$55,966	$332,109	$30,904,787
18	215	$388,075	$55,371	$332,704	$30,572,082
18	216	$388,075	$54,775	$333,300	$30,238,782
19	217	$388,075	$54,178	$333,898	$29,904,884
19	218	$388,075	$53,580	$334,496	$29,570,389
19	219	$388,075	$52,980	$335,095	$29,235,293
19	220	$388,075	$52,380	$335,696	$28,899,598
19	221	$388,075	$51,778	$336,297	$28,563,301
19	222	$388,075	$51,176	$336,900	$28,226,401
19	223	$388,075	$50,572	$337,503	$27,888,898
19	224	$388,075	$49,968	$338,108	$27,550,790
19	225	$388,075	$49,362	$338,714	$27,212,077
19	226	$388,075	$48,755	$339,320	$26,872,756
19	227	$388,075	$48,147	$339,928	$26,532,828
19	228	$388,075	$47,538	$340,537	$26,192,291
20	229	$388,075	$46,928	$341,148	$25,851,143
20	230	$388,075	$46,317	$341,759	$25,509,384
20	231	$388,075	$45,704	$342,371	$25,167,013
20	232	$388,075	$45,091	$342,985	$24,824,029
20	233	$388,075	$44,476	$343,599	$24,480,430
20	234	$388,075	$43,861	$344,215	$24,136,215
20	235	$388,075	$43,244	$344,831	$23,791,384
20	236	$388,075	$42,626	$345,449	$23,445,934
20	237	$388,075	$42,007	$346,068	$23,099,866
20	238	$388,075	$41,387	$346,688	$22,753,178
20	239	$388,075	$40,766	$347,309	$22,405,869
20	240	$388,075	$40,144	$347,932	$22,057,937
21	241	$388,075	$39,520	$348,555	$21,709,382
21	242	$388,075	$38,896	$349,179	$21,360,203
21	243	$388,075	$38,270	$349,805	$21,010,398
21	244	$388,075	$37,644	$350,432	$20,659,966
21	245	$388,075	$37,016	$351,060	$20,308,906
21	246	$388,075	$36,387	$351,689	$19,957,218
21	247	$388,075	$35,757	$352,319	$19,604,899
21	248	$388,075	$35,125	$352,950	$19,251,949
21	249	$388,075	$34,493	$353,582	$18,898,367
21	250	$388,075	$33,860	$354,216	$18,544,151
21	251	$388,075	$33,225	$354,850	$18,189,300
21	252	$388,075	$32,589	$355,486	$17,833,814
22	253	$388,075	$31,952	$356,123	$17,477,691
22	254	$388,075	$31,314	$356,761	$17,120,930
22	255	$388,075	$30,675	$357,400	$16,763,529
22	256	$388,075	$30,035	$358,041	$16,405,489
22	257	$388,075	$29,393	$358,682	$16,046,806
22	258	$388,075	$28,751	$359,325	$15,687,481
22	259	$388,075	$28,107	$359,969	$15,327,513
22	260	$388,075	$27,462	$360,614	$14,966,899
22	261	$388,075	$26,816	$361,260	$14,605,639
22	262	$388,075	$26,168	$361,907	$14,243,732
22	263	$388,075	$25,520	$362,555	$13,881,177
22	264	$388,075	$24,870	$363,205	$13,517,972
23	265	$388,075	$24,220	$363,856	$13,154,116
23	266	$388,075	$23,568	$364,508	$12,789,609
23	267	$388,075	$22,915	$365,161	$12,424,448
23	268	$388,075	$22,260	$365,815	$12,058,633
23	269	$388,075	$21,605	$366,470	$11,692,163
23	270	$388,075	$20,948	$367,127	$11,325,036
23	271	$388,075	$20,291	$367,785	$10,957,251
23	272	$388,075	$19,632	$368,444	$10,588,807
23	273	$388,075	$18,972	$369,104	$10,219,704
23	274	$388,075	$18,310	$369,765	$9,849,938
23	275	$388,075	$17,648	$370,428	$9,479,511
23	276	$388,075	$16,984	$371,091	$9,108,420
24	277	$388,075	$16,319	$371,756	$8,736,663
24	278	$388,075	$15,653	$372,422	$8,364,241
24	279	$388,075	$14,986	$373,089	$7,991,152
24	280	$388,075	$14,317	$373,758	$7,617,394
24	281	$388,075	$13,648	$374,428	$7,242,966
24	282	$388,075	$12,977	$375,098	$6,867,868
24	283	$388,075	$12,305	$375,770	$6,492,097
24	284	$388,075	$11,632	$376,444	$6,115,654
24	285	$388,075	$10,957	$377,118	$5,738,535
24	286	$388,075	$10,282	$377,794	$5,360,741
24	287	$388,075	$9,605	$378,471	$4,982,271
24	288	$388,075	$8,927	$379,149	$4,603,122
25	289	$388,075	$8,247	$379,828	$4,223,294
25	290	$388,075	$7,567	$380,509	$3,842,785
25	291	$388,075	$6,885	$381,190	$3,461,595
25	292	$388,075	$6,202	$381,873	$3,079,721
25	293	$388,075	$5,518	$382,558	$2,697,164
25	294	$388,075	$4,832	$383,243	$2,313,921
25	295	$388,075	$4,146	$383,930	$1,929,991
25	296	$388,075	$3,458	$384,618	$1,545,373
25	297	$388,075	$2,769	$385,307	$1,160,067
25	298	$388,075	$2,078	$385,997	$774,070
25	299	$388,075	$1,387	$386,689	$387,381
25	300	$388,075	$694	$387,381	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 60,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 61,500,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.