Century 21 Centaland Property

Down Payment (HKD)

$3,640,000

Monthly Repayment (HKD)

$23,543

Loan Amount (HKD)

$5,460,000

Total Interest (HKD)

$1,602,973

Total Repayment (HKD)

$7,062,973

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$23,543	$9,783	$13,761	$5,446,239
1	2	$23,543	$9,758	$13,785	$5,432,454
1	3	$23,543	$9,733	$13,810	$5,418,644
1	4	$23,543	$9,708	$13,835	$5,404,809
1	5	$23,543	$9,684	$13,860	$5,390,949
1	6	$23,543	$9,659	$13,884	$5,377,065
1	7	$23,543	$9,634	$13,909	$5,363,156
1	8	$23,543	$9,609	$13,934	$5,349,221
1	9	$23,543	$9,584	$13,959	$5,335,262
1	10	$23,543	$9,559	$13,984	$5,321,278
1	11	$23,543	$9,534	$14,009	$5,307,269
1	12	$23,543	$9,509	$14,034	$5,293,234
2	13	$23,543	$9,484	$14,060	$5,279,175
2	14	$23,543	$9,459	$14,085	$5,265,090
2	15	$23,543	$9,433	$14,110	$5,250,980
2	16	$23,543	$9,408	$14,135	$5,236,845
2	17	$23,543	$9,383	$14,161	$5,222,684
2	18	$23,543	$9,357	$14,186	$5,208,498
2	19	$23,543	$9,332	$14,211	$5,194,287
2	20	$23,543	$9,306	$14,237	$5,180,050
2	21	$23,543	$9,281	$14,262	$5,165,788
2	22	$23,543	$9,255	$14,288	$5,151,500
2	23	$23,543	$9,230	$14,313	$5,137,186
2	24	$23,543	$9,204	$14,339	$5,122,847
3	25	$23,543	$9,178	$14,365	$5,108,482
3	26	$23,543	$9,153	$14,391	$5,094,092
3	27	$23,543	$9,127	$14,416	$5,079,676
3	28	$23,543	$9,101	$14,442	$5,065,233
3	29	$23,543	$9,075	$14,468	$5,050,765
3	30	$23,543	$9,049	$14,494	$5,036,271
3	31	$23,543	$9,023	$14,520	$5,021,752
3	32	$23,543	$8,997	$14,546	$5,007,206
3	33	$23,543	$8,971	$14,572	$4,992,634
3	34	$23,543	$8,945	$14,598	$4,978,035
3	35	$23,543	$8,919	$14,624	$4,963,411
3	36	$23,543	$8,893	$14,650	$4,948,761
4	37	$23,543	$8,867	$14,677	$4,934,084
4	38	$23,543	$8,840	$14,703	$4,919,381
4	39	$23,543	$8,814	$14,729	$4,904,652
4	40	$23,543	$8,788	$14,756	$4,889,896
4	41	$23,543	$8,761	$14,782	$4,875,114
4	42	$23,543	$8,735	$14,809	$4,860,305
4	43	$23,543	$8,708	$14,835	$4,845,470
4	44	$23,543	$8,681	$14,862	$4,830,608
4	45	$23,543	$8,655	$14,888	$4,815,720
4	46	$23,543	$8,628	$14,915	$4,800,805
4	47	$23,543	$8,601	$14,942	$4,785,863
4	48	$23,543	$8,575	$14,969	$4,770,894
5	49	$23,543	$8,548	$14,995	$4,755,899
5	50	$23,543	$8,521	$15,022	$4,740,877
5	51	$23,543	$8,494	$15,049	$4,725,827
5	52	$23,543	$8,467	$15,076	$4,710,751
5	53	$23,543	$8,440	$15,103	$4,695,648
5	54	$23,543	$8,413	$15,130	$4,680,518
5	55	$23,543	$8,386	$15,157	$4,665,361
5	56	$23,543	$8,359	$15,184	$4,650,176
5	57	$23,543	$8,332	$15,212	$4,634,965
5	58	$23,543	$8,304	$15,239	$4,619,726
5	59	$23,543	$8,277	$15,266	$4,604,459
5	60	$23,543	$8,250	$15,294	$4,589,166
6	61	$23,543	$8,222	$15,321	$4,573,845
6	62	$23,543	$8,195	$15,348	$4,558,496
6	63	$23,543	$8,167	$15,376	$4,543,120
6	64	$23,543	$8,140	$15,403	$4,527,717
6	65	$23,543	$8,112	$15,431	$4,512,286
6	66	$23,543	$8,085	$15,459	$4,496,827
6	67	$23,543	$8,057	$15,486	$4,481,341
6	68	$23,543	$8,029	$15,514	$4,465,827
6	69	$23,543	$8,001	$15,542	$4,450,285
6	70	$23,543	$7,973	$15,570	$4,434,715
6	71	$23,543	$7,946	$15,598	$4,419,117
6	72	$23,543	$7,918	$15,626	$4,403,491
7	73	$23,543	$7,890	$15,654	$4,387,838
7	74	$23,543	$7,862	$15,682	$4,372,156
7	75	$23,543	$7,833	$15,710	$4,356,446
7	76	$23,543	$7,805	$15,738	$4,340,708
7	77	$23,543	$7,777	$15,766	$4,324,942
7	78	$23,543	$7,749	$15,794	$4,309,148
7	79	$23,543	$7,721	$15,823	$4,293,325
7	80	$23,543	$7,692	$15,851	$4,277,474
7	81	$23,543	$7,664	$15,879	$4,261,595
7	82	$23,543	$7,635	$15,908	$4,245,687
7	83	$23,543	$7,607	$15,936	$4,229,750
7	84	$23,543	$7,578	$15,965	$4,213,785
8	85	$23,543	$7,550	$15,994	$4,197,792
8	86	$23,543	$7,521	$16,022	$4,181,770
8	87	$23,543	$7,492	$16,051	$4,165,719
8	88	$23,543	$7,464	$16,080	$4,149,639
8	89	$23,543	$7,435	$16,108	$4,133,531
8	90	$23,543	$7,406	$16,137	$4,117,393
8	91	$23,543	$7,377	$16,166	$4,101,227
8	92	$23,543	$7,348	$16,195	$4,085,032
8	93	$23,543	$7,319	$16,224	$4,068,808
8	94	$23,543	$7,290	$16,253	$4,052,554
8	95	$23,543	$7,261	$16,282	$4,036,272
8	96	$23,543	$7,232	$16,312	$4,019,960
9	97	$23,543	$7,202	$16,341	$4,003,619
9	98	$23,543	$7,173	$16,370	$3,987,249
9	99	$23,543	$7,144	$16,399	$3,970,850
9	100	$23,543	$7,114	$16,429	$3,954,421
9	101	$23,543	$7,085	$16,458	$3,937,963
9	102	$23,543	$7,056	$16,488	$3,921,475
9	103	$23,543	$7,026	$16,517	$3,904,958
9	104	$23,543	$6,996	$16,547	$3,888,411
9	105	$23,543	$6,967	$16,577	$3,871,835
9	106	$23,543	$6,937	$16,606	$3,855,228
9	107	$23,543	$6,907	$16,636	$3,838,592
9	108	$23,543	$6,877	$16,666	$3,821,927
10	109	$23,543	$6,848	$16,696	$3,805,231
10	110	$23,543	$6,818	$16,726	$3,788,505
10	111	$23,543	$6,788	$16,756	$3,771,750
10	112	$23,543	$6,758	$16,786	$3,754,964
10	113	$23,543	$6,728	$16,816	$3,738,149
10	114	$23,543	$6,698	$16,846	$3,721,303
10	115	$23,543	$6,667	$16,876	$3,704,427
10	116	$23,543	$6,637	$16,906	$3,687,521
10	117	$23,543	$6,607	$16,936	$3,670,585
10	118	$23,543	$6,576	$16,967	$3,653,618
10	119	$23,543	$6,546	$16,997	$3,636,621
10	120	$23,543	$6,516	$17,028	$3,619,593
11	121	$23,543	$6,485	$17,058	$3,602,535
11	122	$23,543	$6,455	$17,089	$3,585,446
11	123	$23,543	$6,424	$17,119	$3,568,327
11	124	$23,543	$6,393	$17,150	$3,551,177
11	125	$23,543	$6,363	$17,181	$3,533,996
11	126	$23,543	$6,332	$17,211	$3,516,785
11	127	$23,543	$6,301	$17,242	$3,499,542
11	128	$23,543	$6,270	$17,273	$3,482,269
11	129	$23,543	$6,239	$17,304	$3,464,965
11	130	$23,543	$6,208	$17,335	$3,447,630
11	131	$23,543	$6,177	$17,366	$3,430,264
11	132	$23,543	$6,146	$17,397	$3,412,866
12	133	$23,543	$6,115	$17,429	$3,395,438
12	134	$23,543	$6,083	$17,460	$3,377,978
12	135	$23,543	$6,052	$17,491	$3,360,487
12	136	$23,543	$6,021	$17,522	$3,342,965
12	137	$23,543	$5,989	$17,554	$3,325,411
12	138	$23,543	$5,958	$17,585	$3,307,826
12	139	$23,543	$5,927	$17,617	$3,290,209
12	140	$23,543	$5,895	$17,648	$3,272,561
12	141	$23,543	$5,863	$17,680	$3,254,881
12	142	$23,543	$5,832	$17,712	$3,237,169
12	143	$23,543	$5,800	$17,743	$3,219,426
12	144	$23,543	$5,768	$17,775	$3,201,651
13	145	$23,543	$5,736	$17,807	$3,183,844
13	146	$23,543	$5,704	$17,839	$3,166,005
13	147	$23,543	$5,672	$17,871	$3,148,134
13	148	$23,543	$5,640	$17,903	$3,130,231
13	149	$23,543	$5,608	$17,935	$3,112,296
13	150	$23,543	$5,576	$17,967	$3,094,329
13	151	$23,543	$5,544	$17,999	$3,076,330
13	152	$23,543	$5,512	$18,031	$3,058,298
13	153	$23,543	$5,479	$18,064	$3,040,235
13	154	$23,543	$5,447	$18,096	$3,022,139
13	155	$23,543	$5,415	$18,129	$3,004,010
13	156	$23,543	$5,382	$18,161	$2,985,849
14	157	$23,543	$5,350	$18,194	$2,967,655
14	158	$23,543	$5,317	$18,226	$2,949,429
14	159	$23,543	$5,284	$18,259	$2,931,170
14	160	$23,543	$5,252	$18,292	$2,912,879
14	161	$23,543	$5,219	$18,324	$2,894,554
14	162	$23,543	$5,186	$18,357	$2,876,197
14	163	$23,543	$5,153	$18,390	$2,857,807
14	164	$23,543	$5,120	$18,423	$2,839,384
14	165	$23,543	$5,087	$18,456	$2,820,928
14	166	$23,543	$5,054	$18,489	$2,802,439
14	167	$23,543	$5,021	$18,522	$2,783,917
14	168	$23,543	$4,988	$18,555	$2,765,361
15	169	$23,543	$4,955	$18,589	$2,746,773
15	170	$23,543	$4,921	$18,622	$2,728,151
15	171	$23,543	$4,888	$18,655	$2,709,496
15	172	$23,543	$4,855	$18,689	$2,690,807
15	173	$23,543	$4,821	$18,722	$2,672,085
15	174	$23,543	$4,787	$18,756	$2,653,329
15	175	$23,543	$4,754	$18,789	$2,634,540
15	176	$23,543	$4,720	$18,823	$2,615,716
15	177	$23,543	$4,686	$18,857	$2,596,860
15	178	$23,543	$4,653	$18,891	$2,577,969
15	179	$23,543	$4,619	$18,924	$2,559,045
15	180	$23,543	$4,585	$18,958	$2,540,087
16	181	$23,543	$4,551	$18,992	$2,521,094
16	182	$23,543	$4,517	$19,026	$2,502,068
16	183	$23,543	$4,483	$19,060	$2,483,008
16	184	$23,543	$4,449	$19,095	$2,463,913
16	185	$23,543	$4,415	$19,129	$2,444,784
16	186	$23,543	$4,380	$19,163	$2,425,621
16	187	$23,543	$4,346	$19,197	$2,406,424
16	188	$23,543	$4,312	$19,232	$2,387,192
16	189	$23,543	$4,277	$19,266	$2,367,926
16	190	$23,543	$4,243	$19,301	$2,348,625
16	191	$23,543	$4,208	$19,335	$2,329,290
16	192	$23,543	$4,173	$19,370	$2,309,920
17	193	$23,543	$4,139	$19,405	$2,290,516
17	194	$23,543	$4,104	$19,439	$2,271,076
17	195	$23,543	$4,069	$19,474	$2,251,602
17	196	$23,543	$4,034	$19,509	$2,232,093
17	197	$23,543	$3,999	$19,544	$2,212,549
17	198	$23,543	$3,964	$19,579	$2,192,970
17	199	$23,543	$3,929	$19,614	$2,173,355
17	200	$23,543	$3,894	$19,649	$2,153,706
17	201	$23,543	$3,859	$19,685	$2,134,022
17	202	$23,543	$3,823	$19,720	$2,114,302
17	203	$23,543	$3,788	$19,755	$2,094,547
17	204	$23,543	$3,753	$19,791	$2,074,756
18	205	$23,543	$3,717	$19,826	$2,054,930
18	206	$23,543	$3,682	$19,861	$2,035,069
18	207	$23,543	$3,646	$19,897	$2,015,172
18	208	$23,543	$3,611	$19,933	$1,995,239
18	209	$23,543	$3,575	$19,968	$1,975,271
18	210	$23,543	$3,539	$20,004	$1,955,266
18	211	$23,543	$3,503	$20,040	$1,935,226
18	212	$23,543	$3,467	$20,076	$1,915,150
18	213	$23,543	$3,431	$20,112	$1,895,038
18	214	$23,543	$3,395	$20,148	$1,874,890
18	215	$23,543	$3,359	$20,184	$1,854,706
18	216	$23,543	$3,323	$20,220	$1,834,486
19	217	$23,543	$3,287	$20,256	$1,814,230
19	218	$23,543	$3,250	$20,293	$1,793,937
19	219	$23,543	$3,214	$20,329	$1,773,608
19	220	$23,543	$3,178	$20,366	$1,753,242
19	221	$23,543	$3,141	$20,402	$1,732,840
19	222	$23,543	$3,105	$20,439	$1,712,402
19	223	$23,543	$3,068	$20,475	$1,691,926
19	224	$23,543	$3,031	$20,512	$1,671,415
19	225	$23,543	$2,995	$20,549	$1,650,866
19	226	$23,543	$2,958	$20,585	$1,630,281
19	227	$23,543	$2,921	$20,622	$1,609,658
19	228	$23,543	$2,884	$20,659	$1,588,999
20	229	$23,543	$2,847	$20,696	$1,568,303
20	230	$23,543	$2,810	$20,733	$1,547,569
20	231	$23,543	$2,773	$20,771	$1,526,799
20	232	$23,543	$2,736	$20,808	$1,505,991
20	233	$23,543	$2,698	$20,845	$1,485,146
20	234	$23,543	$2,661	$20,882	$1,464,264
20	235	$23,543	$2,623	$20,920	$1,443,344
20	236	$23,543	$2,586	$20,957	$1,422,387
20	237	$23,543	$2,548	$20,995	$1,401,392
20	238	$23,543	$2,511	$21,032	$1,380,359
20	239	$23,543	$2,473	$21,070	$1,359,289
20	240	$23,543	$2,435	$21,108	$1,338,182
21	241	$23,543	$2,398	$21,146	$1,317,036
21	242	$23,543	$2,360	$21,184	$1,295,852
21	243	$23,543	$2,322	$21,222	$1,274,631
21	244	$23,543	$2,284	$21,260	$1,253,371
21	245	$23,543	$2,246	$21,298	$1,232,074
21	246	$23,543	$2,207	$21,336	$1,210,738
21	247	$23,543	$2,169	$21,374	$1,189,364
21	248	$23,543	$2,131	$21,412	$1,167,952
21	249	$23,543	$2,093	$21,451	$1,146,501
21	250	$23,543	$2,054	$21,489	$1,125,012
21	251	$23,543	$2,016	$21,528	$1,103,484
21	252	$23,543	$1,977	$21,566	$1,081,918
22	253	$23,543	$1,938	$21,605	$1,060,313
22	254	$23,543	$1,900	$21,644	$1,038,670
22	255	$23,543	$1,861	$21,682	$1,016,987
22	256	$23,543	$1,822	$21,721	$995,266
22	257	$23,543	$1,783	$21,760	$973,506
22	258	$23,543	$1,744	$21,799	$951,707
22	259	$23,543	$1,705	$21,838	$929,869
22	260	$23,543	$1,666	$21,877	$907,992
22	261	$23,543	$1,627	$21,916	$886,075
22	262	$23,543	$1,588	$21,956	$864,120
22	263	$23,543	$1,548	$21,995	$842,125
22	264	$23,543	$1,509	$22,034	$820,090
23	265	$23,543	$1,469	$22,074	$798,016
23	266	$23,543	$1,430	$22,113	$775,903
23	267	$23,543	$1,390	$22,153	$753,750
23	268	$23,543	$1,350	$22,193	$731,557
23	269	$23,543	$1,311	$22,233	$709,325
23	270	$23,543	$1,271	$22,272	$687,052
23	271	$23,543	$1,231	$22,312	$664,740
23	272	$23,543	$1,191	$22,352	$642,388
23	273	$23,543	$1,151	$22,392	$619,995
23	274	$23,543	$1,111	$22,432	$597,563
23	275	$23,543	$1,071	$22,473	$575,090
23	276	$23,543	$1,030	$22,513	$552,577
24	277	$23,543	$990	$22,553	$530,024
24	278	$23,543	$950	$22,594	$507,431
24	279	$23,543	$909	$22,634	$484,797
24	280	$23,543	$869	$22,675	$462,122
24	281	$23,543	$828	$22,715	$439,407
24	282	$23,543	$787	$22,756	$416,651
24	283	$23,543	$746	$22,797	$393,854
24	284	$23,543	$706	$22,838	$371,016
24	285	$23,543	$665	$22,879	$348,138
24	286	$23,543	$624	$22,919	$325,218
24	287	$23,543	$583	$22,961	$302,258
24	288	$23,543	$542	$23,002	$279,256
25	289	$23,543	$500	$23,043	$256,213
25	290	$23,543	$459	$23,084	$233,129
25	291	$23,543	$418	$23,126	$210,003
25	292	$23,543	$376	$23,167	$186,836
25	293	$23,543	$335	$23,208	$163,628
25	294	$23,543	$293	$23,250	$140,378
25	295	$23,543	$252	$23,292	$117,086
25	296	$23,543	$210	$23,333	$93,753
25	297	$23,543	$168	$23,375	$70,377
25	298	$23,543	$126	$23,417	$46,960
25	299	$23,543	$84	$23,459	$23,501
25	300	$23,543	$42	$23,501	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 3,640,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 3,731,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.