Century 21 Centaland Property

Down Payment (HKD)

$3,928,000

Monthly Repayment (HKD)

$25,406

Loan Amount (HKD)

$5,892,000

Total Interest (HKD)

$1,729,801

Total Repayment (HKD)

$7,621,801

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$25,406	$10,557	$14,850	$5,877,150
1	2	$25,406	$10,530	$14,876	$5,862,274
1	3	$25,406	$10,503	$14,903	$5,847,372
1	4	$25,406	$10,477	$14,929	$5,832,442
1	5	$25,406	$10,450	$14,956	$5,817,486
1	6	$25,406	$10,423	$14,983	$5,802,503
1	7	$25,406	$10,396	$15,010	$5,787,493
1	8	$25,406	$10,369	$15,037	$5,772,456
1	9	$25,406	$10,342	$15,064	$5,757,393
1	10	$25,406	$10,315	$15,091	$5,742,302
1	11	$25,406	$10,288	$15,118	$5,727,184
1	12	$25,406	$10,261	$15,145	$5,712,039
2	13	$25,406	$10,234	$15,172	$5,696,868
2	14	$25,406	$10,207	$15,199	$5,681,668
2	15	$25,406	$10,180	$15,226	$5,666,442
2	16	$25,406	$10,152	$15,254	$5,651,188
2	17	$25,406	$10,125	$15,281	$5,635,907
2	18	$25,406	$10,098	$15,308	$5,620,599
2	19	$25,406	$10,070	$15,336	$5,605,263
2	20	$25,406	$10,043	$15,363	$5,589,900
2	21	$25,406	$10,015	$15,391	$5,574,509
2	22	$25,406	$9,988	$15,418	$5,559,091
2	23	$25,406	$9,960	$15,446	$5,543,645
2	24	$25,406	$9,932	$15,474	$5,528,171
3	25	$25,406	$9,905	$15,501	$5,512,670
3	26	$25,406	$9,877	$15,529	$5,497,141
3	27	$25,406	$9,849	$15,557	$5,481,584
3	28	$25,406	$9,821	$15,585	$5,465,999
3	29	$25,406	$9,793	$15,613	$5,450,386
3	30	$25,406	$9,765	$15,641	$5,434,746
3	31	$25,406	$9,737	$15,669	$5,419,077
3	32	$25,406	$9,709	$15,697	$5,403,380
3	33	$25,406	$9,681	$15,725	$5,387,655
3	34	$25,406	$9,653	$15,753	$5,371,902
3	35	$25,406	$9,625	$15,781	$5,356,121
3	36	$25,406	$9,596	$15,810	$5,340,311
4	37	$25,406	$9,568	$15,838	$5,324,473
4	38	$25,406	$9,540	$15,866	$5,308,607
4	39	$25,406	$9,511	$15,895	$5,292,712
4	40	$25,406	$9,483	$15,923	$5,276,789
4	41	$25,406	$9,454	$15,952	$5,260,837
4	42	$25,406	$9,426	$15,980	$5,244,857
4	43	$25,406	$9,397	$16,009	$5,228,848
4	44	$25,406	$9,368	$16,038	$5,212,810
4	45	$25,406	$9,340	$16,066	$5,196,744
4	46	$25,406	$9,311	$16,095	$5,180,649
4	47	$25,406	$9,282	$16,124	$5,164,525
4	48	$25,406	$9,253	$16,153	$5,148,372
5	49	$25,406	$9,224	$16,182	$5,132,190
5	50	$25,406	$9,195	$16,211	$5,115,979
5	51	$25,406	$9,166	$16,240	$5,099,739
5	52	$25,406	$9,137	$16,269	$5,083,470
5	53	$25,406	$9,108	$16,298	$5,067,172
5	54	$25,406	$9,079	$16,327	$5,050,845
5	55	$25,406	$9,049	$16,357	$5,034,488
5	56	$25,406	$9,020	$16,386	$5,018,102
5	57	$25,406	$8,991	$16,415	$5,001,687
5	58	$25,406	$8,961	$16,445	$4,985,242
5	59	$25,406	$8,932	$16,474	$4,968,768
5	60	$25,406	$8,902	$16,504	$4,952,265
6	61	$25,406	$8,873	$16,533	$4,935,731
6	62	$25,406	$8,843	$16,563	$4,919,169
6	63	$25,406	$8,814	$16,592	$4,902,576
6	64	$25,406	$8,784	$16,622	$4,885,954
6	65	$25,406	$8,754	$16,652	$4,869,302
6	66	$25,406	$8,724	$16,682	$4,852,620
6	67	$25,406	$8,694	$16,712	$4,835,908
6	68	$25,406	$8,664	$16,742	$4,819,167
6	69	$25,406	$8,634	$16,772	$4,802,395
6	70	$25,406	$8,604	$16,802	$4,785,593
6	71	$25,406	$8,574	$16,832	$4,768,761
6	72	$25,406	$8,544	$16,862	$4,751,899
7	73	$25,406	$8,514	$16,892	$4,735,007
7	74	$25,406	$8,484	$16,922	$4,718,085
7	75	$25,406	$8,453	$16,953	$4,701,132
7	76	$25,406	$8,423	$16,983	$4,684,149
7	77	$25,406	$8,392	$17,014	$4,667,135
7	78	$25,406	$8,362	$17,044	$4,650,091
7	79	$25,406	$8,331	$17,075	$4,633,017
7	80	$25,406	$8,301	$17,105	$4,615,912
7	81	$25,406	$8,270	$17,136	$4,598,776
7	82	$25,406	$8,239	$17,167	$4,581,609
7	83	$25,406	$8,209	$17,197	$4,564,412
7	84	$25,406	$8,178	$17,228	$4,547,184
8	85	$25,406	$8,147	$17,259	$4,529,925
8	86	$25,406	$8,116	$17,290	$4,512,635
8	87	$25,406	$8,085	$17,321	$4,495,314
8	88	$25,406	$8,054	$17,352	$4,477,962
8	89	$25,406	$8,023	$17,383	$4,460,579
8	90	$25,406	$7,992	$17,414	$4,443,165
8	91	$25,406	$7,961	$17,445	$4,425,720
8	92	$25,406	$7,929	$17,477	$4,408,243
8	93	$25,406	$7,898	$17,508	$4,390,735
8	94	$25,406	$7,867	$17,539	$4,373,196
8	95	$25,406	$7,835	$17,571	$4,355,625
8	96	$25,406	$7,804	$17,602	$4,338,023
9	97	$25,406	$7,772	$17,634	$4,320,389
9	98	$25,406	$7,741	$17,665	$4,302,724
9	99	$25,406	$7,709	$17,697	$4,285,027
9	100	$25,406	$7,677	$17,729	$4,267,298
9	101	$25,406	$7,646	$17,760	$4,249,538
9	102	$25,406	$7,614	$17,792	$4,231,746
9	103	$25,406	$7,582	$17,824	$4,213,922
9	104	$25,406	$7,550	$17,856	$4,196,066
9	105	$25,406	$7,518	$17,888	$4,178,178
9	106	$25,406	$7,486	$17,920	$4,160,257
9	107	$25,406	$7,454	$17,952	$4,142,305
9	108	$25,406	$7,422	$17,984	$4,124,321
10	109	$25,406	$7,389	$18,017	$4,106,304
10	110	$25,406	$7,357	$18,049	$4,088,255
10	111	$25,406	$7,325	$18,081	$4,070,174
10	112	$25,406	$7,292	$18,114	$4,052,061
10	113	$25,406	$7,260	$18,146	$4,033,914
10	114	$25,406	$7,227	$18,179	$4,015,736
10	115	$25,406	$7,195	$18,211	$3,997,525
10	116	$25,406	$7,162	$18,244	$3,979,281
10	117	$25,406	$7,130	$18,276	$3,961,005
10	118	$25,406	$7,097	$18,309	$3,942,695
10	119	$25,406	$7,064	$18,342	$3,924,353
10	120	$25,406	$7,031	$18,375	$3,905,978
11	121	$25,406	$6,998	$18,408	$3,887,571
11	122	$25,406	$6,965	$18,441	$3,869,130
11	123	$25,406	$6,932	$18,474	$3,850,656
11	124	$25,406	$6,899	$18,507	$3,832,149
11	125	$25,406	$6,866	$18,540	$3,813,609
11	126	$25,406	$6,833	$18,573	$3,795,036
11	127	$25,406	$6,799	$18,607	$3,776,429
11	128	$25,406	$6,766	$18,640	$3,757,789
11	129	$25,406	$6,733	$18,673	$3,739,116
11	130	$25,406	$6,699	$18,707	$3,720,409
11	131	$25,406	$6,666	$18,740	$3,701,669
11	132	$25,406	$6,632	$18,774	$3,682,895
12	133	$25,406	$6,599	$18,807	$3,664,088
12	134	$25,406	$6,565	$18,841	$3,645,246
12	135	$25,406	$6,531	$18,875	$3,626,372
12	136	$25,406	$6,497	$18,909	$3,607,463
12	137	$25,406	$6,463	$18,943	$3,588,520
12	138	$25,406	$6,429	$18,977	$3,569,544
12	139	$25,406	$6,395	$19,011	$3,550,533
12	140	$25,406	$6,361	$19,045	$3,531,488
12	141	$25,406	$6,327	$19,079	$3,512,410
12	142	$25,406	$6,293	$19,113	$3,493,297
12	143	$25,406	$6,259	$19,147	$3,474,150
12	144	$25,406	$6,225	$19,181	$3,454,968
13	145	$25,406	$6,190	$19,216	$3,435,752
13	146	$25,406	$6,156	$19,250	$3,416,502
13	147	$25,406	$6,121	$19,285	$3,397,217
13	148	$25,406	$6,087	$19,319	$3,377,898
13	149	$25,406	$6,052	$19,354	$3,358,544
13	150	$25,406	$6,017	$19,389	$3,339,155
13	151	$25,406	$5,983	$19,423	$3,319,732
13	152	$25,406	$5,948	$19,458	$3,300,274
13	153	$25,406	$5,913	$19,493	$3,280,781
13	154	$25,406	$5,878	$19,528	$3,261,253
13	155	$25,406	$5,843	$19,563	$3,241,690
13	156	$25,406	$5,808	$19,598	$3,222,092
14	157	$25,406	$5,773	$19,633	$3,202,459
14	158	$25,406	$5,738	$19,668	$3,182,791
14	159	$25,406	$5,702	$19,704	$3,163,087
14	160	$25,406	$5,667	$19,739	$3,143,348
14	161	$25,406	$5,632	$19,774	$3,123,574
14	162	$25,406	$5,596	$19,810	$3,103,764
14	163	$25,406	$5,561	$19,845	$3,083,919
14	164	$25,406	$5,525	$19,881	$3,064,039
14	165	$25,406	$5,490	$19,916	$3,044,122
14	166	$25,406	$5,454	$19,952	$3,024,171
14	167	$25,406	$5,418	$19,988	$3,004,183
14	168	$25,406	$5,382	$20,024	$2,984,159
15	169	$25,406	$5,347	$20,059	$2,964,100
15	170	$25,406	$5,311	$20,095	$2,944,005
15	171	$25,406	$5,275	$20,131	$2,923,873
15	172	$25,406	$5,239	$20,167	$2,903,706
15	173	$25,406	$5,202	$20,204	$2,883,502
15	174	$25,406	$5,166	$20,240	$2,863,263
15	175	$25,406	$5,130	$20,276	$2,842,987
15	176	$25,406	$5,094	$20,312	$2,822,674
15	177	$25,406	$5,057	$20,349	$2,802,326
15	178	$25,406	$5,021	$20,385	$2,781,940
15	179	$25,406	$4,984	$20,422	$2,761,519
15	180	$25,406	$4,948	$20,458	$2,741,060
16	181	$25,406	$4,911	$20,495	$2,720,565
16	182	$25,406	$4,874	$20,532	$2,700,034
16	183	$25,406	$4,838	$20,568	$2,679,465
16	184	$25,406	$4,801	$20,605	$2,658,860
16	185	$25,406	$4,764	$20,642	$2,638,218
16	186	$25,406	$4,727	$20,679	$2,617,539
16	187	$25,406	$4,690	$20,716	$2,596,822
16	188	$25,406	$4,653	$20,753	$2,576,069
16	189	$25,406	$4,615	$20,791	$2,555,279
16	190	$25,406	$4,578	$20,828	$2,534,451
16	191	$25,406	$4,541	$20,865	$2,513,586
16	192	$25,406	$4,504	$20,902	$2,492,683
17	193	$25,406	$4,466	$20,940	$2,471,743
17	194	$25,406	$4,429	$20,977	$2,450,766
17	195	$25,406	$4,391	$21,015	$2,429,751
17	196	$25,406	$4,353	$21,053	$2,408,698
17	197	$25,406	$4,316	$21,090	$2,387,608
17	198	$25,406	$4,278	$21,128	$2,366,479
17	199	$25,406	$4,240	$21,166	$2,345,313
17	200	$25,406	$4,202	$21,204	$2,324,109
17	201	$25,406	$4,164	$21,242	$2,302,867
17	202	$25,406	$4,126	$21,280	$2,281,587
17	203	$25,406	$4,088	$21,318	$2,260,269
17	204	$25,406	$4,050	$21,356	$2,238,913
18	205	$25,406	$4,011	$21,395	$2,217,518
18	206	$25,406	$3,973	$21,433	$2,196,085
18	207	$25,406	$3,935	$21,471	$2,174,614
18	208	$25,406	$3,896	$21,510	$2,153,104
18	209	$25,406	$3,858	$21,548	$2,131,556
18	210	$25,406	$3,819	$21,587	$2,109,969
18	211	$25,406	$3,780	$21,626	$2,088,343
18	212	$25,406	$3,742	$21,664	$2,066,679
18	213	$25,406	$3,703	$21,703	$2,044,975
18	214	$25,406	$3,664	$21,742	$2,023,233
18	215	$25,406	$3,625	$21,781	$2,001,452
18	216	$25,406	$3,586	$21,820	$1,979,632
19	217	$25,406	$3,547	$21,859	$1,957,773
19	218	$25,406	$3,508	$21,898	$1,935,875
19	219	$25,406	$3,468	$21,938	$1,913,937
19	220	$25,406	$3,429	$21,977	$1,891,960
19	221	$25,406	$3,390	$22,016	$1,869,944
19	222	$25,406	$3,350	$22,056	$1,847,888
19	223	$25,406	$3,311	$22,095	$1,825,793
19	224	$25,406	$3,271	$22,135	$1,803,658
19	225	$25,406	$3,232	$22,174	$1,781,484
19	226	$25,406	$3,192	$22,214	$1,759,270
19	227	$25,406	$3,152	$22,254	$1,737,016
19	228	$25,406	$3,112	$22,294	$1,714,722
20	229	$25,406	$3,072	$22,334	$1,692,388
20	230	$25,406	$3,032	$22,374	$1,670,014
20	231	$25,406	$2,992	$22,414	$1,647,600
20	232	$25,406	$2,952	$22,454	$1,625,146
20	233	$25,406	$2,912	$22,494	$1,602,652
20	234	$25,406	$2,871	$22,535	$1,580,118
20	235	$25,406	$2,831	$22,575	$1,557,543
20	236	$25,406	$2,791	$22,615	$1,534,927
20	237	$25,406	$2,750	$22,656	$1,512,271
20	238	$25,406	$2,709	$22,697	$1,489,575
20	239	$25,406	$2,669	$22,737	$1,466,838
20	240	$25,406	$2,628	$22,778	$1,444,060
21	241	$25,406	$2,587	$22,819	$1,421,241
21	242	$25,406	$2,546	$22,860	$1,398,381
21	243	$25,406	$2,505	$22,901	$1,375,481
21	244	$25,406	$2,464	$22,942	$1,352,539
21	245	$25,406	$2,423	$22,983	$1,329,556
21	246	$25,406	$2,382	$23,024	$1,306,533
21	247	$25,406	$2,341	$23,065	$1,283,467
21	248	$25,406	$2,300	$23,106	$1,260,361
21	249	$25,406	$2,258	$23,148	$1,237,213
21	250	$25,406	$2,217	$23,189	$1,214,024
21	251	$25,406	$2,175	$23,231	$1,190,793
21	252	$25,406	$2,134	$23,272	$1,167,520
22	253	$25,406	$2,092	$23,314	$1,144,206
22	254	$25,406	$2,050	$23,356	$1,120,850
22	255	$25,406	$2,008	$23,398	$1,097,452
22	256	$25,406	$1,966	$23,440	$1,074,013
22	257	$25,406	$1,924	$23,482	$1,050,531
22	258	$25,406	$1,882	$23,524	$1,027,007
22	259	$25,406	$1,840	$23,566	$1,003,441
22	260	$25,406	$1,798	$23,608	$979,833
22	261	$25,406	$1,756	$23,650	$956,183
22	262	$25,406	$1,713	$23,693	$932,490
22	263	$25,406	$1,671	$23,735	$908,754
22	264	$25,406	$1,628	$23,778	$884,977
23	265	$25,406	$1,586	$23,820	$861,156
23	266	$25,406	$1,543	$23,863	$837,293
23	267	$25,406	$1,500	$23,906	$813,387
23	268	$25,406	$1,457	$23,949	$789,439
23	269	$25,406	$1,414	$23,992	$765,447
23	270	$25,406	$1,371	$24,035	$741,412
23	271	$25,406	$1,328	$24,078	$717,335
23	272	$25,406	$1,285	$24,121	$693,214
23	273	$25,406	$1,242	$24,164	$669,050
23	274	$25,406	$1,199	$24,207	$644,843
23	275	$25,406	$1,155	$24,251	$620,592
23	276	$25,406	$1,112	$24,294	$596,298
24	277	$25,406	$1,068	$24,338	$571,960
24	278	$25,406	$1,025	$24,381	$547,579
24	279	$25,406	$981	$24,425	$523,154
24	280	$25,406	$937	$24,469	$498,685
24	281	$25,406	$893	$24,513	$474,173
24	282	$25,406	$850	$24,556	$449,616
24	283	$25,406	$806	$24,600	$425,016
24	284	$25,406	$761	$24,645	$400,371
24	285	$25,406	$717	$24,689	$375,683
24	286	$25,406	$673	$24,733	$350,950
24	287	$25,406	$629	$24,777	$326,173
24	288	$25,406	$584	$24,822	$301,351
25	289	$25,406	$540	$24,866	$276,485
25	290	$25,406	$495	$24,911	$251,574
25	291	$25,406	$451	$24,955	$226,619
25	292	$25,406	$406	$25,000	$201,619
25	293	$25,406	$361	$25,045	$176,574
25	294	$25,406	$316	$25,090	$151,485
25	295	$25,406	$271	$25,135	$126,350
25	296	$25,406	$226	$25,180	$101,170
25	297	$25,406	$181	$25,225	$75,946
25	298	$25,406	$136	$25,270	$50,676
25	299	$25,406	$91	$25,315	$25,361
25	300	$25,406	$45	$25,361	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 3,928,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 4,026,200

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.