Century 21 Centaland Property

Down Payment (HKD)

$5,120,000

Monthly Repayment (HKD)

$33,116

Loan Amount (HKD)

$7,680,000

Total Interest (HKD)

$2,254,731

Total Repayment (HKD)

$9,934,731

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$33,116	$13,760	$19,356	$7,660,644
1	2	$33,116	$13,725	$19,390	$7,641,254
1	3	$33,116	$13,691	$19,425	$7,621,829
1	4	$33,116	$13,656	$19,460	$7,602,369
1	5	$33,116	$13,621	$19,495	$7,582,874
1	6	$33,116	$13,586	$19,530	$7,563,344
1	7	$33,116	$13,551	$19,565	$7,543,779
1	8	$33,116	$13,516	$19,600	$7,524,179
1	9	$33,116	$13,481	$19,635	$7,504,544
1	10	$33,116	$13,446	$19,670	$7,484,874
1	11	$33,116	$13,410	$19,705	$7,465,169
1	12	$33,116	$13,375	$19,741	$7,445,428
2	13	$33,116	$13,340	$19,776	$7,425,652
2	14	$33,116	$13,304	$19,811	$7,405,841
2	15	$33,116	$13,269	$19,847	$7,385,994
2	16	$33,116	$13,233	$19,883	$7,366,111
2	17	$33,116	$13,198	$19,918	$7,346,193
2	18	$33,116	$13,162	$19,954	$7,326,239
2	19	$33,116	$13,126	$19,990	$7,306,250
2	20	$33,116	$13,090	$20,025	$7,286,224
2	21	$33,116	$13,054	$20,061	$7,266,163
2	22	$33,116	$13,019	$20,097	$7,246,066
2	23	$33,116	$12,983	$20,133	$7,225,932
2	24	$33,116	$12,946	$20,169	$7,205,763
3	25	$33,116	$12,910	$20,205	$7,185,558
3	26	$33,116	$12,874	$20,242	$7,165,316
3	27	$33,116	$12,838	$20,278	$7,145,038
3	28	$33,116	$12,802	$20,314	$7,124,724
3	29	$33,116	$12,765	$20,351	$7,104,373
3	30	$33,116	$12,729	$20,387	$7,083,986
3	31	$33,116	$12,692	$20,424	$7,063,563
3	32	$33,116	$12,656	$20,460	$7,043,102
3	33	$33,116	$12,619	$20,497	$7,022,605
3	34	$33,116	$12,582	$20,534	$7,002,072
3	35	$33,116	$12,545	$20,570	$6,981,501
3	36	$33,116	$12,509	$20,607	$6,960,894
4	37	$33,116	$12,472	$20,644	$6,940,250
4	38	$33,116	$12,435	$20,681	$6,919,569
4	39	$33,116	$12,398	$20,718	$6,898,851
4	40	$33,116	$12,360	$20,755	$6,878,095
4	41	$33,116	$12,323	$20,793	$6,857,303
4	42	$33,116	$12,286	$20,830	$6,836,473
4	43	$33,116	$12,249	$20,867	$6,815,606
4	44	$33,116	$12,211	$20,904	$6,794,702
4	45	$33,116	$12,174	$20,942	$6,773,760
4	46	$33,116	$12,136	$20,979	$6,752,780
4	47	$33,116	$12,099	$21,017	$6,731,763
4	48	$33,116	$12,061	$21,055	$6,710,708
5	49	$33,116	$12,023	$21,092	$6,689,616
5	50	$33,116	$11,986	$21,130	$6,668,486
5	51	$33,116	$11,948	$21,168	$6,647,318
5	52	$33,116	$11,910	$21,206	$6,626,112
5	53	$33,116	$11,872	$21,244	$6,604,868
5	54	$33,116	$11,834	$21,282	$6,583,586
5	55	$33,116	$11,796	$21,320	$6,562,266
5	56	$33,116	$11,757	$21,358	$6,540,907
5	57	$33,116	$11,719	$21,397	$6,519,511
5	58	$33,116	$11,681	$21,435	$6,498,076
5	59	$33,116	$11,642	$21,473	$6,476,602
5	60	$33,116	$11,604	$21,512	$6,455,090
6	61	$33,116	$11,565	$21,550	$6,433,540
6	62	$33,116	$11,527	$21,589	$6,411,951
6	63	$33,116	$11,488	$21,628	$6,390,323
6	64	$33,116	$11,449	$21,666	$6,368,657
6	65	$33,116	$11,411	$21,705	$6,346,951
6	66	$33,116	$11,372	$21,744	$6,325,207
6	67	$33,116	$11,333	$21,783	$6,303,424
6	68	$33,116	$11,294	$21,822	$6,281,602
6	69	$33,116	$11,255	$21,861	$6,259,741
6	70	$33,116	$11,215	$21,900	$6,237,840
6	71	$33,116	$11,176	$21,940	$6,215,901
6	72	$33,116	$11,137	$21,979	$6,193,922
7	73	$33,116	$11,097	$22,018	$6,171,904
7	74	$33,116	$11,058	$22,058	$6,149,846
7	75	$33,116	$11,018	$22,097	$6,127,749
7	76	$33,116	$10,979	$22,137	$6,105,612
7	77	$33,116	$10,939	$22,177	$6,083,435
7	78	$33,116	$10,899	$22,216	$6,061,219
7	79	$33,116	$10,860	$22,256	$6,038,963
7	80	$33,116	$10,820	$22,296	$6,016,667
7	81	$33,116	$10,780	$22,336	$5,994,331
7	82	$33,116	$10,740	$22,376	$5,971,955
7	83	$33,116	$10,700	$22,416	$5,949,539
7	84	$33,116	$10,660	$22,456	$5,927,083
8	85	$33,116	$10,619	$22,496	$5,904,586
8	86	$33,116	$10,579	$22,537	$5,882,050
8	87	$33,116	$10,539	$22,577	$5,859,472
8	88	$33,116	$10,498	$22,618	$5,836,855
8	89	$33,116	$10,458	$22,658	$5,814,197
8	90	$33,116	$10,417	$22,699	$5,791,498
8	91	$33,116	$10,376	$22,739	$5,768,759
8	92	$33,116	$10,336	$22,780	$5,745,979
8	93	$33,116	$10,295	$22,821	$5,723,158
8	94	$33,116	$10,254	$22,862	$5,700,296
8	95	$33,116	$10,213	$22,903	$5,677,393
8	96	$33,116	$10,172	$22,944	$5,654,450
9	97	$33,116	$10,131	$22,985	$5,631,465
9	98	$33,116	$10,090	$23,026	$5,608,439
9	99	$33,116	$10,048	$23,067	$5,585,371
9	100	$33,116	$10,007	$23,109	$5,562,263
9	101	$33,116	$9,966	$23,150	$5,539,113
9	102	$33,116	$9,924	$23,192	$5,515,921
9	103	$33,116	$9,883	$23,233	$5,492,688
9	104	$33,116	$9,841	$23,275	$5,469,413
9	105	$33,116	$9,799	$23,316	$5,446,097
9	106	$33,116	$9,758	$23,358	$5,422,739
9	107	$33,116	$9,716	$23,400	$5,399,339
9	108	$33,116	$9,674	$23,442	$5,375,897
10	109	$33,116	$9,632	$23,484	$5,352,413
10	110	$33,116	$9,590	$23,526	$5,328,887
10	111	$33,116	$9,548	$23,568	$5,305,319
10	112	$33,116	$9,505	$23,610	$5,281,708
10	113	$33,116	$9,463	$23,653	$5,258,056
10	114	$33,116	$9,421	$23,695	$5,234,360
10	115	$33,116	$9,378	$23,738	$5,210,623
10	116	$33,116	$9,336	$23,780	$5,186,843
10	117	$33,116	$9,293	$23,823	$5,163,020
10	118	$33,116	$9,250	$23,865	$5,139,155
10	119	$33,116	$9,208	$23,908	$5,115,247
10	120	$33,116	$9,165	$23,951	$5,091,296
11	121	$33,116	$9,122	$23,994	$5,067,302
11	122	$33,116	$9,079	$24,037	$5,043,265
11	123	$33,116	$9,036	$24,080	$5,019,185
11	124	$33,116	$8,993	$24,123	$4,995,062
11	125	$33,116	$8,949	$24,166	$4,970,896
11	126	$33,116	$8,906	$24,210	$4,946,686
11	127	$33,116	$8,863	$24,253	$4,922,433
11	128	$33,116	$8,819	$24,296	$4,898,137
11	129	$33,116	$8,776	$24,340	$4,873,797
11	130	$33,116	$8,732	$24,384	$4,849,413
11	131	$33,116	$8,689	$24,427	$4,824,986
11	132	$33,116	$8,645	$24,471	$4,800,515
12	133	$33,116	$8,601	$24,515	$4,776,000
12	134	$33,116	$8,557	$24,559	$4,751,441
12	135	$33,116	$8,513	$24,603	$4,726,839
12	136	$33,116	$8,469	$24,647	$4,702,192
12	137	$33,116	$8,425	$24,691	$4,677,501
12	138	$33,116	$8,381	$24,735	$4,652,766
12	139	$33,116	$8,336	$24,780	$4,627,986
12	140	$33,116	$8,292	$24,824	$4,603,162
12	141	$33,116	$8,247	$24,868	$4,578,294
12	142	$33,116	$8,203	$24,913	$4,553,381
12	143	$33,116	$8,158	$24,958	$4,528,423
12	144	$33,116	$8,113	$25,002	$4,503,421
13	145	$33,116	$8,069	$25,047	$4,478,374
13	146	$33,116	$8,024	$25,092	$4,453,281
13	147	$33,116	$7,979	$25,137	$4,428,145
13	148	$33,116	$7,934	$25,182	$4,402,963
13	149	$33,116	$7,889	$25,227	$4,377,735
13	150	$33,116	$7,843	$25,272	$4,352,463
13	151	$33,116	$7,798	$25,318	$4,327,145
13	152	$33,116	$7,753	$25,363	$4,301,782
13	153	$33,116	$7,707	$25,408	$4,276,374
13	154	$33,116	$7,662	$25,454	$4,250,920
13	155	$33,116	$7,616	$25,500	$4,225,421
13	156	$33,116	$7,571	$25,545	$4,199,875
14	157	$33,116	$7,525	$25,591	$4,174,284
14	158	$33,116	$7,479	$25,637	$4,148,648
14	159	$33,116	$7,433	$25,683	$4,122,965
14	160	$33,116	$7,387	$25,729	$4,097,236
14	161	$33,116	$7,341	$25,775	$4,071,461
14	162	$33,116	$7,295	$25,821	$4,045,640
14	163	$33,116	$7,248	$25,867	$4,019,773
14	164	$33,116	$7,202	$25,914	$3,993,859
14	165	$33,116	$7,156	$25,960	$3,967,899
14	166	$33,116	$7,109	$26,007	$3,941,892
14	167	$33,116	$7,063	$26,053	$3,915,839
14	168	$33,116	$7,016	$26,100	$3,889,739
15	169	$33,116	$6,969	$26,147	$3,863,593
15	170	$33,116	$6,922	$26,193	$3,837,399
15	171	$33,116	$6,875	$26,240	$3,811,159
15	172	$33,116	$6,828	$26,287	$3,784,871
15	173	$33,116	$6,781	$26,335	$3,758,537
15	174	$33,116	$6,734	$26,382	$3,732,155
15	175	$33,116	$6,687	$26,429	$3,705,726
15	176	$33,116	$6,639	$26,476	$3,679,250
15	177	$33,116	$6,592	$26,524	$3,652,726
15	178	$33,116	$6,544	$26,571	$3,626,154
15	179	$33,116	$6,497	$26,619	$3,599,536
15	180	$33,116	$6,449	$26,667	$3,572,869
16	181	$33,116	$6,401	$26,714	$3,546,155
16	182	$33,116	$6,354	$26,762	$3,519,392
16	183	$33,116	$6,306	$26,810	$3,492,582
16	184	$33,116	$6,258	$26,858	$3,465,724
16	185	$33,116	$6,209	$26,906	$3,438,818
16	186	$33,116	$6,161	$26,955	$3,411,863
16	187	$33,116	$6,113	$27,003	$3,384,860
16	188	$33,116	$6,065	$27,051	$3,357,809
16	189	$33,116	$6,016	$27,100	$3,330,709
16	190	$33,116	$5,968	$27,148	$3,303,561
16	191	$33,116	$5,919	$27,197	$3,276,364
16	192	$33,116	$5,870	$27,246	$3,249,119
17	193	$33,116	$5,821	$27,294	$3,221,824
17	194	$33,116	$5,772	$27,343	$3,194,481
17	195	$33,116	$5,723	$27,392	$3,167,088
17	196	$33,116	$5,674	$27,441	$3,139,647
17	197	$33,116	$5,625	$27,491	$3,112,156
17	198	$33,116	$5,576	$27,540	$3,084,617
17	199	$33,116	$5,527	$27,589	$3,057,027
17	200	$33,116	$5,477	$27,639	$3,029,389
17	201	$33,116	$5,428	$27,688	$3,001,701
17	202	$33,116	$5,378	$27,738	$2,973,963
17	203	$33,116	$5,328	$27,787	$2,946,176
17	204	$33,116	$5,279	$27,837	$2,918,338
18	205	$33,116	$5,229	$27,887	$2,890,451
18	206	$33,116	$5,179	$27,937	$2,862,514
18	207	$33,116	$5,129	$27,987	$2,834,527
18	208	$33,116	$5,079	$28,037	$2,806,490
18	209	$33,116	$5,028	$28,087	$2,778,402
18	210	$33,116	$4,978	$28,138	$2,750,265
18	211	$33,116	$4,928	$28,188	$2,722,076
18	212	$33,116	$4,877	$28,239	$2,693,838
18	213	$33,116	$4,826	$28,289	$2,665,548
18	214	$33,116	$4,776	$28,340	$2,637,208
18	215	$33,116	$4,725	$28,391	$2,608,818
18	216	$33,116	$4,674	$28,442	$2,580,376
19	217	$33,116	$4,623	$28,493	$2,551,883
19	218	$33,116	$4,572	$28,544	$2,523,340
19	219	$33,116	$4,521	$28,595	$2,494,745
19	220	$33,116	$4,470	$28,646	$2,466,099
19	221	$33,116	$4,418	$28,697	$2,437,402
19	222	$33,116	$4,367	$28,749	$2,408,653
19	223	$33,116	$4,316	$28,800	$2,379,853
19	224	$33,116	$4,264	$28,852	$2,351,001
19	225	$33,116	$4,212	$28,904	$2,322,097
19	226	$33,116	$4,160	$28,955	$2,293,142
19	227	$33,116	$4,109	$29,007	$2,264,135
19	228	$33,116	$4,057	$29,059	$2,235,075
20	229	$33,116	$4,005	$29,111	$2,205,964
20	230	$33,116	$3,952	$29,163	$2,176,801
20	231	$33,116	$3,900	$29,216	$2,147,585
20	232	$33,116	$3,848	$29,268	$2,118,317
20	233	$33,116	$3,795	$29,320	$2,088,997
20	234	$33,116	$3,743	$29,373	$2,059,624
20	235	$33,116	$3,690	$29,426	$2,030,198
20	236	$33,116	$3,637	$29,478	$2,000,720
20	237	$33,116	$3,585	$29,531	$1,971,189
20	238	$33,116	$3,532	$29,584	$1,941,605
20	239	$33,116	$3,479	$29,637	$1,911,967
20	240	$33,116	$3,426	$29,690	$1,882,277
21	241	$33,116	$3,372	$29,743	$1,852,534
21	242	$33,116	$3,319	$29,797	$1,822,737
21	243	$33,116	$3,266	$29,850	$1,792,887
21	244	$33,116	$3,212	$29,904	$1,762,984
21	245	$33,116	$3,159	$29,957	$1,733,027
21	246	$33,116	$3,105	$30,011	$1,703,016
21	247	$33,116	$3,051	$30,065	$1,672,951
21	248	$33,116	$2,997	$30,118	$1,642,833
21	249	$33,116	$2,943	$30,172	$1,612,661
21	250	$33,116	$2,889	$30,226	$1,582,434
21	251	$33,116	$2,835	$30,281	$1,552,154
21	252	$33,116	$2,781	$30,335	$1,521,819
22	253	$33,116	$2,727	$30,389	$1,491,430
22	254	$33,116	$2,672	$30,444	$1,460,986
22	255	$33,116	$2,618	$30,498	$1,430,488
22	256	$33,116	$2,563	$30,553	$1,399,935
22	257	$33,116	$2,508	$30,608	$1,369,327
22	258	$33,116	$2,453	$30,662	$1,338,665
22	259	$33,116	$2,398	$30,717	$1,307,948
22	260	$33,116	$2,343	$30,772	$1,277,175
22	261	$33,116	$2,288	$30,827	$1,246,348
22	262	$33,116	$2,233	$30,883	$1,215,465
22	263	$33,116	$2,178	$30,938	$1,184,527
22	264	$33,116	$2,122	$30,993	$1,153,534
23	265	$33,116	$2,067	$31,049	$1,122,485
23	266	$33,116	$2,011	$31,105	$1,091,380
23	267	$33,116	$1,955	$31,160	$1,060,220
23	268	$33,116	$1,900	$31,216	$1,029,003
23	269	$33,116	$1,844	$31,272	$997,731
23	270	$33,116	$1,788	$31,328	$966,403
23	271	$33,116	$1,731	$31,384	$935,019
23	272	$33,116	$1,675	$31,441	$903,578
23	273	$33,116	$1,619	$31,497	$872,081
23	274	$33,116	$1,562	$31,553	$840,528
23	275	$33,116	$1,506	$31,610	$808,918
23	276	$33,116	$1,449	$31,666	$777,252
24	277	$33,116	$1,393	$31,723	$745,529
24	278	$33,116	$1,336	$31,780	$713,749
24	279	$33,116	$1,279	$31,837	$681,912
24	280	$33,116	$1,222	$31,894	$650,018
24	281	$33,116	$1,165	$31,951	$618,066
24	282	$33,116	$1,107	$32,008	$586,058
24	283	$33,116	$1,050	$32,066	$553,992
24	284	$33,116	$993	$32,123	$521,869
24	285	$33,116	$935	$32,181	$489,688
24	286	$33,116	$877	$32,238	$457,450
24	287	$33,116	$820	$32,296	$425,154
24	288	$33,116	$762	$32,354	$392,800
25	289	$33,116	$704	$32,412	$360,388
25	290	$33,116	$646	$32,470	$327,918
25	291	$33,116	$588	$32,528	$295,389
25	292	$33,116	$529	$32,587	$262,803
25	293	$33,116	$471	$32,645	$230,158
25	294	$33,116	$412	$32,703	$197,455
25	295	$33,116	$354	$32,762	$164,693
25	296	$33,116	$295	$32,821	$131,872
25	297	$33,116	$236	$32,879	$98,992
25	298	$33,116	$177	$32,938	$66,054
25	299	$33,116	$118	$32,997	$33,057
25	300	$33,116	$59	$33,057	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,120,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 5,248,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.