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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,535,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,400,000
 
Monthly Repayment (HKD)
$34,927
Loan Amount (HKD)
$8,100,000
+
Total Interest (HKD)
$2,378,036
=
Total Repayment (HKD)
$10,478,036
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $34,927 $14,513 $20,414 $8,079,586
1 2 $34,927 $14,476 $20,451 $8,059,135
1 3 $34,927 $14,439 $20,488 $8,038,647
1 4 $34,927 $14,403 $20,524 $8,018,123
1 5 $34,927 $14,366 $20,561 $7,997,562
1 6 $34,927 $14,329 $20,598 $7,976,964
1 7 $34,927 $14,292 $20,635 $7,956,330
1 8 $34,927 $14,255 $20,672 $7,935,658
1 9 $34,927 $14,218 $20,709 $7,914,949
1 10 $34,927 $14,181 $20,746 $7,894,203
1 11 $34,927 $14,144 $20,783 $7,873,420
1 12 $34,927 $14,107 $20,820 $7,852,600
2 13 $34,927 $14,069 $20,858 $7,831,743
2 14 $34,927 $14,032 $20,895 $7,810,848
2 15 $34,927 $13,994 $20,932 $7,789,915
2 16 $34,927 $13,957 $20,970 $7,768,945
2 17 $34,927 $13,919 $21,007 $7,747,938
2 18 $34,927 $13,882 $21,045 $7,726,893
2 19 $34,927 $13,844 $21,083 $7,705,810
2 20 $34,927 $13,806 $21,121 $7,684,690
2 21 $34,927 $13,768 $21,158 $7,663,531
2 22 $34,927 $13,730 $21,196 $7,642,335
2 23 $34,927 $13,693 $21,234 $7,621,101
2 24 $34,927 $13,654 $21,272 $7,599,828
3 25 $34,927 $13,616 $21,310 $7,578,518
3 26 $34,927 $13,578 $21,349 $7,557,169
3 27 $34,927 $13,540 $21,387 $7,535,782
3 28 $34,927 $13,502 $21,425 $7,514,357
3 29 $34,927 $13,463 $21,464 $7,492,894
3 30 $34,927 $13,425 $21,502 $7,471,392
3 31 $34,927 $13,386 $21,541 $7,449,851
3 32 $34,927 $13,348 $21,579 $7,428,272
3 33 $34,927 $13,309 $21,618 $7,406,654
3 34 $34,927 $13,270 $21,657 $7,384,998
3 35 $34,927 $13,231 $21,695 $7,363,302
3 36 $34,927 $13,193 $21,734 $7,341,568
4 37 $34,927 $13,154 $21,773 $7,319,795
4 38 $34,927 $13,115 $21,812 $7,297,983
4 39 $34,927 $13,076 $21,851 $7,276,132
4 40 $34,927 $13,036 $21,890 $7,254,241
4 41 $34,927 $12,997 $21,930 $7,232,312
4 42 $34,927 $12,958 $21,969 $7,210,343
4 43 $34,927 $12,919 $22,008 $7,188,334
4 44 $34,927 $12,879 $22,048 $7,166,287
4 45 $34,927 $12,840 $22,087 $7,144,200
4 46 $34,927 $12,800 $22,127 $7,122,073
4 47 $34,927 $12,760 $22,166 $7,099,906
4 48 $34,927 $12,721 $22,206 $7,077,700
5 49 $34,927 $12,681 $22,246 $7,055,454
5 50 $34,927 $12,641 $22,286 $7,033,169
5 51 $34,927 $12,601 $22,326 $7,010,843
5 52 $34,927 $12,561 $22,366 $6,988,477
5 53 $34,927 $12,521 $22,406 $6,966,071
5 54 $34,927 $12,481 $22,446 $6,943,626
5 55 $34,927 $12,441 $22,486 $6,921,139
5 56 $34,927 $12,400 $22,526 $6,898,613
5 57 $34,927 $12,360 $22,567 $6,876,046
5 58 $34,927 $12,320 $22,607 $6,853,439
5 59 $34,927 $12,279 $22,648 $6,830,791
5 60 $34,927 $12,239 $22,688 $6,808,103
6 61 $34,927 $12,198 $22,729 $6,785,374
6 62 $34,927 $12,157 $22,770 $6,762,604
6 63 $34,927 $12,116 $22,810 $6,739,794
6 64 $34,927 $12,075 $22,851 $6,716,943
6 65 $34,927 $12,035 $22,892 $6,694,050
6 66 $34,927 $11,994 $22,933 $6,671,117
6 67 $34,927 $11,952 $22,974 $6,648,143
6 68 $34,927 $11,911 $23,016 $6,625,127
6 69 $34,927 $11,870 $23,057 $6,602,070
6 70 $34,927 $11,829 $23,098 $6,578,972
6 71 $34,927 $11,787 $23,139 $6,555,833
6 72 $34,927 $11,746 $23,181 $6,532,652
7 73 $34,927 $11,704 $23,222 $6,509,430
7 74 $34,927 $11,663 $23,264 $6,486,165
7 75 $34,927 $11,621 $23,306 $6,462,860
7 76 $34,927 $11,579 $23,347 $6,439,512
7 77 $34,927 $11,537 $23,389 $6,416,123
7 78 $34,927 $11,496 $23,431 $6,392,692
7 79 $34,927 $11,454 $23,473 $6,369,218
7 80 $34,927 $11,412 $23,515 $6,345,703
7 81 $34,927 $11,369 $23,557 $6,322,146
7 82 $34,927 $11,327 $23,600 $6,298,546
7 83 $34,927 $11,285 $23,642 $6,274,904
7 84 $34,927 $11,243 $23,684 $6,251,220
8 85 $34,927 $11,200 $23,727 $6,227,493
8 86 $34,927 $11,158 $23,769 $6,203,724
8 87 $34,927 $11,115 $23,812 $6,179,912
8 88 $34,927 $11,072 $23,854 $6,156,058
8 89 $34,927 $11,030 $23,897 $6,132,161
8 90 $34,927 $10,987 $23,940 $6,108,221
8 91 $34,927 $10,944 $23,983 $6,084,238
8 92 $34,927 $10,901 $24,026 $6,060,212
8 93 $34,927 $10,858 $24,069 $6,036,143
8 94 $34,927 $10,815 $24,112 $6,012,031
8 95 $34,927 $10,772 $24,155 $5,987,876
8 96 $34,927 $10,728 $24,199 $5,963,677
9 97 $34,927 $10,685 $24,242 $5,939,435
9 98 $34,927 $10,641 $24,285 $5,915,150
9 99 $34,927 $10,598 $24,329 $5,890,821
9 100 $34,927 $10,554 $24,372 $5,866,449
9 101 $34,927 $10,511 $24,416 $5,842,033
9 102 $34,927 $10,467 $24,460 $5,817,573
9 103 $34,927 $10,423 $24,504 $5,793,069
9 104 $34,927 $10,379 $24,548 $5,768,522
9 105 $34,927 $10,335 $24,592 $5,743,930
9 106 $34,927 $10,291 $24,636 $5,719,295
9 107 $34,927 $10,247 $24,680 $5,694,615
9 108 $34,927 $10,203 $24,724 $5,669,891
10 109 $34,927 $10,159 $24,768 $5,645,123
10 110 $34,927 $10,114 $24,813 $5,620,310
10 111 $34,927 $10,070 $24,857 $5,595,453
10 112 $34,927 $10,025 $24,902 $5,570,552
10 113 $34,927 $9,981 $24,946 $5,545,605
10 114 $34,927 $9,936 $24,991 $5,520,615
10 115 $34,927 $9,891 $25,036 $5,495,579
10 116 $34,927 $9,846 $25,081 $5,470,498
10 117 $34,927 $9,801 $25,125 $5,445,373
10 118 $34,927 $9,756 $25,170 $5,420,202
10 119 $34,927 $9,711 $25,216 $5,394,987
10 120 $34,927 $9,666 $25,261 $5,369,726
11 121 $34,927 $9,621 $25,306 $5,344,420
11 122 $34,927 $9,575 $25,351 $5,319,069
11 123 $34,927 $9,530 $25,397 $5,293,672
11 124 $34,927 $9,484 $25,442 $5,268,229
11 125 $34,927 $9,439 $25,488 $5,242,742
11 126 $34,927 $9,393 $25,534 $5,217,208
11 127 $34,927 $9,347 $25,579 $5,191,629
11 128 $34,927 $9,302 $25,625 $5,166,004
11 129 $34,927 $9,256 $25,671 $5,140,333
11 130 $34,927 $9,210 $25,717 $5,114,616
11 131 $34,927 $9,164 $25,763 $5,088,852
11 132 $34,927 $9,118 $25,809 $5,063,043
12 133 $34,927 $9,071 $25,856 $5,037,188
12 134 $34,927 $9,025 $25,902 $5,011,286
12 135 $34,927 $8,979 $25,948 $4,985,338
12 136 $34,927 $8,932 $25,995 $4,959,343
12 137 $34,927 $8,885 $26,041 $4,933,302
12 138 $34,927 $8,839 $26,088 $4,907,214
12 139 $34,927 $8,792 $26,135 $4,881,079
12 140 $34,927 $8,745 $26,182 $4,854,897
12 141 $34,927 $8,698 $26,228 $4,828,669
12 142 $34,927 $8,651 $26,275 $4,802,394
12 143 $34,927 $8,604 $26,322 $4,776,071
12 144 $34,927 $8,557 $26,370 $4,749,701
13 145 $34,927 $8,510 $26,417 $4,723,285
13 146 $34,927 $8,463 $26,464 $4,696,820
13 147 $34,927 $8,415 $26,512 $4,670,309
13 148 $34,927 $8,368 $26,559 $4,643,750
13 149 $34,927 $8,320 $26,607 $4,617,143
13 150 $34,927 $8,272 $26,654 $4,590,488
13 151 $34,927 $8,225 $26,702 $4,563,786
13 152 $34,927 $8,177 $26,750 $4,537,036
13 153 $34,927 $8,129 $26,798 $4,510,238
13 154 $34,927 $8,081 $26,846 $4,483,392
13 155 $34,927 $8,033 $26,894 $4,456,498
13 156 $34,927 $7,985 $26,942 $4,429,556
14 157 $34,927 $7,936 $26,990 $4,402,566
14 158 $34,927 $7,888 $27,039 $4,375,527
14 159 $34,927 $7,839 $27,087 $4,348,439
14 160 $34,927 $7,791 $27,136 $4,321,304
14 161 $34,927 $7,742 $27,184 $4,294,119
14 162 $34,927 $7,694 $27,233 $4,266,886
14 163 $34,927 $7,645 $27,282 $4,239,604
14 164 $34,927 $7,596 $27,331 $4,212,273
14 165 $34,927 $7,547 $27,380 $4,184,893
14 166 $34,927 $7,498 $27,429 $4,157,465
14 167 $34,927 $7,449 $27,478 $4,129,987
14 168 $34,927 $7,400 $27,527 $4,102,459
15 169 $34,927 $7,350 $27,577 $4,074,883
15 170 $34,927 $7,301 $27,626 $4,047,257
15 171 $34,927 $7,251 $27,675 $4,019,581
15 172 $34,927 $7,202 $27,725 $3,991,856
15 173 $34,927 $7,152 $27,775 $3,964,082
15 174 $34,927 $7,102 $27,824 $3,936,257
15 175 $34,927 $7,052 $27,874 $3,908,383
15 176 $34,927 $7,003 $27,924 $3,880,459
15 177 $34,927 $6,952 $27,974 $3,852,484
15 178 $34,927 $6,902 $28,024 $3,824,460
15 179 $34,927 $6,852 $28,075 $3,796,385
15 180 $34,927 $6,802 $28,125 $3,768,260
16 181 $34,927 $6,751 $28,175 $3,740,085
16 182 $34,927 $6,701 $28,226 $3,711,859
16 183 $34,927 $6,650 $28,276 $3,683,583
16 184 $34,927 $6,600 $28,327 $3,655,256
16 185 $34,927 $6,549 $28,378 $3,626,878
16 186 $34,927 $6,498 $28,429 $3,598,449
16 187 $34,927 $6,447 $28,480 $3,569,970
16 188 $34,927 $6,396 $28,531 $3,541,439
16 189 $34,927 $6,345 $28,582 $3,512,857
16 190 $34,927 $6,294 $28,633 $3,484,225
16 191 $34,927 $6,243 $28,684 $3,455,540
16 192 $34,927 $6,191 $28,736 $3,426,805
17 193 $34,927 $6,140 $28,787 $3,398,018
17 194 $34,927 $6,088 $28,839 $3,369,179
17 195 $34,927 $6,036 $28,890 $3,340,289
17 196 $34,927 $5,985 $28,942 $3,311,346
17 197 $34,927 $5,933 $28,994 $3,282,353
17 198 $34,927 $5,881 $29,046 $3,253,307
17 199 $34,927 $5,829 $29,098 $3,224,209
17 200 $34,927 $5,777 $29,150 $3,195,059
17 201 $34,927 $5,724 $29,202 $3,165,856
17 202 $34,927 $5,672 $29,255 $3,136,602
17 203 $34,927 $5,620 $29,307 $3,107,295
17 204 $34,927 $5,567 $29,360 $3,077,935
18 205 $34,927 $5,515 $29,412 $3,048,523
18 206 $34,927 $5,462 $29,465 $3,019,058
18 207 $34,927 $5,409 $29,518 $2,989,540
18 208 $34,927 $5,356 $29,571 $2,959,970
18 209 $34,927 $5,303 $29,624 $2,930,346
18 210 $34,927 $5,250 $29,677 $2,900,670
18 211 $34,927 $5,197 $29,730 $2,870,940
18 212 $34,927 $5,144 $29,783 $2,841,157
18 213 $34,927 $5,090 $29,836 $2,811,321
18 214 $34,927 $5,037 $29,890 $2,781,431
18 215 $34,927 $4,983 $29,943 $2,751,487
18 216 $34,927 $4,930 $29,997 $2,721,490
19 217 $34,927 $4,876 $30,051 $2,691,440
19 218 $34,927 $4,822 $30,105 $2,661,335
19 219 $34,927 $4,768 $30,159 $2,631,176
19 220 $34,927 $4,714 $30,213 $2,600,964
19 221 $34,927 $4,660 $30,267 $2,570,697
19 222 $34,927 $4,606 $30,321 $2,540,376
19 223 $34,927 $4,552 $30,375 $2,510,001
19 224 $34,927 $4,497 $30,430 $2,479,571
19 225 $34,927 $4,443 $30,484 $2,449,087
19 226 $34,927 $4,388 $30,539 $2,418,548
19 227 $34,927 $4,333 $30,594 $2,387,955
19 228 $34,927 $4,278 $30,648 $2,357,306
20 229 $34,927 $4,224 $30,703 $2,326,603
20 230 $34,927 $4,168 $30,758 $2,295,845
20 231 $34,927 $4,113 $30,813 $2,265,031
20 232 $34,927 $4,058 $30,869 $2,234,163
20 233 $34,927 $4,003 $30,924 $2,203,239
20 234 $34,927 $3,947 $30,979 $2,172,259
20 235 $34,927 $3,892 $31,035 $2,141,225
20 236 $34,927 $3,836 $31,090 $2,110,134
20 237 $34,927 $3,781 $31,146 $2,078,988
20 238 $34,927 $3,725 $31,202 $2,047,786
20 239 $34,927 $3,669 $31,258 $2,016,528
20 240 $34,927 $3,613 $31,314 $1,985,214
21 241 $34,927 $3,557 $31,370 $1,953,844
21 242 $34,927 $3,501 $31,426 $1,922,418
21 243 $34,927 $3,444 $31,482 $1,890,936
21 244 $34,927 $3,388 $31,539 $1,859,397
21 245 $34,927 $3,331 $31,595 $1,827,802
21 246 $34,927 $3,275 $31,652 $1,796,150
21 247 $34,927 $3,218 $31,709 $1,764,441
21 248 $34,927 $3,161 $31,765 $1,732,675
21 249 $34,927 $3,104 $31,822 $1,700,853
21 250 $34,927 $3,047 $31,879 $1,668,974
21 251 $34,927 $2,990 $31,937 $1,637,037
21 252 $34,927 $2,933 $31,994 $1,605,043
22 253 $34,927 $2,876 $32,051 $1,572,992
22 254 $34,927 $2,818 $32,109 $1,540,884
22 255 $34,927 $2,761 $32,166 $1,508,718
22 256 $34,927 $2,703 $32,224 $1,476,494
22 257 $34,927 $2,645 $32,281 $1,444,213
22 258 $34,927 $2,588 $32,339 $1,411,873
22 259 $34,927 $2,530 $32,397 $1,379,476
22 260 $34,927 $2,472 $32,455 $1,347,021
22 261 $34,927 $2,413 $32,513 $1,314,508
22 262 $34,927 $2,355 $32,572 $1,281,936
22 263 $34,927 $2,297 $32,630 $1,249,306
22 264 $34,927 $2,238 $32,688 $1,216,617
23 265 $34,927 $2,180 $32,747 $1,183,870
23 266 $34,927 $2,121 $32,806 $1,151,065
23 267 $34,927 $2,062 $32,864 $1,118,200
23 268 $34,927 $2,003 $32,923 $1,085,277
23 269 $34,927 $1,944 $32,982 $1,052,295
23 270 $34,927 $1,885 $33,041 $1,019,253
23 271 $34,927 $1,826 $33,101 $986,153
23 272 $34,927 $1,767 $33,160 $952,993
23 273 $34,927 $1,707 $33,219 $919,773
23 274 $34,927 $1,648 $33,279 $886,494
23 275 $34,927 $1,588 $33,338 $853,156
23 276 $34,927 $1,529 $33,398 $819,758
24 277 $34,927 $1,469 $33,458 $786,300
24 278 $34,927 $1,409 $33,518 $752,782
24 279 $34,927 $1,349 $33,578 $719,204
24 280 $34,927 $1,289 $33,638 $685,565
24 281 $34,927 $1,228 $33,698 $651,867
24 282 $34,927 $1,168 $33,759 $618,108
24 283 $34,927 $1,107 $33,819 $584,289
24 284 $34,927 $1,047 $33,880 $550,409
24 285 $34,927 $986 $33,941 $516,468
24 286 $34,927 $925 $34,001 $482,467
24 287 $34,927 $864 $34,062 $448,404
24 288 $34,927 $803 $34,123 $414,281
25 289 $34,927 $742 $34,185 $380,096
25 290 $34,927 $681 $34,246 $345,851
25 291 $34,927 $620 $34,307 $311,544
25 292 $34,927 $558 $34,369 $277,175
25 293 $34,927 $497 $34,430 $242,745
25 294 $34,927 $435 $34,492 $208,253
25 295 $34,927 $373 $34,554 $173,699
25 296 $34,927 $311 $34,616 $139,084
25 297 $34,927 $249 $34,678 $104,406
25 298 $34,927 $187 $34,740 $69,666
25 299 $34,927 $125 $34,802 $34,864
25 300 $34,927 $62 $34,864 $0