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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 1,800,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 1,845,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$1,800,000
 
Monthly Repayment (HKD)
$11,642
Loan Amount (HKD)
$2,700,000
+
Total Interest (HKD)
$792,679
=
Total Repayment (HKD)
$3,492,679
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $11,642 $4,838 $6,805 $2,693,195
1 2 $11,642 $4,825 $6,817 $2,686,378
1 3 $11,642 $4,813 $6,829 $2,679,549
1 4 $11,642 $4,801 $6,841 $2,672,708
1 5 $11,642 $4,789 $6,854 $2,665,854
1 6 $11,642 $4,776 $6,866 $2,658,988
1 7 $11,642 $4,764 $6,878 $2,652,110
1 8 $11,642 $4,752 $6,891 $2,645,219
1 9 $11,642 $4,739 $6,903 $2,638,316
1 10 $11,642 $4,727 $6,915 $2,631,401
1 11 $11,642 $4,715 $6,928 $2,624,473
1 12 $11,642 $4,702 $6,940 $2,617,533
2 13 $11,642 $4,690 $6,953 $2,610,581
2 14 $11,642 $4,677 $6,965 $2,603,616
2 15 $11,642 $4,665 $6,977 $2,596,638
2 16 $11,642 $4,652 $6,990 $2,589,648
2 17 $11,642 $4,640 $7,002 $2,582,646
2 18 $11,642 $4,627 $7,015 $2,575,631
2 19 $11,642 $4,615 $7,028 $2,568,603
2 20 $11,642 $4,602 $7,040 $2,561,563
2 21 $11,642 $4,589 $7,053 $2,554,510
2 22 $11,642 $4,577 $7,065 $2,547,445
2 23 $11,642 $4,564 $7,078 $2,540,367
2 24 $11,642 $4,551 $7,091 $2,533,276
3 25 $11,642 $4,539 $7,103 $2,526,173
3 26 $11,642 $4,526 $7,116 $2,519,056
3 27 $11,642 $4,513 $7,129 $2,511,927
3 28 $11,642 $4,501 $7,142 $2,504,786
3 29 $11,642 $4,488 $7,155 $2,497,631
3 30 $11,642 $4,475 $7,167 $2,490,464
3 31 $11,642 $4,462 $7,180 $2,483,284
3 32 $11,642 $4,449 $7,193 $2,476,091
3 33 $11,642 $4,436 $7,206 $2,468,885
3 34 $11,642 $4,423 $7,219 $2,461,666
3 35 $11,642 $4,410 $7,232 $2,454,434
3 36 $11,642 $4,398 $7,245 $2,447,189
4 37 $11,642 $4,385 $7,258 $2,439,932
4 38 $11,642 $4,372 $7,271 $2,432,661
4 39 $11,642 $4,359 $7,284 $2,425,377
4 40 $11,642 $4,345 $7,297 $2,418,080
4 41 $11,642 $4,332 $7,310 $2,410,771
4 42 $11,642 $4,319 $7,323 $2,403,448
4 43 $11,642 $4,306 $7,336 $2,396,111
4 44 $11,642 $4,293 $7,349 $2,388,762
4 45 $11,642 $4,280 $7,362 $2,381,400
4 46 $11,642 $4,267 $7,376 $2,374,024
4 47 $11,642 $4,253 $7,389 $2,366,635
4 48 $11,642 $4,240 $7,402 $2,359,233
5 49 $11,642 $4,227 $7,415 $2,351,818
5 50 $11,642 $4,214 $7,429 $2,344,390
5 51 $11,642 $4,200 $7,442 $2,336,948
5 52 $11,642 $4,187 $7,455 $2,329,492
5 53 $11,642 $4,174 $7,469 $2,322,024
5 54 $11,642 $4,160 $7,482 $2,314,542
5 55 $11,642 $4,147 $7,495 $2,307,046
5 56 $11,642 $4,133 $7,509 $2,299,538
5 57 $11,642 $4,120 $7,522 $2,292,015
5 58 $11,642 $4,107 $7,536 $2,284,480
5 59 $11,642 $4,093 $7,549 $2,276,930
5 60 $11,642 $4,080 $7,563 $2,269,368
6 61 $11,642 $4,066 $7,576 $2,261,791
6 62 $11,642 $4,052 $7,590 $2,254,201
6 63 $11,642 $4,039 $7,603 $2,246,598
6 64 $11,642 $4,025 $7,617 $2,238,981
6 65 $11,642 $4,012 $7,631 $2,231,350
6 66 $11,642 $3,998 $7,644 $2,223,706
6 67 $11,642 $3,984 $7,658 $2,216,048
6 68 $11,642 $3,970 $7,672 $2,208,376
6 69 $11,642 $3,957 $7,686 $2,200,690
6 70 $11,642 $3,943 $7,699 $2,192,991
6 71 $11,642 $3,929 $7,713 $2,185,278
6 72 $11,642 $3,915 $7,727 $2,177,551
7 73 $11,642 $3,901 $7,741 $2,169,810
7 74 $11,642 $3,888 $7,755 $2,162,055
7 75 $11,642 $3,874 $7,769 $2,154,287
7 76 $11,642 $3,860 $7,782 $2,146,504
7 77 $11,642 $3,846 $7,796 $2,138,708
7 78 $11,642 $3,832 $7,810 $2,130,897
7 79 $11,642 $3,818 $7,824 $2,123,073
7 80 $11,642 $3,804 $7,838 $2,115,234
7 81 $11,642 $3,790 $7,852 $2,107,382
7 82 $11,642 $3,776 $7,867 $2,099,515
7 83 $11,642 $3,762 $7,881 $2,091,635
7 84 $11,642 $3,748 $7,895 $2,083,740
8 85 $11,642 $3,733 $7,909 $2,075,831
8 86 $11,642 $3,719 $7,923 $2,067,908
8 87 $11,642 $3,705 $7,937 $2,059,971
8 88 $11,642 $3,691 $7,951 $2,052,019
8 89 $11,642 $3,677 $7,966 $2,044,054
8 90 $11,642 $3,662 $7,980 $2,036,074
8 91 $11,642 $3,648 $7,994 $2,028,079
8 92 $11,642 $3,634 $8,009 $2,020,071
8 93 $11,642 $3,619 $8,023 $2,012,048
8 94 $11,642 $3,605 $8,037 $2,004,010
8 95 $11,642 $3,591 $8,052 $1,995,959
8 96 $11,642 $3,576 $8,066 $1,987,892
9 97 $11,642 $3,562 $8,081 $1,979,812
9 98 $11,642 $3,547 $8,095 $1,971,717
9 99 $11,642 $3,533 $8,110 $1,963,607
9 100 $11,642 $3,518 $8,124 $1,955,483
9 101 $11,642 $3,504 $8,139 $1,947,344
9 102 $11,642 $3,489 $8,153 $1,939,191
9 103 $11,642 $3,474 $8,168 $1,931,023
9 104 $11,642 $3,460 $8,183 $1,922,841
9 105 $11,642 $3,445 $8,197 $1,914,643
9 106 $11,642 $3,430 $8,212 $1,906,432
9 107 $11,642 $3,416 $8,227 $1,898,205
9 108 $11,642 $3,401 $8,241 $1,889,964
10 109 $11,642 $3,386 $8,256 $1,881,708
10 110 $11,642 $3,371 $8,271 $1,873,437
10 111 $11,642 $3,357 $8,286 $1,865,151
10 112 $11,642 $3,342 $8,301 $1,856,851
10 113 $11,642 $3,327 $8,315 $1,848,535
10 114 $11,642 $3,312 $8,330 $1,840,205
10 115 $11,642 $3,297 $8,345 $1,831,860
10 116 $11,642 $3,282 $8,360 $1,823,499
10 117 $11,642 $3,267 $8,375 $1,815,124
10 118 $11,642 $3,252 $8,390 $1,806,734
10 119 $11,642 $3,237 $8,405 $1,798,329
10 120 $11,642 $3,222 $8,420 $1,789,909
11 121 $11,642 $3,207 $8,435 $1,781,473
11 122 $11,642 $3,192 $8,450 $1,773,023
11 123 $11,642 $3,177 $8,466 $1,764,557
11 124 $11,642 $3,161 $8,481 $1,756,076
11 125 $11,642 $3,146 $8,496 $1,747,581
11 126 $11,642 $3,131 $8,511 $1,739,069
11 127 $11,642 $3,116 $8,526 $1,730,543
11 128 $11,642 $3,101 $8,542 $1,722,001
11 129 $11,642 $3,085 $8,557 $1,713,444
11 130 $11,642 $3,070 $8,572 $1,704,872
11 131 $11,642 $3,055 $8,588 $1,696,284
11 132 $11,642 $3,039 $8,603 $1,687,681
12 133 $11,642 $3,024 $8,619 $1,679,063
12 134 $11,642 $3,008 $8,634 $1,670,429
12 135 $11,642 $2,993 $8,649 $1,661,779
12 136 $11,642 $2,977 $8,665 $1,653,114
12 137 $11,642 $2,962 $8,680 $1,644,434
12 138 $11,642 $2,946 $8,696 $1,635,738
12 139 $11,642 $2,931 $8,712 $1,627,026
12 140 $11,642 $2,915 $8,727 $1,618,299
12 141 $11,642 $2,899 $8,743 $1,609,556
12 142 $11,642 $2,884 $8,758 $1,600,798
12 143 $11,642 $2,868 $8,774 $1,592,024
12 144 $11,642 $2,852 $8,790 $1,583,234
13 145 $11,642 $2,837 $8,806 $1,574,428
13 146 $11,642 $2,821 $8,821 $1,565,607
13 147 $11,642 $2,805 $8,837 $1,556,770
13 148 $11,642 $2,789 $8,853 $1,547,917
13 149 $11,642 $2,773 $8,869 $1,539,048
13 150 $11,642 $2,757 $8,885 $1,530,163
13 151 $11,642 $2,742 $8,901 $1,521,262
13 152 $11,642 $2,726 $8,917 $1,512,345
13 153 $11,642 $2,710 $8,933 $1,503,413
13 154 $11,642 $2,694 $8,949 $1,494,464
13 155 $11,642 $2,678 $8,965 $1,485,499
13 156 $11,642 $2,662 $8,981 $1,476,519
14 157 $11,642 $2,645 $8,997 $1,467,522
14 158 $11,642 $2,629 $9,013 $1,458,509
14 159 $11,642 $2,613 $9,029 $1,449,480
14 160 $11,642 $2,597 $9,045 $1,440,435
14 161 $11,642 $2,581 $9,061 $1,431,373
14 162 $11,642 $2,565 $9,078 $1,422,295
14 163 $11,642 $2,548 $9,094 $1,413,201
14 164 $11,642 $2,532 $9,110 $1,404,091
14 165 $11,642 $2,516 $9,127 $1,394,964
14 166 $11,642 $2,499 $9,143 $1,385,822
14 167 $11,642 $2,483 $9,159 $1,376,662
14 168 $11,642 $2,467 $9,176 $1,367,486
15 169 $11,642 $2,450 $9,192 $1,358,294
15 170 $11,642 $2,434 $9,209 $1,349,086
15 171 $11,642 $2,417 $9,225 $1,339,860
15 172 $11,642 $2,401 $9,242 $1,330,619
15 173 $11,642 $2,384 $9,258 $1,321,361
15 174 $11,642 $2,367 $9,275 $1,312,086
15 175 $11,642 $2,351 $9,291 $1,302,794
15 176 $11,642 $2,334 $9,308 $1,293,486
15 177 $11,642 $2,317 $9,325 $1,284,161
15 178 $11,642 $2,301 $9,341 $1,274,820
15 179 $11,642 $2,284 $9,358 $1,265,462
15 180 $11,642 $2,267 $9,375 $1,256,087
16 181 $11,642 $2,250 $9,392 $1,246,695
16 182 $11,642 $2,234 $9,409 $1,237,286
16 183 $11,642 $2,217 $9,425 $1,227,861
16 184 $11,642 $2,200 $9,442 $1,218,419
16 185 $11,642 $2,183 $9,459 $1,208,959
16 186 $11,642 $2,166 $9,476 $1,199,483
16 187 $11,642 $2,149 $9,493 $1,189,990
16 188 $11,642 $2,132 $9,510 $1,180,480
16 189 $11,642 $2,115 $9,527 $1,170,952
16 190 $11,642 $2,098 $9,544 $1,161,408
16 191 $11,642 $2,081 $9,561 $1,151,847
16 192 $11,642 $2,064 $9,579 $1,142,268
17 193 $11,642 $2,047 $9,596 $1,132,673
17 194 $11,642 $2,029 $9,613 $1,123,060
17 195 $11,642 $2,012 $9,630 $1,113,430
17 196 $11,642 $1,995 $9,647 $1,103,782
17 197 $11,642 $1,978 $9,665 $1,094,118
17 198 $11,642 $1,960 $9,682 $1,084,436
17 199 $11,642 $1,943 $9,699 $1,074,736
17 200 $11,642 $1,926 $9,717 $1,065,020
17 201 $11,642 $1,908 $9,734 $1,055,285
17 202 $11,642 $1,891 $9,752 $1,045,534
17 203 $11,642 $1,873 $9,769 $1,035,765
17 204 $11,642 $1,856 $9,787 $1,025,978
18 205 $11,642 $1,838 $9,804 $1,016,174
18 206 $11,642 $1,821 $9,822 $1,006,353
18 207 $11,642 $1,803 $9,839 $996,513
18 208 $11,642 $1,785 $9,857 $986,657
18 209 $11,642 $1,768 $9,875 $976,782
18 210 $11,642 $1,750 $9,892 $966,890
18 211 $11,642 $1,732 $9,910 $956,980
18 212 $11,642 $1,715 $9,928 $947,052
18 213 $11,642 $1,697 $9,945 $937,107
18 214 $11,642 $1,679 $9,963 $927,144
18 215 $11,642 $1,661 $9,981 $917,162
18 216 $11,642 $1,643 $9,999 $907,163
19 217 $11,642 $1,625 $10,017 $897,147
19 218 $11,642 $1,607 $10,035 $887,112
19 219 $11,642 $1,589 $10,053 $877,059
19 220 $11,642 $1,571 $10,071 $866,988
19 221 $11,642 $1,553 $10,089 $856,899
19 222 $11,642 $1,535 $10,107 $846,792
19 223 $11,642 $1,517 $10,125 $836,667
19 224 $11,642 $1,499 $10,143 $826,524
19 225 $11,642 $1,481 $10,161 $816,362
19 226 $11,642 $1,463 $10,180 $806,183
19 227 $11,642 $1,444 $10,198 $795,985
19 228 $11,642 $1,426 $10,216 $785,769
20 229 $11,642 $1,408 $10,234 $775,534
20 230 $11,642 $1,389 $10,253 $765,282
20 231 $11,642 $1,371 $10,271 $755,010
20 232 $11,642 $1,353 $10,290 $744,721
20 233 $11,642 $1,334 $10,308 $734,413
20 234 $11,642 $1,316 $10,326 $724,086
20 235 $11,642 $1,297 $10,345 $713,742
20 236 $11,642 $1,279 $10,363 $703,378
20 237 $11,642 $1,260 $10,382 $692,996
20 238 $11,642 $1,242 $10,401 $682,595
20 239 $11,642 $1,223 $10,419 $672,176
20 240 $11,642 $1,204 $10,438 $661,738
21 241 $11,642 $1,186 $10,457 $651,281
21 242 $11,642 $1,167 $10,475 $640,806
21 243 $11,642 $1,148 $10,494 $630,312
21 244 $11,642 $1,129 $10,513 $619,799
21 245 $11,642 $1,110 $10,532 $609,267
21 246 $11,642 $1,092 $10,551 $598,717
21 247 $11,642 $1,073 $10,570 $588,147
21 248 $11,642 $1,054 $10,588 $577,558
21 249 $11,642 $1,035 $10,607 $566,951
21 250 $11,642 $1,016 $10,626 $556,325
21 251 $11,642 $997 $10,646 $545,679
21 252 $11,642 $978 $10,665 $535,014
22 253 $11,642 $959 $10,684 $524,331
22 254 $11,642 $939 $10,703 $513,628
22 255 $11,642 $920 $10,722 $502,906
22 256 $11,642 $901 $10,741 $492,165
22 257 $11,642 $882 $10,760 $481,404
22 258 $11,642 $863 $10,780 $470,624
22 259 $11,642 $843 $10,799 $459,825
22 260 $11,642 $824 $10,818 $449,007
22 261 $11,642 $804 $10,838 $438,169
22 262 $11,642 $785 $10,857 $427,312
22 263 $11,642 $766 $10,877 $416,435
22 264 $11,642 $746 $10,896 $405,539
23 265 $11,642 $727 $10,916 $394,623
23 266 $11,642 $707 $10,935 $383,688
23 267 $11,642 $687 $10,955 $372,733
23 268 $11,642 $668 $10,974 $361,759
23 269 $11,642 $648 $10,994 $350,765
23 270 $11,642 $628 $11,014 $339,751
23 271 $11,642 $609 $11,034 $328,718
23 272 $11,642 $589 $11,053 $317,664
23 273 $11,642 $569 $11,073 $306,591
23 274 $11,642 $549 $11,093 $295,498
23 275 $11,642 $529 $11,113 $284,385
23 276 $11,642 $510 $11,133 $273,253
24 277 $11,642 $490 $11,153 $262,100
24 278 $11,642 $470 $11,173 $250,927
24 279 $11,642 $450 $11,193 $239,735
24 280 $11,642 $430 $11,213 $228,522
24 281 $11,642 $409 $11,233 $217,289
24 282 $11,642 $389 $11,253 $206,036
24 283 $11,642 $369 $11,273 $194,763
24 284 $11,642 $349 $11,293 $183,470
24 285 $11,642 $329 $11,314 $172,156
24 286 $11,642 $308 $11,334 $160,822
24 287 $11,642 $288 $11,354 $149,468
24 288 $11,642 $268 $11,374 $138,094
25 289 $11,642 $247 $11,395 $126,699
25 290 $11,642 $227 $11,415 $115,284
25 291 $11,642 $207 $11,436 $103,848
25 292 $11,642 $186 $11,456 $92,392
25 293 $11,642 $166 $11,477 $80,915
25 294 $11,642 $145 $11,497 $69,418
25 295 $11,642 $124 $11,518 $57,900
25 296 $11,642 $104 $11,539 $46,361
25 297 $11,642 $83 $11,559 $34,802
25 298 $11,642 $62 $11,580 $23,222
25 299 $11,642 $42 $11,601 $11,621
25 300 $11,642 $21 $11,621 $0