Century 21 Centaland Property

Down Payment (HKD)

$80,000,000

Monthly Repayment (HKD)

$517,434

Loan Amount (HKD)

$120,000,000

Total Interest (HKD)

$35,230,166

Total Repayment (HKD)

$155,230,166

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$517,434	$215,000	$302,434	$119,697,566
1	2	$517,434	$214,458	$302,976	$119,394,590
1	3	$517,434	$213,915	$303,519	$119,091,072
1	4	$517,434	$213,372	$304,062	$118,787,009
1	5	$517,434	$212,827	$304,607	$118,482,402
1	6	$517,434	$212,281	$305,153	$118,177,249
1	7	$517,434	$211,734	$305,700	$117,871,550
1	8	$517,434	$211,187	$306,247	$117,565,302
1	9	$517,434	$210,638	$306,796	$117,258,506
1	10	$517,434	$210,088	$307,346	$116,951,161
1	11	$517,434	$209,537	$307,896	$116,643,264
1	12	$517,434	$208,986	$308,448	$116,334,816
2	13	$517,434	$208,433	$309,001	$116,025,815
2	14	$517,434	$207,880	$309,554	$115,716,261
2	15	$517,434	$207,325	$310,109	$115,406,152
2	16	$517,434	$206,769	$310,665	$115,095,488
2	17	$517,434	$206,213	$311,221	$114,784,267
2	18	$517,434	$205,655	$311,779	$114,472,488
2	19	$517,434	$205,097	$312,337	$114,160,150
2	20	$517,434	$204,537	$312,897	$113,847,253
2	21	$517,434	$203,976	$313,458	$113,533,796
2	22	$517,434	$203,415	$314,019	$113,219,777
2	23	$517,434	$202,852	$314,582	$112,905,195
2	24	$517,434	$202,288	$315,145	$112,590,050
3	25	$517,434	$201,724	$315,710	$112,274,340
3	26	$517,434	$201,158	$316,276	$111,958,064
3	27	$517,434	$200,592	$316,842	$111,641,221
3	28	$517,434	$200,024	$317,410	$111,323,811
3	29	$517,434	$199,455	$317,979	$111,005,833
3	30	$517,434	$198,885	$318,548	$110,687,284
3	31	$517,434	$198,315	$319,119	$110,368,165
3	32	$517,434	$197,743	$319,691	$110,048,474
3	33	$517,434	$197,170	$320,264	$109,728,210
3	34	$517,434	$196,596	$320,838	$109,407,373
3	35	$517,434	$196,022	$321,412	$109,085,961
3	36	$517,434	$195,446	$321,988	$108,763,972
4	37	$517,434	$194,869	$322,565	$108,441,407
4	38	$517,434	$194,291	$323,143	$108,118,264
4	39	$517,434	$193,712	$323,722	$107,794,542
4	40	$517,434	$193,132	$324,302	$107,470,240
4	41	$517,434	$192,551	$324,883	$107,145,357
4	42	$517,434	$191,969	$325,465	$106,819,892
4	43	$517,434	$191,386	$326,048	$106,493,844
4	44	$517,434	$190,801	$326,632	$106,167,211
4	45	$517,434	$190,216	$327,218	$105,839,994
4	46	$517,434	$189,630	$327,804	$105,512,190
4	47	$517,434	$189,043	$328,391	$105,183,799
4	48	$517,434	$188,454	$328,980	$104,854,819
5	49	$517,434	$187,865	$329,569	$104,525,250
5	50	$517,434	$187,274	$330,159	$104,195,091
5	51	$517,434	$186,683	$330,751	$103,864,340
5	52	$517,434	$186,090	$331,344	$103,532,996
5	53	$517,434	$185,497	$331,937	$103,201,059
5	54	$517,434	$184,902	$332,532	$102,868,527
5	55	$517,434	$184,306	$333,128	$102,535,399
5	56	$517,434	$183,709	$333,725	$102,201,674
5	57	$517,434	$183,111	$334,323	$101,867,352
5	58	$517,434	$182,512	$334,922	$101,532,430
5	59	$517,434	$181,912	$335,522	$101,196,909
5	60	$517,434	$181,311	$336,123	$100,860,786
6	61	$517,434	$180,709	$336,725	$100,524,061
6	62	$517,434	$180,106	$337,328	$100,186,733
6	63	$517,434	$179,501	$337,933	$99,848,800
6	64	$517,434	$178,896	$338,538	$99,510,262
6	65	$517,434	$178,289	$339,145	$99,171,117
6	66	$517,434	$177,682	$339,752	$98,831,365
6	67	$517,434	$177,073	$340,361	$98,491,004
6	68	$517,434	$176,463	$340,971	$98,150,033
6	69	$517,434	$175,852	$341,582	$97,808,451
6	70	$517,434	$175,240	$342,194	$97,466,258
6	71	$517,434	$174,627	$342,807	$97,123,451
6	72	$517,434	$174,013	$343,421	$96,780,030
7	73	$517,434	$173,398	$344,036	$96,435,993
7	74	$517,434	$172,781	$344,653	$96,091,341
7	75	$517,434	$172,164	$345,270	$95,746,070
7	76	$517,434	$171,545	$345,889	$95,400,181
7	77	$517,434	$170,925	$346,509	$95,053,673
7	78	$517,434	$170,304	$347,129	$94,706,544
7	79	$517,434	$169,683	$347,751	$94,358,792
7	80	$517,434	$169,060	$348,374	$94,010,418
7	81	$517,434	$168,435	$348,999	$93,661,419
7	82	$517,434	$167,810	$349,624	$93,311,795
7	83	$517,434	$167,184	$350,250	$92,961,545
7	84	$517,434	$166,556	$350,878	$92,610,667
8	85	$517,434	$165,927	$351,506	$92,259,161
8	86	$517,434	$165,298	$352,136	$91,907,025
8	87	$517,434	$164,667	$352,767	$91,554,258
8	88	$517,434	$164,035	$353,399	$91,200,858
8	89	$517,434	$163,402	$354,032	$90,846,826
8	90	$517,434	$162,767	$354,667	$90,492,159
8	91	$517,434	$162,132	$355,302	$90,136,857
8	92	$517,434	$161,495	$355,939	$89,780,919
8	93	$517,434	$160,857	$356,576	$89,424,342
8	94	$517,434	$160,219	$357,215	$89,067,127
8	95	$517,434	$159,579	$357,855	$88,709,272
8	96	$517,434	$158,937	$358,496	$88,350,775
9	97	$517,434	$158,295	$359,139	$87,991,636
9	98	$517,434	$157,652	$359,782	$87,631,854
9	99	$517,434	$157,007	$360,427	$87,271,427
9	100	$517,434	$156,361	$361,073	$86,910,355
9	101	$517,434	$155,714	$361,720	$86,548,635
9	102	$517,434	$155,066	$362,368	$86,186,268
9	103	$517,434	$154,417	$363,017	$85,823,251
9	104	$517,434	$153,767	$363,667	$85,459,584
9	105	$517,434	$153,115	$364,319	$85,095,265
9	106	$517,434	$152,462	$364,972	$84,730,293
9	107	$517,434	$151,808	$365,625	$84,364,668
9	108	$517,434	$151,153	$366,281	$83,998,387
10	109	$517,434	$150,497	$366,937	$83,631,451
10	110	$517,434	$149,840	$367,594	$83,263,856
10	111	$517,434	$149,181	$368,253	$82,895,604
10	112	$517,434	$148,521	$368,913	$82,526,691
10	113	$517,434	$147,860	$369,574	$82,157,117
10	114	$517,434	$147,198	$370,236	$81,786,882
10	115	$517,434	$146,535	$370,899	$81,415,983
10	116	$517,434	$145,870	$371,564	$81,044,419
10	117	$517,434	$145,205	$372,229	$80,672,190
10	118	$517,434	$144,538	$372,896	$80,299,294
10	119	$517,434	$143,870	$373,564	$79,925,729
10	120	$517,434	$143,200	$374,234	$79,551,496
11	121	$517,434	$142,530	$374,904	$79,176,592
11	122	$517,434	$141,858	$375,576	$78,801,016
11	123	$517,434	$141,185	$376,249	$78,424,767
11	124	$517,434	$140,511	$376,923	$78,047,844
11	125	$517,434	$139,836	$377,598	$77,670,246
11	126	$517,434	$139,159	$378,275	$77,291,971
11	127	$517,434	$138,481	$378,952	$76,913,019
11	128	$517,434	$137,802	$379,631	$76,533,387
11	129	$517,434	$137,122	$380,312	$76,153,076
11	130	$517,434	$136,441	$380,993	$75,772,083
11	131	$517,434	$135,758	$381,676	$75,390,407
11	132	$517,434	$135,074	$382,359	$75,008,048
12	133	$517,434	$134,389	$383,044	$74,625,003
12	134	$517,434	$133,703	$383,731	$74,241,273
12	135	$517,434	$133,016	$384,418	$73,856,854
12	136	$517,434	$132,327	$385,107	$73,471,747
12	137	$517,434	$131,637	$385,797	$73,085,950
12	138	$517,434	$130,946	$386,488	$72,699,462
12	139	$517,434	$130,253	$387,181	$72,312,281
12	140	$517,434	$129,560	$387,874	$71,924,407
12	141	$517,434	$128,865	$388,569	$71,535,838
12	142	$517,434	$128,168	$389,266	$71,146,572
12	143	$517,434	$127,471	$389,963	$70,756,609
12	144	$517,434	$126,772	$390,662	$70,365,948
13	145	$517,434	$126,072	$391,362	$69,974,586
13	146	$517,434	$125,371	$392,063	$69,582,523
13	147	$517,434	$124,669	$392,765	$69,189,758
13	148	$517,434	$123,965	$393,469	$68,796,289
13	149	$517,434	$123,260	$394,174	$68,402,115
13	150	$517,434	$122,554	$394,880	$68,007,235
13	151	$517,434	$121,846	$395,588	$67,611,648
13	152	$517,434	$121,138	$396,296	$67,215,351
13	153	$517,434	$120,428	$397,006	$66,818,345
13	154	$517,434	$119,716	$397,718	$66,420,627
13	155	$517,434	$119,004	$398,430	$66,022,197
13	156	$517,434	$118,290	$399,144	$65,623,053
14	157	$517,434	$117,575	$399,859	$65,223,194
14	158	$517,434	$116,858	$400,576	$64,822,618
14	159	$517,434	$116,141	$401,293	$64,421,325
14	160	$517,434	$115,422	$402,012	$64,019,312
14	161	$517,434	$114,701	$402,733	$63,616,580
14	162	$517,434	$113,980	$403,454	$63,213,125
14	163	$517,434	$113,257	$404,177	$62,808,948
14	164	$517,434	$112,533	$404,901	$62,404,047
14	165	$517,434	$111,807	$405,627	$61,998,421
14	166	$517,434	$111,081	$406,353	$61,592,067
14	167	$517,434	$110,352	$407,081	$61,184,986
14	168	$517,434	$109,623	$407,811	$60,777,175
15	169	$517,434	$108,892	$408,541	$60,368,634
15	170	$517,434	$108,160	$409,273	$59,959,360
15	171	$517,434	$107,427	$410,007	$59,549,353
15	172	$517,434	$106,693	$410,741	$59,138,612
15	173	$517,434	$105,957	$411,477	$58,727,135
15	174	$517,434	$105,219	$412,214	$58,314,920
15	175	$517,434	$104,481	$412,953	$57,901,968
15	176	$517,434	$103,741	$413,693	$57,488,275
15	177	$517,434	$103,000	$414,434	$57,073,841
15	178	$517,434	$102,257	$415,177	$56,658,664
15	179	$517,434	$101,513	$415,920	$56,242,744
15	180	$517,434	$100,768	$416,666	$55,826,078
16	181	$517,434	$100,022	$417,412	$55,408,666
16	182	$517,434	$99,274	$418,160	$54,990,506
16	183	$517,434	$98,525	$418,909	$54,571,596
16	184	$517,434	$97,774	$419,660	$54,151,937
16	185	$517,434	$97,022	$420,412	$53,731,525
16	186	$517,434	$96,269	$421,165	$53,310,360
16	187	$517,434	$95,514	$421,919	$52,888,441
16	188	$517,434	$94,758	$422,675	$52,465,765
16	189	$517,434	$94,001	$423,433	$52,042,332
16	190	$517,434	$93,243	$424,191	$51,618,141
16	191	$517,434	$92,483	$424,951	$51,193,190
16	192	$517,434	$91,721	$425,713	$50,767,477
17	193	$517,434	$90,958	$426,475	$50,341,001
17	194	$517,434	$90,194	$427,240	$49,913,762
17	195	$517,434	$89,429	$428,005	$49,485,757
17	196	$517,434	$88,662	$428,772	$49,056,985
17	197	$517,434	$87,894	$429,540	$48,627,445
17	198	$517,434	$87,124	$430,310	$48,197,135
17	199	$517,434	$86,353	$431,081	$47,766,054
17	200	$517,434	$85,581	$431,853	$47,334,201
17	201	$517,434	$84,807	$432,627	$46,901,575
17	202	$517,434	$84,032	$433,402	$46,468,173
17	203	$517,434	$83,255	$434,178	$46,033,994
17	204	$517,434	$82,478	$434,956	$45,599,038
18	205	$517,434	$81,698	$435,736	$45,163,302
18	206	$517,434	$80,918	$436,516	$44,726,786
18	207	$517,434	$80,135	$437,298	$44,289,488
18	208	$517,434	$79,352	$438,082	$43,851,406
18	209	$517,434	$78,567	$438,867	$43,412,539
18	210	$517,434	$77,781	$439,653	$42,972,886
18	211	$517,434	$76,993	$440,441	$42,532,445
18	212	$517,434	$76,204	$441,230	$42,091,215
18	213	$517,434	$75,413	$442,020	$41,649,195
18	214	$517,434	$74,621	$442,812	$41,206,382
18	215	$517,434	$73,828	$443,606	$40,762,776
18	216	$517,434	$73,033	$444,401	$40,318,376
19	217	$517,434	$72,237	$445,197	$39,873,179
19	218	$517,434	$71,439	$445,994	$39,427,185
19	219	$517,434	$70,640	$446,794	$38,980,391
19	220	$517,434	$69,840	$447,594	$38,532,797
19	221	$517,434	$69,038	$448,396	$38,084,401
19	222	$517,434	$68,235	$449,199	$37,635,202
19	223	$517,434	$67,430	$450,004	$37,185,198
19	224	$517,434	$66,623	$450,810	$36,734,387
19	225	$517,434	$65,816	$451,618	$36,282,769
19	226	$517,434	$65,007	$452,427	$35,830,342
19	227	$517,434	$64,196	$453,238	$35,377,104
19	228	$517,434	$63,384	$454,050	$34,923,054
20	229	$517,434	$62,570	$454,863	$34,468,191
20	230	$517,434	$61,756	$455,678	$34,012,512
20	231	$517,434	$60,939	$456,495	$33,556,018
20	232	$517,434	$60,121	$457,313	$33,098,705
20	233	$517,434	$59,302	$458,132	$32,640,573
20	234	$517,434	$58,481	$458,953	$32,181,620
20	235	$517,434	$57,659	$459,775	$31,721,845
20	236	$517,434	$56,835	$460,599	$31,261,246
20	237	$517,434	$56,010	$461,424	$30,799,822
20	238	$517,434	$55,183	$462,251	$30,337,571
20	239	$517,434	$54,355	$463,079	$29,874,492
20	240	$517,434	$53,525	$463,909	$29,410,583
21	241	$517,434	$52,694	$464,740	$28,945,843
21	242	$517,434	$51,861	$465,573	$28,480,271
21	243	$517,434	$51,027	$466,407	$28,013,864
21	244	$517,434	$50,192	$467,242	$27,546,621
21	245	$517,434	$49,354	$468,080	$27,078,542
21	246	$517,434	$48,516	$468,918	$26,609,624
21	247	$517,434	$47,676	$469,758	$26,139,865
21	248	$517,434	$46,834	$470,600	$25,669,265
21	249	$517,434	$45,991	$471,443	$25,197,822
21	250	$517,434	$45,146	$472,288	$24,725,535
21	251	$517,434	$44,300	$473,134	$24,252,401
21	252	$517,434	$43,452	$473,982	$23,778,419
22	253	$517,434	$42,603	$474,831	$23,303,588
22	254	$517,434	$41,752	$475,682	$22,827,906
22	255	$517,434	$40,900	$476,534	$22,351,373
22	256	$517,434	$40,046	$477,388	$21,873,985
22	257	$517,434	$39,191	$478,243	$21,395,742
22	258	$517,434	$38,334	$479,100	$20,916,642
22	259	$517,434	$37,476	$479,958	$20,436,684
22	260	$517,434	$36,616	$480,818	$19,955,866
22	261	$517,434	$35,754	$481,680	$19,474,186
22	262	$517,434	$34,891	$482,543	$18,991,643
22	263	$517,434	$34,027	$483,407	$18,508,236
22	264	$517,434	$33,161	$484,273	$18,023,963
23	265	$517,434	$32,293	$485,141	$17,538,822
23	266	$517,434	$31,424	$486,010	$17,052,812
23	267	$517,434	$30,553	$486,881	$16,565,931
23	268	$517,434	$29,681	$487,753	$16,078,178
23	269	$517,434	$28,807	$488,627	$15,589,550
23	270	$517,434	$27,931	$489,503	$15,100,048
23	271	$517,434	$27,054	$490,380	$14,609,668
23	272	$517,434	$26,176	$491,258	$14,118,410
23	273	$517,434	$25,295	$492,138	$13,626,271
23	274	$517,434	$24,414	$493,020	$13,133,251
23	275	$517,434	$23,530	$493,903	$12,639,348
23	276	$517,434	$22,645	$494,788	$12,144,559
24	277	$517,434	$21,759	$495,675	$11,648,885
24	278	$517,434	$20,871	$496,563	$11,152,322
24	279	$517,434	$19,981	$497,453	$10,654,869
24	280	$517,434	$19,090	$498,344	$10,156,525
24	281	$517,434	$18,197	$499,237	$9,657,288
24	282	$517,434	$17,303	$500,131	$9,157,157
24	283	$517,434	$16,407	$501,027	$8,656,130
24	284	$517,434	$15,509	$501,925	$8,154,205
24	285	$517,434	$14,610	$502,824	$7,651,380
24	286	$517,434	$13,709	$503,725	$7,147,655
24	287	$517,434	$12,806	$504,628	$6,643,028
24	288	$517,434	$11,902	$505,532	$6,137,496
25	289	$517,434	$10,996	$506,438	$5,631,058
25	290	$517,434	$10,089	$507,345	$5,123,713
25	291	$517,434	$9,180	$508,254	$4,615,459
25	292	$517,434	$8,269	$509,165	$4,106,295
25	293	$517,434	$7,357	$510,077	$3,596,218
25	294	$517,434	$6,443	$510,991	$3,085,228
25	295	$517,434	$5,528	$511,906	$2,573,321
25	296	$517,434	$4,611	$512,823	$2,060,498
25	297	$517,434	$3,692	$513,742	$1,546,756
25	298	$517,434	$2,771	$514,663	$1,032,093
25	299	$517,434	$1,849	$515,585	$516,508
25	300	$517,434	$925	$516,508	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 80,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 82,000,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.