Century 21 Centaland Property

Down Payment (HKD)

$6,600,000

Monthly Repayment (HKD)

$42,688

Loan Amount (HKD)

$9,900,000

Total Interest (HKD)

$2,906,489

Total Repayment (HKD)

$12,806,489

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$42,688	$17,738	$24,951	$9,875,049
1	2	$42,688	$17,693	$24,995	$9,850,054
1	3	$42,688	$17,648	$25,040	$9,825,013
1	4	$42,688	$17,603	$25,085	$9,799,928
1	5	$42,688	$17,558	$25,130	$9,774,798
1	6	$42,688	$17,513	$25,175	$9,749,623
1	7	$42,688	$17,468	$25,220	$9,724,403
1	8	$42,688	$17,423	$25,265	$9,699,137
1	9	$42,688	$17,378	$25,311	$9,673,827
1	10	$42,688	$17,332	$25,356	$9,648,471
1	11	$42,688	$17,287	$25,401	$9,623,069
1	12	$42,688	$17,241	$25,447	$9,597,622
2	13	$42,688	$17,196	$25,493	$9,572,130
2	14	$42,688	$17,150	$25,538	$9,546,592
2	15	$42,688	$17,104	$25,584	$9,521,008
2	16	$42,688	$17,058	$25,630	$9,495,378
2	17	$42,688	$17,013	$25,676	$9,469,702
2	18	$42,688	$16,967	$25,722	$9,443,980
2	19	$42,688	$16,920	$25,768	$9,418,212
2	20	$42,688	$16,874	$25,814	$9,392,398
2	21	$42,688	$16,828	$25,860	$9,366,538
2	22	$42,688	$16,782	$25,907	$9,340,632
2	23	$42,688	$16,735	$25,953	$9,314,679
2	24	$42,688	$16,689	$25,999	$9,288,679
3	25	$42,688	$16,642	$26,046	$9,262,633
3	26	$42,688	$16,596	$26,093	$9,236,540
3	27	$42,688	$16,549	$26,139	$9,210,401
3	28	$42,688	$16,502	$26,186	$9,184,214
3	29	$42,688	$16,455	$26,233	$9,157,981
3	30	$42,688	$16,408	$26,280	$9,131,701
3	31	$42,688	$16,361	$26,327	$9,105,374
3	32	$42,688	$16,314	$26,375	$9,078,999
3	33	$42,688	$16,267	$26,422	$9,052,577
3	34	$42,688	$16,219	$26,469	$9,026,108
3	35	$42,688	$16,172	$26,517	$8,999,592
3	36	$42,688	$16,124	$26,564	$8,973,028
4	37	$42,688	$16,077	$26,612	$8,946,416
4	38	$42,688	$16,029	$26,659	$8,919,757
4	39	$42,688	$15,981	$26,707	$8,893,050
4	40	$42,688	$15,933	$26,755	$8,866,295
4	41	$42,688	$15,885	$26,803	$8,839,492
4	42	$42,688	$15,837	$26,851	$8,812,641
4	43	$42,688	$15,789	$26,899	$8,785,742
4	44	$42,688	$15,741	$26,947	$8,758,795
4	45	$42,688	$15,693	$26,995	$8,731,799
4	46	$42,688	$15,644	$27,044	$8,704,756
4	47	$42,688	$15,596	$27,092	$8,677,663
4	48	$42,688	$15,547	$27,141	$8,650,523
5	49	$42,688	$15,499	$27,189	$8,623,333
5	50	$42,688	$15,450	$27,238	$8,596,095
5	51	$42,688	$15,401	$27,287	$8,568,808
5	52	$42,688	$15,352	$27,336	$8,541,472
5	53	$42,688	$15,303	$27,385	$8,514,087
5	54	$42,688	$15,254	$27,434	$8,486,653
5	55	$42,688	$15,205	$27,483	$8,459,170
5	56	$42,688	$15,156	$27,532	$8,431,638
5	57	$42,688	$15,107	$27,582	$8,404,057
5	58	$42,688	$15,057	$27,631	$8,376,425
5	59	$42,688	$15,008	$27,681	$8,348,745
5	60	$42,688	$14,958	$27,730	$8,321,015
6	61	$42,688	$14,908	$27,780	$8,293,235
6	62	$42,688	$14,859	$27,830	$8,265,405
6	63	$42,688	$14,809	$27,879	$8,237,526
6	64	$42,688	$14,759	$27,929	$8,209,597
6	65	$42,688	$14,709	$27,979	$8,181,617
6	66	$42,688	$14,659	$28,030	$8,153,588
6	67	$42,688	$14,609	$28,080	$8,125,508
6	68	$42,688	$14,558	$28,130	$8,097,378
6	69	$42,688	$14,508	$28,180	$8,069,197
6	70	$42,688	$14,457	$28,231	$8,040,966
6	71	$42,688	$14,407	$28,282	$8,012,685
6	72	$42,688	$14,356	$28,332	$7,984,352
7	73	$42,688	$14,305	$28,383	$7,955,969
7	74	$42,688	$14,254	$28,434	$7,927,536
7	75	$42,688	$14,204	$28,485	$7,899,051
7	76	$42,688	$14,152	$28,536	$7,870,515
7	77	$42,688	$14,101	$28,587	$7,841,928
7	78	$42,688	$14,050	$28,638	$7,813,290
7	79	$42,688	$13,999	$28,689	$7,784,600
7	80	$42,688	$13,947	$28,741	$7,755,859
7	81	$42,688	$13,896	$28,792	$7,727,067
7	82	$42,688	$13,844	$28,844	$7,698,223
7	83	$42,688	$13,793	$28,896	$7,669,327
7	84	$42,688	$13,741	$28,947	$7,640,380
8	85	$42,688	$13,689	$28,999	$7,611,381
8	86	$42,688	$13,637	$29,051	$7,582,330
8	87	$42,688	$13,585	$29,103	$7,553,226
8	88	$42,688	$13,533	$29,155	$7,524,071
8	89	$42,688	$13,481	$29,208	$7,494,863
8	90	$42,688	$13,428	$29,260	$7,465,603
8	91	$42,688	$13,376	$29,312	$7,436,291
8	92	$42,688	$13,323	$29,365	$7,406,926
8	93	$42,688	$13,271	$29,418	$7,377,508
8	94	$42,688	$13,218	$29,470	$7,348,038
8	95	$42,688	$13,165	$29,523	$7,318,515
8	96	$42,688	$13,112	$29,576	$7,288,939
9	97	$42,688	$13,059	$29,629	$7,259,310
9	98	$42,688	$13,006	$29,682	$7,229,628
9	99	$42,688	$12,953	$29,735	$7,199,893
9	100	$42,688	$12,900	$29,788	$7,170,104
9	101	$42,688	$12,846	$29,842	$7,140,262
9	102	$42,688	$12,793	$29,895	$7,110,367
9	103	$42,688	$12,739	$29,949	$7,080,418
9	104	$42,688	$12,686	$30,003	$7,050,416
9	105	$42,688	$12,632	$30,056	$7,020,359
9	106	$42,688	$12,578	$30,110	$6,990,249
9	107	$42,688	$12,524	$30,164	$6,960,085
9	108	$42,688	$12,470	$30,218	$6,929,867
10	109	$42,688	$12,416	$30,272	$6,899,595
10	110	$42,688	$12,362	$30,327	$6,869,268
10	111	$42,688	$12,307	$30,381	$6,838,887
10	112	$42,688	$12,253	$30,435	$6,808,452
10	113	$42,688	$12,198	$30,490	$6,777,962
10	114	$42,688	$12,144	$30,544	$6,747,418
10	115	$42,688	$12,089	$30,599	$6,716,819
10	116	$42,688	$12,034	$30,654	$6,686,165
10	117	$42,688	$11,979	$30,709	$6,655,456
10	118	$42,688	$11,924	$30,764	$6,624,692
10	119	$42,688	$11,869	$30,819	$6,593,873
10	120	$42,688	$11,814	$30,874	$6,562,998
11	121	$42,688	$11,759	$30,930	$6,532,069
11	122	$42,688	$11,703	$30,985	$6,501,084
11	123	$42,688	$11,648	$31,041	$6,470,043
11	124	$42,688	$11,592	$31,096	$6,438,947
11	125	$42,688	$11,536	$31,152	$6,407,795
11	126	$42,688	$11,481	$31,208	$6,376,588
11	127	$42,688	$11,425	$31,264	$6,345,324
11	128	$42,688	$11,369	$31,320	$6,314,004
11	129	$42,688	$11,313	$31,376	$6,282,629
11	130	$42,688	$11,256	$31,432	$6,251,197
11	131	$42,688	$11,200	$31,488	$6,219,709
11	132	$42,688	$11,144	$31,545	$6,188,164
12	133	$42,688	$11,087	$31,601	$6,156,563
12	134	$42,688	$11,031	$31,658	$6,124,905
12	135	$42,688	$10,974	$31,715	$6,093,190
12	136	$42,688	$10,917	$31,771	$6,061,419
12	137	$42,688	$10,860	$31,828	$6,029,591
12	138	$42,688	$10,803	$31,885	$5,997,706
12	139	$42,688	$10,746	$31,942	$5,965,763
12	140	$42,688	$10,689	$32,000	$5,933,764
12	141	$42,688	$10,631	$32,057	$5,901,707
12	142	$42,688	$10,574	$32,114	$5,869,592
12	143	$42,688	$10,516	$32,172	$5,837,420
12	144	$42,688	$10,459	$32,230	$5,805,191
13	145	$42,688	$10,401	$32,287	$5,772,903
13	146	$42,688	$10,343	$32,345	$5,740,558
13	147	$42,688	$10,285	$32,403	$5,708,155
13	148	$42,688	$10,227	$32,461	$5,675,694
13	149	$42,688	$10,169	$32,519	$5,643,175
13	150	$42,688	$10,111	$32,578	$5,610,597
13	151	$42,688	$10,052	$32,636	$5,577,961
13	152	$42,688	$9,994	$32,694	$5,545,266
13	153	$42,688	$9,935	$32,753	$5,512,513
13	154	$42,688	$9,877	$32,812	$5,479,702
13	155	$42,688	$9,818	$32,870	$5,446,831
13	156	$42,688	$9,759	$32,929	$5,413,902
14	157	$42,688	$9,700	$32,988	$5,380,913
14	158	$42,688	$9,641	$33,047	$5,347,866
14	159	$42,688	$9,582	$33,107	$5,314,759
14	160	$42,688	$9,522	$33,166	$5,281,593
14	161	$42,688	$9,463	$33,225	$5,248,368
14	162	$42,688	$9,403	$33,285	$5,215,083
14	163	$42,688	$9,344	$33,345	$5,181,738
14	164	$42,688	$9,284	$33,404	$5,148,334
14	165	$42,688	$9,224	$33,464	$5,114,870
14	166	$42,688	$9,164	$33,524	$5,081,346
14	167	$42,688	$9,104	$33,584	$5,047,761
14	168	$42,688	$9,044	$33,644	$5,014,117
15	169	$42,688	$8,984	$33,705	$4,980,412
15	170	$42,688	$8,923	$33,765	$4,946,647
15	171	$42,688	$8,863	$33,826	$4,912,822
15	172	$42,688	$8,802	$33,886	$4,878,936
15	173	$42,688	$8,741	$33,947	$4,844,989
15	174	$42,688	$8,681	$34,008	$4,810,981
15	175	$42,688	$8,620	$34,069	$4,776,912
15	176	$42,688	$8,559	$34,130	$4,742,783
15	177	$42,688	$8,497	$34,191	$4,708,592
15	178	$42,688	$8,436	$34,252	$4,674,340
15	179	$42,688	$8,375	$34,313	$4,640,026
15	180	$42,688	$8,313	$34,375	$4,605,651
16	181	$42,688	$8,252	$34,437	$4,571,215
16	182	$42,688	$8,190	$34,498	$4,536,717
16	183	$42,688	$8,128	$34,560	$4,502,157
16	184	$42,688	$8,066	$34,622	$4,467,535
16	185	$42,688	$8,004	$34,684	$4,432,851
16	186	$42,688	$7,942	$34,746	$4,398,105
16	187	$42,688	$7,880	$34,808	$4,363,296
16	188	$42,688	$7,818	$34,871	$4,328,426
16	189	$42,688	$7,755	$34,933	$4,293,492
16	190	$42,688	$7,693	$34,996	$4,258,497
16	191	$42,688	$7,630	$35,058	$4,223,438
16	192	$42,688	$7,567	$35,121	$4,188,317
17	193	$42,688	$7,504	$35,184	$4,153,133
17	194	$42,688	$7,441	$35,247	$4,117,885
17	195	$42,688	$7,378	$35,310	$4,082,575
17	196	$42,688	$7,315	$35,374	$4,047,201
17	197	$42,688	$7,251	$35,437	$4,011,764
17	198	$42,688	$7,188	$35,501	$3,976,264
17	199	$42,688	$7,124	$35,564	$3,940,699
17	200	$42,688	$7,060	$35,628	$3,905,072
17	201	$42,688	$6,997	$35,692	$3,869,380
17	202	$42,688	$6,933	$35,756	$3,833,624
17	203	$42,688	$6,869	$35,820	$3,797,805
17	204	$42,688	$6,804	$35,884	$3,761,921
18	205	$42,688	$6,740	$35,948	$3,725,972
18	206	$42,688	$6,676	$36,013	$3,689,960
18	207	$42,688	$6,611	$36,077	$3,653,883
18	208	$42,688	$6,547	$36,142	$3,617,741
18	209	$42,688	$6,482	$36,207	$3,581,534
18	210	$42,688	$6,417	$36,271	$3,545,263
18	211	$42,688	$6,352	$36,336	$3,508,927
18	212	$42,688	$6,287	$36,401	$3,472,525
18	213	$42,688	$6,222	$36,467	$3,436,059
18	214	$42,688	$6,156	$36,532	$3,399,527
18	215	$42,688	$6,091	$36,597	$3,362,929
18	216	$42,688	$6,025	$36,663	$3,326,266
19	217	$42,688	$5,960	$36,729	$3,289,537
19	218	$42,688	$5,894	$36,795	$3,252,743
19	219	$42,688	$5,828	$36,860	$3,215,882
19	220	$42,688	$5,762	$36,927	$3,178,956
19	221	$42,688	$5,696	$36,993	$3,141,963
19	222	$42,688	$5,629	$37,059	$3,104,904
19	223	$42,688	$5,563	$37,125	$3,067,779
19	224	$42,688	$5,496	$37,192	$3,030,587
19	225	$42,688	$5,430	$37,258	$2,993,328
19	226	$42,688	$5,363	$37,325	$2,956,003
19	227	$42,688	$5,296	$37,392	$2,918,611
19	228	$42,688	$5,229	$37,459	$2,881,152
20	229	$42,688	$5,162	$37,526	$2,843,626
20	230	$42,688	$5,095	$37,593	$2,806,032
20	231	$42,688	$5,027	$37,661	$2,768,371
20	232	$42,688	$4,960	$37,728	$2,730,643
20	233	$42,688	$4,892	$37,796	$2,692,847
20	234	$42,688	$4,825	$37,864	$2,654,984
20	235	$42,688	$4,757	$37,931	$2,617,052
20	236	$42,688	$4,689	$37,999	$2,579,053
20	237	$42,688	$4,621	$38,067	$2,540,985
20	238	$42,688	$4,553	$38,136	$2,502,850
20	239	$42,688	$4,484	$38,204	$2,464,646
20	240	$42,688	$4,416	$38,272	$2,426,373
21	241	$42,688	$4,347	$38,341	$2,388,032
21	242	$42,688	$4,279	$38,410	$2,349,622
21	243	$42,688	$4,210	$38,479	$2,311,144
21	244	$42,688	$4,141	$38,547	$2,272,596
21	245	$42,688	$4,072	$38,617	$2,233,980
21	246	$42,688	$4,003	$38,686	$2,195,294
21	247	$42,688	$3,933	$38,755	$2,156,539
21	248	$42,688	$3,864	$38,824	$2,117,714
21	249	$42,688	$3,794	$38,894	$2,078,820
21	250	$42,688	$3,725	$38,964	$2,039,857
21	251	$42,688	$3,655	$39,034	$2,000,823
21	252	$42,688	$3,585	$39,103	$1,961,720
22	253	$42,688	$3,515	$39,174	$1,922,546
22	254	$42,688	$3,445	$39,244	$1,883,302
22	255	$42,688	$3,374	$39,314	$1,843,988
22	256	$42,688	$3,304	$39,384	$1,804,604
22	257	$42,688	$3,233	$39,455	$1,765,149
22	258	$42,688	$3,163	$39,526	$1,725,623
22	259	$42,688	$3,092	$39,597	$1,686,026
22	260	$42,688	$3,021	$39,667	$1,646,359
22	261	$42,688	$2,950	$39,739	$1,606,620
22	262	$42,688	$2,879	$39,810	$1,566,811
22	263	$42,688	$2,807	$39,881	$1,526,929
22	264	$42,688	$2,736	$39,953	$1,486,977
23	265	$42,688	$2,664	$40,024	$1,446,953
23	266	$42,688	$2,592	$40,096	$1,406,857
23	267	$42,688	$2,521	$40,168	$1,366,689
23	268	$42,688	$2,449	$40,240	$1,326,450
23	269	$42,688	$2,377	$40,312	$1,286,138
23	270	$42,688	$2,304	$40,384	$1,245,754
23	271	$42,688	$2,232	$40,456	$1,205,298
23	272	$42,688	$2,159	$40,529	$1,164,769
23	273	$42,688	$2,087	$40,601	$1,124,167
23	274	$42,688	$2,014	$40,674	$1,083,493
23	275	$42,688	$1,941	$40,747	$1,042,746
23	276	$42,688	$1,868	$40,820	$1,001,926
24	277	$42,688	$1,795	$40,893	$961,033
24	278	$42,688	$1,722	$40,966	$920,067
24	279	$42,688	$1,648	$41,040	$879,027
24	280	$42,688	$1,575	$41,113	$837,913
24	281	$42,688	$1,501	$41,187	$796,726
24	282	$42,688	$1,427	$41,261	$755,465
24	283	$42,688	$1,354	$41,335	$714,131
24	284	$42,688	$1,279	$41,409	$672,722
24	285	$42,688	$1,205	$41,483	$631,239
24	286	$42,688	$1,131	$41,557	$589,682
24	287	$42,688	$1,057	$41,632	$548,050
24	288	$42,688	$982	$41,706	$506,343
25	289	$42,688	$907	$41,781	$464,562
25	290	$42,688	$832	$41,856	$422,706
25	291	$42,688	$757	$41,931	$380,775
25	292	$42,688	$682	$42,006	$338,769
25	293	$42,688	$607	$42,081	$296,688
25	294	$42,688	$532	$42,157	$254,531
25	295	$42,688	$456	$42,232	$212,299
25	296	$42,688	$380	$42,308	$169,991
25	297	$42,688	$305	$42,384	$127,607
25	298	$42,688	$229	$42,460	$85,148
25	299	$42,688	$153	$42,536	$42,612
25	300	$42,688	$76	$42,612	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 6,600,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,765,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.