Century 21 Centaland Property

Down Payment (HKD)

$7,720,000

Monthly Repayment (HKD)

$49,932

Loan Amount (HKD)

$11,580,000

Total Interest (HKD)

$3,399,711

Total Repayment (HKD)

$14,979,711

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$49,932	$20,748	$29,185	$11,550,815
1	2	$49,932	$20,695	$29,237	$11,521,578
1	3	$49,932	$20,643	$29,290	$11,492,288
1	4	$49,932	$20,590	$29,342	$11,462,946
1	5	$49,932	$20,538	$29,395	$11,433,552
1	6	$49,932	$20,485	$29,447	$11,404,105
1	7	$49,932	$20,432	$29,500	$11,374,605
1	8	$49,932	$20,379	$29,553	$11,345,052
1	9	$49,932	$20,327	$29,606	$11,315,446
1	10	$49,932	$20,274	$29,659	$11,285,787
1	11	$49,932	$20,220	$29,712	$11,256,075
1	12	$49,932	$20,167	$29,765	$11,226,310
2	13	$49,932	$20,114	$29,819	$11,196,491
2	14	$49,932	$20,060	$29,872	$11,166,619
2	15	$49,932	$20,007	$29,926	$11,136,694
2	16	$49,932	$19,953	$29,979	$11,106,715
2	17	$49,932	$19,900	$30,033	$11,076,682
2	18	$49,932	$19,846	$30,087	$11,046,595
2	19	$49,932	$19,792	$30,141	$11,016,455
2	20	$49,932	$19,738	$30,195	$10,986,260
2	21	$49,932	$19,684	$30,249	$10,956,011
2	22	$49,932	$19,630	$30,303	$10,925,708
2	23	$49,932	$19,575	$30,357	$10,895,351
2	24	$49,932	$19,521	$30,412	$10,864,940
3	25	$49,932	$19,466	$30,466	$10,834,474
3	26	$49,932	$19,412	$30,521	$10,803,953
3	27	$49,932	$19,357	$30,575	$10,773,378
3	28	$49,932	$19,302	$30,630	$10,742,748
3	29	$49,932	$19,247	$30,685	$10,712,063
3	30	$49,932	$19,192	$30,740	$10,681,323
3	31	$49,932	$19,137	$30,795	$10,650,528
3	32	$49,932	$19,082	$30,850	$10,619,678
3	33	$49,932	$19,027	$30,905	$10,588,772
3	34	$49,932	$18,972	$30,961	$10,557,811
3	35	$49,932	$18,916	$31,016	$10,526,795
3	36	$49,932	$18,861	$31,072	$10,495,723
4	37	$49,932	$18,805	$31,128	$10,464,596
4	38	$49,932	$18,749	$31,183	$10,433,413
4	39	$49,932	$18,693	$31,239	$10,402,173
4	40	$49,932	$18,637	$31,295	$10,370,878
4	41	$49,932	$18,581	$31,351	$10,339,527
4	42	$49,932	$18,525	$31,407	$10,308,120
4	43	$49,932	$18,469	$31,464	$10,276,656
4	44	$49,932	$18,412	$31,520	$10,245,136
4	45	$49,932	$18,356	$31,577	$10,213,559
4	46	$49,932	$18,299	$31,633	$10,181,926
4	47	$49,932	$18,243	$31,690	$10,150,237
4	48	$49,932	$18,186	$31,747	$10,118,490
5	49	$49,932	$18,129	$31,803	$10,086,687
5	50	$49,932	$18,072	$31,860	$10,054,826
5	51	$49,932	$18,015	$31,917	$10,022,909
5	52	$49,932	$17,958	$31,975	$9,990,934
5	53	$49,932	$17,900	$32,032	$9,958,902
5	54	$49,932	$17,843	$32,089	$9,926,813
5	55	$49,932	$17,786	$32,147	$9,894,666
5	56	$49,932	$17,728	$32,204	$9,862,462
5	57	$49,932	$17,670	$32,262	$9,830,199
5	58	$49,932	$17,612	$32,320	$9,797,880
5	59	$49,932	$17,555	$32,378	$9,765,502
5	60	$49,932	$17,497	$32,436	$9,733,066
6	61	$49,932	$17,438	$32,494	$9,700,572
6	62	$49,932	$17,380	$32,552	$9,668,020
6	63	$49,932	$17,322	$32,611	$9,635,409
6	64	$49,932	$17,263	$32,669	$9,602,740
6	65	$49,932	$17,205	$32,727	$9,570,013
6	66	$49,932	$17,146	$32,786	$9,537,227
6	67	$49,932	$17,088	$32,845	$9,504,382
6	68	$49,932	$17,029	$32,904	$9,471,478
6	69	$49,932	$16,970	$32,963	$9,438,516
6	70	$49,932	$16,911	$33,022	$9,405,494
6	71	$49,932	$16,852	$33,081	$9,372,413
6	72	$49,932	$16,792	$33,140	$9,339,273
7	73	$49,932	$16,733	$33,200	$9,306,073
7	74	$49,932	$16,673	$33,259	$9,272,814
7	75	$49,932	$16,614	$33,319	$9,239,496
7	76	$49,932	$16,554	$33,378	$9,206,118
7	77	$49,932	$16,494	$33,438	$9,172,679
7	78	$49,932	$16,434	$33,498	$9,139,181
7	79	$49,932	$16,374	$33,558	$9,105,623
7	80	$49,932	$16,314	$33,618	$9,072,005
7	81	$49,932	$16,254	$33,678	$9,038,327
7	82	$49,932	$16,194	$33,739	$9,004,588
7	83	$49,932	$16,133	$33,799	$8,970,789
7	84	$49,932	$16,073	$33,860	$8,936,929
8	85	$49,932	$16,012	$33,920	$8,903,009
8	86	$49,932	$15,951	$33,981	$8,869,028
8	87	$49,932	$15,890	$34,042	$8,834,986
8	88	$49,932	$15,829	$34,103	$8,800,883
8	89	$49,932	$15,768	$34,164	$8,766,719
8	90	$49,932	$15,707	$34,225	$8,732,493
8	91	$49,932	$15,646	$34,287	$8,698,207
8	92	$49,932	$15,584	$34,348	$8,663,859
8	93	$49,932	$15,523	$34,410	$8,629,449
8	94	$49,932	$15,461	$34,471	$8,594,978
8	95	$49,932	$15,399	$34,533	$8,560,445
8	96	$49,932	$15,337	$34,595	$8,525,850
9	97	$49,932	$15,275	$34,657	$8,491,193
9	98	$49,932	$15,213	$34,719	$8,456,474
9	99	$49,932	$15,151	$34,781	$8,421,693
9	100	$49,932	$15,089	$34,844	$8,386,849
9	101	$49,932	$15,026	$34,906	$8,351,943
9	102	$49,932	$14,964	$34,968	$8,316,975
9	103	$49,932	$14,901	$35,031	$8,281,944
9	104	$49,932	$14,838	$35,094	$8,246,850
9	105	$49,932	$14,776	$35,157	$8,211,693
9	106	$49,932	$14,713	$35,220	$8,176,473
9	107	$49,932	$14,650	$35,283	$8,141,190
9	108	$49,932	$14,586	$35,346	$8,105,844
10	109	$49,932	$14,523	$35,409	$8,070,435
10	110	$49,932	$14,460	$35,473	$8,034,962
10	111	$49,932	$14,396	$35,536	$7,999,426
10	112	$49,932	$14,332	$35,600	$7,963,826
10	113	$49,932	$14,269	$35,664	$7,928,162
10	114	$49,932	$14,205	$35,728	$7,892,434
10	115	$49,932	$14,141	$35,792	$7,856,642
10	116	$49,932	$14,076	$35,856	$7,820,786
10	117	$49,932	$14,012	$35,920	$7,784,866
10	118	$49,932	$13,948	$35,984	$7,748,882
10	119	$49,932	$13,883	$36,049	$7,712,833
10	120	$49,932	$13,819	$36,114	$7,676,719
11	121	$49,932	$13,754	$36,178	$7,640,541
11	122	$49,932	$13,689	$36,243	$7,604,298
11	123	$49,932	$13,624	$36,308	$7,567,990
11	124	$49,932	$13,559	$36,373	$7,531,617
11	125	$49,932	$13,494	$36,438	$7,495,179
11	126	$49,932	$13,429	$36,504	$7,458,675
11	127	$49,932	$13,363	$36,569	$7,422,106
11	128	$49,932	$13,298	$36,634	$7,385,472
11	129	$49,932	$13,232	$36,700	$7,348,772
11	130	$49,932	$13,167	$36,766	$7,312,006
11	131	$49,932	$13,101	$36,832	$7,275,174
11	132	$49,932	$13,035	$36,898	$7,238,277
12	133	$49,932	$12,969	$36,964	$7,201,313
12	134	$49,932	$12,902	$37,030	$7,164,283
12	135	$49,932	$12,836	$37,096	$7,127,186
12	136	$49,932	$12,770	$37,163	$7,090,024
12	137	$49,932	$12,703	$37,229	$7,052,794
12	138	$49,932	$12,636	$37,296	$7,015,498
12	139	$49,932	$12,569	$37,363	$6,978,135
12	140	$49,932	$12,502	$37,430	$6,940,705
12	141	$49,932	$12,435	$37,497	$6,903,208
12	142	$49,932	$12,368	$37,564	$6,865,644
12	143	$49,932	$12,301	$37,631	$6,828,013
12	144	$49,932	$12,234	$37,699	$6,790,314
13	145	$49,932	$12,166	$37,766	$6,752,548
13	146	$49,932	$12,098	$37,834	$6,714,714
13	147	$49,932	$12,031	$37,902	$6,676,812
13	148	$49,932	$11,963	$37,970	$6,638,842
13	149	$49,932	$11,895	$38,038	$6,600,804
13	150	$49,932	$11,826	$38,106	$6,562,698
13	151	$49,932	$11,758	$38,174	$6,524,524
13	152	$49,932	$11,690	$38,243	$6,486,281
13	153	$49,932	$11,621	$38,311	$6,447,970
13	154	$49,932	$11,553	$38,380	$6,409,591
13	155	$49,932	$11,484	$38,449	$6,371,142
13	156	$49,932	$11,415	$38,517	$6,332,625
14	157	$49,932	$11,346	$38,586	$6,294,038
14	158	$49,932	$11,277	$38,656	$6,255,383
14	159	$49,932	$11,208	$38,725	$6,216,658
14	160	$49,932	$11,138	$38,794	$6,177,864
14	161	$49,932	$11,069	$38,864	$6,139,000
14	162	$49,932	$10,999	$38,933	$6,100,067
14	163	$49,932	$10,929	$39,003	$6,061,064
14	164	$49,932	$10,859	$39,073	$6,021,991
14	165	$49,932	$10,789	$39,143	$5,982,848
14	166	$49,932	$10,719	$39,213	$5,943,634
14	167	$49,932	$10,649	$39,283	$5,904,351
14	168	$49,932	$10,579	$39,354	$5,864,997
15	169	$49,932	$10,508	$39,424	$5,825,573
15	170	$49,932	$10,437	$39,495	$5,786,078
15	171	$49,932	$10,367	$39,566	$5,746,513
15	172	$49,932	$10,296	$39,637	$5,706,876
15	173	$49,932	$10,225	$39,708	$5,667,169
15	174	$49,932	$10,154	$39,779	$5,627,390
15	175	$49,932	$10,082	$39,850	$5,587,540
15	176	$49,932	$10,011	$39,921	$5,547,619
15	177	$49,932	$9,939	$39,993	$5,507,626
15	178	$49,932	$9,868	$40,065	$5,467,561
15	179	$49,932	$9,796	$40,136	$5,427,425
15	180	$49,932	$9,724	$40,208	$5,387,217
16	181	$49,932	$9,652	$40,280	$5,346,936
16	182	$49,932	$9,580	$40,352	$5,306,584
16	183	$49,932	$9,508	$40,425	$5,266,159
16	184	$49,932	$9,435	$40,497	$5,225,662
16	185	$49,932	$9,363	$40,570	$5,185,092
16	186	$49,932	$9,290	$40,642	$5,144,450
16	187	$49,932	$9,217	$40,715	$5,103,735
16	188	$49,932	$9,144	$40,788	$5,062,946
16	189	$49,932	$9,071	$40,861	$5,022,085
16	190	$49,932	$8,998	$40,934	$4,981,151
16	191	$49,932	$8,925	$41,008	$4,940,143
16	192	$49,932	$8,851	$41,081	$4,899,062
17	193	$49,932	$8,777	$41,155	$4,857,907
17	194	$49,932	$8,704	$41,229	$4,816,678
17	195	$49,932	$8,630	$41,302	$4,775,376
17	196	$49,932	$8,556	$41,376	$4,733,999
17	197	$49,932	$8,482	$41,451	$4,692,548
17	198	$49,932	$8,407	$41,525	$4,651,024
17	199	$49,932	$8,333	$41,599	$4,609,424
17	200	$49,932	$8,259	$41,674	$4,567,750
17	201	$49,932	$8,184	$41,748	$4,526,002
17	202	$49,932	$8,109	$41,823	$4,484,179
17	203	$49,932	$8,034	$41,898	$4,442,280
17	204	$49,932	$7,959	$41,973	$4,400,307
18	205	$49,932	$7,884	$42,048	$4,358,259
18	206	$49,932	$7,809	$42,124	$4,316,135
18	207	$49,932	$7,733	$42,199	$4,273,936
18	208	$49,932	$7,657	$42,275	$4,231,661
18	209	$49,932	$7,582	$42,351	$4,189,310
18	210	$49,932	$7,506	$42,427	$4,146,883
18	211	$49,932	$7,430	$42,503	$4,104,381
18	212	$49,932	$7,354	$42,579	$4,061,802
18	213	$49,932	$7,277	$42,655	$4,019,147
18	214	$49,932	$7,201	$42,731	$3,976,416
18	215	$49,932	$7,124	$42,808	$3,933,608
18	216	$49,932	$7,048	$42,885	$3,890,723
19	217	$49,932	$6,971	$42,961	$3,847,762
19	218	$49,932	$6,894	$43,038	$3,804,723
19	219	$49,932	$6,817	$43,116	$3,761,608
19	220	$49,932	$6,740	$43,193	$3,718,415
19	221	$49,932	$6,662	$43,270	$3,675,145
19	222	$49,932	$6,585	$43,348	$3,631,797
19	223	$49,932	$6,507	$43,425	$3,588,372
19	224	$49,932	$6,429	$43,503	$3,544,868
19	225	$49,932	$6,351	$43,581	$3,501,287
19	226	$49,932	$6,273	$43,659	$3,457,628
19	227	$49,932	$6,195	$43,737	$3,413,891
19	228	$49,932	$6,117	$43,816	$3,370,075
20	229	$49,932	$6,038	$43,894	$3,326,180
20	230	$49,932	$5,959	$43,973	$3,282,207
20	231	$49,932	$5,881	$44,052	$3,238,156
20	232	$49,932	$5,802	$44,131	$3,194,025
20	233	$49,932	$5,723	$44,210	$3,149,815
20	234	$49,932	$5,643	$44,289	$3,105,526
20	235	$49,932	$5,564	$44,368	$3,061,158
20	236	$49,932	$5,485	$44,448	$3,016,710
20	237	$49,932	$5,405	$44,527	$2,972,183
20	238	$49,932	$5,325	$44,607	$2,927,576
20	239	$49,932	$5,245	$44,687	$2,882,888
20	240	$49,932	$5,165	$44,767	$2,838,121
21	241	$49,932	$5,085	$44,847	$2,793,274
21	242	$49,932	$5,005	$44,928	$2,748,346
21	243	$49,932	$4,924	$45,008	$2,703,338
21	244	$49,932	$4,843	$45,089	$2,658,249
21	245	$49,932	$4,763	$45,170	$2,613,079
21	246	$49,932	$4,682	$45,251	$2,567,829
21	247	$49,932	$4,601	$45,332	$2,522,497
21	248	$49,932	$4,519	$45,413	$2,477,084
21	249	$49,932	$4,438	$45,494	$2,431,590
21	250	$49,932	$4,357	$45,576	$2,386,014
21	251	$49,932	$4,275	$45,657	$2,340,357
21	252	$49,932	$4,193	$45,739	$2,294,617
22	253	$49,932	$4,111	$45,821	$2,248,796
22	254	$49,932	$4,029	$45,903	$2,202,893
22	255	$49,932	$3,947	$45,986	$2,156,907
22	256	$49,932	$3,864	$46,068	$2,110,840
22	257	$49,932	$3,782	$46,150	$2,064,689
22	258	$49,932	$3,699	$46,233	$2,018,456
22	259	$49,932	$3,616	$46,316	$1,972,140
22	260	$49,932	$3,533	$46,399	$1,925,741
22	261	$49,932	$3,450	$46,482	$1,879,259
22	262	$49,932	$3,367	$46,565	$1,832,694
22	263	$49,932	$3,284	$46,649	$1,786,045
22	264	$49,932	$3,200	$46,732	$1,739,312
23	265	$49,932	$3,116	$46,816	$1,692,496
23	266	$49,932	$3,032	$46,900	$1,645,596
23	267	$49,932	$2,948	$46,984	$1,598,612
23	268	$49,932	$2,864	$47,068	$1,551,544
23	269	$49,932	$2,780	$47,153	$1,504,392
23	270	$49,932	$2,695	$47,237	$1,457,155
23	271	$49,932	$2,611	$47,322	$1,409,833
23	272	$49,932	$2,526	$47,406	$1,362,427
23	273	$49,932	$2,441	$47,491	$1,314,935
23	274	$49,932	$2,356	$47,576	$1,267,359
23	275	$49,932	$2,271	$47,662	$1,219,697
23	276	$49,932	$2,185	$47,747	$1,171,950
24	277	$49,932	$2,100	$47,833	$1,124,117
24	278	$49,932	$2,014	$47,918	$1,076,199
24	279	$49,932	$1,928	$48,004	$1,028,195
24	280	$49,932	$1,842	$48,090	$980,105
24	281	$49,932	$1,756	$48,176	$931,928
24	282	$49,932	$1,670	$48,263	$883,666
24	283	$49,932	$1,583	$48,349	$835,317
24	284	$49,932	$1,497	$48,436	$786,881
24	285	$49,932	$1,410	$48,523	$738,358
24	286	$49,932	$1,323	$48,609	$689,749
24	287	$49,932	$1,236	$48,697	$641,052
24	288	$49,932	$1,149	$48,784	$592,268
25	289	$49,932	$1,061	$48,871	$543,397
25	290	$49,932	$974	$48,959	$494,438
25	291	$49,932	$886	$49,047	$445,392
25	292	$49,932	$798	$49,134	$396,257
25	293	$49,932	$710	$49,222	$347,035
25	294	$49,932	$622	$49,311	$297,724
25	295	$49,932	$533	$49,399	$248,326
25	296	$49,932	$445	$49,487	$198,838
25	297	$49,932	$356	$49,576	$149,262
25	298	$49,932	$267	$49,665	$99,597
25	299	$49,932	$178	$49,754	$49,843
25	300	$49,932	$89	$49,843	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 7,720,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 7,913,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.