Century 21 Centaland Property

Down Payment (HKD)

$8,000,000

Monthly Repayment (HKD)

$51,743

Loan Amount (HKD)

$12,000,000

Total Interest (HKD)

$3,523,017

Total Repayment (HKD)

$15,523,017

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$51,743	$21,500	$30,243	$11,969,757
1	2	$51,743	$21,446	$30,298	$11,939,459
1	3	$51,743	$21,392	$30,352	$11,909,107
1	4	$51,743	$21,337	$30,406	$11,878,701
1	5	$51,743	$21,283	$30,461	$11,848,240
1	6	$51,743	$21,228	$30,515	$11,817,725
1	7	$51,743	$21,173	$30,570	$11,787,155
1	8	$51,743	$21,119	$30,625	$11,756,530
1	9	$51,743	$21,064	$30,680	$11,725,851
1	10	$51,743	$21,009	$30,735	$11,695,116
1	11	$51,743	$20,954	$30,790	$11,664,326
1	12	$51,743	$20,899	$30,845	$11,633,482
2	13	$51,743	$20,843	$30,900	$11,602,582
2	14	$51,743	$20,788	$30,955	$11,571,626
2	15	$51,743	$20,732	$31,011	$11,540,615
2	16	$51,743	$20,677	$31,066	$11,509,549
2	17	$51,743	$20,621	$31,122	$11,478,427
2	18	$51,743	$20,566	$31,178	$11,447,249
2	19	$51,743	$20,510	$31,234	$11,416,015
2	20	$51,743	$20,454	$31,290	$11,384,725
2	21	$51,743	$20,398	$31,346	$11,353,380
2	22	$51,743	$20,341	$31,402	$11,321,978
2	23	$51,743	$20,285	$31,458	$11,290,519
2	24	$51,743	$20,229	$31,515	$11,259,005
3	25	$51,743	$20,172	$31,571	$11,227,434
3	26	$51,743	$20,116	$31,628	$11,195,806
3	27	$51,743	$20,059	$31,684	$11,164,122
3	28	$51,743	$20,002	$31,741	$11,132,381
3	29	$51,743	$19,946	$31,798	$11,100,583
3	30	$51,743	$19,889	$31,855	$11,068,728
3	31	$51,743	$19,831	$31,912	$11,036,817
3	32	$51,743	$19,774	$31,969	$11,004,847
3	33	$51,743	$19,717	$32,026	$10,972,821
3	34	$51,743	$19,660	$32,084	$10,940,737
3	35	$51,743	$19,602	$32,141	$10,908,596
3	36	$51,743	$19,545	$32,199	$10,876,397
4	37	$51,743	$19,487	$32,257	$10,844,141
4	38	$51,743	$19,429	$32,314	$10,811,826
4	39	$51,743	$19,371	$32,372	$10,779,454
4	40	$51,743	$19,313	$32,430	$10,747,024
4	41	$51,743	$19,255	$32,488	$10,714,536
4	42	$51,743	$19,197	$32,547	$10,681,989
4	43	$51,743	$19,139	$32,605	$10,649,384
4	44	$51,743	$19,080	$32,663	$10,616,721
4	45	$51,743	$19,022	$32,722	$10,583,999
4	46	$51,743	$18,963	$32,780	$10,551,219
4	47	$51,743	$18,904	$32,839	$10,518,380
4	48	$51,743	$18,845	$32,898	$10,485,482
5	49	$51,743	$18,786	$32,957	$10,452,525
5	50	$51,743	$18,727	$33,016	$10,419,509
5	51	$51,743	$18,668	$33,075	$10,386,434
5	52	$51,743	$18,609	$33,134	$10,353,300
5	53	$51,743	$18,550	$33,194	$10,320,106
5	54	$51,743	$18,490	$33,253	$10,286,853
5	55	$51,743	$18,431	$33,313	$10,253,540
5	56	$51,743	$18,371	$33,372	$10,220,167
5	57	$51,743	$18,311	$33,432	$10,186,735
5	58	$51,743	$18,251	$33,492	$10,153,243
5	59	$51,743	$18,191	$33,552	$10,119,691
5	60	$51,743	$18,131	$33,612	$10,086,079
6	61	$51,743	$18,071	$33,672	$10,052,406
6	62	$51,743	$18,011	$33,733	$10,018,673
6	63	$51,743	$17,950	$33,793	$9,984,880
6	64	$51,743	$17,890	$33,854	$9,951,026
6	65	$51,743	$17,829	$33,914	$9,917,112
6	66	$51,743	$17,768	$33,975	$9,883,136
6	67	$51,743	$17,707	$34,036	$9,849,100
6	68	$51,743	$17,646	$34,097	$9,815,003
6	69	$51,743	$17,585	$34,158	$9,780,845
6	70	$51,743	$17,524	$34,219	$9,746,626
6	71	$51,743	$17,463	$34,281	$9,712,345
6	72	$51,743	$17,401	$34,342	$9,678,003
7	73	$51,743	$17,340	$34,404	$9,643,599
7	74	$51,743	$17,278	$34,465	$9,609,134
7	75	$51,743	$17,216	$34,527	$9,574,607
7	76	$51,743	$17,155	$34,589	$9,540,018
7	77	$51,743	$17,093	$34,651	$9,505,367
7	78	$51,743	$17,030	$34,713	$9,470,654
7	79	$51,743	$16,968	$34,775	$9,435,879
7	80	$51,743	$16,906	$34,837	$9,401,042
7	81	$51,743	$16,844	$34,900	$9,366,142
7	82	$51,743	$16,781	$34,962	$9,331,180
7	83	$51,743	$16,718	$35,025	$9,296,155
7	84	$51,743	$16,656	$35,088	$9,261,067
8	85	$51,743	$16,593	$35,151	$9,225,916
8	86	$51,743	$16,530	$35,214	$9,190,702
8	87	$51,743	$16,467	$35,277	$9,155,426
8	88	$51,743	$16,403	$35,340	$9,120,086
8	89	$51,743	$16,340	$35,403	$9,084,683
8	90	$51,743	$16,277	$35,467	$9,049,216
8	91	$51,743	$16,213	$35,530	$9,013,686
8	92	$51,743	$16,150	$35,594	$8,978,092
8	93	$51,743	$16,086	$35,658	$8,942,434
8	94	$51,743	$16,022	$35,722	$8,906,713
8	95	$51,743	$15,958	$35,786	$8,870,927
8	96	$51,743	$15,894	$35,850	$8,835,078
9	97	$51,743	$15,830	$35,914	$8,799,164
9	98	$51,743	$15,765	$35,978	$8,763,185
9	99	$51,743	$15,701	$36,043	$8,727,143
9	100	$51,743	$15,636	$36,107	$8,691,035
9	101	$51,743	$15,571	$36,172	$8,654,864
9	102	$51,743	$15,507	$36,237	$8,618,627
9	103	$51,743	$15,442	$36,302	$8,582,325
9	104	$51,743	$15,377	$36,367	$8,545,958
9	105	$51,743	$15,312	$36,432	$8,509,526
9	106	$51,743	$15,246	$36,497	$8,473,029
9	107	$51,743	$15,181	$36,563	$8,436,467
9	108	$51,743	$15,115	$36,628	$8,399,839
10	109	$51,743	$15,050	$36,694	$8,363,145
10	110	$51,743	$14,984	$36,759	$8,326,386
10	111	$51,743	$14,918	$36,825	$8,289,560
10	112	$51,743	$14,852	$36,891	$8,252,669
10	113	$51,743	$14,786	$36,957	$8,215,712
10	114	$51,743	$14,720	$37,024	$8,178,688
10	115	$51,743	$14,653	$37,090	$8,141,598
10	116	$51,743	$14,587	$37,156	$8,104,442
10	117	$51,743	$14,520	$37,223	$8,067,219
10	118	$51,743	$14,454	$37,290	$8,029,929
10	119	$51,743	$14,387	$37,356	$7,992,573
10	120	$51,743	$14,320	$37,423	$7,955,150
11	121	$51,743	$14,253	$37,490	$7,917,659
11	122	$51,743	$14,186	$37,558	$7,880,102
11	123	$51,743	$14,119	$37,625	$7,842,477
11	124	$51,743	$14,051	$37,692	$7,804,784
11	125	$51,743	$13,984	$37,760	$7,767,025
11	126	$51,743	$13,916	$37,827	$7,729,197
11	127	$51,743	$13,848	$37,895	$7,691,302
11	128	$51,743	$13,780	$37,963	$7,653,339
11	129	$51,743	$13,712	$38,031	$7,615,308
11	130	$51,743	$13,644	$38,099	$7,577,208
11	131	$51,743	$13,576	$38,168	$7,539,041
11	132	$51,743	$13,507	$38,236	$7,500,805
12	133	$51,743	$13,439	$38,304	$7,462,500
12	134	$51,743	$13,370	$38,373	$7,424,127
12	135	$51,743	$13,302	$38,442	$7,385,685
12	136	$51,743	$13,233	$38,511	$7,347,175
12	137	$51,743	$13,164	$38,580	$7,308,595
12	138	$51,743	$13,095	$38,649	$7,269,946
12	139	$51,743	$13,025	$38,718	$7,231,228
12	140	$51,743	$12,956	$38,787	$7,192,441
12	141	$51,743	$12,886	$38,857	$7,153,584
12	142	$51,743	$12,817	$38,927	$7,114,657
12	143	$51,743	$12,747	$38,996	$7,075,661
12	144	$51,743	$12,677	$39,066	$7,036,595
13	145	$51,743	$12,607	$39,136	$6,997,459
13	146	$51,743	$12,537	$39,206	$6,958,252
13	147	$51,743	$12,467	$39,277	$6,918,976
13	148	$51,743	$12,396	$39,347	$6,879,629
13	149	$51,743	$12,326	$39,417	$6,840,212
13	150	$51,743	$12,255	$39,488	$6,800,724
13	151	$51,743	$12,185	$39,559	$6,761,165
13	152	$51,743	$12,114	$39,630	$6,721,535
13	153	$51,743	$12,043	$39,701	$6,681,834
13	154	$51,743	$11,972	$39,772	$6,642,063
13	155	$51,743	$11,900	$39,843	$6,602,220
13	156	$51,743	$11,829	$39,914	$6,562,305
14	157	$51,743	$11,757	$39,986	$6,522,319
14	158	$51,743	$11,686	$40,058	$6,482,262
14	159	$51,743	$11,614	$40,129	$6,442,132
14	160	$51,743	$11,542	$40,201	$6,401,931
14	161	$51,743	$11,470	$40,273	$6,361,658
14	162	$51,743	$11,398	$40,345	$6,321,313
14	163	$51,743	$11,326	$40,418	$6,280,895
14	164	$51,743	$11,253	$40,490	$6,240,405
14	165	$51,743	$11,181	$40,563	$6,199,842
14	166	$51,743	$11,108	$40,635	$6,159,207
14	167	$51,743	$11,035	$40,708	$6,118,499
14	168	$51,743	$10,962	$40,781	$6,077,718
15	169	$51,743	$10,889	$40,854	$6,036,863
15	170	$51,743	$10,816	$40,927	$5,995,936
15	171	$51,743	$10,743	$41,001	$5,954,935
15	172	$51,743	$10,669	$41,074	$5,913,861
15	173	$51,743	$10,596	$41,148	$5,872,713
15	174	$51,743	$10,522	$41,221	$5,831,492
15	175	$51,743	$10,448	$41,295	$5,790,197
15	176	$51,743	$10,374	$41,369	$5,748,827
15	177	$51,743	$10,300	$41,443	$5,707,384
15	178	$51,743	$10,226	$41,518	$5,665,866
15	179	$51,743	$10,151	$41,592	$5,624,274
15	180	$51,743	$10,077	$41,667	$5,582,608
16	181	$51,743	$10,002	$41,741	$5,540,867
16	182	$51,743	$9,927	$41,816	$5,499,051
16	183	$51,743	$9,852	$41,891	$5,457,160
16	184	$51,743	$9,777	$41,966	$5,415,194
16	185	$51,743	$9,702	$42,041	$5,373,153
16	186	$51,743	$9,627	$42,116	$5,331,036
16	187	$51,743	$9,551	$42,192	$5,288,844
16	188	$51,743	$9,476	$42,268	$5,246,577
16	189	$51,743	$9,400	$42,343	$5,204,233
16	190	$51,743	$9,324	$42,419	$5,161,814
16	191	$51,743	$9,248	$42,495	$5,119,319
16	192	$51,743	$9,172	$42,571	$5,076,748
17	193	$51,743	$9,096	$42,648	$5,034,100
17	194	$51,743	$9,019	$42,724	$4,991,376
17	195	$51,743	$8,943	$42,801	$4,948,576
17	196	$51,743	$8,866	$42,877	$4,905,698
17	197	$51,743	$8,789	$42,954	$4,862,744
17	198	$51,743	$8,712	$43,031	$4,819,714
17	199	$51,743	$8,635	$43,108	$4,776,605
17	200	$51,743	$8,558	$43,185	$4,733,420
17	201	$51,743	$8,481	$43,263	$4,690,157
17	202	$51,743	$8,403	$43,340	$4,646,817
17	203	$51,743	$8,326	$43,418	$4,603,399
17	204	$51,743	$8,248	$43,496	$4,559,904
18	205	$51,743	$8,170	$43,574	$4,516,330
18	206	$51,743	$8,092	$43,652	$4,472,679
18	207	$51,743	$8,014	$43,730	$4,428,949
18	208	$51,743	$7,935	$43,808	$4,385,141
18	209	$51,743	$7,857	$43,887	$4,341,254
18	210	$51,743	$7,778	$43,965	$4,297,289
18	211	$51,743	$7,699	$44,044	$4,253,245
18	212	$51,743	$7,620	$44,123	$4,209,122
18	213	$51,743	$7,541	$44,202	$4,164,919
18	214	$51,743	$7,462	$44,281	$4,120,638
18	215	$51,743	$7,383	$44,361	$4,076,278
18	216	$51,743	$7,303	$44,440	$4,031,838
19	217	$51,743	$7,224	$44,520	$3,987,318
19	218	$51,743	$7,144	$44,599	$3,942,718
19	219	$51,743	$7,064	$44,679	$3,898,039
19	220	$51,743	$6,984	$44,759	$3,853,280
19	221	$51,743	$6,904	$44,840	$3,808,440
19	222	$51,743	$6,823	$44,920	$3,763,520
19	223	$51,743	$6,743	$45,000	$3,718,520
19	224	$51,743	$6,662	$45,081	$3,673,439
19	225	$51,743	$6,582	$45,162	$3,628,277
19	226	$51,743	$6,501	$45,243	$3,583,034
19	227	$51,743	$6,420	$45,324	$3,537,710
19	228	$51,743	$6,338	$45,405	$3,492,305
20	229	$51,743	$6,257	$45,486	$3,446,819
20	230	$51,743	$6,176	$45,568	$3,401,251
20	231	$51,743	$6,094	$45,649	$3,355,602
20	232	$51,743	$6,012	$45,731	$3,309,870
20	233	$51,743	$5,930	$45,813	$3,264,057
20	234	$51,743	$5,848	$45,895	$3,218,162
20	235	$51,743	$5,766	$45,978	$3,172,184
20	236	$51,743	$5,683	$46,060	$3,126,125
20	237	$51,743	$5,601	$46,142	$3,079,982
20	238	$51,743	$5,518	$46,225	$3,033,757
20	239	$51,743	$5,435	$46,308	$2,987,449
20	240	$51,743	$5,353	$46,391	$2,941,058
21	241	$51,743	$5,269	$46,474	$2,894,584
21	242	$51,743	$5,186	$46,557	$2,848,027
21	243	$51,743	$5,103	$46,641	$2,801,386
21	244	$51,743	$5,019	$46,724	$2,754,662
21	245	$51,743	$4,935	$46,808	$2,707,854
21	246	$51,743	$4,852	$46,892	$2,660,962
21	247	$51,743	$4,768	$46,976	$2,613,987
21	248	$51,743	$4,683	$47,060	$2,566,927
21	249	$51,743	$4,599	$47,144	$2,519,782
21	250	$51,743	$4,515	$47,229	$2,472,553
21	251	$51,743	$4,430	$47,313	$2,425,240
21	252	$51,743	$4,345	$47,398	$2,377,842
22	253	$51,743	$4,260	$47,483	$2,330,359
22	254	$51,743	$4,175	$47,568	$2,282,791
22	255	$51,743	$4,090	$47,653	$2,235,137
22	256	$51,743	$4,005	$47,739	$2,187,398
22	257	$51,743	$3,919	$47,824	$2,139,574
22	258	$51,743	$3,833	$47,910	$2,091,664
22	259	$51,743	$3,748	$47,996	$2,043,668
22	260	$51,743	$3,662	$48,082	$1,995,587
22	261	$51,743	$3,575	$48,168	$1,947,419
22	262	$51,743	$3,489	$48,254	$1,899,164
22	263	$51,743	$3,403	$48,341	$1,850,824
22	264	$51,743	$3,316	$48,427	$1,802,396
23	265	$51,743	$3,229	$48,514	$1,753,882
23	266	$51,743	$3,142	$48,601	$1,705,281
23	267	$51,743	$3,055	$48,688	$1,656,593
23	268	$51,743	$2,968	$48,775	$1,607,818
23	269	$51,743	$2,881	$48,863	$1,558,955
23	270	$51,743	$2,793	$48,950	$1,510,005
23	271	$51,743	$2,705	$49,038	$1,460,967
23	272	$51,743	$2,618	$49,126	$1,411,841
23	273	$51,743	$2,530	$49,214	$1,362,627
23	274	$51,743	$2,441	$49,302	$1,313,325
23	275	$51,743	$2,353	$49,390	$1,263,935
23	276	$51,743	$2,265	$49,479	$1,214,456
24	277	$51,743	$2,176	$49,567	$1,164,888
24	278	$51,743	$2,087	$49,656	$1,115,232
24	279	$51,743	$1,998	$49,745	$1,065,487
24	280	$51,743	$1,909	$49,834	$1,015,653
24	281	$51,743	$1,820	$49,924	$965,729
24	282	$51,743	$1,730	$50,013	$915,716
24	283	$51,743	$1,641	$50,103	$865,613
24	284	$51,743	$1,551	$50,192	$815,420
24	285	$51,743	$1,461	$50,282	$765,138
24	286	$51,743	$1,371	$50,373	$714,766
24	287	$51,743	$1,281	$50,463	$664,303
24	288	$51,743	$1,190	$50,553	$613,750
25	289	$51,743	$1,100	$50,644	$563,106
25	290	$51,743	$1,009	$50,734	$512,371
25	291	$51,743	$918	$50,825	$461,546
25	292	$51,743	$827	$50,916	$410,629
25	293	$51,743	$736	$51,008	$359,622
25	294	$51,743	$644	$51,099	$308,523
25	295	$51,743	$553	$51,191	$257,332
25	296	$51,743	$461	$51,282	$206,050
25	297	$51,743	$369	$51,374	$154,676
25	298	$51,743	$277	$51,466	$103,209
25	299	$51,743	$185	$51,558	$51,651
25	300	$51,743	$93	$51,651	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 8,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 8,200,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.