Century 21 Centaland Property

Down Payment (HKD)

$8,120,000

Monthly Repayment (HKD)

$52,520

Loan Amount (HKD)

$12,180,000

Total Interest (HKD)

$3,575,862

Total Repayment (HKD)

$15,755,862

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$52,520	$21,823	$30,697	$12,149,303
1	2	$52,520	$21,768	$30,752	$12,118,551
1	3	$52,520	$21,712	$30,807	$12,087,744
1	4	$52,520	$21,657	$30,862	$12,056,881
1	5	$52,520	$21,602	$30,918	$12,025,964
1	6	$52,520	$21,547	$30,973	$11,994,991
1	7	$52,520	$21,491	$31,029	$11,963,962
1	8	$52,520	$21,435	$31,084	$11,932,878
1	9	$52,520	$21,380	$31,140	$11,901,738
1	10	$52,520	$21,324	$31,196	$11,870,543
1	11	$52,520	$21,268	$31,251	$11,839,291
1	12	$52,520	$21,212	$31,307	$11,807,984
2	13	$52,520	$21,156	$31,364	$11,776,620
2	14	$52,520	$21,100	$31,420	$11,745,201
2	15	$52,520	$21,043	$31,476	$11,713,724
2	16	$52,520	$20,987	$31,532	$11,682,192
2	17	$52,520	$20,931	$31,589	$11,650,603
2	18	$52,520	$20,874	$31,646	$11,618,958
2	19	$52,520	$20,817	$31,702	$11,587,255
2	20	$52,520	$20,760	$31,759	$11,555,496
2	21	$52,520	$20,704	$31,816	$11,523,680
2	22	$52,520	$20,647	$31,873	$11,491,807
2	23	$52,520	$20,589	$31,930	$11,459,877
2	24	$52,520	$20,532	$31,987	$11,427,890
3	25	$52,520	$20,475	$32,045	$11,395,845
3	26	$52,520	$20,418	$32,102	$11,363,743
3	27	$52,520	$20,360	$32,159	$11,331,584
3	28	$52,520	$20,302	$32,217	$11,299,367
3	29	$52,520	$20,245	$32,275	$11,267,092
3	30	$52,520	$20,187	$32,333	$11,234,759
3	31	$52,520	$20,129	$32,391	$11,202,369
3	32	$52,520	$20,071	$32,449	$11,169,920
3	33	$52,520	$20,013	$32,507	$11,137,413
3	34	$52,520	$19,955	$32,565	$11,104,848
3	35	$52,520	$19,896	$32,623	$11,072,225
3	36	$52,520	$19,838	$32,682	$11,039,543
4	37	$52,520	$19,779	$32,740	$11,006,803
4	38	$52,520	$19,721	$32,799	$10,974,004
4	39	$52,520	$19,662	$32,858	$10,941,146
4	40	$52,520	$19,603	$32,917	$10,908,229
4	41	$52,520	$19,544	$32,976	$10,875,254
4	42	$52,520	$19,485	$33,035	$10,842,219
4	43	$52,520	$19,426	$33,094	$10,809,125
4	44	$52,520	$19,366	$33,153	$10,775,972
4	45	$52,520	$19,307	$33,213	$10,742,759
4	46	$52,520	$19,247	$33,272	$10,709,487
4	47	$52,520	$19,188	$33,332	$10,676,156
4	48	$52,520	$19,128	$33,391	$10,642,764
5	49	$52,520	$19,068	$33,451	$10,609,313
5	50	$52,520	$19,008	$33,511	$10,575,802
5	51	$52,520	$18,948	$33,571	$10,542,230
5	52	$52,520	$18,888	$33,631	$10,508,599
5	53	$52,520	$18,828	$33,692	$10,474,907
5	54	$52,520	$18,768	$33,752	$10,441,155
5	55	$52,520	$18,707	$33,812	$10,407,343
5	56	$52,520	$18,646	$33,873	$10,373,470
5	57	$52,520	$18,586	$33,934	$10,339,536
5	58	$52,520	$18,525	$33,995	$10,305,542
5	59	$52,520	$18,464	$34,055	$10,271,486
5	60	$52,520	$18,403	$34,116	$10,237,370
6	61	$52,520	$18,342	$34,178	$10,203,192
6	62	$52,520	$18,281	$34,239	$10,168,953
6	63	$52,520	$18,219	$34,300	$10,134,653
6	64	$52,520	$18,158	$34,362	$10,100,292
6	65	$52,520	$18,096	$34,423	$10,065,868
6	66	$52,520	$18,035	$34,485	$10,031,384
6	67	$52,520	$17,973	$34,547	$9,996,837
6	68	$52,520	$17,911	$34,609	$9,962,228
6	69	$52,520	$17,849	$34,671	$9,927,558
6	70	$52,520	$17,787	$34,733	$9,892,825
6	71	$52,520	$17,725	$34,795	$9,858,030
6	72	$52,520	$17,662	$34,857	$9,823,173
7	73	$52,520	$17,600	$34,920	$9,788,253
7	74	$52,520	$17,537	$34,982	$9,753,271
7	75	$52,520	$17,475	$35,045	$9,718,226
7	76	$52,520	$17,412	$35,108	$9,683,118
7	77	$52,520	$17,349	$35,171	$9,647,948
7	78	$52,520	$17,286	$35,234	$9,612,714
7	79	$52,520	$17,223	$35,297	$9,577,417
7	80	$52,520	$17,160	$35,360	$9,542,057
7	81	$52,520	$17,096	$35,423	$9,506,634
7	82	$52,520	$17,033	$35,487	$9,471,147
7	83	$52,520	$16,969	$35,550	$9,435,597
7	84	$52,520	$16,905	$35,614	$9,399,983
8	85	$52,520	$16,842	$35,678	$9,364,305
8	86	$52,520	$16,778	$35,742	$9,328,563
8	87	$52,520	$16,714	$35,806	$9,292,757
8	88	$52,520	$16,650	$35,870	$9,256,887
8	89	$52,520	$16,585	$35,934	$9,220,953
8	90	$52,520	$16,521	$35,999	$9,184,954
8	91	$52,520	$16,456	$36,063	$9,148,891
8	92	$52,520	$16,392	$36,128	$9,112,763
8	93	$52,520	$16,327	$36,193	$9,076,571
8	94	$52,520	$16,262	$36,257	$9,040,313
8	95	$52,520	$16,197	$36,322	$9,003,991
8	96	$52,520	$16,132	$36,387	$8,967,604
9	97	$52,520	$16,067	$36,453	$8,931,151
9	98	$52,520	$16,002	$36,518	$8,894,633
9	99	$52,520	$15,936	$36,583	$8,858,050
9	100	$52,520	$15,871	$36,649	$8,821,401
9	101	$52,520	$15,805	$36,715	$8,784,686
9	102	$52,520	$15,739	$36,780	$8,747,906
9	103	$52,520	$15,673	$36,846	$8,711,060
9	104	$52,520	$15,607	$36,912	$8,674,148
9	105	$52,520	$15,541	$36,978	$8,637,169
9	106	$52,520	$15,475	$37,045	$8,600,125
9	107	$52,520	$15,409	$37,111	$8,563,014
9	108	$52,520	$15,342	$37,177	$8,525,836
10	109	$52,520	$15,275	$37,244	$8,488,592
10	110	$52,520	$15,209	$37,311	$8,451,281
10	111	$52,520	$15,142	$37,378	$8,413,904
10	112	$52,520	$15,075	$37,445	$8,376,459
10	113	$52,520	$15,008	$37,512	$8,338,947
10	114	$52,520	$14,941	$37,579	$8,301,368
10	115	$52,520	$14,873	$37,646	$8,263,722
10	116	$52,520	$14,806	$37,714	$8,226,009
10	117	$52,520	$14,738	$37,781	$8,188,227
10	118	$52,520	$14,671	$37,849	$8,150,378
10	119	$52,520	$14,603	$37,917	$8,112,462
10	120	$52,520	$14,535	$37,985	$8,074,477
11	121	$52,520	$14,467	$38,053	$8,036,424
11	122	$52,520	$14,399	$38,121	$7,998,303
11	123	$52,520	$14,330	$38,189	$7,960,114
11	124	$52,520	$14,262	$38,258	$7,921,856
11	125	$52,520	$14,193	$38,326	$7,883,530
11	126	$52,520	$14,125	$38,395	$7,845,135
11	127	$52,520	$14,056	$38,464	$7,806,671
11	128	$52,520	$13,987	$38,533	$7,768,139
11	129	$52,520	$13,918	$38,602	$7,729,537
11	130	$52,520	$13,849	$38,671	$7,690,866
11	131	$52,520	$13,779	$38,740	$7,652,126
11	132	$52,520	$13,710	$38,809	$7,613,317
12	133	$52,520	$13,641	$38,879	$7,574,438
12	134	$52,520	$13,571	$38,949	$7,535,489
12	135	$52,520	$13,501	$39,018	$7,496,471
12	136	$52,520	$13,431	$39,088	$7,457,382
12	137	$52,520	$13,361	$39,158	$7,418,224
12	138	$52,520	$13,291	$39,229	$7,378,995
12	139	$52,520	$13,221	$39,299	$7,339,697
12	140	$52,520	$13,150	$39,369	$7,300,327
12	141	$52,520	$13,080	$39,440	$7,260,888
12	142	$52,520	$13,009	$39,510	$7,221,377
12	143	$52,520	$12,938	$39,581	$7,181,796
12	144	$52,520	$12,867	$39,652	$7,142,144
13	145	$52,520	$12,796	$39,723	$7,102,420
13	146	$52,520	$12,725	$39,794	$7,062,626
13	147	$52,520	$12,654	$39,866	$7,022,760
13	148	$52,520	$12,582	$39,937	$6,982,823
13	149	$52,520	$12,511	$40,009	$6,942,815
13	150	$52,520	$12,439	$40,080	$6,902,734
13	151	$52,520	$12,367	$40,152	$6,862,582
13	152	$52,520	$12,295	$40,224	$6,822,358
13	153	$52,520	$12,223	$40,296	$6,782,062
13	154	$52,520	$12,151	$40,368	$6,741,694
13	155	$52,520	$12,079	$40,441	$6,701,253
13	156	$52,520	$12,006	$40,513	$6,660,740
14	157	$52,520	$11,934	$40,586	$6,620,154
14	158	$52,520	$11,861	$40,658	$6,579,496
14	159	$52,520	$11,788	$40,731	$6,538,764
14	160	$52,520	$11,715	$40,804	$6,497,960
14	161	$52,520	$11,642	$40,877	$6,457,083
14	162	$52,520	$11,569	$40,951	$6,416,132
14	163	$52,520	$11,496	$41,024	$6,375,108
14	164	$52,520	$11,422	$41,097	$6,334,011
14	165	$52,520	$11,348	$41,171	$6,292,840
14	166	$52,520	$11,275	$41,245	$6,251,595
14	167	$52,520	$11,201	$41,319	$6,210,276
14	168	$52,520	$11,127	$41,393	$6,168,883
15	169	$52,520	$11,053	$41,467	$6,127,416
15	170	$52,520	$10,978	$41,541	$6,085,875
15	171	$52,520	$10,904	$41,616	$6,044,259
15	172	$52,520	$10,829	$41,690	$6,002,569
15	173	$52,520	$10,755	$41,765	$5,960,804
15	174	$52,520	$10,680	$41,840	$5,918,964
15	175	$52,520	$10,605	$41,915	$5,877,050
15	176	$52,520	$10,530	$41,990	$5,835,060
15	177	$52,520	$10,454	$42,065	$5,792,995
15	178	$52,520	$10,379	$42,140	$5,750,854
15	179	$52,520	$10,304	$42,216	$5,708,638
15	180	$52,520	$10,228	$42,292	$5,666,347
16	181	$52,520	$10,152	$42,367	$5,623,980
16	182	$52,520	$10,076	$42,443	$5,581,536
16	183	$52,520	$10,000	$42,519	$5,539,017
16	184	$52,520	$9,924	$42,595	$5,496,422
16	185	$52,520	$9,848	$42,672	$5,453,750
16	186	$52,520	$9,771	$42,748	$5,411,002
16	187	$52,520	$9,695	$42,825	$5,368,177
16	188	$52,520	$9,618	$42,902	$5,325,275
16	189	$52,520	$9,541	$42,978	$5,282,297
16	190	$52,520	$9,464	$43,055	$5,239,241
16	191	$52,520	$9,387	$43,133	$5,196,109
16	192	$52,520	$9,310	$43,210	$5,152,899
17	193	$52,520	$9,232	$43,287	$5,109,612
17	194	$52,520	$9,155	$43,365	$5,066,247
17	195	$52,520	$9,077	$43,443	$5,022,804
17	196	$52,520	$8,999	$43,520	$4,979,284
17	197	$52,520	$8,921	$43,598	$4,935,686
17	198	$52,520	$8,843	$43,676	$4,892,009
17	199	$52,520	$8,765	$43,755	$4,848,255
17	200	$52,520	$8,686	$43,833	$4,804,421
17	201	$52,520	$8,608	$43,912	$4,760,510
17	202	$52,520	$8,529	$43,990	$4,716,520
17	203	$52,520	$8,450	$44,069	$4,672,450
17	204	$52,520	$8,371	$44,148	$4,628,302
18	205	$52,520	$8,292	$44,227	$4,584,075
18	206	$52,520	$8,213	$44,306	$4,539,769
18	207	$52,520	$8,134	$44,386	$4,495,383
18	208	$52,520	$8,054	$44,465	$4,450,918
18	209	$52,520	$7,975	$44,545	$4,406,373
18	210	$52,520	$7,895	$44,625	$4,361,748
18	211	$52,520	$7,815	$44,705	$4,317,043
18	212	$52,520	$7,735	$44,785	$4,272,258
18	213	$52,520	$7,654	$44,865	$4,227,393
18	214	$52,520	$7,574	$44,945	$4,182,448
18	215	$52,520	$7,494	$45,026	$4,137,422
18	216	$52,520	$7,413	$45,107	$4,092,315
19	217	$52,520	$7,332	$45,187	$4,047,128
19	218	$52,520	$7,251	$45,268	$4,001,859
19	219	$52,520	$7,170	$45,350	$3,956,510
19	220	$52,520	$7,089	$45,431	$3,911,079
19	221	$52,520	$7,007	$45,512	$3,865,567
19	222	$52,520	$6,926	$45,594	$3,819,973
19	223	$52,520	$6,844	$45,675	$3,774,298
19	224	$52,520	$6,762	$45,757	$3,728,540
19	225	$52,520	$6,680	$45,839	$3,682,701
19	226	$52,520	$6,598	$45,921	$3,636,780
19	227	$52,520	$6,516	$46,004	$3,590,776
19	228	$52,520	$6,433	$46,086	$3,544,690
20	229	$52,520	$6,351	$46,169	$3,498,521
20	230	$52,520	$6,268	$46,251	$3,452,270
20	231	$52,520	$6,185	$46,334	$3,405,936
20	232	$52,520	$6,102	$46,417	$3,359,519
20	233	$52,520	$6,019	$46,500	$3,313,018
20	234	$52,520	$5,936	$46,584	$3,266,434
20	235	$52,520	$5,852	$46,667	$3,219,767
20	236	$52,520	$5,769	$46,751	$3,173,016
20	237	$52,520	$5,685	$46,835	$3,126,182
20	238	$52,520	$5,601	$46,918	$3,079,263
20	239	$52,520	$5,517	$47,003	$3,032,261
20	240	$52,520	$5,433	$47,087	$2,985,174
21	241	$52,520	$5,348	$47,171	$2,938,003
21	242	$52,520	$5,264	$47,256	$2,890,747
21	243	$52,520	$5,179	$47,340	$2,843,407
21	244	$52,520	$5,094	$47,425	$2,795,982
21	245	$52,520	$5,009	$47,510	$2,748,472
21	246	$52,520	$4,924	$47,595	$2,700,877
21	247	$52,520	$4,839	$47,680	$2,653,196
21	248	$52,520	$4,754	$47,766	$2,605,430
21	249	$52,520	$4,668	$47,851	$2,557,579
21	250	$52,520	$4,582	$47,937	$2,509,642
21	251	$52,520	$4,496	$48,023	$2,461,619
21	252	$52,520	$4,410	$48,109	$2,413,510
22	253	$52,520	$4,324	$48,195	$2,365,314
22	254	$52,520	$4,238	$48,282	$2,317,032
22	255	$52,520	$4,151	$48,368	$2,268,664
22	256	$52,520	$4,065	$48,455	$2,220,209
22	257	$52,520	$3,978	$48,542	$2,171,668
22	258	$52,520	$3,891	$48,629	$2,123,039
22	259	$52,520	$3,804	$48,716	$2,074,323
22	260	$52,520	$3,716	$48,803	$2,025,520
22	261	$52,520	$3,629	$48,890	$1,976,630
22	262	$52,520	$3,541	$48,978	$1,927,652
22	263	$52,520	$3,454	$49,066	$1,878,586
22	264	$52,520	$3,366	$49,154	$1,829,432
23	265	$52,520	$3,278	$49,242	$1,780,190
23	266	$52,520	$3,190	$49,330	$1,730,860
23	267	$52,520	$3,101	$49,418	$1,681,442
23	268	$52,520	$3,013	$49,507	$1,631,935
23	269	$52,520	$2,924	$49,596	$1,582,339
23	270	$52,520	$2,835	$49,685	$1,532,655
23	271	$52,520	$2,746	$49,774	$1,482,881
23	272	$52,520	$2,657	$49,863	$1,433,019
23	273	$52,520	$2,567	$49,952	$1,383,067
23	274	$52,520	$2,478	$50,042	$1,333,025
23	275	$52,520	$2,388	$50,131	$1,282,894
23	276	$52,520	$2,299	$50,221	$1,232,673
24	277	$52,520	$2,209	$50,311	$1,182,362
24	278	$52,520	$2,118	$50,401	$1,131,961
24	279	$52,520	$2,028	$50,491	$1,081,469
24	280	$52,520	$1,938	$50,582	$1,030,887
24	281	$52,520	$1,847	$50,673	$980,215
24	282	$52,520	$1,756	$50,763	$929,451
24	283	$52,520	$1,665	$50,854	$878,597
24	284	$52,520	$1,574	$50,945	$827,652
24	285	$52,520	$1,483	$51,037	$776,615
24	286	$52,520	$1,391	$51,128	$725,487
24	287	$52,520	$1,300	$51,220	$674,267
24	288	$52,520	$1,208	$51,311	$622,956
25	289	$52,520	$1,116	$51,403	$571,552
25	290	$52,520	$1,024	$51,496	$520,057
25	291	$52,520	$932	$51,588	$468,469
25	292	$52,520	$839	$51,680	$416,789
25	293	$52,520	$747	$51,773	$365,016
25	294	$52,520	$654	$51,866	$313,151
25	295	$52,520	$561	$51,958	$261,192
25	296	$52,520	$468	$52,052	$209,141
25	297	$52,520	$375	$52,145	$156,996
25	298	$52,520	$281	$52,238	$104,757
25	299	$52,520	$188	$52,332	$52,426
25	300	$52,520	$94	$52,426	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 8,120,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 8,323,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.