Century 21 Centaland Property

Down Payment (HKD)

$17,120,000

Monthly Repayment (HKD)

$110,731

Loan Amount (HKD)

$25,680,000

Total Interest (HKD)

$7,539,256

Total Repayment (HKD)

$33,219,256

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$110,731	$46,010	$64,721	$25,615,279
1	2	$110,731	$45,894	$64,837	$25,550,442
1	3	$110,731	$45,778	$64,953	$25,485,489
1	4	$110,731	$45,662	$65,069	$25,420,420
1	5	$110,731	$45,545	$65,186	$25,355,234
1	6	$110,731	$45,428	$65,303	$25,289,931
1	7	$110,731	$45,311	$65,420	$25,224,512
1	8	$110,731	$45,194	$65,537	$25,158,975
1	9	$110,731	$45,076	$65,654	$25,093,320
1	10	$110,731	$44,959	$65,772	$25,027,548
1	11	$110,731	$44,841	$65,890	$24,961,659
1	12	$110,731	$44,723	$66,008	$24,895,651
2	13	$110,731	$44,605	$66,126	$24,829,525
2	14	$110,731	$44,486	$66,245	$24,763,280
2	15	$110,731	$44,368	$66,363	$24,696,917
2	16	$110,731	$44,249	$66,482	$24,630,434
2	17	$110,731	$44,130	$66,601	$24,563,833
2	18	$110,731	$44,010	$66,721	$24,497,112
2	19	$110,731	$43,891	$66,840	$24,430,272
2	20	$110,731	$43,771	$66,960	$24,363,312
2	21	$110,731	$43,651	$67,080	$24,296,232
2	22	$110,731	$43,531	$67,200	$24,229,032
2	23	$110,731	$43,410	$67,321	$24,161,712
2	24	$110,731	$43,290	$67,441	$24,094,271
3	25	$110,731	$43,169	$67,562	$24,026,709
3	26	$110,731	$43,048	$67,683	$23,959,026
3	27	$110,731	$42,927	$67,804	$23,891,221
3	28	$110,731	$42,805	$67,926	$23,823,296
3	29	$110,731	$42,683	$68,047	$23,755,248
3	30	$110,731	$42,561	$68,169	$23,687,079
3	31	$110,731	$42,439	$68,292	$23,618,787
3	32	$110,731	$42,317	$68,414	$23,550,373
3	33	$110,731	$42,194	$68,536	$23,481,837
3	34	$110,731	$42,072	$68,659	$23,413,178
3	35	$110,731	$41,949	$68,782	$23,344,396
3	36	$110,731	$41,825	$68,905	$23,275,490
4	37	$110,731	$41,702	$69,029	$23,206,461
4	38	$110,731	$41,578	$69,153	$23,137,309
4	39	$110,731	$41,454	$69,277	$23,068,032
4	40	$110,731	$41,330	$69,401	$22,998,631
4	41	$110,731	$41,206	$69,525	$22,929,106
4	42	$110,731	$41,081	$69,650	$22,859,457
4	43	$110,731	$40,957	$69,774	$22,789,683
4	44	$110,731	$40,832	$69,899	$22,719,783
4	45	$110,731	$40,706	$70,025	$22,649,759
4	46	$110,731	$40,581	$70,150	$22,579,609
4	47	$110,731	$40,455	$70,276	$22,509,333
4	48	$110,731	$40,329	$70,402	$22,438,931
5	49	$110,731	$40,203	$70,528	$22,368,404
5	50	$110,731	$40,077	$70,654	$22,297,749
5	51	$110,731	$39,950	$70,781	$22,226,969
5	52	$110,731	$39,823	$70,908	$22,156,061
5	53	$110,731	$39,696	$71,035	$22,085,027
5	54	$110,731	$39,569	$71,162	$22,013,865
5	55	$110,731	$39,442	$71,289	$21,942,575
5	56	$110,731	$39,314	$71,417	$21,871,158
5	57	$110,731	$39,186	$71,545	$21,799,613
5	58	$110,731	$39,058	$71,673	$21,727,940
5	59	$110,731	$38,929	$71,802	$21,656,138
5	60	$110,731	$38,801	$71,930	$21,584,208
6	61	$110,731	$38,672	$72,059	$21,512,149
6	62	$110,731	$38,543	$72,188	$21,439,961
6	63	$110,731	$38,413	$72,318	$21,367,643
6	64	$110,731	$38,284	$72,447	$21,295,196
6	65	$110,731	$38,154	$72,577	$21,222,619
6	66	$110,731	$38,024	$72,707	$21,149,912
6	67	$110,731	$37,894	$72,837	$21,077,075
6	68	$110,731	$37,763	$72,968	$21,004,107
6	69	$110,731	$37,632	$73,098	$20,931,009
6	70	$110,731	$37,501	$73,229	$20,857,779
6	71	$110,731	$37,370	$73,361	$20,784,418
6	72	$110,731	$37,239	$73,492	$20,710,926
7	73	$110,731	$37,107	$73,624	$20,637,303
7	74	$110,731	$36,975	$73,756	$20,563,547
7	75	$110,731	$36,843	$73,888	$20,489,659
7	76	$110,731	$36,711	$74,020	$20,415,639
7	77	$110,731	$36,578	$74,153	$20,341,486
7	78	$110,731	$36,445	$74,286	$20,267,200
7	79	$110,731	$36,312	$74,419	$20,192,782
7	80	$110,731	$36,179	$74,552	$20,118,229
7	81	$110,731	$36,045	$74,686	$20,043,544
7	82	$110,731	$35,911	$74,820	$19,968,724
7	83	$110,731	$35,777	$74,954	$19,893,771
7	84	$110,731	$35,643	$75,088	$19,818,683
8	85	$110,731	$35,508	$75,222	$19,743,460
8	86	$110,731	$35,374	$75,357	$19,668,103
8	87	$110,731	$35,239	$75,492	$19,592,611
8	88	$110,731	$35,103	$75,627	$19,516,984
8	89	$110,731	$34,968	$75,763	$19,441,221
8	90	$110,731	$34,832	$75,899	$19,365,322
8	91	$110,731	$34,696	$76,035	$19,289,287
8	92	$110,731	$34,560	$76,171	$19,213,117
8	93	$110,731	$34,424	$76,307	$19,136,809
8	94	$110,731	$34,287	$76,444	$19,060,365
8	95	$110,731	$34,150	$76,581	$18,983,784
8	96	$110,731	$34,013	$76,718	$18,907,066
9	97	$110,731	$33,875	$76,856	$18,830,210
9	98	$110,731	$33,737	$76,993	$18,753,217
9	99	$110,731	$33,600	$77,131	$18,676,085
9	100	$110,731	$33,461	$77,270	$18,598,816
9	101	$110,731	$33,323	$77,408	$18,521,408
9	102	$110,731	$33,184	$77,547	$18,443,861
9	103	$110,731	$33,045	$77,686	$18,366,176
9	104	$110,731	$32,906	$77,825	$18,288,351
9	105	$110,731	$32,767	$77,964	$18,210,387
9	106	$110,731	$32,627	$78,104	$18,132,283
9	107	$110,731	$32,487	$78,244	$18,054,039
9	108	$110,731	$32,347	$78,384	$17,975,655
10	109	$110,731	$32,206	$78,524	$17,897,130
10	110	$110,731	$32,066	$78,665	$17,818,465
10	111	$110,731	$31,925	$78,806	$17,739,659
10	112	$110,731	$31,784	$78,947	$17,660,712
10	113	$110,731	$31,642	$79,089	$17,581,623
10	114	$110,731	$31,500	$79,230	$17,502,393
10	115	$110,731	$31,358	$79,372	$17,423,020
10	116	$110,731	$31,216	$79,515	$17,343,506
10	117	$110,731	$31,074	$79,657	$17,263,849
10	118	$110,731	$30,931	$79,800	$17,184,049
10	119	$110,731	$30,788	$79,943	$17,104,106
10	120	$110,731	$30,645	$80,086	$17,024,020
11	121	$110,731	$30,501	$80,229	$16,943,791
11	122	$110,731	$30,358	$80,373	$16,863,417
11	123	$110,731	$30,214	$80,517	$16,782,900
11	124	$110,731	$30,069	$80,661	$16,702,239
11	125	$110,731	$29,925	$80,806	$16,621,433
11	126	$110,731	$29,780	$80,951	$16,540,482
11	127	$110,731	$29,635	$81,096	$16,459,386
11	128	$110,731	$29,490	$81,241	$16,378,145
11	129	$110,731	$29,344	$81,387	$16,296,758
11	130	$110,731	$29,198	$81,532	$16,215,226
11	131	$110,731	$29,052	$81,679	$16,133,547
11	132	$110,731	$28,906	$81,825	$16,051,722
12	133	$110,731	$28,759	$81,972	$15,969,751
12	134	$110,731	$28,612	$82,118	$15,887,632
12	135	$110,731	$28,465	$82,266	$15,805,367
12	136	$110,731	$28,318	$82,413	$15,722,954
12	137	$110,731	$28,170	$82,561	$15,640,393
12	138	$110,731	$28,022	$82,708	$15,557,685
12	139	$110,731	$27,874	$82,857	$15,474,828
12	140	$110,731	$27,726	$83,005	$15,391,823
12	141	$110,731	$27,577	$83,154	$15,308,669
12	142	$110,731	$27,428	$83,303	$15,225,366
12	143	$110,731	$27,279	$83,452	$15,141,914
12	144	$110,731	$27,129	$83,602	$15,058,313
13	145	$110,731	$26,979	$83,751	$14,974,561
13	146	$110,731	$26,829	$83,901	$14,890,660
13	147	$110,731	$26,679	$84,052	$14,806,608
13	148	$110,731	$26,529	$84,202	$14,722,406
13	149	$110,731	$26,378	$84,353	$14,638,053
13	150	$110,731	$26,227	$84,504	$14,553,548
13	151	$110,731	$26,075	$84,656	$14,468,893
13	152	$110,731	$25,923	$84,807	$14,384,085
13	153	$110,731	$25,771	$84,959	$14,299,126
13	154	$110,731	$25,619	$85,112	$14,214,014
13	155	$110,731	$25,467	$85,264	$14,128,750
13	156	$110,731	$25,314	$85,417	$14,043,333
14	157	$110,731	$25,161	$85,570	$13,957,763
14	158	$110,731	$25,008	$85,723	$13,872,040
14	159	$110,731	$24,854	$85,877	$13,786,163
14	160	$110,731	$24,700	$86,031	$13,700,133
14	161	$110,731	$24,546	$86,185	$13,613,948
14	162	$110,731	$24,392	$86,339	$13,527,609
14	163	$110,731	$24,237	$86,494	$13,441,115
14	164	$110,731	$24,082	$86,649	$13,354,466
14	165	$110,731	$23,927	$86,804	$13,267,662
14	166	$110,731	$23,771	$86,960	$13,180,702
14	167	$110,731	$23,615	$87,115	$13,093,587
14	168	$110,731	$23,459	$87,272	$13,006,315
15	169	$110,731	$23,303	$87,428	$12,918,888
15	170	$110,731	$23,146	$87,585	$12,831,303
15	171	$110,731	$22,989	$87,741	$12,743,562
15	172	$110,731	$22,832	$87,899	$12,655,663
15	173	$110,731	$22,675	$88,056	$12,567,607
15	174	$110,731	$22,517	$88,214	$12,479,393
15	175	$110,731	$22,359	$88,372	$12,391,021
15	176	$110,731	$22,201	$88,530	$12,302,491
15	177	$110,731	$22,042	$88,689	$12,213,802
15	178	$110,731	$21,883	$88,848	$12,124,954
15	179	$110,731	$21,724	$89,007	$12,035,947
15	180	$110,731	$21,564	$89,166	$11,946,781
16	181	$110,731	$21,405	$89,326	$11,857,454
16	182	$110,731	$21,245	$89,486	$11,767,968
16	183	$110,731	$21,084	$89,647	$11,678,322
16	184	$110,731	$20,924	$89,807	$11,588,514
16	185	$110,731	$20,763	$89,968	$11,498,546
16	186	$110,731	$20,602	$90,129	$11,408,417
16	187	$110,731	$20,440	$90,291	$11,318,126
16	188	$110,731	$20,278	$90,453	$11,227,674
16	189	$110,731	$20,116	$90,615	$11,137,059
16	190	$110,731	$19,954	$90,777	$11,046,282
16	191	$110,731	$19,791	$90,940	$10,955,343
16	192	$110,731	$19,628	$91,103	$10,864,240
17	193	$110,731	$19,465	$91,266	$10,772,974
17	194	$110,731	$19,302	$91,429	$10,681,545
17	195	$110,731	$19,138	$91,593	$10,589,952
17	196	$110,731	$18,974	$91,757	$10,498,195
17	197	$110,731	$18,809	$91,922	$10,406,273
17	198	$110,731	$18,645	$92,086	$10,314,187
17	199	$110,731	$18,480	$92,251	$10,221,936
17	200	$110,731	$18,314	$92,417	$10,129,519
17	201	$110,731	$18,149	$92,582	$10,036,937
17	202	$110,731	$17,983	$92,748	$9,944,189
17	203	$110,731	$17,817	$92,914	$9,851,275
17	204	$110,731	$17,650	$93,081	$9,758,194
18	205	$110,731	$17,483	$93,247	$9,664,947
18	206	$110,731	$17,316	$93,414	$9,571,532
18	207	$110,731	$17,149	$93,582	$9,477,950
18	208	$110,731	$16,981	$93,750	$9,384,201
18	209	$110,731	$16,813	$93,917	$9,290,283
18	210	$110,731	$16,645	$94,086	$9,196,198
18	211	$110,731	$16,477	$94,254	$9,101,943
18	212	$110,731	$16,308	$94,423	$9,007,520
18	213	$110,731	$16,138	$94,592	$8,912,928
18	214	$110,731	$15,969	$94,762	$8,818,166
18	215	$110,731	$15,799	$94,932	$8,723,234
18	216	$110,731	$15,629	$95,102	$8,628,132
19	217	$110,731	$15,459	$95,272	$8,532,860
19	218	$110,731	$15,288	$95,443	$8,437,418
19	219	$110,731	$15,117	$95,614	$8,341,804
19	220	$110,731	$14,946	$95,785	$8,246,019
19	221	$110,731	$14,774	$95,957	$8,150,062
19	222	$110,731	$14,602	$96,129	$8,053,933
19	223	$110,731	$14,430	$96,301	$7,957,632
19	224	$110,731	$14,257	$96,473	$7,861,159
19	225	$110,731	$14,085	$96,646	$7,764,513
19	226	$110,731	$13,911	$96,819	$7,667,693
19	227	$110,731	$13,738	$96,993	$7,570,700
19	228	$110,731	$13,564	$97,167	$7,473,534
20	229	$110,731	$13,390	$97,341	$7,376,193
20	230	$110,731	$13,216	$97,515	$7,278,678
20	231	$110,731	$13,041	$97,690	$7,180,988
20	232	$110,731	$12,866	$97,865	$7,083,123
20	233	$110,731	$12,691	$98,040	$6,985,083
20	234	$110,731	$12,515	$98,216	$6,886,867
20	235	$110,731	$12,339	$98,392	$6,788,475
20	236	$110,731	$12,163	$98,568	$6,689,907
20	237	$110,731	$11,986	$98,745	$6,591,162
20	238	$110,731	$11,809	$98,922	$6,492,240
20	239	$110,731	$11,632	$99,099	$6,393,141
20	240	$110,731	$11,454	$99,276	$6,293,865
21	241	$110,731	$11,277	$99,454	$6,194,410
21	242	$110,731	$11,098	$99,633	$6,094,778
21	243	$110,731	$10,920	$99,811	$5,994,967
21	244	$110,731	$10,741	$99,990	$5,894,977
21	245	$110,731	$10,562	$100,169	$5,794,808
21	246	$110,731	$10,382	$100,348	$5,694,459
21	247	$110,731	$10,203	$100,528	$5,593,931
21	248	$110,731	$10,022	$100,708	$5,493,223
21	249	$110,731	$9,842	$100,889	$5,392,334
21	250	$110,731	$9,661	$101,070	$5,291,264
21	251	$110,731	$9,480	$101,251	$5,190,014
21	252	$110,731	$9,299	$101,432	$5,088,582
22	253	$110,731	$9,117	$101,614	$4,986,968
22	254	$110,731	$8,935	$101,796	$4,885,172
22	255	$110,731	$8,753	$101,978	$4,783,194
22	256	$110,731	$8,570	$102,161	$4,681,033
22	257	$110,731	$8,387	$102,344	$4,578,689
22	258	$110,731	$8,203	$102,527	$4,476,161
22	259	$110,731	$8,020	$102,711	$4,373,450
22	260	$110,731	$7,836	$102,895	$4,270,555
22	261	$110,731	$7,651	$103,079	$4,167,476
22	262	$110,731	$7,467	$103,264	$4,064,212
22	263	$110,731	$7,282	$103,449	$3,960,763
22	264	$110,731	$7,096	$103,634	$3,857,128
23	265	$110,731	$6,911	$103,820	$3,753,308
23	266	$110,731	$6,725	$104,006	$3,649,302
23	267	$110,731	$6,538	$104,193	$3,545,109
23	268	$110,731	$6,352	$104,379	$3,440,730
23	269	$110,731	$6,165	$104,566	$3,336,164
23	270	$110,731	$5,977	$104,754	$3,231,410
23	271	$110,731	$5,790	$104,941	$3,126,469
23	272	$110,731	$5,602	$105,129	$3,021,340
23	273	$110,731	$5,413	$105,318	$2,916,022
23	274	$110,731	$5,225	$105,506	$2,810,516
23	275	$110,731	$5,036	$105,695	$2,704,820
23	276	$110,731	$4,846	$105,885	$2,598,936
24	277	$110,731	$4,656	$106,074	$2,492,861
24	278	$110,731	$4,466	$106,264	$2,386,597
24	279	$110,731	$4,276	$106,455	$2,280,142
24	280	$110,731	$4,085	$106,646	$2,173,496
24	281	$110,731	$3,894	$106,837	$2,066,660
24	282	$110,731	$3,703	$107,028	$1,959,632
24	283	$110,731	$3,511	$107,220	$1,852,412
24	284	$110,731	$3,319	$107,412	$1,745,000
24	285	$110,731	$3,126	$107,604	$1,637,395
24	286	$110,731	$2,934	$107,797	$1,529,598
24	287	$110,731	$2,741	$107,990	$1,421,608
24	288	$110,731	$2,547	$108,184	$1,313,424
25	289	$110,731	$2,353	$108,378	$1,205,046
25	290	$110,731	$2,159	$108,572	$1,096,475
25	291	$110,731	$1,965	$108,766	$987,708
25	292	$110,731	$1,770	$108,961	$878,747
25	293	$110,731	$1,574	$109,156	$769,591
25	294	$110,731	$1,379	$109,352	$660,239
25	295	$110,731	$1,183	$109,548	$550,691
25	296	$110,731	$987	$109,744	$440,947
25	297	$110,731	$790	$109,941	$331,006
25	298	$110,731	$593	$110,138	$220,868
25	299	$110,731	$396	$110,335	$110,533
25	300	$110,731	$198	$110,533	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 17,120,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 17,548,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.