MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.

(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.

BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option



Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,585,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,400,000
 
Monthly Repayment (HKD)
$47,863
Loan Amount (HKD)
$11,100,000
+
Total Interest (HKD)
$3,258,790
=
Total Repayment (HKD)
$14,358,790
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $47,863 $19,888 $27,975 $11,072,025
1 2 $47,863 $19,837 $28,025 $11,044,000
1 3 $47,863 $19,787 $28,075 $11,015,924
1 4 $47,863 $19,737 $28,126 $10,987,798
1 5 $47,863 $19,686 $28,176 $10,959,622
1 6 $47,863 $19,636 $28,227 $10,931,396
1 7 $47,863 $19,585 $28,277 $10,903,118
1 8 $47,863 $19,535 $28,328 $10,874,790
1 9 $47,863 $19,484 $28,379 $10,846,412
1 10 $47,863 $19,433 $28,429 $10,817,982
1 11 $47,863 $19,382 $28,480 $10,789,502
1 12 $47,863 $19,331 $28,531 $10,760,970
2 13 $47,863 $19,280 $28,583 $10,732,388
2 14 $47,863 $19,229 $28,634 $10,703,754
2 15 $47,863 $19,178 $28,685 $10,675,069
2 16 $47,863 $19,126 $28,736 $10,646,333
2 17 $47,863 $19,075 $28,788 $10,617,545
2 18 $47,863 $19,023 $28,840 $10,588,705
2 19 $47,863 $18,971 $28,891 $10,559,814
2 20 $47,863 $18,920 $28,943 $10,530,871
2 21 $47,863 $18,868 $28,995 $10,501,876
2 22 $47,863 $18,816 $29,047 $10,472,829
2 23 $47,863 $18,764 $29,099 $10,443,731
2 24 $47,863 $18,712 $29,151 $10,414,580
3 25 $47,863 $18,659 $29,203 $10,385,376
3 26 $47,863 $18,607 $29,256 $10,356,121
3 27 $47,863 $18,555 $29,308 $10,326,813
3 28 $47,863 $18,502 $29,360 $10,297,453
3 29 $47,863 $18,450 $29,413 $10,268,040
3 30 $47,863 $18,397 $29,466 $10,238,574
3 31 $47,863 $18,344 $29,519 $10,209,055
3 32 $47,863 $18,291 $29,571 $10,179,484
3 33 $47,863 $18,238 $29,624 $10,149,859
3 34 $47,863 $18,185 $29,677 $10,120,182
3 35 $47,863 $18,132 $29,731 $10,090,451
3 36 $47,863 $18,079 $29,784 $10,060,667
4 37 $47,863 $18,025 $29,837 $10,030,830
4 38 $47,863 $17,972 $29,891 $10,000,939
4 39 $47,863 $17,918 $29,944 $9,970,995
4 40 $47,863 $17,865 $29,998 $9,940,997
4 41 $47,863 $17,811 $30,052 $9,910,946
4 42 $47,863 $17,757 $30,106 $9,880,840
4 43 $47,863 $17,703 $30,159 $9,850,681
4 44 $47,863 $17,649 $30,213 $9,820,467
4 45 $47,863 $17,595 $30,268 $9,790,199
4 46 $47,863 $17,541 $30,322 $9,759,878
4 47 $47,863 $17,486 $30,376 $9,729,501
4 48 $47,863 $17,432 $30,431 $9,699,071
5 49 $47,863 $17,378 $30,485 $9,668,586
5 50 $47,863 $17,323 $30,540 $9,638,046
5 51 $47,863 $17,268 $30,594 $9,607,451
5 52 $47,863 $17,213 $30,649 $9,576,802
5 53 $47,863 $17,158 $30,704 $9,546,098
5 54 $47,863 $17,103 $30,759 $9,515,339
5 55 $47,863 $17,048 $30,814 $9,484,524
5 56 $47,863 $16,993 $30,870 $9,453,655
5 57 $47,863 $16,938 $30,925 $9,422,730
5 58 $47,863 $16,882 $30,980 $9,391,750
5 59 $47,863 $16,827 $31,036 $9,360,714
5 60 $47,863 $16,771 $31,091 $9,329,623
6 61 $47,863 $16,716 $31,147 $9,298,476
6 62 $47,863 $16,660 $31,203 $9,267,273
6 63 $47,863 $16,604 $31,259 $9,236,014
6 64 $47,863 $16,548 $31,315 $9,204,699
6 65 $47,863 $16,492 $31,371 $9,173,328
6 66 $47,863 $16,436 $31,427 $9,141,901
6 67 $47,863 $16,379 $31,483 $9,110,418
6 68 $47,863 $16,323 $31,540 $9,078,878
6 69 $47,863 $16,266 $31,596 $9,047,282
6 70 $47,863 $16,210 $31,653 $9,015,629
6 71 $47,863 $16,153 $31,710 $8,983,919
6 72 $47,863 $16,096 $31,766 $8,952,153
7 73 $47,863 $16,039 $31,823 $8,920,329
7 74 $47,863 $15,982 $31,880 $8,888,449
7 75 $47,863 $15,925 $31,937 $8,856,512
7 76 $47,863 $15,868 $31,995 $8,824,517
7 77 $47,863 $15,811 $32,052 $8,792,465
7 78 $47,863 $15,753 $32,109 $8,760,355
7 79 $47,863 $15,696 $32,167 $8,728,188
7 80 $47,863 $15,638 $32,225 $8,695,964
7 81 $47,863 $15,580 $32,282 $8,663,681
7 82 $47,863 $15,522 $32,340 $8,631,341
7 83 $47,863 $15,464 $32,398 $8,598,943
7 84 $47,863 $15,406 $32,456 $8,566,487
8 85 $47,863 $15,348 $32,514 $8,533,972
8 86 $47,863 $15,290 $32,573 $8,501,400
8 87 $47,863 $15,232 $32,631 $8,468,769
8 88 $47,863 $15,173 $32,689 $8,436,079
8 89 $47,863 $15,115 $32,748 $8,403,331
8 90 $47,863 $15,056 $32,807 $8,370,525
8 91 $47,863 $14,997 $32,865 $8,337,659
8 92 $47,863 $14,938 $32,924 $8,304,735
8 93 $47,863 $14,879 $32,983 $8,271,752
8 94 $47,863 $14,820 $33,042 $8,238,709
8 95 $47,863 $14,761 $33,102 $8,205,608
8 96 $47,863 $14,702 $33,161 $8,172,447
9 97 $47,863 $14,642 $33,220 $8,139,226
9 98 $47,863 $14,583 $33,280 $8,105,947
9 99 $47,863 $14,523 $33,339 $8,072,607
9 100 $47,863 $14,463 $33,399 $8,039,208
9 101 $47,863 $14,404 $33,459 $8,005,749
9 102 $47,863 $14,344 $33,519 $7,972,230
9 103 $47,863 $14,284 $33,579 $7,938,651
9 104 $47,863 $14,223 $33,639 $7,905,011
9 105 $47,863 $14,163 $33,699 $7,871,312
9 106 $47,863 $14,103 $33,760 $7,837,552
9 107 $47,863 $14,042 $33,820 $7,803,732
9 108 $47,863 $13,982 $33,881 $7,769,851
10 109 $47,863 $13,921 $33,942 $7,735,909
10 110 $47,863 $13,860 $34,002 $7,701,907
10 111 $47,863 $13,799 $34,063 $7,667,843
10 112 $47,863 $13,738 $34,124 $7,633,719
10 113 $47,863 $13,677 $34,186 $7,599,533
10 114 $47,863 $13,616 $34,247 $7,565,287
10 115 $47,863 $13,554 $34,308 $7,530,978
10 116 $47,863 $13,493 $34,370 $7,496,609
10 117 $47,863 $13,431 $34,431 $7,462,178
10 118 $47,863 $13,370 $34,493 $7,427,685
10 119 $47,863 $13,308 $34,555 $7,393,130
10 120 $47,863 $13,246 $34,617 $7,358,513
11 121 $47,863 $13,184 $34,679 $7,323,835
11 122 $47,863 $13,122 $34,741 $7,289,094
11 123 $47,863 $13,060 $34,803 $7,254,291
11 124 $47,863 $12,997 $34,865 $7,219,426
11 125 $47,863 $12,935 $34,928 $7,184,498
11 126 $47,863 $12,872 $34,990 $7,149,507
11 127 $47,863 $12,810 $35,053 $7,114,454
11 128 $47,863 $12,747 $35,116 $7,079,338
11 129 $47,863 $12,684 $35,179 $7,044,160
11 130 $47,863 $12,621 $35,242 $7,008,918
11 131 $47,863 $12,558 $35,305 $6,973,613
11 132 $47,863 $12,494 $35,368 $6,938,244
12 133 $47,863 $12,431 $35,432 $6,902,813
12 134 $47,863 $12,368 $35,495 $6,867,318
12 135 $47,863 $12,304 $35,559 $6,831,759
12 136 $47,863 $12,240 $35,622 $6,796,137
12 137 $47,863 $12,176 $35,686 $6,760,450
12 138 $47,863 $12,112 $35,750 $6,724,700
12 139 $47,863 $12,048 $35,814 $6,688,886
12 140 $47,863 $11,984 $35,878 $6,653,008
12 141 $47,863 $11,920 $35,943 $6,617,065
12 142 $47,863 $11,856 $36,007 $6,581,058
12 143 $47,863 $11,791 $36,072 $6,544,986
12 144 $47,863 $11,726 $36,136 $6,508,850
13 145 $47,863 $11,662 $36,201 $6,472,649
13 146 $47,863 $11,597 $36,266 $6,436,383
13 147 $47,863 $11,532 $36,331 $6,400,053
13 148 $47,863 $11,467 $36,396 $6,363,657
13 149 $47,863 $11,402 $36,461 $6,327,196
13 150 $47,863 $11,336 $36,526 $6,290,669
13 151 $47,863 $11,271 $36,592 $6,254,077
13 152 $47,863 $11,205 $36,657 $6,217,420
13 153 $47,863 $11,140 $36,723 $6,180,697
13 154 $47,863 $11,074 $36,789 $6,143,908
13 155 $47,863 $11,008 $36,855 $6,107,053
13 156 $47,863 $10,942 $36,921 $6,070,132
14 157 $47,863 $10,876 $36,987 $6,033,145
14 158 $47,863 $10,809 $37,053 $5,996,092
14 159 $47,863 $10,743 $37,120 $5,958,973
14 160 $47,863 $10,676 $37,186 $5,921,786
14 161 $47,863 $10,610 $37,253 $5,884,534
14 162 $47,863 $10,543 $37,320 $5,847,214
14 163 $47,863 $10,476 $37,386 $5,809,828
14 164 $47,863 $10,409 $37,453 $5,772,374
14 165 $47,863 $10,342 $37,520 $5,734,854
14 166 $47,863 $10,275 $37,588 $5,697,266
14 167 $47,863 $10,208 $37,655 $5,659,611
14 168 $47,863 $10,140 $37,722 $5,621,889
15 169 $47,863 $10,073 $37,790 $5,584,099
15 170 $47,863 $10,005 $37,858 $5,546,241
15 171 $47,863 $9,937 $37,926 $5,508,315
15 172 $47,863 $9,869 $37,994 $5,470,322
15 173 $47,863 $9,801 $38,062 $5,432,260
15 174 $47,863 $9,733 $38,130 $5,394,130
15 175 $47,863 $9,664 $38,198 $5,355,932
15 176 $47,863 $9,596 $38,267 $5,317,665
15 177 $47,863 $9,527 $38,335 $5,279,330
15 178 $47,863 $9,459 $38,404 $5,240,926
15 179 $47,863 $9,390 $38,473 $5,202,454
15 180 $47,863 $9,321 $38,542 $5,163,912
16 181 $47,863 $9,252 $38,611 $5,125,302
16 182 $47,863 $9,183 $38,680 $5,086,622
16 183 $47,863 $9,114 $38,749 $5,047,873
16 184 $47,863 $9,044 $38,819 $5,009,054
16 185 $47,863 $8,975 $38,888 $4,970,166
16 186 $47,863 $8,905 $38,958 $4,931,208
16 187 $47,863 $8,835 $39,028 $4,892,181
16 188 $47,863 $8,765 $39,097 $4,853,083
16 189 $47,863 $8,695 $39,168 $4,813,916
16 190 $47,863 $8,625 $39,238 $4,774,678
16 191 $47,863 $8,555 $39,308 $4,735,370
16 192 $47,863 $8,484 $39,378 $4,695,992
17 193 $47,863 $8,414 $39,449 $4,656,543
17 194 $47,863 $8,343 $39,520 $4,617,023
17 195 $47,863 $8,272 $39,590 $4,577,433
17 196 $47,863 $8,201 $39,661 $4,537,771
17 197 $47,863 $8,130 $39,732 $4,498,039
17 198 $47,863 $8,059 $39,804 $4,458,235
17 199 $47,863 $7,988 $39,875 $4,418,360
17 200 $47,863 $7,916 $39,946 $4,378,414
17 201 $47,863 $7,845 $40,018 $4,338,396
17 202 $47,863 $7,773 $40,090 $4,298,306
17 203 $47,863 $7,701 $40,162 $4,258,144
17 204 $47,863 $7,629 $40,233 $4,217,911
18 205 $47,863 $7,557 $40,306 $4,177,605
18 206 $47,863 $7,485 $40,378 $4,137,228
18 207 $47,863 $7,413 $40,450 $4,096,778
18 208 $47,863 $7,340 $40,523 $4,056,255
18 209 $47,863 $7,267 $40,595 $4,015,660
18 210 $47,863 $7,195 $40,668 $3,974,992
18 211 $47,863 $7,122 $40,741 $3,934,251
18 212 $47,863 $7,049 $40,814 $3,893,437
18 213 $47,863 $6,976 $40,887 $3,852,551
18 214 $47,863 $6,902 $40,960 $3,811,590
18 215 $47,863 $6,829 $41,034 $3,770,557
18 216 $47,863 $6,756 $41,107 $3,729,450
19 217 $47,863 $6,682 $41,181 $3,688,269
19 218 $47,863 $6,608 $41,254 $3,647,015
19 219 $47,863 $6,534 $41,328 $3,605,686
19 220 $47,863 $6,460 $41,402 $3,564,284
19 221 $47,863 $6,386 $41,477 $3,522,807
19 222 $47,863 $6,312 $41,551 $3,481,256
19 223 $47,863 $6,237 $41,625 $3,439,631
19 224 $47,863 $6,163 $41,700 $3,397,931
19 225 $47,863 $6,088 $41,775 $3,356,156
19 226 $47,863 $6,013 $41,850 $3,314,307
19 227 $47,863 $5,938 $41,925 $3,272,382
19 228 $47,863 $5,863 $42,000 $3,230,383
20 229 $47,863 $5,788 $42,075 $3,188,308
20 230 $47,863 $5,712 $42,150 $3,146,157
20 231 $47,863 $5,637 $42,226 $3,103,932
20 232 $47,863 $5,561 $42,301 $3,061,630
20 233 $47,863 $5,485 $42,377 $3,019,253
20 234 $47,863 $5,409 $42,453 $2,976,800
20 235 $47,863 $5,333 $42,529 $2,934,271
20 236 $47,863 $5,257 $42,605 $2,891,665
20 237 $47,863 $5,181 $42,682 $2,848,984
20 238 $47,863 $5,104 $42,758 $2,806,225
20 239 $47,863 $5,028 $42,835 $2,763,390
20 240 $47,863 $4,951 $42,912 $2,720,479
21 241 $47,863 $4,874 $42,988 $2,677,490
21 242 $47,863 $4,797 $43,065 $2,634,425
21 243 $47,863 $4,720 $43,143 $2,591,282
21 244 $47,863 $4,643 $43,220 $2,548,062
21 245 $47,863 $4,565 $43,297 $2,504,765
21 246 $47,863 $4,488 $43,375 $2,461,390
21 247 $47,863 $4,410 $43,453 $2,417,938
21 248 $47,863 $4,332 $43,530 $2,374,407
21 249 $47,863 $4,254 $43,608 $2,330,799
21 250 $47,863 $4,176 $43,687 $2,287,112
21 251 $47,863 $4,098 $43,765 $2,243,347
21 252 $47,863 $4,019 $43,843 $2,199,504
22 253 $47,863 $3,941 $43,922 $2,155,582
22 254 $47,863 $3,862 $44,001 $2,111,581
22 255 $47,863 $3,783 $44,079 $2,067,502
22 256 $47,863 $3,704 $44,158 $2,023,344
22 257 $47,863 $3,625 $44,237 $1,979,106
22 258 $47,863 $3,546 $44,317 $1,934,789
22 259 $47,863 $3,466 $44,396 $1,890,393
22 260 $47,863 $3,387 $44,476 $1,845,918
22 261 $47,863 $3,307 $44,555 $1,801,362
22 262 $47,863 $3,227 $44,635 $1,756,727
22 263 $47,863 $3,147 $44,715 $1,712,012
22 264 $47,863 $3,067 $44,795 $1,667,217
23 265 $47,863 $2,987 $44,876 $1,622,341
23 266 $47,863 $2,907 $44,956 $1,577,385
23 267 $47,863 $2,826 $45,036 $1,532,349
23 268 $47,863 $2,745 $45,117 $1,487,231
23 269 $47,863 $2,665 $45,198 $1,442,033
23 270 $47,863 $2,584 $45,279 $1,396,754
23 271 $47,863 $2,503 $45,360 $1,351,394
23 272 $47,863 $2,421 $45,441 $1,305,953
23 273 $47,863 $2,340 $45,523 $1,260,430
23 274 $47,863 $2,258 $45,604 $1,214,826
23 275 $47,863 $2,177 $45,686 $1,169,140
23 276 $47,863 $2,095 $45,768 $1,123,372
24 277 $47,863 $2,013 $45,850 $1,077,522
24 278 $47,863 $1,931 $45,932 $1,031,590
24 279 $47,863 $1,848 $46,014 $985,575
24 280 $47,863 $1,766 $46,097 $939,479
24 281 $47,863 $1,683 $46,179 $893,299
24 282 $47,863 $1,600 $46,262 $847,037
24 283 $47,863 $1,518 $46,345 $800,692
24 284 $47,863 $1,435 $46,428 $754,264
24 285 $47,863 $1,351 $46,511 $707,753
24 286 $47,863 $1,268 $46,595 $661,158
24 287 $47,863 $1,185 $46,678 $614,480
24 288 $47,863 $1,101 $46,762 $567,718
25 289 $47,863 $1,017 $46,845 $520,873
25 290 $47,863 $933 $46,929 $473,943
25 291 $47,863 $849 $47,013 $426,930
25 292 $47,863 $765 $47,098 $379,832
25 293 $47,863 $681 $47,182 $332,650
25 294 $47,863 $596 $47,267 $285,384
25 295 $47,863 $511 $47,351 $238,032
25 296 $47,863 $426 $47,436 $190,596
25 297 $47,863 $341 $47,521 $143,075
25 298 $47,863 $256 $47,606 $95,469
25 299 $47,863 $171 $47,692 $47,777
25 300 $47,863 $86 $47,777 $0