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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,672,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,813,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,672,000
 
Monthly Repayment (HKD)
$36,686
Loan Amount (HKD)
$8,508,000
+
Total Interest (HKD)
$2,497,819
=
Total Repayment (HKD)
$11,005,819
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $36,686 $15,244 $21,443 $8,486,557
1 2 $36,686 $15,205 $21,481 $8,465,076
1 3 $36,686 $15,167 $21,519 $8,443,557
1 4 $36,686 $15,128 $21,558 $8,421,999
1 5 $36,686 $15,089 $21,597 $8,400,402
1 6 $36,686 $15,051 $21,635 $8,378,767
1 7 $36,686 $15,012 $21,674 $8,357,093
1 8 $36,686 $14,973 $21,713 $8,335,380
1 9 $36,686 $14,934 $21,752 $8,313,628
1 10 $36,686 $14,895 $21,791 $8,291,837
1 11 $36,686 $14,856 $21,830 $8,270,007
1 12 $36,686 $14,817 $21,869 $8,248,138
2 13 $36,686 $14,778 $21,908 $8,226,230
2 14 $36,686 $14,739 $21,947 $8,204,283
2 15 $36,686 $14,699 $21,987 $8,182,296
2 16 $36,686 $14,660 $22,026 $8,160,270
2 17 $36,686 $14,620 $22,066 $8,138,204
2 18 $36,686 $14,581 $22,105 $8,116,099
2 19 $36,686 $14,541 $22,145 $8,093,955
2 20 $36,686 $14,502 $22,184 $8,071,770
2 21 $36,686 $14,462 $22,224 $8,049,546
2 22 $36,686 $14,422 $22,264 $8,027,282
2 23 $36,686 $14,382 $22,304 $8,004,978
2 24 $36,686 $14,342 $22,344 $7,982,635
3 25 $36,686 $14,302 $22,384 $7,960,251
3 26 $36,686 $14,262 $22,424 $7,937,827
3 27 $36,686 $14,222 $22,464 $7,915,363
3 28 $36,686 $14,182 $22,504 $7,892,858
3 29 $36,686 $14,141 $22,545 $7,870,314
3 30 $36,686 $14,101 $22,585 $7,847,728
3 31 $36,686 $14,061 $22,626 $7,825,103
3 32 $36,686 $14,020 $22,666 $7,802,437
3 33 $36,686 $13,979 $22,707 $7,779,730
3 34 $36,686 $13,939 $22,747 $7,756,983
3 35 $36,686 $13,898 $22,788 $7,734,195
3 36 $36,686 $13,857 $22,829 $7,711,366
4 37 $36,686 $13,816 $22,870 $7,688,496
4 38 $36,686 $13,775 $22,911 $7,665,585
4 39 $36,686 $13,734 $22,952 $7,642,633
4 40 $36,686 $13,693 $22,993 $7,619,640
4 41 $36,686 $13,652 $23,034 $7,596,606
4 42 $36,686 $13,611 $23,075 $7,573,530
4 43 $36,686 $13,569 $23,117 $7,550,414
4 44 $36,686 $13,528 $23,158 $7,527,255
4 45 $36,686 $13,486 $23,200 $7,504,056
4 46 $36,686 $13,445 $23,241 $7,480,814
4 47 $36,686 $13,403 $23,283 $7,457,531
4 48 $36,686 $13,361 $23,325 $7,434,207
5 49 $36,686 $13,320 $23,366 $7,410,840
5 50 $36,686 $13,278 $23,408 $7,387,432
5 51 $36,686 $13,236 $23,450 $7,363,982
5 52 $36,686 $13,194 $23,492 $7,340,489
5 53 $36,686 $13,152 $23,534 $7,316,955
5 54 $36,686 $13,110 $23,577 $7,293,379
5 55 $36,686 $13,067 $23,619 $7,269,760
5 56 $36,686 $13,025 $23,661 $7,246,099
5 57 $36,686 $12,983 $23,703 $7,222,395
5 58 $36,686 $12,940 $23,746 $7,198,649
5 59 $36,686 $12,898 $23,788 $7,174,861
5 60 $36,686 $12,855 $23,831 $7,151,030
6 61 $36,686 $12,812 $23,874 $7,127,156
6 62 $36,686 $12,769 $23,917 $7,103,239
6 63 $36,686 $12,727 $23,959 $7,079,280
6 64 $36,686 $12,684 $24,002 $7,055,278
6 65 $36,686 $12,641 $24,045 $7,031,232
6 66 $36,686 $12,598 $24,088 $7,007,144
6 67 $36,686 $12,554 $24,132 $6,983,012
6 68 $36,686 $12,511 $24,175 $6,958,837
6 69 $36,686 $12,468 $24,218 $6,934,619
6 70 $36,686 $12,425 $24,262 $6,910,358
6 71 $36,686 $12,381 $24,305 $6,886,053
6 72 $36,686 $12,338 $24,349 $6,861,704
7 73 $36,686 $12,294 $24,392 $6,837,312
7 74 $36,686 $12,250 $24,436 $6,812,876
7 75 $36,686 $12,206 $24,480 $6,788,396
7 76 $36,686 $12,163 $24,524 $6,763,873
7 77 $36,686 $12,119 $24,567 $6,739,305
7 78 $36,686 $12,075 $24,611 $6,714,694
7 79 $36,686 $12,030 $24,656 $6,690,038
7 80 $36,686 $11,986 $24,700 $6,665,339
7 81 $36,686 $11,942 $24,744 $6,640,595
7 82 $36,686 $11,898 $24,788 $6,615,806
7 83 $36,686 $11,853 $24,833 $6,590,974
7 84 $36,686 $11,809 $24,877 $6,566,096
8 85 $36,686 $11,764 $24,922 $6,541,175
8 86 $36,686 $11,720 $24,966 $6,516,208
8 87 $36,686 $11,675 $25,011 $6,491,197
8 88 $36,686 $11,630 $25,056 $6,466,141
8 89 $36,686 $11,585 $25,101 $6,441,040
8 90 $36,686 $11,540 $25,146 $6,415,894
8 91 $36,686 $11,495 $25,191 $6,390,703
8 92 $36,686 $11,450 $25,236 $6,365,467
8 93 $36,686 $11,405 $25,281 $6,340,186
8 94 $36,686 $11,359 $25,327 $6,314,859
8 95 $36,686 $11,314 $25,372 $6,289,487
8 96 $36,686 $11,269 $25,417 $6,264,070
9 97 $36,686 $11,223 $25,463 $6,238,607
9 98 $36,686 $11,178 $25,509 $6,213,098
9 99 $36,686 $11,132 $25,554 $6,187,544
9 100 $36,686 $11,086 $25,600 $6,161,944
9 101 $36,686 $11,040 $25,646 $6,136,298
9 102 $36,686 $10,994 $25,692 $6,110,606
9 103 $36,686 $10,948 $25,738 $6,084,868
9 104 $36,686 $10,902 $25,784 $6,059,084
9 105 $36,686 $10,856 $25,830 $6,033,254
9 106 $36,686 $10,810 $25,876 $6,007,378
9 107 $36,686 $10,763 $25,923 $5,981,455
9 108 $36,686 $10,717 $25,969 $5,955,486
10 109 $36,686 $10,670 $26,016 $5,929,470
10 110 $36,686 $10,624 $26,062 $5,903,407
10 111 $36,686 $10,577 $26,109 $5,877,298
10 112 $36,686 $10,530 $26,156 $5,851,142
10 113 $36,686 $10,483 $26,203 $5,824,940
10 114 $36,686 $10,436 $26,250 $5,798,690
10 115 $36,686 $10,389 $26,297 $5,772,393
10 116 $36,686 $10,342 $26,344 $5,746,049
10 117 $36,686 $10,295 $26,391 $5,719,658
10 118 $36,686 $10,248 $26,438 $5,693,220
10 119 $36,686 $10,200 $26,486 $5,666,734
10 120 $36,686 $10,153 $26,533 $5,640,201
11 121 $36,686 $10,105 $26,581 $5,613,620
11 122 $36,686 $10,058 $26,628 $5,586,992
11 123 $36,686 $10,010 $26,676 $5,560,316
11 124 $36,686 $9,962 $26,724 $5,533,592
11 125 $36,686 $9,914 $26,772 $5,506,820
11 126 $36,686 $9,866 $26,820 $5,480,001
11 127 $36,686 $9,818 $26,868 $5,453,133
11 128 $36,686 $9,770 $26,916 $5,426,217
11 129 $36,686 $9,722 $26,964 $5,399,253
11 130 $36,686 $9,674 $27,012 $5,372,241
11 131 $36,686 $9,625 $27,061 $5,345,180
11 132 $36,686 $9,577 $27,109 $5,318,071
12 133 $36,686 $9,528 $27,158 $5,290,913
12 134 $36,686 $9,480 $27,207 $5,263,706
12 135 $36,686 $9,431 $27,255 $5,236,451
12 136 $36,686 $9,382 $27,304 $5,209,147
12 137 $36,686 $9,333 $27,353 $5,181,794
12 138 $36,686 $9,284 $27,402 $5,154,392
12 139 $36,686 $9,235 $27,451 $5,126,941
12 140 $36,686 $9,186 $27,500 $5,099,440
12 141 $36,686 $9,136 $27,550 $5,071,891
12 142 $36,686 $9,087 $27,599 $5,044,292
12 143 $36,686 $9,038 $27,648 $5,016,644
12 144 $36,686 $8,988 $27,698 $4,988,946
13 145 $36,686 $8,939 $27,748 $4,961,198
13 146 $36,686 $8,889 $27,797 $4,933,401
13 147 $36,686 $8,839 $27,847 $4,905,554
13 148 $36,686 $8,789 $27,897 $4,877,657
13 149 $36,686 $8,739 $27,947 $4,849,710
13 150 $36,686 $8,689 $27,997 $4,821,713
13 151 $36,686 $8,639 $28,047 $4,793,666
13 152 $36,686 $8,589 $28,097 $4,765,568
13 153 $36,686 $8,538 $28,148 $4,737,421
13 154 $36,686 $8,488 $28,198 $4,709,222
13 155 $36,686 $8,437 $28,249 $4,680,974
13 156 $36,686 $8,387 $28,299 $4,652,674
14 157 $36,686 $8,336 $28,350 $4,624,324
14 158 $36,686 $8,285 $28,401 $4,595,924
14 159 $36,686 $8,234 $28,452 $4,567,472
14 160 $36,686 $8,183 $28,503 $4,538,969
14 161 $36,686 $8,132 $28,554 $4,510,415
14 162 $36,686 $8,081 $28,605 $4,481,811
14 163 $36,686 $8,030 $28,656 $4,453,154
14 164 $36,686 $7,979 $28,707 $4,424,447
14 165 $36,686 $7,927 $28,759 $4,395,688
14 166 $36,686 $7,876 $28,810 $4,366,878
14 167 $36,686 $7,824 $28,862 $4,338,015
14 168 $36,686 $7,772 $28,914 $4,309,102
15 169 $36,686 $7,720 $28,966 $4,280,136
15 170 $36,686 $7,669 $29,017 $4,251,119
15 171 $36,686 $7,617 $29,069 $4,222,049
15 172 $36,686 $7,565 $29,122 $4,192,928
15 173 $36,686 $7,512 $29,174 $4,163,754
15 174 $36,686 $7,460 $29,226 $4,134,528
15 175 $36,686 $7,408 $29,278 $4,105,249
15 176 $36,686 $7,355 $29,331 $4,075,919
15 177 $36,686 $7,303 $29,383 $4,046,535
15 178 $36,686 $7,250 $29,436 $4,017,099
15 179 $36,686 $7,197 $29,489 $3,987,611
15 180 $36,686 $7,144 $29,542 $3,958,069
16 181 $36,686 $7,092 $29,595 $3,928,474
16 182 $36,686 $7,039 $29,648 $3,898,827
16 183 $36,686 $6,985 $29,701 $3,869,126
16 184 $36,686 $6,932 $29,754 $3,839,372
16 185 $36,686 $6,879 $29,807 $3,809,565
16 186 $36,686 $6,825 $29,861 $3,779,705
16 187 $36,686 $6,772 $29,914 $3,749,790
16 188 $36,686 $6,718 $29,968 $3,719,823
16 189 $36,686 $6,665 $30,021 $3,689,801
16 190 $36,686 $6,611 $30,075 $3,659,726
16 191 $36,686 $6,557 $30,129 $3,629,597
16 192 $36,686 $6,503 $30,183 $3,599,414
17 193 $36,686 $6,449 $30,237 $3,569,177
17 194 $36,686 $6,395 $30,291 $3,538,886
17 195 $36,686 $6,341 $30,346 $3,508,540
17 196 $36,686 $6,286 $30,400 $3,478,140
17 197 $36,686 $6,232 $30,454 $3,447,686
17 198 $36,686 $6,177 $30,509 $3,417,177
17 199 $36,686 $6,122 $30,564 $3,386,613
17 200 $36,686 $6,068 $30,618 $3,355,995
17 201 $36,686 $6,013 $30,673 $3,325,322
17 202 $36,686 $5,958 $30,728 $3,294,593
17 203 $36,686 $5,903 $30,783 $3,263,810
17 204 $36,686 $5,848 $30,838 $3,232,972
18 205 $36,686 $5,792 $30,894 $3,202,078
18 206 $36,686 $5,737 $30,949 $3,171,129
18 207 $36,686 $5,682 $31,004 $3,140,125
18 208 $36,686 $5,626 $31,060 $3,109,065
18 209 $36,686 $5,570 $31,116 $3,077,949
18 210 $36,686 $5,515 $31,171 $3,046,778
18 211 $36,686 $5,459 $31,227 $3,015,550
18 212 $36,686 $5,403 $31,283 $2,984,267
18 213 $36,686 $5,347 $31,339 $2,952,928
18 214 $36,686 $5,291 $31,395 $2,921,533
18 215 $36,686 $5,234 $31,452 $2,890,081
18 216 $36,686 $5,178 $31,508 $2,858,573
19 217 $36,686 $5,122 $31,564 $2,827,008
19 218 $36,686 $5,065 $31,621 $2,795,387
19 219 $36,686 $5,008 $31,678 $2,763,710
19 220 $36,686 $4,952 $31,734 $2,731,975
19 221 $36,686 $4,895 $31,791 $2,700,184
19 222 $36,686 $4,838 $31,848 $2,668,336
19 223 $36,686 $4,781 $31,905 $2,636,431
19 224 $36,686 $4,724 $31,962 $2,604,468
19 225 $36,686 $4,666 $32,020 $2,572,448
19 226 $36,686 $4,609 $32,077 $2,540,371
19 227 $36,686 $4,551 $32,135 $2,508,237
19 228 $36,686 $4,494 $32,192 $2,476,045
20 229 $36,686 $4,436 $32,250 $2,443,795
20 230 $36,686 $4,378 $32,308 $2,411,487
20 231 $36,686 $4,321 $32,365 $2,379,122
20 232 $36,686 $4,263 $32,423 $2,346,698
20 233 $36,686 $4,205 $32,482 $2,314,217
20 234 $36,686 $4,146 $32,540 $2,281,677
20 235 $36,686 $4,088 $32,598 $2,249,079
20 236 $36,686 $4,030 $32,656 $2,216,422
20 237 $36,686 $3,971 $32,715 $2,183,707
20 238 $36,686 $3,912 $32,774 $2,150,934
20 239 $36,686 $3,854 $32,832 $2,118,101
20 240 $36,686 $3,795 $32,891 $2,085,210
21 241 $36,686 $3,736 $32,950 $2,052,260
21 242 $36,686 $3,677 $33,009 $2,019,251
21 243 $36,686 $3,618 $33,068 $1,986,183
21 244 $36,686 $3,559 $33,127 $1,953,055
21 245 $36,686 $3,499 $33,187 $1,919,869
21 246 $36,686 $3,440 $33,246 $1,886,622
21 247 $36,686 $3,380 $33,306 $1,853,316
21 248 $36,686 $3,321 $33,366 $1,819,951
21 249 $36,686 $3,261 $33,425 $1,786,526
21 250 $36,686 $3,201 $33,485 $1,753,040
21 251 $36,686 $3,141 $33,545 $1,719,495
21 252 $36,686 $3,081 $33,605 $1,685,890
22 253 $36,686 $3,021 $33,666 $1,652,224
22 254 $36,686 $2,960 $33,726 $1,618,499
22 255 $36,686 $2,900 $33,786 $1,584,712
22 256 $36,686 $2,839 $33,847 $1,550,866
22 257 $36,686 $2,779 $33,907 $1,516,958
22 258 $36,686 $2,718 $33,968 $1,482,990
22 259 $36,686 $2,657 $34,029 $1,448,961
22 260 $36,686 $2,596 $34,090 $1,414,871
22 261 $36,686 $2,535 $34,151 $1,380,720
22 262 $36,686 $2,474 $34,212 $1,346,508
22 263 $36,686 $2,412 $34,274 $1,312,234
22 264 $36,686 $2,351 $34,335 $1,277,899
23 265 $36,686 $2,290 $34,396 $1,243,502
23 266 $36,686 $2,228 $34,458 $1,209,044
23 267 $36,686 $2,166 $34,520 $1,174,524
23 268 $36,686 $2,104 $34,582 $1,139,943
23 269 $36,686 $2,042 $34,644 $1,105,299
23 270 $36,686 $1,980 $34,706 $1,070,593
23 271 $36,686 $1,918 $34,768 $1,035,825
23 272 $36,686 $1,856 $34,830 $1,000,995
23 273 $36,686 $1,793 $34,893 $966,103
23 274 $36,686 $1,731 $34,955 $931,148
23 275 $36,686 $1,668 $35,018 $896,130
23 276 $36,686 $1,606 $35,080 $861,049
24 277 $36,686 $1,543 $35,143 $825,906
24 278 $36,686 $1,480 $35,206 $790,700
24 279 $36,686 $1,417 $35,269 $755,430
24 280 $36,686 $1,353 $35,333 $720,098
24 281 $36,686 $1,290 $35,396 $684,702
24 282 $36,686 $1,227 $35,459 $649,242
24 283 $36,686 $1,163 $35,523 $613,720
24 284 $36,686 $1,100 $35,586 $578,133
24 285 $36,686 $1,036 $35,650 $542,483
24 286 $36,686 $972 $35,714 $506,769
24 287 $36,686 $908 $35,778 $470,991
24 288 $36,686 $844 $35,842 $435,148
25 289 $36,686 $780 $35,906 $399,242
25 290 $36,686 $715 $35,971 $363,271
25 291 $36,686 $651 $36,035 $327,236
25 292 $36,686 $586 $36,100 $291,136
25 293 $36,686 $522 $36,164 $254,972
25 294 $36,686 $457 $36,229 $218,743
25 295 $36,686 $392 $36,294 $182,448
25 296 $36,686 $327 $36,359 $146,089
25 297 $36,686 $262 $36,424 $109,665
25 298 $36,686 $196 $36,490 $73,175
25 299 $36,686 $131 $36,555 $36,620
25 300 $36,686 $66 $36,620 $0