Century 21 Centaland Property

Down Payment (HKD)

$7,840,000

Monthly Repayment (HKD)

$50,709

Loan Amount (HKD)

$11,760,000

Total Interest (HKD)

$3,452,556

Total Repayment (HKD)

$15,212,556

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$50,709	$21,070	$29,639	$11,730,361
1	2	$50,709	$21,017	$29,692	$11,700,670
1	3	$50,709	$20,964	$29,745	$11,670,925
1	4	$50,709	$20,910	$29,798	$11,641,127
1	5	$50,709	$20,857	$29,852	$11,611,275
1	6	$50,709	$20,804	$29,905	$11,581,370
1	7	$50,709	$20,750	$29,959	$11,551,412
1	8	$50,709	$20,696	$30,012	$11,521,400
1	9	$50,709	$20,643	$30,066	$11,491,334
1	10	$50,709	$20,589	$30,120	$11,461,214
1	11	$50,709	$20,535	$30,174	$11,431,040
1	12	$50,709	$20,481	$30,228	$11,400,812
2	13	$50,709	$20,426	$30,282	$11,370,530
2	14	$50,709	$20,372	$30,336	$11,340,194
2	15	$50,709	$20,318	$30,391	$11,309,803
2	16	$50,709	$20,263	$30,445	$11,279,358
2	17	$50,709	$20,209	$30,500	$11,248,858
2	18	$50,709	$20,154	$30,554	$11,218,304
2	19	$50,709	$20,099	$30,609	$11,187,695
2	20	$50,709	$20,045	$30,664	$11,157,031
2	21	$50,709	$19,990	$30,719	$11,126,312
2	22	$50,709	$19,935	$30,774	$11,095,538
2	23	$50,709	$19,880	$30,829	$11,064,709
2	24	$50,709	$19,824	$30,884	$11,033,825
3	25	$50,709	$19,769	$30,940	$11,002,885
3	26	$50,709	$19,714	$30,995	$10,971,890
3	27	$50,709	$19,658	$31,051	$10,940,840
3	28	$50,709	$19,602	$31,106	$10,909,734
3	29	$50,709	$19,547	$31,162	$10,878,572
3	30	$50,709	$19,491	$31,218	$10,847,354
3	31	$50,709	$19,435	$31,274	$10,816,080
3	32	$50,709	$19,379	$31,330	$10,784,750
3	33	$50,709	$19,323	$31,386	$10,753,365
3	34	$50,709	$19,266	$31,442	$10,721,923
3	35	$50,709	$19,210	$31,498	$10,690,424
3	36	$50,709	$19,154	$31,555	$10,658,869
4	37	$50,709	$19,097	$31,611	$10,627,258
4	38	$50,709	$19,041	$31,668	$10,595,590
4	39	$50,709	$18,984	$31,725	$10,563,865
4	40	$50,709	$18,927	$31,782	$10,532,084
4	41	$50,709	$18,870	$31,839	$10,500,245
4	42	$50,709	$18,813	$31,896	$10,468,349
4	43	$50,709	$18,756	$31,953	$10,436,397
4	44	$50,709	$18,699	$32,010	$10,404,387
4	45	$50,709	$18,641	$32,067	$10,372,319
4	46	$50,709	$18,584	$32,125	$10,340,195
4	47	$50,709	$18,526	$32,182	$10,308,012
4	48	$50,709	$18,469	$32,240	$10,275,772
5	49	$50,709	$18,411	$32,298	$10,243,475
5	50	$50,709	$18,353	$32,356	$10,211,119
5	51	$50,709	$18,295	$32,414	$10,178,705
5	52	$50,709	$18,237	$32,472	$10,146,234
5	53	$50,709	$18,179	$32,530	$10,113,704
5	54	$50,709	$18,120	$32,588	$10,081,116
5	55	$50,709	$18,062	$32,647	$10,048,469
5	56	$50,709	$18,004	$32,705	$10,015,764
5	57	$50,709	$17,945	$32,764	$9,983,000
5	58	$50,709	$17,886	$32,822	$9,950,178
5	59	$50,709	$17,827	$32,881	$9,917,297
5	60	$50,709	$17,768	$32,940	$9,884,357
6	61	$50,709	$17,709	$32,999	$9,851,358
6	62	$50,709	$17,650	$33,058	$9,818,300
6	63	$50,709	$17,591	$33,117	$9,785,182
6	64	$50,709	$17,532	$33,177	$9,752,006
6	65	$50,709	$17,472	$33,236	$9,718,769
6	66	$50,709	$17,413	$33,296	$9,685,474
6	67	$50,709	$17,353	$33,355	$9,652,118
6	68	$50,709	$17,293	$33,415	$9,618,703
6	69	$50,709	$17,234	$33,475	$9,585,228
6	70	$50,709	$17,174	$33,535	$9,551,693
6	71	$50,709	$17,113	$33,595	$9,518,098
6	72	$50,709	$17,053	$33,655	$9,484,443
7	73	$50,709	$16,993	$33,716	$9,450,727
7	74	$50,709	$16,933	$33,776	$9,416,951
7	75	$50,709	$16,872	$33,836	$9,383,115
7	76	$50,709	$16,811	$33,897	$9,349,218
7	77	$50,709	$16,751	$33,958	$9,315,260
7	78	$50,709	$16,690	$34,019	$9,281,241
7	79	$50,709	$16,629	$34,080	$9,247,162
7	80	$50,709	$16,568	$34,141	$9,213,021
7	81	$50,709	$16,507	$34,202	$9,178,819
7	82	$50,709	$16,445	$34,263	$9,144,556
7	83	$50,709	$16,384	$34,325	$9,110,231
7	84	$50,709	$16,322	$34,386	$9,075,845
8	85	$50,709	$16,261	$34,448	$9,041,398
8	86	$50,709	$16,199	$34,509	$9,006,888
8	87	$50,709	$16,137	$34,571	$8,972,317
8	88	$50,709	$16,075	$34,633	$8,937,684
8	89	$50,709	$16,013	$34,695	$8,902,989
8	90	$50,709	$15,951	$34,757	$8,868,232
8	91	$50,709	$15,889	$34,820	$8,833,412
8	92	$50,709	$15,827	$34,882	$8,798,530
8	93	$50,709	$15,764	$34,944	$8,763,586
8	94	$50,709	$15,701	$35,007	$8,728,578
8	95	$50,709	$15,639	$35,070	$8,693,509
8	96	$50,709	$15,576	$35,133	$8,658,376
9	97	$50,709	$15,513	$35,196	$8,623,180
9	98	$50,709	$15,450	$35,259	$8,587,922
9	99	$50,709	$15,387	$35,322	$8,552,600
9	100	$50,709	$15,323	$35,385	$8,517,215
9	101	$50,709	$15,260	$35,449	$8,481,766
9	102	$50,709	$15,196	$35,512	$8,446,254
9	103	$50,709	$15,133	$35,576	$8,410,679
9	104	$50,709	$15,069	$35,639	$8,375,039
9	105	$50,709	$15,005	$35,703	$8,339,336
9	106	$50,709	$14,941	$35,767	$8,303,569
9	107	$50,709	$14,877	$35,831	$8,267,737
9	108	$50,709	$14,813	$35,895	$8,231,842
10	109	$50,709	$14,749	$35,960	$8,195,882
10	110	$50,709	$14,684	$36,024	$8,159,858
10	111	$50,709	$14,620	$36,089	$8,123,769
10	112	$50,709	$14,555	$36,153	$8,087,616
10	113	$50,709	$14,490	$36,218	$8,051,398
10	114	$50,709	$14,425	$36,283	$8,015,114
10	115	$50,709	$14,360	$36,348	$7,978,766
10	116	$50,709	$14,295	$36,413	$7,942,353
10	117	$50,709	$14,230	$36,478	$7,905,875
10	118	$50,709	$14,165	$36,544	$7,869,331
10	119	$50,709	$14,099	$36,609	$7,832,721
10	120	$50,709	$14,034	$36,675	$7,796,047
11	121	$50,709	$13,968	$36,741	$7,759,306
11	122	$50,709	$13,902	$36,806	$7,722,500
11	123	$50,709	$13,836	$36,872	$7,685,627
11	124	$50,709	$13,770	$36,938	$7,648,689
11	125	$50,709	$13,704	$37,005	$7,611,684
11	126	$50,709	$13,638	$37,071	$7,574,613
11	127	$50,709	$13,571	$37,137	$7,537,476
11	128	$50,709	$13,505	$37,204	$7,500,272
11	129	$50,709	$13,438	$37,271	$7,463,001
11	130	$50,709	$13,371	$37,337	$7,425,664
11	131	$50,709	$13,304	$37,404	$7,388,260
11	132	$50,709	$13,237	$37,471	$7,350,789
12	133	$50,709	$13,170	$37,538	$7,313,250
12	134	$50,709	$13,103	$37,606	$7,275,645
12	135	$50,709	$13,036	$37,673	$7,237,972
12	136	$50,709	$12,968	$37,740	$7,200,231
12	137	$50,709	$12,900	$37,808	$7,162,423
12	138	$50,709	$12,833	$37,876	$7,124,547
12	139	$50,709	$12,765	$37,944	$7,086,604
12	140	$50,709	$12,697	$38,012	$7,048,592
12	141	$50,709	$12,629	$38,080	$7,010,512
12	142	$50,709	$12,561	$38,148	$6,972,364
12	143	$50,709	$12,492	$38,216	$6,934,148
12	144	$50,709	$12,424	$38,285	$6,895,863
13	145	$50,709	$12,355	$38,353	$6,857,509
13	146	$50,709	$12,286	$38,422	$6,819,087
13	147	$50,709	$12,218	$38,491	$6,780,596
13	148	$50,709	$12,149	$38,560	$6,742,036
13	149	$50,709	$12,079	$38,629	$6,703,407
13	150	$50,709	$12,010	$38,698	$6,664,709
13	151	$50,709	$11,941	$38,768	$6,625,941
13	152	$50,709	$11,871	$38,837	$6,587,104
13	153	$50,709	$11,802	$38,907	$6,548,198
13	154	$50,709	$11,732	$38,976	$6,509,221
13	155	$50,709	$11,662	$39,046	$6,470,175
13	156	$50,709	$11,592	$39,116	$6,431,059
14	157	$50,709	$11,522	$39,186	$6,391,873
14	158	$50,709	$11,452	$39,256	$6,352,617
14	159	$50,709	$11,382	$39,327	$6,313,290
14	160	$50,709	$11,311	$39,397	$6,273,893
14	161	$50,709	$11,241	$39,468	$6,234,425
14	162	$50,709	$11,170	$39,539	$6,194,886
14	163	$50,709	$11,099	$39,609	$6,155,277
14	164	$50,709	$11,028	$39,680	$6,115,597
14	165	$50,709	$10,957	$39,751	$6,075,845
14	166	$50,709	$10,886	$39,823	$6,036,023
14	167	$50,709	$10,815	$39,894	$5,996,129
14	168	$50,709	$10,743	$39,965	$5,956,163
15	169	$50,709	$10,671	$40,037	$5,916,126
15	170	$50,709	$10,600	$40,109	$5,876,017
15	171	$50,709	$10,528	$40,181	$5,835,837
15	172	$50,709	$10,456	$40,253	$5,795,584
15	173	$50,709	$10,384	$40,325	$5,755,259
15	174	$50,709	$10,312	$40,397	$5,714,862
15	175	$50,709	$10,239	$40,469	$5,674,393
15	176	$50,709	$10,167	$40,542	$5,633,851
15	177	$50,709	$10,094	$40,615	$5,593,236
15	178	$50,709	$10,021	$40,687	$5,552,549
15	179	$50,709	$9,948	$40,760	$5,511,789
15	180	$50,709	$9,875	$40,833	$5,470,956
16	181	$50,709	$9,802	$40,906	$5,430,049
16	182	$50,709	$9,729	$40,980	$5,389,070
16	183	$50,709	$9,655	$41,053	$5,348,016
16	184	$50,709	$9,582	$41,127	$5,306,890
16	185	$50,709	$9,508	$41,200	$5,265,689
16	186	$50,709	$9,434	$41,274	$5,224,415
16	187	$50,709	$9,360	$41,348	$5,183,067
16	188	$50,709	$9,286	$41,422	$5,141,645
16	189	$50,709	$9,212	$41,496	$5,100,149
16	190	$50,709	$9,138	$41,571	$5,058,578
16	191	$50,709	$9,063	$41,645	$5,016,933
16	192	$50,709	$8,989	$41,720	$4,975,213
17	193	$50,709	$8,914	$41,795	$4,933,418
17	194	$50,709	$8,839	$41,869	$4,891,549
17	195	$50,709	$8,764	$41,944	$4,849,604
17	196	$50,709	$8,689	$42,020	$4,807,585
17	197	$50,709	$8,614	$42,095	$4,765,490
17	198	$50,709	$8,538	$42,170	$4,723,319
17	199	$50,709	$8,463	$42,246	$4,681,073
17	200	$50,709	$8,387	$42,322	$4,638,752
17	201	$50,709	$8,311	$42,397	$4,596,354
17	202	$50,709	$8,235	$42,473	$4,553,881
17	203	$50,709	$8,159	$42,549	$4,511,331
17	204	$50,709	$8,083	$42,626	$4,468,706
18	205	$50,709	$8,006	$42,702	$4,426,004
18	206	$50,709	$7,930	$42,779	$4,383,225
18	207	$50,709	$7,853	$42,855	$4,340,370
18	208	$50,709	$7,776	$42,932	$4,297,438
18	209	$50,709	$7,700	$43,009	$4,254,429
18	210	$50,709	$7,623	$43,086	$4,211,343
18	211	$50,709	$7,545	$43,163	$4,168,180
18	212	$50,709	$7,468	$43,241	$4,124,939
18	213	$50,709	$7,391	$43,318	$4,081,621
18	214	$50,709	$7,313	$43,396	$4,038,225
18	215	$50,709	$7,235	$43,473	$3,994,752
18	216	$50,709	$7,157	$43,551	$3,951,201
19	217	$50,709	$7,079	$43,629	$3,907,572
19	218	$50,709	$7,001	$43,707	$3,863,864
19	219	$50,709	$6,923	$43,786	$3,820,078
19	220	$50,709	$6,844	$43,864	$3,776,214
19	221	$50,709	$6,766	$43,943	$3,732,271
19	222	$50,709	$6,687	$44,022	$3,688,250
19	223	$50,709	$6,608	$44,100	$3,644,149
19	224	$50,709	$6,529	$44,179	$3,599,970
19	225	$50,709	$6,450	$44,259	$3,555,711
19	226	$50,709	$6,371	$44,338	$3,511,374
19	227	$50,709	$6,291	$44,417	$3,466,956
19	228	$50,709	$6,212	$44,497	$3,422,459
20	229	$50,709	$6,132	$44,577	$3,377,883
20	230	$50,709	$6,052	$44,656	$3,333,226
20	231	$50,709	$5,972	$44,736	$3,288,490
20	232	$50,709	$5,892	$44,817	$3,243,673
20	233	$50,709	$5,812	$44,897	$3,198,776
20	234	$50,709	$5,731	$44,977	$3,153,799
20	235	$50,709	$5,651	$45,058	$3,108,741
20	236	$50,709	$5,570	$45,139	$3,063,602
20	237	$50,709	$5,489	$45,220	$3,018,383
20	238	$50,709	$5,408	$45,301	$2,973,082
20	239	$50,709	$5,327	$45,382	$2,927,700
20	240	$50,709	$5,245	$45,463	$2,882,237
21	241	$50,709	$5,164	$45,545	$2,836,693
21	242	$50,709	$5,082	$45,626	$2,791,067
21	243	$50,709	$5,001	$45,708	$2,745,359
21	244	$50,709	$4,919	$45,790	$2,699,569
21	245	$50,709	$4,837	$45,872	$2,653,697
21	246	$50,709	$4,755	$45,954	$2,607,743
21	247	$50,709	$4,672	$46,036	$2,561,707
21	248	$50,709	$4,590	$46,119	$2,515,588
21	249	$50,709	$4,507	$46,201	$2,469,387
21	250	$50,709	$4,424	$46,284	$2,423,102
21	251	$50,709	$4,341	$46,367	$2,376,735
21	252	$50,709	$4,258	$46,450	$2,330,285
22	253	$50,709	$4,175	$46,533	$2,283,752
22	254	$50,709	$4,092	$46,617	$2,237,135
22	255	$50,709	$4,008	$46,700	$2,190,435
22	256	$50,709	$3,925	$46,784	$2,143,651
22	257	$50,709	$3,841	$46,868	$2,096,783
22	258	$50,709	$3,757	$46,952	$2,049,831
22	259	$50,709	$3,673	$47,036	$2,002,795
22	260	$50,709	$3,588	$47,120	$1,955,675
22	261	$50,709	$3,504	$47,205	$1,908,470
22	262	$50,709	$3,419	$47,289	$1,861,181
22	263	$50,709	$3,335	$47,374	$1,813,807
22	264	$50,709	$3,250	$47,459	$1,766,348
23	265	$50,709	$3,165	$47,544	$1,718,805
23	266	$50,709	$3,080	$47,629	$1,671,176
23	267	$50,709	$2,994	$47,714	$1,623,461
23	268	$50,709	$2,909	$47,800	$1,575,661
23	269	$50,709	$2,823	$47,885	$1,527,776
23	270	$50,709	$2,737	$47,971	$1,479,805
23	271	$50,709	$2,651	$48,057	$1,431,747
23	272	$50,709	$2,565	$48,143	$1,383,604
23	273	$50,709	$2,479	$48,230	$1,335,375
23	274	$50,709	$2,393	$48,316	$1,287,059
23	275	$50,709	$2,306	$48,403	$1,238,656
23	276	$50,709	$2,219	$48,489	$1,190,167
24	277	$50,709	$2,132	$48,576	$1,141,591
24	278	$50,709	$2,045	$48,663	$1,092,928
24	279	$50,709	$1,958	$48,750	$1,044,177
24	280	$50,709	$1,871	$48,838	$995,339
24	281	$50,709	$1,783	$48,925	$946,414
24	282	$50,709	$1,696	$49,013	$897,401
24	283	$50,709	$1,608	$49,101	$848,301
24	284	$50,709	$1,520	$49,189	$799,112
24	285	$50,709	$1,432	$49,277	$749,835
24	286	$50,709	$1,343	$49,365	$700,470
24	287	$50,709	$1,255	$49,454	$651,017
24	288	$50,709	$1,166	$49,542	$601,475
25	289	$50,709	$1,078	$49,631	$551,844
25	290	$50,709	$989	$49,720	$502,124
25	291	$50,709	$900	$49,809	$452,315
25	292	$50,709	$810	$49,898	$402,417
25	293	$50,709	$721	$49,988	$352,429
25	294	$50,709	$631	$50,077	$302,352
25	295	$50,709	$542	$50,167	$252,185
25	296	$50,709	$452	$50,257	$201,929
25	297	$50,709	$362	$50,347	$151,582
25	298	$50,709	$272	$50,437	$101,145
25	299	$50,709	$181	$50,527	$50,618
25	300	$50,709	$91	$50,618	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 7,840,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 8,036,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.