Century 21 Centaland Property

Down Payment (HKD)

$9,080,000

Monthly Repayment (HKD)

$58,729

Loan Amount (HKD)

$13,620,000

Total Interest (HKD)

$3,998,624

Total Repayment (HKD)

$17,618,624

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$58,729	$24,403	$34,326	$13,585,674
1	2	$58,729	$24,341	$34,388	$13,551,286
1	3	$58,729	$24,279	$34,449	$13,516,837
1	4	$58,729	$24,218	$34,511	$13,482,326
1	5	$58,729	$24,156	$34,573	$13,447,753
1	6	$58,729	$24,094	$34,635	$13,413,118
1	7	$58,729	$24,032	$34,697	$13,378,421
1	8	$58,729	$23,970	$34,759	$13,343,662
1	9	$58,729	$23,907	$34,821	$13,308,840
1	10	$58,729	$23,845	$34,884	$13,273,957
1	11	$58,729	$23,783	$34,946	$13,239,010
1	12	$58,729	$23,720	$35,009	$13,204,002
2	13	$58,729	$23,657	$35,072	$13,168,930
2	14	$58,729	$23,594	$35,134	$13,133,796
2	15	$58,729	$23,531	$35,197	$13,098,598
2	16	$58,729	$23,468	$35,260	$13,063,338
2	17	$58,729	$23,405	$35,324	$13,028,014
2	18	$58,729	$23,342	$35,387	$12,992,627
2	19	$58,729	$23,278	$35,450	$12,957,177
2	20	$58,729	$23,215	$35,514	$12,921,663
2	21	$58,729	$23,151	$35,577	$12,886,086
2	22	$58,729	$23,088	$35,641	$12,850,445
2	23	$58,729	$23,024	$35,705	$12,814,740
2	24	$58,729	$22,960	$35,769	$12,778,971
3	25	$58,729	$22,896	$35,833	$12,743,138
3	26	$58,729	$22,831	$35,897	$12,707,240
3	27	$58,729	$22,767	$35,962	$12,671,279
3	28	$58,729	$22,703	$36,026	$12,635,253
3	29	$58,729	$22,638	$36,091	$12,599,162
3	30	$58,729	$22,573	$36,155	$12,563,007
3	31	$58,729	$22,509	$36,220	$12,526,787
3	32	$58,729	$22,444	$36,285	$12,490,502
3	33	$58,729	$22,379	$36,350	$12,454,152
3	34	$58,729	$22,314	$36,415	$12,417,737
3	35	$58,729	$22,248	$36,480	$12,381,257
3	36	$58,729	$22,183	$36,546	$12,344,711
4	37	$58,729	$22,118	$36,611	$12,308,100
4	38	$58,729	$22,052	$36,677	$12,271,423
4	39	$58,729	$21,986	$36,742	$12,234,681
4	40	$58,729	$21,920	$36,808	$12,197,872
4	41	$58,729	$21,855	$36,874	$12,160,998
4	42	$58,729	$21,788	$36,940	$12,124,058
4	43	$58,729	$21,722	$37,006	$12,087,051
4	44	$58,729	$21,656	$37,073	$12,049,979
4	45	$58,729	$21,590	$37,139	$12,012,839
4	46	$58,729	$21,523	$37,206	$11,975,634
4	47	$58,729	$21,456	$37,272	$11,938,361
4	48	$58,729	$21,390	$37,339	$11,901,022
5	49	$58,729	$21,323	$37,406	$11,863,616
5	50	$58,729	$21,256	$37,473	$11,826,143
5	51	$58,729	$21,189	$37,540	$11,788,603
5	52	$58,729	$21,121	$37,607	$11,750,995
5	53	$58,729	$21,054	$37,675	$11,713,320
5	54	$58,729	$20,986	$37,742	$11,675,578
5	55	$58,729	$20,919	$37,810	$11,637,768
5	56	$58,729	$20,851	$37,878	$11,599,890
5	57	$58,729	$20,783	$37,946	$11,561,944
5	58	$58,729	$20,715	$38,014	$11,523,931
5	59	$58,729	$20,647	$38,082	$11,485,849
5	60	$58,729	$20,579	$38,150	$11,447,699
6	61	$58,729	$20,510	$38,218	$11,409,481
6	62	$58,729	$20,442	$38,287	$11,371,194
6	63	$58,729	$20,373	$38,355	$11,332,839
6	64	$58,729	$20,305	$38,424	$11,294,415
6	65	$58,729	$20,236	$38,493	$11,255,922
6	66	$58,729	$20,167	$38,562	$11,217,360
6	67	$58,729	$20,098	$38,631	$11,178,729
6	68	$58,729	$20,029	$38,700	$11,140,029
6	69	$58,729	$19,959	$38,770	$11,101,259
6	70	$58,729	$19,890	$38,839	$11,062,420
6	71	$58,729	$19,820	$38,909	$11,023,512
6	72	$58,729	$19,750	$38,978	$10,984,533
7	73	$58,729	$19,681	$39,048	$10,945,485
7	74	$58,729	$19,611	$39,118	$10,906,367
7	75	$58,729	$19,541	$39,188	$10,867,179
7	76	$58,729	$19,470	$39,258	$10,827,921
7	77	$58,729	$19,400	$39,329	$10,788,592
7	78	$58,729	$19,330	$39,399	$10,749,193
7	79	$58,729	$19,259	$39,470	$10,709,723
7	80	$58,729	$19,188	$39,540	$10,670,182
7	81	$58,729	$19,117	$39,611	$10,630,571
7	82	$58,729	$19,046	$39,682	$10,590,889
7	83	$58,729	$18,975	$39,753	$10,551,135
7	84	$58,729	$18,904	$39,825	$10,511,311
8	85	$58,729	$18,833	$39,896	$10,471,415
8	86	$58,729	$18,761	$39,967	$10,431,447
8	87	$58,729	$18,690	$40,039	$10,391,408
8	88	$58,729	$18,618	$40,111	$10,351,297
8	89	$58,729	$18,546	$40,183	$10,311,115
8	90	$58,729	$18,474	$40,255	$10,270,860
8	91	$58,729	$18,402	$40,327	$10,230,533
8	92	$58,729	$18,330	$40,399	$10,190,134
8	93	$58,729	$18,257	$40,471	$10,149,663
8	94	$58,729	$18,185	$40,544	$10,109,119
8	95	$58,729	$18,112	$40,617	$10,068,502
8	96	$58,729	$18,039	$40,689	$10,027,813
9	97	$58,729	$17,966	$40,762	$9,987,051
9	98	$58,729	$17,893	$40,835	$9,946,215
9	99	$58,729	$17,820	$40,908	$9,905,307
9	100	$58,729	$17,747	$40,982	$9,864,325
9	101	$58,729	$17,674	$41,055	$9,823,270
9	102	$58,729	$17,600	$41,129	$9,782,141
9	103	$58,729	$17,526	$41,202	$9,740,939
9	104	$58,729	$17,453	$41,276	$9,699,663
9	105	$58,729	$17,379	$41,350	$9,658,313
9	106	$58,729	$17,304	$41,424	$9,616,888
9	107	$58,729	$17,230	$41,498	$9,575,390
9	108	$58,729	$17,156	$41,573	$9,533,817
10	109	$58,729	$17,081	$41,647	$9,492,170
10	110	$58,729	$17,007	$41,722	$9,450,448
10	111	$58,729	$16,932	$41,797	$9,408,651
10	112	$58,729	$16,857	$41,872	$9,366,779
10	113	$58,729	$16,782	$41,947	$9,324,833
10	114	$58,729	$16,707	$42,022	$9,282,811
10	115	$58,729	$16,632	$42,097	$9,240,714
10	116	$58,729	$16,556	$42,172	$9,198,542
10	117	$58,729	$16,481	$42,248	$9,156,294
10	118	$58,729	$16,405	$42,324	$9,113,970
10	119	$58,729	$16,329	$42,400	$9,071,570
10	120	$58,729	$16,253	$42,476	$9,029,095
11	121	$58,729	$16,177	$42,552	$8,986,543
11	122	$58,729	$16,101	$42,628	$8,943,915
11	123	$58,729	$16,025	$42,704	$8,901,211
11	124	$58,729	$15,948	$42,781	$8,858,430
11	125	$58,729	$15,871	$42,857	$8,815,573
11	126	$58,729	$15,795	$42,934	$8,772,639
11	127	$58,729	$15,718	$43,011	$8,729,628
11	128	$58,729	$15,641	$43,088	$8,686,539
11	129	$58,729	$15,563	$43,165	$8,643,374
11	130	$58,729	$15,486	$43,243	$8,600,131
11	131	$58,729	$15,409	$43,320	$8,556,811
11	132	$58,729	$15,331	$43,398	$8,513,413
12	133	$58,729	$15,253	$43,476	$8,469,938
12	134	$58,729	$15,175	$43,553	$8,426,384
12	135	$58,729	$15,097	$43,631	$8,382,753
12	136	$58,729	$15,019	$43,710	$8,339,043
12	137	$58,729	$14,941	$43,788	$8,295,255
12	138	$58,729	$14,862	$43,866	$8,251,389
12	139	$58,729	$14,784	$43,945	$8,207,444
12	140	$58,729	$14,705	$44,024	$8,163,420
12	141	$58,729	$14,626	$44,103	$8,119,318
12	142	$58,729	$14,547	$44,182	$8,075,136
12	143	$58,729	$14,468	$44,261	$8,030,875
12	144	$58,729	$14,389	$44,340	$7,986,535
13	145	$58,729	$14,309	$44,420	$7,942,116
13	146	$58,729	$14,230	$44,499	$7,897,616
13	147	$58,729	$14,150	$44,579	$7,853,038
13	148	$58,729	$14,070	$44,659	$7,808,379
13	149	$58,729	$13,990	$44,739	$7,763,640
13	150	$58,729	$13,910	$44,819	$7,718,821
13	151	$58,729	$13,830	$44,899	$7,673,922
13	152	$58,729	$13,749	$44,980	$7,628,942
13	153	$58,729	$13,669	$45,060	$7,583,882
13	154	$58,729	$13,588	$45,141	$7,538,741
13	155	$58,729	$13,507	$45,222	$7,493,519
13	156	$58,729	$13,426	$45,303	$7,448,217
14	157	$58,729	$13,345	$45,384	$7,402,832
14	158	$58,729	$13,263	$45,465	$7,357,367
14	159	$58,729	$13,182	$45,547	$7,311,820
14	160	$58,729	$13,100	$45,628	$7,266,192
14	161	$58,729	$13,019	$45,710	$7,220,482
14	162	$58,729	$12,937	$45,792	$7,174,690
14	163	$58,729	$12,855	$45,874	$7,128,816
14	164	$58,729	$12,772	$45,956	$7,082,859
14	165	$58,729	$12,690	$46,039	$7,036,821
14	166	$58,729	$12,608	$46,121	$6,990,700
14	167	$58,729	$12,525	$46,204	$6,944,496
14	168	$58,729	$12,442	$46,287	$6,898,209
15	169	$58,729	$12,359	$46,369	$6,851,840
15	170	$58,729	$12,276	$46,453	$6,805,387
15	171	$58,729	$12,193	$46,536	$6,758,852
15	172	$58,729	$12,110	$46,619	$6,712,232
15	173	$58,729	$12,026	$46,703	$6,665,530
15	174	$58,729	$11,942	$46,786	$6,618,743
15	175	$58,729	$11,859	$46,870	$6,571,873
15	176	$58,729	$11,775	$46,954	$6,524,919
15	177	$58,729	$11,690	$47,038	$6,477,881
15	178	$58,729	$11,606	$47,123	$6,430,758
15	179	$58,729	$11,522	$47,207	$6,383,551
15	180	$58,729	$11,437	$47,292	$6,336,260
16	181	$58,729	$11,352	$47,376	$6,288,884
16	182	$58,729	$11,268	$47,461	$6,241,422
16	183	$58,729	$11,183	$47,546	$6,193,876
16	184	$58,729	$11,097	$47,631	$6,146,245
16	185	$58,729	$11,012	$47,717	$6,098,528
16	186	$58,729	$10,927	$47,802	$6,050,726
16	187	$58,729	$10,841	$47,888	$6,002,838
16	188	$58,729	$10,755	$47,974	$5,954,864
16	189	$58,729	$10,669	$48,060	$5,906,805
16	190	$58,729	$10,583	$48,146	$5,858,659
16	191	$58,729	$10,497	$48,232	$5,810,427
16	192	$58,729	$10,410	$48,318	$5,762,109
17	193	$58,729	$10,324	$48,405	$5,713,704
17	194	$58,729	$10,237	$48,492	$5,665,212
17	195	$58,729	$10,150	$48,579	$5,616,633
17	196	$58,729	$10,063	$48,666	$5,567,968
17	197	$58,729	$9,976	$48,753	$5,519,215
17	198	$58,729	$9,889	$48,840	$5,470,375
17	199	$58,729	$9,801	$48,928	$5,421,447
17	200	$58,729	$9,713	$49,015	$5,372,432
17	201	$58,729	$9,626	$49,103	$5,323,329
17	202	$58,729	$9,538	$49,191	$5,274,138
17	203	$58,729	$9,449	$49,279	$5,224,858
17	204	$58,729	$9,361	$49,368	$5,175,491
18	205	$58,729	$9,273	$49,456	$5,126,035
18	206	$58,729	$9,184	$49,545	$5,076,490
18	207	$58,729	$9,095	$49,633	$5,026,857
18	208	$58,729	$9,006	$49,722	$4,977,135
18	209	$58,729	$8,917	$49,811	$4,927,323
18	210	$58,729	$8,828	$49,901	$4,877,423
18	211	$58,729	$8,739	$49,990	$4,827,433
18	212	$58,729	$8,649	$50,080	$4,777,353
18	213	$58,729	$8,559	$50,169	$4,727,184
18	214	$58,729	$8,470	$50,259	$4,676,924
18	215	$58,729	$8,379	$50,349	$4,626,575
18	216	$58,729	$8,289	$50,439	$4,576,136
19	217	$58,729	$8,199	$50,530	$4,525,606
19	218	$58,729	$8,108	$50,620	$4,474,985
19	219	$58,729	$8,018	$50,711	$4,424,274
19	220	$58,729	$7,927	$50,802	$4,373,472
19	221	$58,729	$7,836	$50,893	$4,322,580
19	222	$58,729	$7,745	$50,984	$4,271,595
19	223	$58,729	$7,653	$51,075	$4,220,520
19	224	$58,729	$7,562	$51,167	$4,169,353
19	225	$58,729	$7,470	$51,259	$4,118,094
19	226	$58,729	$7,378	$51,350	$4,066,744
19	227	$58,729	$7,286	$51,442	$4,015,301
19	228	$58,729	$7,194	$51,535	$3,963,767
20	229	$58,729	$7,102	$51,627	$3,912,140
20	230	$58,729	$7,009	$51,719	$3,860,420
20	231	$58,729	$6,917	$51,812	$3,808,608
20	232	$58,729	$6,824	$51,905	$3,756,703
20	233	$58,729	$6,731	$51,998	$3,704,705
20	234	$58,729	$6,638	$52,091	$3,652,614
20	235	$58,729	$6,544	$52,184	$3,600,429
20	236	$58,729	$6,451	$52,278	$3,548,151
20	237	$58,729	$6,357	$52,372	$3,495,780
20	238	$58,729	$6,263	$52,465	$3,443,314
20	239	$58,729	$6,169	$52,559	$3,390,755
20	240	$58,729	$6,075	$52,654	$3,338,101
21	241	$58,729	$5,981	$52,748	$3,285,353
21	242	$58,729	$5,886	$52,842	$3,232,511
21	243	$58,729	$5,792	$52,937	$3,179,574
21	244	$58,729	$5,697	$53,032	$3,126,542
21	245	$58,729	$5,602	$53,127	$3,073,415
21	246	$58,729	$5,507	$53,222	$3,020,192
21	247	$58,729	$5,411	$53,318	$2,966,875
21	248	$58,729	$5,316	$53,413	$2,913,462
21	249	$58,729	$5,220	$53,509	$2,859,953
21	250	$58,729	$5,124	$53,605	$2,806,348
21	251	$58,729	$5,028	$53,701	$2,752,647
21	252	$58,729	$4,932	$53,797	$2,698,851
22	253	$58,729	$4,835	$53,893	$2,644,957
22	254	$58,729	$4,739	$53,990	$2,590,967
22	255	$58,729	$4,642	$54,087	$2,536,881
22	256	$58,729	$4,545	$54,184	$2,482,697
22	257	$58,729	$4,448	$54,281	$2,428,417
22	258	$58,729	$4,351	$54,378	$2,374,039
22	259	$58,729	$4,253	$54,475	$2,319,564
22	260	$58,729	$4,156	$54,573	$2,264,991
22	261	$58,729	$4,058	$54,671	$2,210,320
22	262	$58,729	$3,960	$54,769	$2,155,552
22	263	$58,729	$3,862	$54,867	$2,100,685
22	264	$58,729	$3,764	$54,965	$2,045,720
23	265	$58,729	$3,665	$55,063	$1,990,656
23	266	$58,729	$3,567	$55,162	$1,935,494
23	267	$58,729	$3,468	$55,261	$1,880,233
23	268	$58,729	$3,369	$55,360	$1,824,873
23	269	$58,729	$3,270	$55,459	$1,769,414
23	270	$58,729	$3,170	$55,559	$1,713,855
23	271	$58,729	$3,071	$55,658	$1,658,197
23	272	$58,729	$2,971	$55,758	$1,602,440
23	273	$58,729	$2,871	$55,858	$1,546,582
23	274	$58,729	$2,771	$55,958	$1,490,624
23	275	$58,729	$2,671	$56,058	$1,434,566
23	276	$58,729	$2,570	$56,158	$1,378,407
24	277	$58,729	$2,470	$56,259	$1,322,148
24	278	$58,729	$2,369	$56,360	$1,265,789
24	279	$58,729	$2,268	$56,461	$1,209,328
24	280	$58,729	$2,167	$56,562	$1,152,766
24	281	$58,729	$2,065	$56,663	$1,096,102
24	282	$58,729	$1,964	$56,765	$1,039,337
24	283	$58,729	$1,862	$56,867	$982,471
24	284	$58,729	$1,760	$56,968	$925,502
24	285	$58,729	$1,658	$57,071	$868,432
24	286	$58,729	$1,556	$57,173	$811,259
24	287	$58,729	$1,454	$57,275	$753,984
24	288	$58,729	$1,351	$57,378	$696,606
25	289	$58,729	$1,248	$57,481	$639,125
25	290	$58,729	$1,145	$57,584	$581,541
25	291	$58,729	$1,042	$57,687	$523,855
25	292	$58,729	$939	$57,790	$466,064
25	293	$58,729	$835	$57,894	$408,171
25	294	$58,729	$731	$57,997	$350,173
25	295	$58,729	$627	$58,101	$292,072
25	296	$58,729	$523	$58,205	$233,867
25	297	$58,729	$419	$58,310	$175,557
25	298	$58,729	$315	$58,414	$117,143
25	299	$58,729	$210	$58,519	$58,624
25	300	$58,729	$105	$58,624	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 9,080,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 9,307,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.