Century 21 Centaland Property

Down Payment (HKD)

$4,000,000

Monthly Repayment (HKD)

$25,872

Loan Amount (HKD)

$6,000,000

Total Interest (HKD)

$1,761,508

Total Repayment (HKD)

$7,761,508

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$25,872	$10,750	$15,122	$5,984,878
1	2	$25,872	$10,723	$15,149	$5,969,730
1	3	$25,872	$10,696	$15,176	$5,954,554
1	4	$25,872	$10,669	$15,203	$5,939,350
1	5	$25,872	$10,641	$15,230	$5,924,120
1	6	$25,872	$10,614	$15,258	$5,908,862
1	7	$25,872	$10,587	$15,285	$5,893,577
1	8	$25,872	$10,559	$15,312	$5,878,265
1	9	$25,872	$10,532	$15,340	$5,862,925
1	10	$25,872	$10,504	$15,367	$5,847,558
1	11	$25,872	$10,477	$15,395	$5,832,163
1	12	$25,872	$10,449	$15,422	$5,816,741
2	13	$25,872	$10,422	$15,450	$5,801,291
2	14	$25,872	$10,394	$15,478	$5,785,813
2	15	$25,872	$10,366	$15,505	$5,770,308
2	16	$25,872	$10,338	$15,533	$5,754,774
2	17	$25,872	$10,311	$15,561	$5,739,213
2	18	$25,872	$10,283	$15,589	$5,723,624
2	19	$25,872	$10,255	$15,617	$5,708,008
2	20	$25,872	$10,227	$15,645	$5,692,363
2	21	$25,872	$10,199	$15,673	$5,676,690
2	22	$25,872	$10,171	$15,701	$5,660,989
2	23	$25,872	$10,143	$15,729	$5,645,260
2	24	$25,872	$10,114	$15,757	$5,629,502
3	25	$25,872	$10,086	$15,786	$5,613,717
3	26	$25,872	$10,058	$15,814	$5,597,903
3	27	$25,872	$10,030	$15,842	$5,582,061
3	28	$25,872	$10,001	$15,871	$5,566,191
3	29	$25,872	$9,973	$15,899	$5,550,292
3	30	$25,872	$9,944	$15,927	$5,534,364
3	31	$25,872	$9,916	$15,956	$5,518,408
3	32	$25,872	$9,887	$15,985	$5,502,424
3	33	$25,872	$9,859	$16,013	$5,486,411
3	34	$25,872	$9,830	$16,042	$5,470,369
3	35	$25,872	$9,801	$16,071	$5,454,298
3	36	$25,872	$9,772	$16,099	$5,438,199
4	37	$25,872	$9,743	$16,128	$5,422,070
4	38	$25,872	$9,715	$16,157	$5,405,913
4	39	$25,872	$9,686	$16,186	$5,389,727
4	40	$25,872	$9,657	$16,215	$5,373,512
4	41	$25,872	$9,628	$16,244	$5,357,268
4	42	$25,872	$9,598	$16,273	$5,340,995
4	43	$25,872	$9,569	$16,302	$5,324,692
4	44	$25,872	$9,540	$16,332	$5,308,361
4	45	$25,872	$9,511	$16,361	$5,292,000
4	46	$25,872	$9,481	$16,390	$5,275,609
4	47	$25,872	$9,452	$16,420	$5,259,190
4	48	$25,872	$9,423	$16,449	$5,242,741
5	49	$25,872	$9,393	$16,478	$5,226,263
5	50	$25,872	$9,364	$16,508	$5,209,755
5	51	$25,872	$9,334	$16,538	$5,193,217
5	52	$25,872	$9,305	$16,567	$5,176,650
5	53	$25,872	$9,275	$16,597	$5,160,053
5	54	$25,872	$9,245	$16,627	$5,143,426
5	55	$25,872	$9,215	$16,656	$5,126,770
5	56	$25,872	$9,185	$16,686	$5,110,084
5	57	$25,872	$9,156	$16,716	$5,093,368
5	58	$25,872	$9,126	$16,746	$5,076,622
5	59	$25,872	$9,096	$16,776	$5,059,845
5	60	$25,872	$9,066	$16,806	$5,043,039
6	61	$25,872	$9,035	$16,836	$5,026,203
6	62	$25,872	$9,005	$16,866	$5,009,337
6	63	$25,872	$8,975	$16,897	$4,992,440
6	64	$25,872	$8,945	$16,927	$4,975,513
6	65	$25,872	$8,914	$16,957	$4,958,556
6	66	$25,872	$8,884	$16,988	$4,941,568
6	67	$25,872	$8,854	$17,018	$4,924,550
6	68	$25,872	$8,823	$17,049	$4,907,502
6	69	$25,872	$8,793	$17,079	$4,890,423
6	70	$25,872	$8,762	$17,110	$4,873,313
6	71	$25,872	$8,731	$17,140	$4,856,173
6	72	$25,872	$8,701	$17,171	$4,839,001
7	73	$25,872	$8,670	$17,202	$4,821,800
7	74	$25,872	$8,639	$17,233	$4,804,567
7	75	$25,872	$8,608	$17,264	$4,787,304
7	76	$25,872	$8,577	$17,294	$4,770,009
7	77	$25,872	$8,546	$17,325	$4,752,684
7	78	$25,872	$8,515	$17,356	$4,735,327
7	79	$25,872	$8,484	$17,388	$4,717,940
7	80	$25,872	$8,453	$17,419	$4,700,521
7	81	$25,872	$8,422	$17,450	$4,683,071
7	82	$25,872	$8,391	$17,481	$4,665,590
7	83	$25,872	$8,359	$17,513	$4,648,077
7	84	$25,872	$8,328	$17,544	$4,630,533
8	85	$25,872	$8,296	$17,575	$4,612,958
8	86	$25,872	$8,265	$17,607	$4,595,351
8	87	$25,872	$8,233	$17,638	$4,577,713
8	88	$25,872	$8,202	$17,670	$4,560,043
8	89	$25,872	$8,170	$17,702	$4,542,341
8	90	$25,872	$8,138	$17,733	$4,524,608
8	91	$25,872	$8,107	$17,765	$4,506,843
8	92	$25,872	$8,075	$17,797	$4,489,046
8	93	$25,872	$8,043	$17,829	$4,471,217
8	94	$25,872	$8,011	$17,861	$4,453,356
8	95	$25,872	$7,979	$17,893	$4,435,464
8	96	$25,872	$7,947	$17,925	$4,417,539
9	97	$25,872	$7,915	$17,957	$4,399,582
9	98	$25,872	$7,883	$17,989	$4,381,593
9	99	$25,872	$7,850	$18,021	$4,363,571
9	100	$25,872	$7,818	$18,054	$4,345,518
9	101	$25,872	$7,786	$18,086	$4,327,432
9	102	$25,872	$7,753	$18,118	$4,309,313
9	103	$25,872	$7,721	$18,151	$4,291,163
9	104	$25,872	$7,688	$18,183	$4,272,979
9	105	$25,872	$7,656	$18,216	$4,254,763
9	106	$25,872	$7,623	$18,249	$4,236,515
9	107	$25,872	$7,590	$18,281	$4,218,233
9	108	$25,872	$7,558	$18,314	$4,199,919
10	109	$25,872	$7,525	$18,347	$4,181,573
10	110	$25,872	$7,492	$18,380	$4,163,193
10	111	$25,872	$7,459	$18,413	$4,144,780
10	112	$25,872	$7,426	$18,446	$4,126,335
10	113	$25,872	$7,393	$18,479	$4,107,856
10	114	$25,872	$7,360	$18,512	$4,089,344
10	115	$25,872	$7,327	$18,545	$4,070,799
10	116	$25,872	$7,294	$18,578	$4,052,221
10	117	$25,872	$7,260	$18,611	$4,033,609
10	118	$25,872	$7,227	$18,645	$4,014,965
10	119	$25,872	$7,193	$18,678	$3,996,286
10	120	$25,872	$7,160	$18,712	$3,977,575
11	121	$25,872	$7,126	$18,745	$3,958,830
11	122	$25,872	$7,093	$18,779	$3,940,051
11	123	$25,872	$7,059	$18,812	$3,921,238
11	124	$25,872	$7,026	$18,846	$3,902,392
11	125	$25,872	$6,992	$18,880	$3,883,512
11	126	$25,872	$6,958	$18,914	$3,864,599
11	127	$25,872	$6,924	$18,948	$3,845,651
11	128	$25,872	$6,890	$18,982	$3,826,669
11	129	$25,872	$6,856	$19,016	$3,807,654
11	130	$25,872	$6,822	$19,050	$3,788,604
11	131	$25,872	$6,788	$19,084	$3,769,520
11	132	$25,872	$6,754	$19,118	$3,750,402
12	133	$25,872	$6,719	$19,152	$3,731,250
12	134	$25,872	$6,685	$19,187	$3,712,064
12	135	$25,872	$6,651	$19,221	$3,692,843
12	136	$25,872	$6,616	$19,255	$3,673,587
12	137	$25,872	$6,582	$19,290	$3,654,298
12	138	$25,872	$6,547	$19,324	$3,634,973
12	139	$25,872	$6,513	$19,359	$3,615,614
12	140	$25,872	$6,478	$19,394	$3,596,220
12	141	$25,872	$6,443	$19,428	$3,576,792
12	142	$25,872	$6,408	$19,463	$3,557,329
12	143	$25,872	$6,374	$19,498	$3,537,830
12	144	$25,872	$6,339	$19,533	$3,518,297
13	145	$25,872	$6,304	$19,568	$3,498,729
13	146	$25,872	$6,269	$19,603	$3,479,126
13	147	$25,872	$6,233	$19,638	$3,459,488
13	148	$25,872	$6,198	$19,673	$3,439,814
13	149	$25,872	$6,163	$19,709	$3,420,106
13	150	$25,872	$6,128	$19,744	$3,400,362
13	151	$25,872	$6,092	$19,779	$3,380,582
13	152	$25,872	$6,057	$19,815	$3,360,768
13	153	$25,872	$6,021	$19,850	$3,340,917
13	154	$25,872	$5,986	$19,886	$3,321,031
13	155	$25,872	$5,950	$19,922	$3,301,110
13	156	$25,872	$5,914	$19,957	$3,281,153
14	157	$25,872	$5,879	$19,993	$3,261,160
14	158	$25,872	$5,843	$20,029	$3,241,131
14	159	$25,872	$5,807	$20,065	$3,221,066
14	160	$25,872	$5,771	$20,101	$3,200,966
14	161	$25,872	$5,735	$20,137	$3,180,829
14	162	$25,872	$5,699	$20,173	$3,160,656
14	163	$25,872	$5,663	$20,209	$3,140,447
14	164	$25,872	$5,627	$20,245	$3,120,202
14	165	$25,872	$5,590	$20,281	$3,099,921
14	166	$25,872	$5,554	$20,318	$3,079,603
14	167	$25,872	$5,518	$20,354	$3,059,249
14	168	$25,872	$5,481	$20,391	$3,038,859
15	169	$25,872	$5,445	$20,427	$3,018,432
15	170	$25,872	$5,408	$20,464	$2,997,968
15	171	$25,872	$5,371	$20,500	$2,977,468
15	172	$25,872	$5,335	$20,537	$2,956,931
15	173	$25,872	$5,298	$20,574	$2,936,357
15	174	$25,872	$5,261	$20,611	$2,915,746
15	175	$25,872	$5,224	$20,648	$2,895,098
15	176	$25,872	$5,187	$20,685	$2,874,414
15	177	$25,872	$5,150	$20,722	$2,853,692
15	178	$25,872	$5,113	$20,759	$2,832,933
15	179	$25,872	$5,076	$20,796	$2,812,137
15	180	$25,872	$5,038	$20,833	$2,791,304
16	181	$25,872	$5,001	$20,871	$2,770,433
16	182	$25,872	$4,964	$20,908	$2,749,525
16	183	$25,872	$4,926	$20,945	$2,728,580
16	184	$25,872	$4,889	$20,983	$2,707,597
16	185	$25,872	$4,851	$21,021	$2,686,576
16	186	$25,872	$4,813	$21,058	$2,665,518
16	187	$25,872	$4,776	$21,096	$2,644,422
16	188	$25,872	$4,738	$21,134	$2,623,288
16	189	$25,872	$4,700	$21,172	$2,602,117
16	190	$25,872	$4,662	$21,210	$2,580,907
16	191	$25,872	$4,624	$21,248	$2,559,659
16	192	$25,872	$4,586	$21,286	$2,538,374
17	193	$25,872	$4,548	$21,324	$2,517,050
17	194	$25,872	$4,510	$21,362	$2,495,688
17	195	$25,872	$4,471	$21,400	$2,474,288
17	196	$25,872	$4,433	$21,439	$2,452,849
17	197	$25,872	$4,395	$21,477	$2,431,372
17	198	$25,872	$4,356	$21,515	$2,409,857
17	199	$25,872	$4,318	$21,554	$2,388,303
17	200	$25,872	$4,279	$21,593	$2,366,710
17	201	$25,872	$4,240	$21,631	$2,345,079
17	202	$25,872	$4,202	$21,670	$2,323,409
17	203	$25,872	$4,163	$21,709	$2,301,700
17	204	$25,872	$4,124	$21,748	$2,279,952
18	205	$25,872	$4,085	$21,787	$2,258,165
18	206	$25,872	$4,046	$21,826	$2,236,339
18	207	$25,872	$4,007	$21,865	$2,214,474
18	208	$25,872	$3,968	$21,904	$2,192,570
18	209	$25,872	$3,928	$21,943	$2,170,627
18	210	$25,872	$3,889	$21,983	$2,148,644
18	211	$25,872	$3,850	$22,022	$2,126,622
18	212	$25,872	$3,810	$22,061	$2,104,561
18	213	$25,872	$3,771	$22,101	$2,082,460
18	214	$25,872	$3,731	$22,141	$2,060,319
18	215	$25,872	$3,691	$22,180	$2,038,139
18	216	$25,872	$3,652	$22,220	$2,015,919
19	217	$25,872	$3,612	$22,260	$1,993,659
19	218	$25,872	$3,572	$22,300	$1,971,359
19	219	$25,872	$3,532	$22,340	$1,949,020
19	220	$25,872	$3,492	$22,380	$1,926,640
19	221	$25,872	$3,452	$22,420	$1,904,220
19	222	$25,872	$3,412	$22,460	$1,881,760
19	223	$25,872	$3,371	$22,500	$1,859,260
19	224	$25,872	$3,331	$22,541	$1,836,719
19	225	$25,872	$3,291	$22,581	$1,814,138
19	226	$25,872	$3,250	$22,621	$1,791,517
19	227	$25,872	$3,210	$22,662	$1,768,855
19	228	$25,872	$3,169	$22,702	$1,746,153
20	229	$25,872	$3,129	$22,743	$1,723,410
20	230	$25,872	$3,088	$22,784	$1,700,626
20	231	$25,872	$3,047	$22,825	$1,677,801
20	232	$25,872	$3,006	$22,866	$1,654,935
20	233	$25,872	$2,965	$22,907	$1,632,029
20	234	$25,872	$2,924	$22,948	$1,609,081
20	235	$25,872	$2,883	$22,989	$1,586,092
20	236	$25,872	$2,842	$23,030	$1,563,062
20	237	$25,872	$2,800	$23,071	$1,539,991
20	238	$25,872	$2,759	$23,113	$1,516,879
20	239	$25,872	$2,718	$23,154	$1,493,725
20	240	$25,872	$2,676	$23,195	$1,470,529
21	241	$25,872	$2,635	$23,237	$1,447,292
21	242	$25,872	$2,593	$23,279	$1,424,014
21	243	$25,872	$2,551	$23,320	$1,400,693
21	244	$25,872	$2,510	$23,362	$1,377,331
21	245	$25,872	$2,468	$23,404	$1,353,927
21	246	$25,872	$2,426	$23,446	$1,330,481
21	247	$25,872	$2,384	$23,488	$1,306,993
21	248	$25,872	$2,342	$23,530	$1,283,463
21	249	$25,872	$2,300	$23,572	$1,259,891
21	250	$25,872	$2,257	$23,614	$1,236,277
21	251	$25,872	$2,215	$23,657	$1,212,620
21	252	$25,872	$2,173	$23,699	$1,188,921
22	253	$25,872	$2,130	$23,742	$1,165,179
22	254	$25,872	$2,088	$23,784	$1,141,395
22	255	$25,872	$2,045	$23,827	$1,117,569
22	256	$25,872	$2,002	$23,869	$1,093,699
22	257	$25,872	$1,960	$23,912	$1,069,787
22	258	$25,872	$1,917	$23,955	$1,045,832
22	259	$25,872	$1,874	$23,998	$1,021,834
22	260	$25,872	$1,831	$24,041	$997,793
22	261	$25,872	$1,788	$24,084	$973,709
22	262	$25,872	$1,745	$24,127	$949,582
22	263	$25,872	$1,701	$24,170	$925,412
22	264	$25,872	$1,658	$24,214	$901,198
23	265	$25,872	$1,615	$24,257	$876,941
23	266	$25,872	$1,571	$24,301	$852,641
23	267	$25,872	$1,528	$24,344	$828,297
23	268	$25,872	$1,484	$24,388	$803,909
23	269	$25,872	$1,440	$24,431	$779,478
23	270	$25,872	$1,397	$24,475	$755,002
23	271	$25,872	$1,353	$24,519	$730,483
23	272	$25,872	$1,309	$24,563	$705,920
23	273	$25,872	$1,265	$24,607	$681,314
23	274	$25,872	$1,221	$24,651	$656,663
23	275	$25,872	$1,177	$24,695	$631,967
23	276	$25,872	$1,132	$24,739	$607,228
24	277	$25,872	$1,088	$24,784	$582,444
24	278	$25,872	$1,044	$24,828	$557,616
24	279	$25,872	$999	$24,873	$532,743
24	280	$25,872	$954	$24,917	$507,826
24	281	$25,872	$910	$24,962	$482,864
24	282	$25,872	$865	$25,007	$457,858
24	283	$25,872	$820	$25,051	$432,806
24	284	$25,872	$775	$25,096	$407,710
24	285	$25,872	$730	$25,141	$382,569
24	286	$25,872	$685	$25,186	$357,383
24	287	$25,872	$640	$25,231	$332,151
24	288	$25,872	$595	$25,277	$306,875
25	289	$25,872	$550	$25,322	$281,553
25	290	$25,872	$504	$25,367	$256,186
25	291	$25,872	$459	$25,413	$230,773
25	292	$25,872	$413	$25,458	$205,315
25	293	$25,872	$368	$25,504	$179,811
25	294	$25,872	$322	$25,550	$154,261
25	295	$25,872	$276	$25,595	$128,666
25	296	$25,872	$231	$25,641	$103,025
25	297	$25,872	$185	$25,687	$77,338
25	298	$25,872	$139	$25,733	$51,605
25	299	$25,872	$92	$25,779	$25,825
25	300	$25,872	$46	$25,825	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 4,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 4,100,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.