Century 21 Centaland Property

Down Payment (HKD)

$50,000,000

Monthly Repayment (HKD)

$323,396

Loan Amount (HKD)

$75,000,000

Total Interest (HKD)

$22,018,854

Total Repayment (HKD)

$97,018,854

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$323,396	$134,375	$189,021	$74,810,979
1	2	$323,396	$134,036	$189,360	$74,621,619
1	3	$323,396	$133,697	$189,699	$74,431,920
1	4	$323,396	$133,357	$190,039	$74,241,881
1	5	$323,396	$133,017	$190,379	$74,051,501
1	6	$323,396	$132,676	$190,721	$73,860,781
1	7	$323,396	$132,334	$191,062	$73,669,719
1	8	$323,396	$131,992	$191,405	$73,478,314
1	9	$323,396	$131,649	$191,748	$73,286,566
1	10	$323,396	$131,305	$192,091	$73,094,475
1	11	$323,396	$130,961	$192,435	$72,902,040
1	12	$323,396	$130,616	$192,780	$72,709,260
2	13	$323,396	$130,271	$193,125	$72,516,135
2	14	$323,396	$129,925	$193,471	$72,322,663
2	15	$323,396	$129,578	$193,818	$72,128,845
2	16	$323,396	$129,231	$194,165	$71,934,680
2	17	$323,396	$128,883	$194,513	$71,740,167
2	18	$323,396	$128,534	$194,862	$71,545,305
2	19	$323,396	$128,185	$195,211	$71,350,094
2	20	$323,396	$127,836	$195,561	$71,154,533
2	21	$323,396	$127,485	$195,911	$70,958,622
2	22	$323,396	$127,134	$196,262	$70,762,360
2	23	$323,396	$126,783	$196,614	$70,565,747
2	24	$323,396	$126,430	$196,966	$70,368,781
3	25	$323,396	$126,077	$197,319	$70,171,462
3	26	$323,396	$125,724	$197,672	$69,973,790
3	27	$323,396	$125,370	$198,026	$69,775,763
3	28	$323,396	$125,015	$198,381	$69,577,382
3	29	$323,396	$124,659	$198,737	$69,378,645
3	30	$323,396	$124,303	$199,093	$69,179,553
3	31	$323,396	$123,947	$199,449	$68,980,103
3	32	$323,396	$123,589	$199,807	$68,780,296
3	33	$323,396	$123,231	$200,165	$68,580,132
3	34	$323,396	$122,873	$200,523	$68,379,608
3	35	$323,396	$122,513	$200,883	$68,178,725
3	36	$323,396	$122,154	$201,243	$67,977,483
4	37	$323,396	$121,793	$201,603	$67,775,880
4	38	$323,396	$121,432	$201,964	$67,573,915
4	39	$323,396	$121,070	$202,326	$67,371,589
4	40	$323,396	$120,707	$202,689	$67,168,900
4	41	$323,396	$120,344	$203,052	$66,965,848
4	42	$323,396	$119,980	$203,416	$66,762,433
4	43	$323,396	$119,616	$203,780	$66,558,652
4	44	$323,396	$119,251	$204,145	$66,354,507
4	45	$323,396	$118,885	$204,511	$66,149,996
4	46	$323,396	$118,519	$204,877	$65,945,119
4	47	$323,396	$118,152	$205,245	$65,739,874
4	48	$323,396	$117,784	$205,612	$65,534,262
5	49	$323,396	$117,416	$205,981	$65,328,281
5	50	$323,396	$117,047	$206,350	$65,121,932
5	51	$323,396	$116,677	$206,719	$64,915,212
5	52	$323,396	$116,306	$207,090	$64,708,123
5	53	$323,396	$115,935	$207,461	$64,500,662
5	54	$323,396	$115,564	$207,832	$64,292,829
5	55	$323,396	$115,191	$208,205	$64,084,624
5	56	$323,396	$114,818	$208,578	$63,876,046
5	57	$323,396	$114,445	$208,952	$63,667,095
5	58	$323,396	$114,070	$209,326	$63,457,769
5	59	$323,396	$113,695	$209,701	$63,248,068
5	60	$323,396	$113,319	$210,077	$63,037,991
6	61	$323,396	$112,943	$210,453	$62,827,538
6	62	$323,396	$112,566	$210,830	$62,616,708
6	63	$323,396	$112,188	$211,208	$62,405,500
6	64	$323,396	$111,810	$211,586	$62,193,914
6	65	$323,396	$111,431	$211,965	$61,981,948
6	66	$323,396	$111,051	$212,345	$61,769,603
6	67	$323,396	$110,671	$212,726	$61,556,877
6	68	$323,396	$110,289	$213,107	$61,343,771
6	69	$323,396	$109,908	$213,489	$61,130,282
6	70	$323,396	$109,525	$213,871	$60,916,411
6	71	$323,396	$109,142	$214,254	$60,702,157
6	72	$323,396	$108,758	$214,638	$60,487,519
7	73	$323,396	$108,373	$215,023	$60,272,496
7	74	$323,396	$107,988	$215,408	$60,057,088
7	75	$323,396	$107,602	$215,794	$59,841,294
7	76	$323,396	$107,216	$216,181	$59,625,113
7	77	$323,396	$106,828	$216,568	$59,408,546
7	78	$323,396	$106,440	$216,956	$59,191,590
7	79	$323,396	$106,052	$217,345	$58,974,245
7	80	$323,396	$105,662	$217,734	$58,756,511
7	81	$323,396	$105,272	$218,124	$58,538,387
7	82	$323,396	$104,881	$218,515	$58,319,872
7	83	$323,396	$104,490	$218,906	$58,100,966
7	84	$323,396	$104,098	$219,299	$57,881,667
8	85	$323,396	$103,705	$219,692	$57,661,976
8	86	$323,396	$103,311	$220,085	$57,441,890
8	87	$323,396	$102,917	$220,479	$57,221,411
8	88	$323,396	$102,522	$220,874	$57,000,537
8	89	$323,396	$102,126	$221,270	$56,779,266
8	90	$323,396	$101,730	$221,667	$56,557,600
8	91	$323,396	$101,332	$222,064	$56,335,536
8	92	$323,396	$100,935	$222,462	$56,113,074
8	93	$323,396	$100,536	$222,860	$55,890,214
8	94	$323,396	$100,137	$223,260	$55,666,954
8	95	$323,396	$99,737	$223,660	$55,443,295
8	96	$323,396	$99,336	$224,060	$55,219,235
9	97	$323,396	$98,934	$224,462	$54,994,773
9	98	$323,396	$98,532	$224,864	$54,769,909
9	99	$323,396	$98,129	$225,267	$54,544,642
9	100	$323,396	$97,726	$225,670	$54,318,972
9	101	$323,396	$97,321	$226,075	$54,092,897
9	102	$323,396	$96,916	$226,480	$53,866,417
9	103	$323,396	$96,511	$226,886	$53,639,532
9	104	$323,396	$96,104	$227,292	$53,412,240
9	105	$323,396	$95,697	$227,699	$53,184,541
9	106	$323,396	$95,289	$228,107	$52,956,433
9	107	$323,396	$94,880	$228,516	$52,727,917
9	108	$323,396	$94,471	$228,925	$52,498,992
10	109	$323,396	$94,061	$229,335	$52,269,657
10	110	$323,396	$93,650	$229,746	$52,039,910
10	111	$323,396	$93,238	$230,158	$51,809,752
10	112	$323,396	$92,826	$230,570	$51,579,182
10	113	$323,396	$92,413	$230,983	$51,348,198
10	114	$323,396	$91,999	$231,397	$51,116,801
10	115	$323,396	$91,584	$231,812	$50,884,989
10	116	$323,396	$91,169	$232,227	$50,652,762
10	117	$323,396	$90,753	$232,643	$50,420,119
10	118	$323,396	$90,336	$233,060	$50,187,058
10	119	$323,396	$89,918	$233,478	$49,953,581
10	120	$323,396	$89,500	$233,896	$49,719,685
11	121	$323,396	$89,081	$234,315	$49,485,370
11	122	$323,396	$88,661	$234,735	$49,250,635
11	123	$323,396	$88,241	$235,155	$49,015,479
11	124	$323,396	$87,819	$235,577	$48,779,903
11	125	$323,396	$87,397	$235,999	$48,543,904
11	126	$323,396	$86,974	$236,422	$48,307,482
11	127	$323,396	$86,551	$236,845	$48,070,637
11	128	$323,396	$86,127	$237,270	$47,833,367
11	129	$323,396	$85,701	$237,695	$47,595,672
11	130	$323,396	$85,276	$238,121	$47,357,552
11	131	$323,396	$84,849	$238,547	$47,119,005
11	132	$323,396	$84,422	$238,975	$46,880,030
12	133	$323,396	$83,993	$239,403	$46,640,627
12	134	$323,396	$83,564	$239,832	$46,400,795
12	135	$323,396	$83,135	$240,261	$46,160,534
12	136	$323,396	$82,704	$240,692	$45,919,842
12	137	$323,396	$82,273	$241,123	$45,678,719
12	138	$323,396	$81,841	$241,555	$45,437,164
12	139	$323,396	$81,408	$241,988	$45,195,176
12	140	$323,396	$80,975	$242,421	$44,952,754
12	141	$323,396	$80,540	$242,856	$44,709,899
12	142	$323,396	$80,105	$243,291	$44,466,608
12	143	$323,396	$79,669	$243,727	$44,222,881
12	144	$323,396	$79,233	$244,164	$43,978,717
13	145	$323,396	$78,795	$244,601	$43,734,116
13	146	$323,396	$78,357	$245,039	$43,489,077
13	147	$323,396	$77,918	$245,478	$43,243,599
13	148	$323,396	$77,478	$245,918	$42,997,681
13	149	$323,396	$77,038	$246,359	$42,751,322
13	150	$323,396	$76,596	$246,800	$42,504,522
13	151	$323,396	$76,154	$247,242	$42,257,280
13	152	$323,396	$75,711	$247,685	$42,009,595
13	153	$323,396	$75,267	$248,129	$41,761,466
13	154	$323,396	$74,823	$248,574	$41,512,892
13	155	$323,396	$74,377	$249,019	$41,263,873
13	156	$323,396	$73,931	$249,465	$41,014,408
14	157	$323,396	$73,484	$249,912	$40,764,496
14	158	$323,396	$73,036	$250,360	$40,514,136
14	159	$323,396	$72,588	$250,808	$40,263,328
14	160	$323,396	$72,138	$251,258	$40,012,070
14	161	$323,396	$71,688	$251,708	$39,760,362
14	162	$323,396	$71,237	$252,159	$39,508,203
14	163	$323,396	$70,786	$252,611	$39,255,593
14	164	$323,396	$70,333	$253,063	$39,002,530
14	165	$323,396	$69,880	$253,517	$38,749,013
14	166	$323,396	$69,425	$253,971	$38,495,042
14	167	$323,396	$68,970	$254,426	$38,240,616
14	168	$323,396	$68,514	$254,882	$37,985,734
15	169	$323,396	$68,058	$255,338	$37,730,396
15	170	$323,396	$67,600	$255,796	$37,474,600
15	171	$323,396	$67,142	$256,254	$37,218,346
15	172	$323,396	$66,683	$256,713	$36,961,633
15	173	$323,396	$66,223	$257,173	$36,704,459
15	174	$323,396	$65,762	$257,634	$36,446,825
15	175	$323,396	$65,301	$258,096	$36,188,730
15	176	$323,396	$64,838	$258,558	$35,930,172
15	177	$323,396	$64,375	$259,021	$35,671,150
15	178	$323,396	$63,911	$259,485	$35,411,665
15	179	$323,396	$63,446	$259,950	$35,151,715
15	180	$323,396	$62,980	$260,416	$34,891,299
16	181	$323,396	$62,514	$260,883	$34,630,416
16	182	$323,396	$62,046	$261,350	$34,369,066
16	183	$323,396	$61,578	$261,818	$34,107,248
16	184	$323,396	$61,109	$262,287	$33,844,960
16	185	$323,396	$60,639	$262,757	$33,582,203
16	186	$323,396	$60,168	$263,228	$33,318,975
16	187	$323,396	$59,696	$263,700	$33,055,275
16	188	$323,396	$59,224	$264,172	$32,791,103
16	189	$323,396	$58,751	$264,645	$32,526,458
16	190	$323,396	$58,277	$265,120	$32,261,338
16	191	$323,396	$57,802	$265,595	$31,995,744
16	192	$323,396	$57,326	$266,070	$31,729,673
17	193	$323,396	$56,849	$266,547	$31,463,126
17	194	$323,396	$56,371	$267,025	$31,196,101
17	195	$323,396	$55,893	$267,503	$30,928,598
17	196	$323,396	$55,414	$267,982	$30,660,616
17	197	$323,396	$54,934	$268,463	$30,392,153
17	198	$323,396	$54,453	$268,944	$30,123,209
17	199	$323,396	$53,971	$269,425	$29,853,784
17	200	$323,396	$53,488	$269,908	$29,583,876
17	201	$323,396	$53,004	$270,392	$29,313,484
17	202	$323,396	$52,520	$270,876	$29,042,608
17	203	$323,396	$52,035	$271,362	$28,771,246
17	204	$323,396	$51,548	$271,848	$28,499,399
18	205	$323,396	$51,061	$272,335	$28,227,064
18	206	$323,396	$50,573	$272,823	$27,954,241
18	207	$323,396	$50,085	$273,311	$27,680,930
18	208	$323,396	$49,595	$273,801	$27,407,129
18	209	$323,396	$49,104	$274,292	$27,132,837
18	210	$323,396	$48,613	$274,783	$26,858,054
18	211	$323,396	$48,121	$275,275	$26,582,778
18	212	$323,396	$47,627	$275,769	$26,307,009
18	213	$323,396	$47,133	$276,263	$26,030,747
18	214	$323,396	$46,638	$276,758	$25,753,989
18	215	$323,396	$46,143	$277,254	$25,476,735
18	216	$323,396	$45,646	$277,750	$25,198,985
19	217	$323,396	$45,148	$278,248	$24,920,737
19	218	$323,396	$44,650	$278,747	$24,641,990
19	219	$323,396	$44,150	$279,246	$24,362,744
19	220	$323,396	$43,650	$279,746	$24,082,998
19	221	$323,396	$43,149	$280,247	$23,802,751
19	222	$323,396	$42,647	$280,750	$23,522,001
19	223	$323,396	$42,144	$281,253	$23,240,749
19	224	$323,396	$41,640	$281,757	$22,958,992
19	225	$323,396	$41,135	$282,261	$22,676,731
19	226	$323,396	$40,629	$282,767	$22,393,964
19	227	$323,396	$40,123	$283,274	$22,110,690
19	228	$323,396	$39,615	$283,781	$21,826,909
20	229	$323,396	$39,107	$284,290	$21,542,619
20	230	$323,396	$38,597	$284,799	$21,257,820
20	231	$323,396	$38,087	$285,309	$20,972,511
20	232	$323,396	$37,576	$285,820	$20,686,691
20	233	$323,396	$37,064	$286,333	$20,400,358
20	234	$323,396	$36,551	$286,846	$20,113,512
20	235	$323,396	$36,037	$287,359	$19,826,153
20	236	$323,396	$35,522	$287,874	$19,538,279
20	237	$323,396	$35,006	$288,390	$19,249,889
20	238	$323,396	$34,489	$288,907	$18,960,982
20	239	$323,396	$33,972	$289,424	$18,671,557
20	240	$323,396	$33,453	$289,943	$18,381,614
21	241	$323,396	$32,934	$290,462	$18,091,152
21	242	$323,396	$32,413	$290,983	$17,800,169
21	243	$323,396	$31,892	$291,504	$17,508,665
21	244	$323,396	$31,370	$292,026	$17,216,638
21	245	$323,396	$30,846	$292,550	$16,924,089
21	246	$323,396	$30,322	$293,074	$16,631,015
21	247	$323,396	$29,797	$293,599	$16,337,416
21	248	$323,396	$29,271	$294,125	$16,043,291
21	249	$323,396	$28,744	$294,652	$15,748,639
21	250	$323,396	$28,216	$295,180	$15,453,459
21	251	$323,396	$27,687	$295,709	$15,157,750
21	252	$323,396	$27,158	$296,239	$14,861,512
22	253	$323,396	$26,627	$296,769	$14,564,743
22	254	$323,396	$26,095	$297,301	$14,267,441
22	255	$323,396	$25,562	$297,834	$13,969,608
22	256	$323,396	$25,029	$298,367	$13,671,241
22	257	$323,396	$24,494	$298,902	$13,372,339
22	258	$323,396	$23,959	$299,437	$13,072,901
22	259	$323,396	$23,422	$299,974	$12,772,927
22	260	$323,396	$22,885	$300,511	$12,472,416
22	261	$323,396	$22,346	$301,050	$12,171,366
22	262	$323,396	$21,807	$301,589	$11,869,777
22	263	$323,396	$21,267	$302,129	$11,567,648
22	264	$323,396	$20,725	$302,671	$11,264,977
23	265	$323,396	$20,183	$303,213	$10,961,764
23	266	$323,396	$19,640	$303,756	$10,658,007
23	267	$323,396	$19,096	$304,301	$10,353,707
23	268	$323,396	$18,550	$304,846	$10,048,861
23	269	$323,396	$18,004	$305,392	$9,743,469
23	270	$323,396	$17,457	$305,939	$9,437,530
23	271	$323,396	$16,909	$306,487	$9,131,043
23	272	$323,396	$16,360	$307,036	$8,824,006
23	273	$323,396	$15,810	$307,587	$8,516,420
23	274	$323,396	$15,259	$308,138	$8,208,282
23	275	$323,396	$14,707	$308,690	$7,899,592
23	276	$323,396	$14,153	$309,243	$7,590,350
24	277	$323,396	$13,599	$309,797	$7,280,553
24	278	$323,396	$13,044	$310,352	$6,970,201
24	279	$323,396	$12,488	$310,908	$6,659,293
24	280	$323,396	$11,931	$311,465	$6,347,828
24	281	$323,396	$11,373	$312,023	$6,035,805
24	282	$323,396	$10,814	$312,582	$5,723,223
24	283	$323,396	$10,254	$313,142	$5,410,081
24	284	$323,396	$9,693	$313,703	$5,096,378
24	285	$323,396	$9,131	$314,265	$4,782,113
24	286	$323,396	$8,568	$314,828	$4,467,285
24	287	$323,396	$8,004	$315,392	$4,151,892
24	288	$323,396	$7,439	$315,957	$3,835,935
25	289	$323,396	$6,873	$316,523	$3,519,411
25	290	$323,396	$6,306	$317,091	$3,202,321
25	291	$323,396	$5,737	$317,659	$2,884,662
25	292	$323,396	$5,168	$318,228	$2,566,434
25	293	$323,396	$4,598	$318,798	$2,247,636
25	294	$323,396	$4,027	$319,369	$1,928,267
25	295	$323,396	$3,455	$319,941	$1,608,326
25	296	$323,396	$2,882	$320,515	$1,287,811
25	297	$323,396	$2,307	$321,089	$966,722
25	298	$323,396	$1,732	$321,664	$645,058
25	299	$323,396	$1,156	$322,240	$322,818
25	300	$323,396	$578	$322,818	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 50,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 51,250,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.