Century 21 Centaland Property

Down Payment (HKD)

$275,200,000

Monthly Repayment (HKD)

$1,779,973

Loan Amount (HKD)

$412,800,000

Total Interest (HKD)

$121,191,772

Total Repayment (HKD)

$533,991,772

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$1,779,973	$739,600	$1,040,373	$411,759,627
1	2	$1,779,973	$737,736	$1,042,237	$410,717,391
1	3	$1,779,973	$735,869	$1,044,104	$409,673,287
1	4	$1,779,973	$733,998	$1,045,975	$408,627,312
1	5	$1,779,973	$732,124	$1,047,849	$407,579,464
1	6	$1,779,973	$730,247	$1,049,726	$406,529,738
1	7	$1,779,973	$728,366	$1,051,607	$405,478,131
1	8	$1,779,973	$726,482	$1,053,491	$404,424,640
1	9	$1,779,973	$724,594	$1,055,378	$403,369,262
1	10	$1,779,973	$722,703	$1,057,269	$402,311,992
1	11	$1,779,973	$720,809	$1,059,164	$401,252,829
1	12	$1,779,973	$718,911	$1,061,061	$400,191,767
2	13	$1,779,973	$717,010	$1,062,962	$399,128,805
2	14	$1,779,973	$715,106	$1,064,867	$398,063,938
2	15	$1,779,973	$713,198	$1,066,775	$396,997,164
2	16	$1,779,973	$711,287	$1,068,686	$395,928,478
2	17	$1,779,973	$709,372	$1,070,601	$394,857,877
2	18	$1,779,973	$707,454	$1,072,519	$393,785,358
2	19	$1,779,973	$705,532	$1,074,440	$392,710,918
2	20	$1,779,973	$703,607	$1,076,366	$391,634,552
2	21	$1,779,973	$701,679	$1,078,294	$390,556,258
2	22	$1,779,973	$699,747	$1,080,226	$389,476,032
2	23	$1,779,973	$697,811	$1,082,161	$388,393,871
2	24	$1,779,973	$695,872	$1,084,100	$387,309,771
3	25	$1,779,973	$693,930	$1,086,043	$386,223,728
3	26	$1,779,973	$691,984	$1,087,988	$385,135,740
3	27	$1,779,973	$690,035	$1,089,938	$384,045,802
3	28	$1,779,973	$688,082	$1,091,891	$382,953,911
3	29	$1,779,973	$686,126	$1,093,847	$381,860,065
3	30	$1,779,973	$684,166	$1,095,807	$380,764,258
3	31	$1,779,973	$682,203	$1,097,770	$379,666,488
3	32	$1,779,973	$680,236	$1,099,737	$378,566,751
3	33	$1,779,973	$678,265	$1,101,707	$377,465,044
3	34	$1,779,973	$676,292	$1,103,681	$376,361,363
3	35	$1,779,973	$674,314	$1,105,658	$375,255,705
3	36	$1,779,973	$672,333	$1,107,639	$374,148,065
4	37	$1,779,973	$670,349	$1,109,624	$373,038,441
4	38	$1,779,973	$668,361	$1,111,612	$371,926,829
4	39	$1,779,973	$666,369	$1,113,604	$370,813,225
4	40	$1,779,973	$664,374	$1,115,599	$369,697,627
4	41	$1,779,973	$662,375	$1,117,598	$368,580,029
4	42	$1,779,973	$660,373	$1,119,600	$367,460,429
4	43	$1,779,973	$658,367	$1,121,606	$366,338,823
4	44	$1,779,973	$656,357	$1,123,616	$365,215,207
4	45	$1,779,973	$654,344	$1,125,629	$364,089,579
4	46	$1,779,973	$652,327	$1,127,645	$362,961,933
4	47	$1,779,973	$650,307	$1,129,666	$361,832,268
4	48	$1,779,973	$648,283	$1,131,690	$360,700,578
5	49	$1,779,973	$646,255	$1,133,717	$359,566,860
5	50	$1,779,973	$644,224	$1,135,749	$358,431,112
5	51	$1,779,973	$642,189	$1,137,783	$357,293,328
5	52	$1,779,973	$640,151	$1,139,822	$356,153,506
5	53	$1,779,973	$638,108	$1,141,864	$355,011,642
5	54	$1,779,973	$636,063	$1,143,910	$353,867,732
5	55	$1,779,973	$634,013	$1,145,960	$352,721,772
5	56	$1,779,973	$631,960	$1,148,013	$351,573,760
5	57	$1,779,973	$629,903	$1,150,070	$350,423,690
5	58	$1,779,973	$627,842	$1,152,130	$349,271,560
5	59	$1,779,973	$625,778	$1,154,194	$348,117,366
5	60	$1,779,973	$623,710	$1,156,262	$346,961,103
6	61	$1,779,973	$621,639	$1,158,334	$345,802,769
6	62	$1,779,973	$619,563	$1,160,409	$344,642,360
6	63	$1,779,973	$617,484	$1,162,488	$343,479,872
6	64	$1,779,973	$615,401	$1,164,571	$342,315,301
6	65	$1,779,973	$613,315	$1,166,658	$341,148,643
6	66	$1,779,973	$611,225	$1,168,748	$339,979,895
6	67	$1,779,973	$609,131	$1,170,842	$338,809,053
6	68	$1,779,973	$607,033	$1,172,940	$337,636,114
6	69	$1,779,973	$604,931	$1,175,041	$336,461,072
6	70	$1,779,973	$602,826	$1,177,146	$335,283,926
6	71	$1,779,973	$600,717	$1,179,256	$334,104,670
6	72	$1,779,973	$598,604	$1,181,368	$332,923,302
7	73	$1,779,973	$596,488	$1,183,485	$331,739,817
7	74	$1,779,973	$594,367	$1,185,605	$330,554,212
7	75	$1,779,973	$592,243	$1,187,730	$329,366,482
7	76	$1,779,973	$590,115	$1,189,858	$328,176,624
7	77	$1,779,973	$587,983	$1,191,989	$326,984,635
7	78	$1,779,973	$585,847	$1,194,125	$325,790,510
7	79	$1,779,973	$583,708	$1,196,265	$324,594,245
7	80	$1,779,973	$581,565	$1,198,408	$323,395,837
7	81	$1,779,973	$579,418	$1,200,555	$322,195,282
7	82	$1,779,973	$577,267	$1,202,706	$320,992,576
7	83	$1,779,973	$575,112	$1,204,861	$319,787,715
7	84	$1,779,973	$572,953	$1,207,020	$318,580,696
8	85	$1,779,973	$570,790	$1,209,182	$317,371,514
8	86	$1,779,973	$568,624	$1,211,349	$316,160,165
8	87	$1,779,973	$566,454	$1,213,519	$314,946,646
8	88	$1,779,973	$564,279	$1,215,693	$313,730,953
8	89	$1,779,973	$562,101	$1,217,871	$312,513,082
8	90	$1,779,973	$559,919	$1,220,053	$311,293,028
8	91	$1,779,973	$557,733	$1,222,239	$310,070,789
8	92	$1,779,973	$555,543	$1,224,429	$308,846,360
8	93	$1,779,973	$553,350	$1,226,623	$307,619,737
8	94	$1,779,973	$551,152	$1,228,821	$306,390,917
8	95	$1,779,973	$548,950	$1,231,022	$305,159,894
8	96	$1,779,973	$546,745	$1,233,228	$303,926,667
9	97	$1,779,973	$544,535	$1,235,437	$302,691,229
9	98	$1,779,973	$542,322	$1,237,651	$301,453,579
9	99	$1,779,973	$540,104	$1,239,868	$300,213,710
9	100	$1,779,973	$537,883	$1,242,090	$298,971,621
9	101	$1,779,973	$535,657	$1,244,315	$297,727,306
9	102	$1,779,973	$533,428	$1,246,544	$296,480,761
9	103	$1,779,973	$531,195	$1,248,778	$295,231,983
9	104	$1,779,973	$528,957	$1,251,015	$293,980,968
9	105	$1,779,973	$526,716	$1,253,257	$292,727,711
9	106	$1,779,973	$524,470	$1,255,502	$291,472,209
9	107	$1,779,973	$522,221	$1,257,752	$290,214,458
9	108	$1,779,973	$519,968	$1,260,005	$288,954,453
10	109	$1,779,973	$517,710	$1,262,263	$287,692,190
10	110	$1,779,973	$515,449	$1,264,524	$286,427,666
10	111	$1,779,973	$513,183	$1,266,790	$285,160,876
10	112	$1,779,973	$510,913	$1,269,059	$283,891,817
10	113	$1,779,973	$508,640	$1,271,333	$282,620,484
10	114	$1,779,973	$506,362	$1,273,611	$281,346,873
10	115	$1,779,973	$504,080	$1,275,893	$280,070,980
10	116	$1,779,973	$501,794	$1,278,179	$278,792,802
10	117	$1,779,973	$499,504	$1,280,469	$277,512,333
10	118	$1,779,973	$497,210	$1,282,763	$276,229,570
10	119	$1,779,973	$494,911	$1,285,061	$274,944,509
10	120	$1,779,973	$492,609	$1,287,364	$273,657,145
11	121	$1,779,973	$490,302	$1,289,670	$272,367,475
11	122	$1,779,973	$487,992	$1,291,981	$271,075,494
11	123	$1,779,973	$485,677	$1,294,296	$269,781,198
11	124	$1,779,973	$483,358	$1,296,615	$268,484,584
11	125	$1,779,973	$481,035	$1,298,938	$267,185,646
11	126	$1,779,973	$478,708	$1,301,265	$265,884,381
11	127	$1,779,973	$476,376	$1,303,596	$264,580,785
11	128	$1,779,973	$474,041	$1,305,932	$263,274,853
11	129	$1,779,973	$471,701	$1,308,272	$261,966,581
11	130	$1,779,973	$469,357	$1,310,616	$260,655,965
11	131	$1,779,973	$467,009	$1,312,964	$259,343,001
11	132	$1,779,973	$464,656	$1,315,316	$258,027,685
12	133	$1,779,973	$462,300	$1,317,673	$256,710,012
12	134	$1,779,973	$459,939	$1,320,034	$255,389,978
12	135	$1,779,973	$457,574	$1,322,399	$254,067,579
12	136	$1,779,973	$455,204	$1,324,768	$252,742,811
12	137	$1,779,973	$452,831	$1,327,142	$251,415,669
12	138	$1,779,973	$450,453	$1,329,519	$250,086,150
12	139	$1,779,973	$448,071	$1,331,902	$248,754,248
12	140	$1,779,973	$445,685	$1,334,288	$247,419,960
12	141	$1,779,973	$443,294	$1,336,678	$246,083,282
12	142	$1,779,973	$440,899	$1,339,073	$244,744,209
12	143	$1,779,973	$438,500	$1,341,473	$243,402,736
12	144	$1,779,973	$436,097	$1,343,876	$242,058,860
13	145	$1,779,973	$433,689	$1,346,284	$240,712,576
13	146	$1,779,973	$431,277	$1,348,696	$239,363,880
13	147	$1,779,973	$428,860	$1,351,112	$238,012,768
13	148	$1,779,973	$426,440	$1,353,533	$236,659,235
13	149	$1,779,973	$424,014	$1,355,958	$235,303,277
13	150	$1,779,973	$421,585	$1,358,388	$233,944,889
13	151	$1,779,973	$419,151	$1,360,821	$232,584,068
13	152	$1,779,973	$416,713	$1,363,259	$231,220,809
13	153	$1,779,973	$414,271	$1,365,702	$229,855,107
13	154	$1,779,973	$411,824	$1,368,149	$228,486,958
13	155	$1,779,973	$409,372	$1,370,600	$227,116,358
13	156	$1,779,973	$406,917	$1,373,056	$225,743,302
14	157	$1,779,973	$404,457	$1,375,516	$224,367,786
14	158	$1,779,973	$401,992	$1,377,980	$222,989,806
14	159	$1,779,973	$399,523	$1,380,449	$221,609,357
14	160	$1,779,973	$397,050	$1,382,922	$220,226,434
14	161	$1,779,973	$394,572	$1,385,400	$218,841,034
14	162	$1,779,973	$392,090	$1,387,882	$217,453,152
14	163	$1,779,973	$389,604	$1,390,369	$216,062,783
14	164	$1,779,973	$387,112	$1,392,860	$214,669,923
14	165	$1,779,973	$384,617	$1,395,356	$213,274,567
14	166	$1,779,973	$382,117	$1,397,856	$211,876,711
14	167	$1,779,973	$379,612	$1,400,360	$210,476,351
14	168	$1,779,973	$377,103	$1,402,869	$209,073,482
15	169	$1,779,973	$374,590	$1,405,383	$207,668,099
15	170	$1,779,973	$372,072	$1,407,901	$206,260,199
15	171	$1,779,973	$369,550	$1,410,423	$204,849,776
15	172	$1,779,973	$367,023	$1,412,950	$203,436,826
15	173	$1,779,973	$364,491	$1,415,482	$202,021,344
15	174	$1,779,973	$361,955	$1,418,018	$200,603,326
15	175	$1,779,973	$359,414	$1,420,558	$199,182,768
15	176	$1,779,973	$356,869	$1,423,103	$197,759,665
15	177	$1,779,973	$354,319	$1,425,653	$196,334,012
15	178	$1,779,973	$351,765	$1,428,207	$194,905,804
15	179	$1,779,973	$349,206	$1,430,766	$193,475,038
15	180	$1,779,973	$346,643	$1,433,330	$192,041,708
16	181	$1,779,973	$344,075	$1,435,898	$190,605,810
16	182	$1,779,973	$341,502	$1,438,470	$189,167,340
16	183	$1,779,973	$338,925	$1,441,048	$187,726,292
16	184	$1,779,973	$336,343	$1,443,630	$186,282,662
16	185	$1,779,973	$333,756	$1,446,216	$184,836,446
16	186	$1,779,973	$331,165	$1,448,807	$183,387,639
16	187	$1,779,973	$328,570	$1,451,403	$181,936,236
16	188	$1,779,973	$325,969	$1,454,003	$180,482,232
16	189	$1,779,973	$323,364	$1,456,609	$179,025,624
16	190	$1,779,973	$320,754	$1,459,218	$177,566,405
16	191	$1,779,973	$318,140	$1,461,833	$176,104,573
16	192	$1,779,973	$315,521	$1,464,452	$174,640,121
17	193	$1,779,973	$312,897	$1,467,076	$173,173,045
17	194	$1,779,973	$310,268	$1,469,704	$171,703,341
17	195	$1,779,973	$307,635	$1,472,337	$170,231,003
17	196	$1,779,973	$304,997	$1,474,975	$168,756,028
17	197	$1,779,973	$302,355	$1,477,618	$167,278,410
17	198	$1,779,973	$299,707	$1,480,265	$165,798,145
17	199	$1,779,973	$297,055	$1,482,918	$164,315,227
17	200	$1,779,973	$294,398	$1,485,574	$162,829,653
17	201	$1,779,973	$291,736	$1,488,236	$161,341,417
17	202	$1,779,973	$289,070	$1,490,903	$159,850,514
17	203	$1,779,973	$286,399	$1,493,574	$158,356,940
17	204	$1,779,973	$283,723	$1,496,250	$156,860,691
18	205	$1,779,973	$281,042	$1,498,931	$155,361,760
18	206	$1,779,973	$278,356	$1,501,616	$153,860,144
18	207	$1,779,973	$275,666	$1,504,306	$152,355,837
18	208	$1,779,973	$272,971	$1,507,002	$150,848,836
18	209	$1,779,973	$270,271	$1,509,702	$149,339,134
18	210	$1,779,973	$267,566	$1,512,407	$147,826,727
18	211	$1,779,973	$264,856	$1,515,116	$146,311,611
18	212	$1,779,973	$262,142	$1,517,831	$144,793,780
18	213	$1,779,973	$259,422	$1,520,550	$143,273,230
18	214	$1,779,973	$256,698	$1,523,275	$141,749,955
18	215	$1,779,973	$253,969	$1,526,004	$140,223,951
18	216	$1,779,973	$251,235	$1,528,738	$138,695,213
19	217	$1,779,973	$248,496	$1,531,477	$137,163,736
19	218	$1,779,973	$245,752	$1,534,221	$135,629,515
19	219	$1,779,973	$243,003	$1,536,970	$134,092,546
19	220	$1,779,973	$240,249	$1,539,723	$132,552,822
19	221	$1,779,973	$237,490	$1,542,482	$131,010,340
19	222	$1,779,973	$234,727	$1,545,246	$129,465,094
19	223	$1,779,973	$231,958	$1,548,014	$127,917,080
19	224	$1,779,973	$229,185	$1,550,788	$126,366,292
19	225	$1,779,973	$226,406	$1,553,566	$124,812,726
19	226	$1,779,973	$223,623	$1,556,350	$123,256,376
19	227	$1,779,973	$220,834	$1,559,138	$121,697,238
19	228	$1,779,973	$218,041	$1,561,932	$120,135,306
20	229	$1,779,973	$215,242	$1,564,730	$118,570,576
20	230	$1,779,973	$212,439	$1,567,534	$117,003,043
20	231	$1,779,973	$209,630	$1,570,342	$115,432,700
20	232	$1,779,973	$206,817	$1,573,156	$113,859,545
20	233	$1,779,973	$203,998	$1,575,974	$112,283,571
20	234	$1,779,973	$201,175	$1,578,798	$110,704,773
20	235	$1,779,973	$198,346	$1,581,627	$109,123,146
20	236	$1,779,973	$195,512	$1,584,460	$107,538,686
20	237	$1,779,973	$192,673	$1,587,299	$105,951,387
20	238	$1,779,973	$189,830	$1,590,143	$104,361,244
20	239	$1,779,973	$186,981	$1,592,992	$102,768,252
20	240	$1,779,973	$184,126	$1,595,846	$101,172,406
21	241	$1,779,973	$181,267	$1,598,705	$99,573,700
21	242	$1,779,973	$178,403	$1,601,570	$97,972,131
21	243	$1,779,973	$175,533	$1,604,439	$96,367,691
21	244	$1,779,973	$172,659	$1,607,314	$94,760,378
21	245	$1,779,973	$169,779	$1,610,194	$93,150,184
21	246	$1,779,973	$166,894	$1,613,078	$91,537,106
21	247	$1,779,973	$164,004	$1,615,969	$89,921,137
21	248	$1,779,973	$161,109	$1,618,864	$88,302,273
21	249	$1,779,973	$158,208	$1,621,764	$86,680,509
21	250	$1,779,973	$155,303	$1,624,670	$85,055,839
21	251	$1,779,973	$152,392	$1,627,581	$83,428,258
21	252	$1,779,973	$149,476	$1,630,497	$81,797,761
22	253	$1,779,973	$146,554	$1,633,418	$80,164,343
22	254	$1,779,973	$143,628	$1,636,345	$78,527,998
22	255	$1,779,973	$140,696	$1,639,277	$76,888,721
22	256	$1,779,973	$137,759	$1,642,214	$75,246,508
22	257	$1,779,973	$134,817	$1,645,156	$73,601,352
22	258	$1,779,973	$131,869	$1,648,103	$71,953,248
22	259	$1,779,973	$128,916	$1,651,056	$70,302,192
22	260	$1,779,973	$125,958	$1,654,014	$68,648,178
22	261	$1,779,973	$122,995	$1,656,978	$66,991,200
22	262	$1,779,973	$120,026	$1,659,947	$65,331,253
22	263	$1,779,973	$117,052	$1,662,921	$63,668,332
22	264	$1,779,973	$114,072	$1,665,900	$62,002,432
23	265	$1,779,973	$111,088	$1,668,885	$60,333,547
23	266	$1,779,973	$108,098	$1,671,875	$58,661,672
23	267	$1,779,973	$105,102	$1,674,870	$56,986,802
23	268	$1,779,973	$102,101	$1,677,871	$55,308,931
23	269	$1,779,973	$99,095	$1,680,877	$53,628,053
23	270	$1,779,973	$96,084	$1,683,889	$51,944,164
23	271	$1,779,973	$93,067	$1,686,906	$50,257,258
23	272	$1,779,973	$90,044	$1,689,928	$48,567,330
23	273	$1,779,973	$87,016	$1,692,956	$46,874,374
23	274	$1,779,973	$83,983	$1,695,989	$45,178,385
23	275	$1,779,973	$80,945	$1,699,028	$43,479,357
23	276	$1,779,973	$77,901	$1,702,072	$41,777,285
24	277	$1,779,973	$74,851	$1,705,122	$40,072,163
24	278	$1,779,973	$71,796	$1,708,177	$38,363,986
24	279	$1,779,973	$68,735	$1,711,237	$36,652,749
24	280	$1,779,973	$65,670	$1,714,303	$34,938,446
24	281	$1,779,973	$62,598	$1,717,375	$33,221,072
24	282	$1,779,973	$59,521	$1,720,451	$31,500,620
24	283	$1,779,973	$56,439	$1,723,534	$29,777,086
24	284	$1,779,973	$53,351	$1,726,622	$28,050,464
24	285	$1,779,973	$50,257	$1,729,715	$26,320,749
24	286	$1,779,973	$47,158	$1,732,815	$24,587,934
24	287	$1,779,973	$44,053	$1,735,919	$22,852,015
24	288	$1,779,973	$40,943	$1,739,029	$21,112,986
25	289	$1,779,973	$37,827	$1,742,145	$19,370,840
25	290	$1,779,973	$34,706	$1,745,266	$17,625,574
25	291	$1,779,973	$31,579	$1,748,393	$15,877,181
25	292	$1,779,973	$28,447	$1,751,526	$14,125,655
25	293	$1,779,973	$25,308	$1,754,664	$12,370,991
25	294	$1,779,973	$22,165	$1,757,808	$10,613,183
25	295	$1,779,973	$19,015	$1,760,957	$8,852,225
25	296	$1,779,973	$15,860	$1,764,112	$7,088,113
25	297	$1,779,973	$12,700	$1,767,273	$5,320,840
25	298	$1,779,973	$9,533	$1,770,439	$3,550,401
25	299	$1,779,973	$6,361	$1,773,611	$1,776,789
25	300	$1,779,973	$3,183	$1,776,789	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 275,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 282,080,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.