Century 21 Centaland Property

Down Payment (HKD)

$6,000,000

Monthly Repayment (HKD)

$38,808

Loan Amount (HKD)

$9,000,000

Total Interest (HKD)

$2,642,262

Total Repayment (HKD)

$11,642,262

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$38,808	$16,125	$22,683	$8,977,317
1	2	$38,808	$16,084	$22,723	$8,954,594
1	3	$38,808	$16,044	$22,764	$8,931,830
1	4	$38,808	$16,003	$22,805	$8,909,026
1	5	$38,808	$15,962	$22,846	$8,886,180
1	6	$38,808	$15,921	$22,886	$8,863,294
1	7	$38,808	$15,880	$22,927	$8,840,366
1	8	$38,808	$15,839	$22,969	$8,817,398
1	9	$38,808	$15,798	$23,010	$8,794,388
1	10	$38,808	$15,757	$23,051	$8,771,337
1	11	$38,808	$15,715	$23,092	$8,748,245
1	12	$38,808	$15,674	$23,134	$8,725,111
2	13	$38,808	$15,632	$23,175	$8,701,936
2	14	$38,808	$15,591	$23,217	$8,678,720
2	15	$38,808	$15,549	$23,258	$8,655,461
2	16	$38,808	$15,508	$23,300	$8,632,162
2	17	$38,808	$15,466	$23,342	$8,608,820
2	18	$38,808	$15,424	$23,383	$8,585,437
2	19	$38,808	$15,382	$23,425	$8,562,011
2	20	$38,808	$15,340	$23,467	$8,538,544
2	21	$38,808	$15,298	$23,509	$8,515,035
2	22	$38,808	$15,256	$23,551	$8,491,483
2	23	$38,808	$15,214	$23,594	$8,467,890
2	24	$38,808	$15,172	$23,636	$8,444,254
3	25	$38,808	$15,129	$23,678	$8,420,575
3	26	$38,808	$15,087	$23,721	$8,396,855
3	27	$38,808	$15,044	$23,763	$8,373,092
3	28	$38,808	$15,002	$23,806	$8,349,286
3	29	$38,808	$14,959	$23,848	$8,325,437
3	30	$38,808	$14,916	$23,891	$8,301,546
3	31	$38,808	$14,874	$23,934	$8,277,612
3	32	$38,808	$14,831	$23,977	$8,253,636
3	33	$38,808	$14,788	$24,020	$8,229,616
3	34	$38,808	$14,745	$24,063	$8,205,553
3	35	$38,808	$14,702	$24,106	$8,181,447
3	36	$38,808	$14,658	$24,149	$8,157,298
4	37	$38,808	$14,615	$24,192	$8,133,106
4	38	$38,808	$14,572	$24,236	$8,108,870
4	39	$38,808	$14,528	$24,279	$8,084,591
4	40	$38,808	$14,485	$24,323	$8,060,268
4	41	$38,808	$14,441	$24,366	$8,035,902
4	42	$38,808	$14,398	$24,410	$8,011,492
4	43	$38,808	$14,354	$24,454	$7,987,038
4	44	$38,808	$14,310	$24,497	$7,962,541
4	45	$38,808	$14,266	$24,541	$7,938,000
4	46	$38,808	$14,222	$24,585	$7,913,414
4	47	$38,808	$14,178	$24,629	$7,888,785
4	48	$38,808	$14,134	$24,673	$7,864,111
5	49	$38,808	$14,090	$24,718	$7,839,394
5	50	$38,808	$14,046	$24,762	$7,814,632
5	51	$38,808	$14,001	$24,806	$7,789,825
5	52	$38,808	$13,957	$24,851	$7,764,975
5	53	$38,808	$13,912	$24,895	$7,740,079
5	54	$38,808	$13,868	$24,940	$7,715,140
5	55	$38,808	$13,823	$24,985	$7,690,155
5	56	$38,808	$13,778	$25,029	$7,665,126
5	57	$38,808	$13,733	$25,074	$7,640,051
5	58	$38,808	$13,688	$25,119	$7,614,932
5	59	$38,808	$13,643	$25,164	$7,589,768
5	60	$38,808	$13,598	$25,209	$7,564,559
6	61	$38,808	$13,553	$25,254	$7,539,305
6	62	$38,808	$13,508	$25,300	$7,514,005
6	63	$38,808	$13,463	$25,345	$7,488,660
6	64	$38,808	$13,417	$25,390	$7,463,270
6	65	$38,808	$13,372	$25,436	$7,437,834
6	66	$38,808	$13,326	$25,481	$7,412,352
6	67	$38,808	$13,280	$25,527	$7,386,825
6	68	$38,808	$13,235	$25,573	$7,361,252
6	69	$38,808	$13,189	$25,619	$7,335,634
6	70	$38,808	$13,143	$25,665	$7,309,969
6	71	$38,808	$13,097	$25,711	$7,284,259
6	72	$38,808	$13,051	$25,757	$7,258,502
7	73	$38,808	$13,005	$25,803	$7,232,699
7	74	$38,808	$12,959	$25,849	$7,206,851
7	75	$38,808	$12,912	$25,895	$7,180,955
7	76	$38,808	$12,866	$25,942	$7,155,014
7	77	$38,808	$12,819	$25,988	$7,129,025
7	78	$38,808	$12,773	$26,035	$7,102,991
7	79	$38,808	$12,726	$26,081	$7,076,909
7	80	$38,808	$12,679	$26,128	$7,050,781
7	81	$38,808	$12,633	$26,175	$7,024,606
7	82	$38,808	$12,586	$26,222	$6,998,385
7	83	$38,808	$12,539	$26,269	$6,972,116
7	84	$38,808	$12,492	$26,316	$6,945,800
8	85	$38,808	$12,445	$26,363	$6,919,437
8	86	$38,808	$12,397	$26,410	$6,893,027
8	87	$38,808	$12,350	$26,458	$6,866,569
8	88	$38,808	$12,303	$26,505	$6,840,064
8	89	$38,808	$12,255	$26,552	$6,813,512
8	90	$38,808	$12,208	$26,600	$6,786,912
8	91	$38,808	$12,160	$26,648	$6,760,264
8	92	$38,808	$12,112	$26,695	$6,733,569
8	93	$38,808	$12,064	$26,743	$6,706,826
8	94	$38,808	$12,016	$26,791	$6,680,035
8	95	$38,808	$11,968	$26,839	$6,653,195
8	96	$38,808	$11,920	$26,887	$6,626,308
9	97	$38,808	$11,872	$26,935	$6,599,373
9	98	$38,808	$11,824	$26,984	$6,572,389
9	99	$38,808	$11,776	$27,032	$6,545,357
9	100	$38,808	$11,727	$27,080	$6,518,277
9	101	$38,808	$11,679	$27,129	$6,491,148
9	102	$38,808	$11,630	$27,178	$6,463,970
9	103	$38,808	$11,581	$27,226	$6,436,744
9	104	$38,808	$11,532	$27,275	$6,409,469
9	105	$38,808	$11,484	$27,324	$6,382,145
9	106	$38,808	$11,435	$27,373	$6,354,772
9	107	$38,808	$11,386	$27,422	$6,327,350
9	108	$38,808	$11,337	$27,471	$6,299,879
10	109	$38,808	$11,287	$27,520	$6,272,359
10	110	$38,808	$11,238	$27,570	$6,244,789
10	111	$38,808	$11,189	$27,619	$6,217,170
10	112	$38,808	$11,139	$27,668	$6,189,502
10	113	$38,808	$11,090	$27,718	$6,161,784
10	114	$38,808	$11,040	$27,768	$6,134,016
10	115	$38,808	$10,990	$27,817	$6,106,199
10	116	$38,808	$10,940	$27,867	$6,078,331
10	117	$38,808	$10,890	$27,917	$6,050,414
10	118	$38,808	$10,840	$27,967	$6,022,447
10	119	$38,808	$10,790	$28,017	$5,994,430
10	120	$38,808	$10,740	$28,068	$5,966,362
11	121	$38,808	$10,690	$28,118	$5,938,244
11	122	$38,808	$10,639	$28,168	$5,910,076
11	123	$38,808	$10,589	$28,219	$5,881,858
11	124	$38,808	$10,538	$28,269	$5,853,588
11	125	$38,808	$10,488	$28,320	$5,825,268
11	126	$38,808	$10,437	$28,371	$5,796,898
11	127	$38,808	$10,386	$28,421	$5,768,476
11	128	$38,808	$10,335	$28,472	$5,740,004
11	129	$38,808	$10,284	$28,523	$5,711,481
11	130	$38,808	$10,233	$28,574	$5,682,906
11	131	$38,808	$10,182	$28,626	$5,654,281
11	132	$38,808	$10,131	$28,677	$5,625,604
12	133	$38,808	$10,079	$28,728	$5,596,875
12	134	$38,808	$10,028	$28,780	$5,568,095
12	135	$38,808	$9,976	$28,831	$5,539,264
12	136	$38,808	$9,925	$28,883	$5,510,381
12	137	$38,808	$9,873	$28,935	$5,481,446
12	138	$38,808	$9,821	$28,987	$5,452,460
12	139	$38,808	$9,769	$29,039	$5,423,421
12	140	$38,808	$9,717	$29,091	$5,394,331
12	141	$38,808	$9,665	$29,143	$5,365,188
12	142	$38,808	$9,613	$29,195	$5,335,993
12	143	$38,808	$9,560	$29,247	$5,306,746
12	144	$38,808	$9,508	$29,300	$5,277,446
13	145	$38,808	$9,455	$29,352	$5,248,094
13	146	$38,808	$9,403	$29,405	$5,218,689
13	147	$38,808	$9,350	$29,457	$5,189,232
13	148	$38,808	$9,297	$29,510	$5,159,722
13	149	$38,808	$9,245	$29,563	$5,130,159
13	150	$38,808	$9,192	$29,616	$5,100,543
13	151	$38,808	$9,138	$29,669	$5,070,874
13	152	$38,808	$9,085	$29,722	$5,041,151
13	153	$38,808	$9,032	$29,775	$5,011,376
13	154	$38,808	$8,979	$29,829	$4,981,547
13	155	$38,808	$8,925	$29,882	$4,951,665
13	156	$38,808	$8,872	$29,936	$4,921,729
14	157	$38,808	$8,818	$29,989	$4,891,740
14	158	$38,808	$8,764	$30,043	$4,861,696
14	159	$38,808	$8,711	$30,097	$4,831,599
14	160	$38,808	$8,657	$30,151	$4,801,448
14	161	$38,808	$8,603	$30,205	$4,771,243
14	162	$38,808	$8,548	$30,259	$4,740,984
14	163	$38,808	$8,494	$30,313	$4,710,671
14	164	$38,808	$8,440	$30,368	$4,680,304
14	165	$38,808	$8,386	$30,422	$4,649,882
14	166	$38,808	$8,331	$30,477	$4,619,405
14	167	$38,808	$8,276	$30,531	$4,588,874
14	168	$38,808	$8,222	$30,586	$4,558,288
15	169	$38,808	$8,167	$30,641	$4,527,648
15	170	$38,808	$8,112	$30,696	$4,496,952
15	171	$38,808	$8,057	$30,751	$4,466,202
15	172	$38,808	$8,002	$30,806	$4,435,396
15	173	$38,808	$7,947	$30,861	$4,404,535
15	174	$38,808	$7,891	$30,916	$4,373,619
15	175	$38,808	$7,836	$30,971	$4,342,648
15	176	$38,808	$7,781	$31,027	$4,311,621
15	177	$38,808	$7,725	$31,083	$4,280,538
15	178	$38,808	$7,669	$31,138	$4,249,400
15	179	$38,808	$7,614	$31,194	$4,218,206
15	180	$38,808	$7,558	$31,250	$4,186,956
16	181	$38,808	$7,502	$31,306	$4,155,650
16	182	$38,808	$7,446	$31,362	$4,124,288
16	183	$38,808	$7,389	$31,418	$4,092,870
16	184	$38,808	$7,333	$31,474	$4,061,395
16	185	$38,808	$7,277	$31,531	$4,029,864
16	186	$38,808	$7,220	$31,587	$3,998,277
16	187	$38,808	$7,164	$31,644	$3,966,633
16	188	$38,808	$7,107	$31,701	$3,934,932
16	189	$38,808	$7,050	$31,757	$3,903,175
16	190	$38,808	$6,993	$31,814	$3,871,361
16	191	$38,808	$6,936	$31,871	$3,839,489
16	192	$38,808	$6,879	$31,928	$3,807,561
17	193	$38,808	$6,822	$31,986	$3,775,575
17	194	$38,808	$6,765	$32,043	$3,743,532
17	195	$38,808	$6,707	$32,100	$3,711,432
17	196	$38,808	$6,650	$32,158	$3,679,274
17	197	$38,808	$6,592	$32,216	$3,647,058
17	198	$38,808	$6,534	$32,273	$3,614,785
17	199	$38,808	$6,476	$32,331	$3,582,454
17	200	$38,808	$6,419	$32,389	$3,550,065
17	201	$38,808	$6,361	$32,447	$3,517,618
17	202	$38,808	$6,302	$32,505	$3,485,113
17	203	$38,808	$6,244	$32,563	$3,452,550
17	204	$38,808	$6,186	$32,622	$3,419,928
18	205	$38,808	$6,127	$32,680	$3,387,248
18	206	$38,808	$6,069	$32,739	$3,354,509
18	207	$38,808	$6,010	$32,797	$3,321,712
18	208	$38,808	$5,951	$32,856	$3,288,855
18	209	$38,808	$5,893	$32,915	$3,255,940
18	210	$38,808	$5,834	$32,974	$3,222,966
18	211	$38,808	$5,774	$33,033	$3,189,933
18	212	$38,808	$5,715	$33,092	$3,156,841
18	213	$38,808	$5,656	$33,152	$3,123,690
18	214	$38,808	$5,597	$33,211	$3,090,479
18	215	$38,808	$5,537	$33,270	$3,057,208
18	216	$38,808	$5,477	$33,330	$3,023,878
19	217	$38,808	$5,418	$33,390	$2,990,488
19	218	$38,808	$5,358	$33,450	$2,957,039
19	219	$38,808	$5,298	$33,510	$2,923,529
19	220	$38,808	$5,238	$33,570	$2,889,960
19	221	$38,808	$5,178	$33,630	$2,856,330
19	222	$38,808	$5,118	$33,690	$2,822,640
19	223	$38,808	$5,057	$33,750	$2,788,890
19	224	$38,808	$4,997	$33,811	$2,755,079
19	225	$38,808	$4,936	$33,871	$2,721,208
19	226	$38,808	$4,875	$33,932	$2,687,276
19	227	$38,808	$4,815	$33,993	$2,653,283
19	228	$38,808	$4,754	$34,054	$2,619,229
20	229	$38,808	$4,693	$34,115	$2,585,114
20	230	$38,808	$4,632	$34,176	$2,550,938
20	231	$38,808	$4,570	$34,237	$2,516,701
20	232	$38,808	$4,509	$34,298	$2,482,403
20	233	$38,808	$4,448	$34,360	$2,448,043
20	234	$38,808	$4,386	$34,421	$2,413,621
20	235	$38,808	$4,324	$34,483	$2,379,138
20	236	$38,808	$4,263	$34,545	$2,344,593
20	237	$38,808	$4,201	$34,607	$2,309,987
20	238	$38,808	$4,139	$34,669	$2,275,318
20	239	$38,808	$4,077	$34,731	$2,240,587
20	240	$38,808	$4,014	$34,793	$2,205,794
21	241	$38,808	$3,952	$34,855	$2,170,938
21	242	$38,808	$3,890	$34,918	$2,136,020
21	243	$38,808	$3,827	$34,981	$2,101,040
21	244	$38,808	$3,764	$35,043	$2,065,997
21	245	$38,808	$3,702	$35,106	$2,030,891
21	246	$38,808	$3,639	$35,169	$1,995,722
21	247	$38,808	$3,576	$35,232	$1,960,490
21	248	$38,808	$3,513	$35,295	$1,925,195
21	249	$38,808	$3,449	$35,358	$1,889,837
21	250	$38,808	$3,386	$35,422	$1,854,415
21	251	$38,808	$3,322	$35,485	$1,818,930
21	252	$38,808	$3,259	$35,549	$1,783,381
22	253	$38,808	$3,195	$35,612	$1,747,769
22	254	$38,808	$3,131	$35,676	$1,712,093
22	255	$38,808	$3,067	$35,740	$1,676,353
22	256	$38,808	$3,003	$35,804	$1,640,549
22	257	$38,808	$2,939	$35,868	$1,604,681
22	258	$38,808	$2,875	$35,932	$1,568,748
22	259	$38,808	$2,811	$35,997	$1,532,751
22	260	$38,808	$2,746	$36,061	$1,496,690
22	261	$38,808	$2,682	$36,126	$1,460,564
22	262	$38,808	$2,617	$36,191	$1,424,373
22	263	$38,808	$2,552	$36,256	$1,388,118
22	264	$38,808	$2,487	$36,320	$1,351,797
23	265	$38,808	$2,422	$36,386	$1,315,412
23	266	$38,808	$2,357	$36,451	$1,278,961
23	267	$38,808	$2,291	$36,516	$1,242,445
23	268	$38,808	$2,226	$36,581	$1,205,863
23	269	$38,808	$2,161	$36,647	$1,169,216
23	270	$38,808	$2,095	$36,713	$1,132,504
23	271	$38,808	$2,029	$36,778	$1,095,725
23	272	$38,808	$1,963	$36,844	$1,058,881
23	273	$38,808	$1,897	$36,910	$1,021,970
23	274	$38,808	$1,831	$36,977	$984,994
23	275	$38,808	$1,765	$37,043	$947,951
23	276	$38,808	$1,698	$37,109	$910,842
24	277	$38,808	$1,632	$37,176	$873,666
24	278	$38,808	$1,565	$37,242	$836,424
24	279	$38,808	$1,499	$37,309	$799,115
24	280	$38,808	$1,432	$37,376	$761,739
24	281	$38,808	$1,365	$37,443	$724,297
24	282	$38,808	$1,298	$37,510	$686,787
24	283	$38,808	$1,230	$37,577	$649,210
24	284	$38,808	$1,163	$37,644	$611,565
24	285	$38,808	$1,096	$37,712	$573,854
24	286	$38,808	$1,028	$37,779	$536,074
24	287	$38,808	$960	$37,847	$498,227
24	288	$38,808	$893	$37,915	$460,312
25	289	$38,808	$825	$37,983	$422,329
25	290	$38,808	$757	$38,051	$384,279
25	291	$38,808	$688	$38,119	$346,159
25	292	$38,808	$620	$38,187	$307,972
25	293	$38,808	$552	$38,256	$269,716
25	294	$38,808	$483	$38,324	$231,392
25	295	$38,808	$415	$38,393	$192,999
25	296	$38,808	$346	$38,462	$154,537
25	297	$38,808	$277	$38,531	$116,007
25	298	$38,808	$208	$38,600	$77,407
25	299	$38,808	$139	$38,669	$38,738
25	300	$38,808	$69	$38,738	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 6,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,150,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.