Century 21 Centaland Property

Down Payment (HKD)

$26,572,000

Monthly Repayment (HKD)

$171,866

Loan Amount (HKD)

$39,858,000

Total Interest (HKD)

$11,701,700

Total Repayment (HKD)

$51,559,700

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$171,866	$71,412	$100,453	$39,757,547
1	2	$171,866	$71,232	$100,633	$39,656,913
1	3	$171,866	$71,052	$100,814	$39,556,099
1	4	$171,866	$70,871	$100,994	$39,455,105
1	5	$171,866	$70,690	$101,175	$39,353,930
1	6	$171,866	$70,509	$101,357	$39,252,573
1	7	$171,866	$70,328	$101,538	$39,151,035
1	8	$171,866	$70,146	$101,720	$39,049,315
1	9	$171,866	$69,963	$101,902	$38,947,413
1	10	$171,866	$69,781	$102,085	$38,845,328
1	11	$171,866	$69,598	$102,268	$38,743,060
1	12	$171,866	$69,415	$102,451	$38,640,609
2	13	$171,866	$69,231	$102,635	$38,537,975
2	14	$171,866	$69,047	$102,818	$38,435,156
2	15	$171,866	$68,863	$103,003	$38,332,153
2	16	$171,866	$68,678	$103,187	$38,228,966
2	17	$171,866	$68,494	$103,372	$38,125,594
2	18	$171,866	$68,308	$103,557	$38,022,037
2	19	$171,866	$68,123	$103,743	$37,918,294
2	20	$171,866	$67,937	$103,929	$37,814,365
2	21	$171,866	$67,751	$104,115	$37,710,250
2	22	$171,866	$67,564	$104,301	$37,605,949
2	23	$171,866	$67,377	$104,488	$37,501,461
2	24	$171,866	$67,190	$104,676	$37,396,785
3	25	$171,866	$67,003	$104,863	$37,291,922
3	26	$171,866	$66,815	$105,051	$37,186,871
3	27	$171,866	$66,626	$105,239	$37,081,632
3	28	$171,866	$66,438	$105,428	$36,976,204
3	29	$171,866	$66,249	$105,617	$36,870,587
3	30	$171,866	$66,060	$105,806	$36,764,781
3	31	$171,866	$65,870	$105,995	$36,658,786
3	32	$171,866	$65,680	$106,185	$36,552,601
3	33	$171,866	$65,490	$106,376	$36,446,225
3	34	$171,866	$65,299	$106,566	$36,339,659
3	35	$171,866	$65,109	$106,757	$36,232,902
3	36	$171,866	$64,917	$106,948	$36,125,953
4	37	$171,866	$64,726	$107,140	$36,018,813
4	38	$171,866	$64,534	$107,332	$35,911,481
4	39	$171,866	$64,341	$107,524	$35,803,957
4	40	$171,866	$64,149	$107,717	$35,696,240
4	41	$171,866	$63,956	$107,910	$35,588,330
4	42	$171,866	$63,762	$108,103	$35,480,227
4	43	$171,866	$63,569	$108,297	$35,371,930
4	44	$171,866	$63,375	$108,491	$35,263,439
4	45	$171,866	$63,180	$108,685	$35,154,754
4	46	$171,866	$62,986	$108,880	$35,045,874
4	47	$171,866	$62,791	$109,075	$34,936,799
4	48	$171,866	$62,595	$109,271	$34,827,528
5	49	$171,866	$62,399	$109,466	$34,718,062
5	50	$171,866	$62,203	$109,662	$34,608,399
5	51	$171,866	$62,007	$109,859	$34,498,540
5	52	$171,866	$61,810	$110,056	$34,388,485
5	53	$171,866	$61,613	$110,253	$34,278,232
5	54	$171,866	$61,415	$110,451	$34,167,781
5	55	$171,866	$61,217	$110,648	$34,057,133
5	56	$171,866	$61,019	$110,847	$33,946,286
5	57	$171,866	$60,820	$111,045	$33,835,241
5	58	$171,866	$60,621	$111,244	$33,723,997
5	59	$171,866	$60,422	$111,444	$33,612,553
5	60	$171,866	$60,222	$111,643	$33,500,910
6	61	$171,866	$60,022	$111,843	$33,389,067
6	62	$171,866	$59,822	$112,044	$33,277,023
6	63	$171,866	$59,621	$112,244	$33,164,779
6	64	$171,866	$59,420	$112,445	$33,052,333
6	65	$171,866	$59,219	$112,647	$32,939,687
6	66	$171,866	$59,017	$112,849	$32,826,838
6	67	$171,866	$58,815	$113,051	$32,713,787
6	68	$171,866	$58,612	$113,253	$32,600,533
6	69	$171,866	$58,409	$113,456	$32,487,077
6	70	$171,866	$58,206	$113,660	$32,373,417
6	71	$171,866	$58,002	$113,863	$32,259,554
6	72	$171,866	$57,798	$114,067	$32,145,487
7	73	$171,866	$57,594	$114,272	$32,031,215
7	74	$171,866	$57,389	$114,476	$31,916,739
7	75	$171,866	$57,184	$114,682	$31,802,057
7	76	$171,866	$56,979	$114,887	$31,687,170
7	77	$171,866	$56,773	$115,093	$31,572,077
7	78	$171,866	$56,567	$115,299	$31,456,778
7	79	$171,866	$56,360	$115,506	$31,341,273
7	80	$171,866	$56,153	$115,713	$31,225,560
7	81	$171,866	$55,946	$115,920	$31,109,640
7	82	$171,866	$55,738	$116,128	$30,993,513
7	83	$171,866	$55,530	$116,336	$30,877,177
7	84	$171,866	$55,322	$116,544	$30,760,633
8	85	$171,866	$55,113	$116,753	$30,643,880
8	86	$171,866	$54,904	$116,962	$30,526,918
8	87	$171,866	$54,694	$117,172	$30,409,747
8	88	$171,866	$54,484	$117,382	$30,292,365
8	89	$171,866	$54,274	$117,592	$30,174,773
8	90	$171,866	$54,063	$117,803	$30,056,971
8	91	$171,866	$53,852	$118,014	$29,938,957
8	92	$171,866	$53,641	$118,225	$29,820,732
8	93	$171,866	$53,429	$118,437	$29,702,295
8	94	$171,866	$53,217	$118,649	$29,583,646
8	95	$171,866	$53,004	$118,862	$29,464,785
8	96	$171,866	$52,791	$119,075	$29,345,710
9	97	$171,866	$52,578	$119,288	$29,226,422
9	98	$171,866	$52,364	$119,502	$29,106,920
9	99	$171,866	$52,150	$119,716	$28,987,205
9	100	$171,866	$51,935	$119,930	$28,867,274
9	101	$171,866	$51,721	$120,145	$28,747,129
9	102	$171,866	$51,505	$120,360	$28,626,769
9	103	$171,866	$51,290	$120,576	$28,506,193
9	104	$171,866	$51,074	$120,792	$28,385,401
9	105	$171,866	$50,857	$121,008	$28,264,392
9	106	$171,866	$50,640	$121,225	$28,143,167
9	107	$171,866	$50,423	$121,442	$28,021,724
9	108	$171,866	$50,206	$121,660	$27,900,064
10	109	$171,866	$49,988	$121,878	$27,778,186
10	110	$171,866	$49,769	$122,096	$27,656,090
10	111	$171,866	$49,550	$122,315	$27,533,775
10	112	$171,866	$49,331	$122,534	$27,411,240
10	113	$171,866	$49,112	$122,754	$27,288,487
10	114	$171,866	$48,892	$122,974	$27,165,513
10	115	$171,866	$48,672	$123,194	$27,042,319
10	116	$171,866	$48,451	$123,415	$26,918,904
10	117	$171,866	$48,230	$123,636	$26,795,268
10	118	$171,866	$48,008	$123,857	$26,671,410
10	119	$171,866	$47,786	$124,079	$26,547,331
10	120	$171,866	$47,564	$124,302	$26,423,029
11	121	$171,866	$47,341	$124,524	$26,298,505
11	122	$171,866	$47,118	$124,748	$26,173,757
11	123	$171,866	$46,895	$124,971	$26,048,786
11	124	$171,866	$46,671	$125,195	$25,923,591
11	125	$171,866	$46,446	$125,419	$25,798,172
11	126	$171,866	$46,222	$125,644	$25,672,528
11	127	$171,866	$45,997	$125,869	$25,546,659
11	128	$171,866	$45,771	$126,095	$25,420,565
11	129	$171,866	$45,545	$126,320	$25,294,244
11	130	$171,866	$45,319	$126,547	$25,167,697
11	131	$171,866	$45,092	$126,774	$25,040,924
11	132	$171,866	$44,865	$127,001	$24,913,923
12	133	$171,866	$44,637	$127,228	$24,786,695
12	134	$171,866	$44,409	$127,456	$24,659,239
12	135	$171,866	$44,181	$127,685	$24,531,554
12	136	$171,866	$43,952	$127,913	$24,403,641
12	137	$171,866	$43,723	$128,142	$24,275,498
12	138	$171,866	$43,494	$128,372	$24,147,126
12	139	$171,866	$43,264	$128,602	$24,018,524
12	140	$171,866	$43,033	$128,832	$23,889,692
12	141	$171,866	$42,802	$129,063	$23,760,629
12	142	$171,866	$42,571	$129,295	$23,631,334
12	143	$171,866	$42,339	$129,526	$23,501,808
12	144	$171,866	$42,107	$129,758	$23,372,050
13	145	$171,866	$41,875	$129,991	$23,242,059
13	146	$171,866	$41,642	$130,224	$23,111,835
13	147	$171,866	$41,409	$130,457	$22,981,378
13	148	$171,866	$41,175	$130,691	$22,850,687
13	149	$171,866	$40,941	$130,925	$22,719,763
13	150	$171,866	$40,706	$131,159	$22,588,603
13	151	$171,866	$40,471	$131,394	$22,457,209
13	152	$171,866	$40,236	$131,630	$22,325,579
13	153	$171,866	$40,000	$131,866	$22,193,713
13	154	$171,866	$39,764	$132,102	$22,061,611
13	155	$171,866	$39,527	$132,339	$21,929,273
13	156	$171,866	$39,290	$132,576	$21,796,697
14	157	$171,866	$39,052	$132,813	$21,663,884
14	158	$171,866	$38,814	$133,051	$21,530,833
14	159	$171,866	$38,576	$133,290	$21,397,543
14	160	$171,866	$38,337	$133,528	$21,264,015
14	161	$171,866	$38,098	$133,768	$21,130,247
14	162	$171,866	$37,858	$134,007	$20,996,240
14	163	$171,866	$37,618	$134,247	$20,861,992
14	164	$171,866	$37,378	$134,488	$20,727,504
14	165	$171,866	$37,137	$134,729	$20,592,775
14	166	$171,866	$36,895	$134,970	$20,457,805
14	167	$171,866	$36,654	$135,212	$20,322,593
14	168	$171,866	$36,411	$135,454	$20,187,139
15	169	$171,866	$36,169	$135,697	$20,051,442
15	170	$171,866	$35,925	$135,940	$19,915,501
15	171	$171,866	$35,682	$136,184	$19,779,318
15	172	$171,866	$35,438	$136,428	$19,642,890
15	173	$171,866	$35,194	$136,672	$19,506,218
15	174	$171,866	$34,949	$136,917	$19,369,301
15	175	$171,866	$34,703	$137,162	$19,232,139
15	176	$171,866	$34,458	$137,408	$19,094,730
15	177	$171,866	$34,211	$137,654	$18,957,076
15	178	$171,866	$33,965	$137,901	$18,819,175
15	179	$171,866	$33,718	$138,148	$18,681,027
15	180	$171,866	$33,470	$138,395	$18,542,632
16	181	$171,866	$33,222	$138,643	$18,403,988
16	182	$171,866	$32,974	$138,892	$18,265,096
16	183	$171,866	$32,725	$139,141	$18,125,956
16	184	$171,866	$32,476	$139,390	$17,986,566
16	185	$171,866	$32,226	$139,640	$17,846,926
16	186	$171,866	$31,976	$139,890	$17,707,036
16	187	$171,866	$31,725	$140,141	$17,566,896
16	188	$171,866	$31,474	$140,392	$17,426,504
16	189	$171,866	$31,222	$140,643	$17,285,861
16	190	$171,866	$30,971	$140,895	$17,144,966
16	191	$171,866	$30,718	$141,148	$17,003,818
16	192	$171,866	$30,465	$141,400	$16,862,417
17	193	$171,866	$30,212	$141,654	$16,720,764
17	194	$171,866	$29,958	$141,908	$16,578,856
17	195	$171,866	$29,704	$142,162	$16,436,694
17	196	$171,866	$29,449	$142,417	$16,294,278
17	197	$171,866	$29,194	$142,672	$16,151,606
17	198	$171,866	$28,938	$142,927	$16,008,678
17	199	$171,866	$28,682	$143,183	$15,865,495
17	200	$171,866	$28,426	$143,440	$15,722,055
17	201	$171,866	$28,169	$143,697	$15,578,358
17	202	$171,866	$27,911	$143,954	$15,434,404
17	203	$171,866	$27,653	$144,212	$15,290,191
17	204	$171,866	$27,395	$144,471	$15,145,720
18	205	$171,866	$27,136	$144,730	$15,000,991
18	206	$171,866	$26,877	$144,989	$14,856,002
18	207	$171,866	$26,617	$145,249	$14,710,753
18	208	$171,866	$26,357	$145,509	$14,565,244
18	209	$171,866	$26,096	$145,770	$14,419,475
18	210	$171,866	$25,835	$146,031	$14,273,444
18	211	$171,866	$25,573	$146,292	$14,127,152
18	212	$171,866	$25,311	$146,555	$13,980,597
18	213	$171,866	$25,049	$146,817	$13,833,780
18	214	$171,866	$24,786	$147,080	$13,686,700
18	215	$171,866	$24,522	$147,344	$13,539,356
18	216	$171,866	$24,258	$147,608	$13,391,749
19	217	$171,866	$23,994	$147,872	$13,243,876
19	218	$171,866	$23,729	$148,137	$13,095,739
19	219	$171,866	$23,463	$148,402	$12,947,337
19	220	$171,866	$23,197	$148,668	$12,798,669
19	221	$171,866	$22,931	$148,935	$12,649,734
19	222	$171,866	$22,664	$149,202	$12,500,532
19	223	$171,866	$22,397	$149,469	$12,351,063
19	224	$171,866	$22,129	$149,737	$12,201,327
19	225	$171,866	$21,861	$150,005	$12,051,322
19	226	$171,866	$21,592	$150,274	$11,901,048
19	227	$171,866	$21,323	$150,543	$11,750,505
19	228	$171,866	$21,053	$150,813	$11,599,692
20	229	$171,866	$20,783	$151,083	$11,448,610
20	230	$171,866	$20,512	$151,354	$11,297,256
20	231	$171,866	$20,241	$151,625	$11,145,631
20	232	$171,866	$19,969	$151,896	$10,993,735
20	233	$171,866	$19,697	$152,169	$10,841,566
20	234	$171,866	$19,424	$152,441	$10,689,125
20	235	$171,866	$19,151	$152,714	$10,536,411
20	236	$171,866	$18,878	$152,988	$10,383,423
20	237	$171,866	$18,604	$153,262	$10,230,161
20	238	$171,866	$18,329	$153,537	$10,076,624
20	239	$171,866	$18,054	$153,812	$9,922,812
20	240	$171,866	$17,778	$154,087	$9,768,725
21	241	$171,866	$17,502	$154,363	$9,614,362
21	242	$171,866	$17,226	$154,640	$9,459,722
21	243	$171,866	$16,949	$154,917	$9,304,805
21	244	$171,866	$16,671	$155,195	$9,149,610
21	245	$171,866	$16,393	$155,473	$8,994,138
21	246	$171,866	$16,114	$155,751	$8,838,387
21	247	$171,866	$15,835	$156,030	$8,682,356
21	248	$171,866	$15,556	$156,310	$8,526,047
21	249	$171,866	$15,276	$156,590	$8,369,457
21	250	$171,866	$14,995	$156,870	$8,212,586
21	251	$171,866	$14,714	$157,151	$8,055,435
21	252	$171,866	$14,433	$157,433	$7,898,002
22	253	$171,866	$14,151	$157,715	$7,740,287
22	254	$171,866	$13,868	$157,998	$7,582,289
22	255	$171,866	$13,585	$158,281	$7,424,008
22	256	$171,866	$13,301	$158,564	$7,265,444
22	257	$171,866	$13,017	$158,848	$7,106,596
22	258	$171,866	$12,733	$159,133	$6,947,463
22	259	$171,866	$12,448	$159,418	$6,788,045
22	260	$171,866	$12,162	$159,704	$6,628,341
22	261	$171,866	$11,876	$159,990	$6,468,351
22	262	$171,866	$11,589	$160,277	$6,308,074
22	263	$171,866	$11,302	$160,564	$6,147,511
22	264	$171,866	$11,014	$160,851	$5,986,659
23	265	$171,866	$10,726	$161,140	$5,825,520
23	266	$171,866	$10,437	$161,428	$5,664,091
23	267	$171,866	$10,148	$161,718	$5,502,374
23	268	$171,866	$9,858	$162,007	$5,340,367
23	269	$171,866	$9,568	$162,298	$5,178,069
23	270	$171,866	$9,277	$162,588	$5,015,481
23	271	$171,866	$8,986	$162,880	$4,852,601
23	272	$171,866	$8,694	$163,171	$4,689,430
23	273	$171,866	$8,402	$163,464	$4,525,966
23	274	$171,866	$8,109	$163,757	$4,362,209
23	275	$171,866	$7,816	$164,050	$4,198,159
23	276	$171,866	$7,522	$164,344	$4,033,815
24	277	$171,866	$7,227	$164,638	$3,869,177
24	278	$171,866	$6,932	$164,933	$3,704,244
24	279	$171,866	$6,637	$165,229	$3,539,015
24	280	$171,866	$6,341	$165,525	$3,373,490
24	281	$171,866	$6,044	$165,821	$3,207,668
24	282	$171,866	$5,747	$166,119	$3,041,550
24	283	$171,866	$5,449	$166,416	$2,875,133
24	284	$171,866	$5,151	$166,714	$2,708,419
24	285	$171,866	$4,853	$167,013	$2,541,406
24	286	$171,866	$4,553	$167,312	$2,374,094
24	287	$171,866	$4,254	$167,612	$2,206,482
24	288	$171,866	$3,953	$167,912	$2,038,569
25	289	$171,866	$3,652	$168,213	$1,870,356
25	290	$171,866	$3,351	$168,515	$1,701,841
25	291	$171,866	$3,049	$168,817	$1,533,025
25	292	$171,866	$2,747	$169,119	$1,363,906
25	293	$171,866	$2,444	$169,422	$1,194,484
25	294	$171,866	$2,140	$169,726	$1,024,758
25	295	$171,866	$1,836	$170,030	$854,729
25	296	$171,866	$1,531	$170,334	$684,394
25	297	$171,866	$1,226	$170,639	$513,755
25	298	$171,866	$920	$170,945	$342,810
25	299	$171,866	$614	$171,251	$171,558
25	300	$171,866	$307	$171,558	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 26,572,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 27,236,300

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.