MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.

(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.

BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option



Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 11,552,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 11,840,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$11,552,000
 
Monthly Repayment (HKD)
$74,717
Loan Amount (HKD)
$17,328,000
+
Total Interest (HKD)
$5,087,236
=
Total Repayment (HKD)
$22,415,236
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $74,717 $31,046 $43,671 $17,284,329
1 2 $74,717 $30,968 $43,750 $17,240,579
1 3 $74,717 $30,889 $43,828 $17,196,751
1 4 $74,717 $30,811 $43,907 $17,152,844
1 5 $74,717 $30,732 $43,985 $17,108,859
1 6 $74,717 $30,653 $44,064 $17,064,795
1 7 $74,717 $30,574 $44,143 $17,020,652
1 8 $74,717 $30,495 $44,222 $16,976,430
1 9 $74,717 $30,416 $44,301 $16,932,128
1 10 $74,717 $30,337 $44,381 $16,887,748
1 11 $74,717 $30,257 $44,460 $16,843,287
1 12 $74,717 $30,178 $44,540 $16,798,747
2 13 $74,717 $30,098 $44,620 $16,754,128
2 14 $74,717 $30,018 $44,700 $16,709,428
2 15 $74,717 $29,938 $44,780 $16,664,648
2 16 $74,717 $29,857 $44,860 $16,619,788
2 17 $74,717 $29,777 $44,940 $16,574,848
2 18 $74,717 $29,697 $45,021 $16,529,827
2 19 $74,717 $29,616 $45,102 $16,484,726
2 20 $74,717 $29,535 $45,182 $16,439,543
2 21 $74,717 $29,454 $45,263 $16,394,280
2 22 $74,717 $29,373 $45,344 $16,348,936
2 23 $74,717 $29,292 $45,426 $16,303,510
2 24 $74,717 $29,210 $45,507 $16,258,003
3 25 $74,717 $29,129 $45,589 $16,212,415
3 26 $74,717 $29,047 $45,670 $16,166,744
3 27 $74,717 $28,965 $45,752 $16,120,992
3 28 $74,717 $28,883 $45,834 $16,075,158
3 29 $74,717 $28,801 $45,916 $16,029,242
3 30 $74,717 $28,719 $45,998 $15,983,244
3 31 $74,717 $28,637 $46,081 $15,937,163
3 32 $74,717 $28,554 $46,163 $15,891,000
3 33 $74,717 $28,471 $46,246 $15,844,754
3 34 $74,717 $28,389 $46,329 $15,798,425
3 35 $74,717 $28,306 $46,412 $15,752,013
3 36 $74,717 $28,222 $46,495 $15,705,518
4 37 $74,717 $28,139 $46,578 $15,658,939
4 38 $74,717 $28,056 $46,662 $15,612,277
4 39 $74,717 $27,972 $46,745 $15,565,532
4 40 $74,717 $27,888 $46,829 $15,518,703
4 41 $74,717 $27,804 $46,913 $15,471,790
4 42 $74,717 $27,720 $46,997 $15,424,792
4 43 $74,717 $27,636 $47,081 $15,377,711
4 44 $74,717 $27,552 $47,166 $15,330,545
4 45 $74,717 $27,467 $47,250 $15,283,295
4 46 $74,717 $27,383 $47,335 $15,235,960
4 47 $74,717 $27,298 $47,420 $15,188,541
4 48 $74,717 $27,213 $47,505 $15,141,036
5 49 $74,717 $27,128 $47,590 $15,093,446
5 50 $74,717 $27,042 $47,675 $15,045,771
5 51 $74,717 $26,957 $47,760 $14,998,011
5 52 $74,717 $26,871 $47,846 $14,950,165
5 53 $74,717 $26,786 $47,932 $14,902,233
5 54 $74,717 $26,700 $48,018 $14,854,215
5 55 $74,717 $26,614 $48,104 $14,806,112
5 56 $74,717 $26,528 $48,190 $14,757,922
5 57 $74,717 $26,441 $48,276 $14,709,646
5 58 $74,717 $26,355 $48,363 $14,661,283
5 59 $74,717 $26,268 $48,449 $14,612,834
5 60 $74,717 $26,181 $48,536 $14,564,297
6 61 $74,717 $26,094 $48,623 $14,515,674
6 62 $74,717 $26,007 $48,710 $14,466,964
6 63 $74,717 $25,920 $48,797 $14,418,167
6 64 $74,717 $25,833 $48,885 $14,369,282
6 65 $74,717 $25,745 $48,972 $14,320,309
6 66 $74,717 $25,657 $49,060 $14,271,249
6 67 $74,717 $25,569 $49,148 $14,222,101
6 68 $74,717 $25,481 $49,236 $14,172,865
6 69 $74,717 $25,393 $49,324 $14,123,540
6 70 $74,717 $25,305 $49,413 $14,074,128
6 71 $74,717 $25,216 $49,501 $14,024,626
6 72 $74,717 $25,127 $49,590 $13,975,036
7 73 $74,717 $25,039 $49,679 $13,925,357
7 74 $74,717 $24,950 $49,768 $13,875,590
7 75 $74,717 $24,860 $49,857 $13,825,733
7 76 $74,717 $24,771 $49,946 $13,775,786
7 77 $74,717 $24,682 $50,036 $13,725,750
7 78 $74,717 $24,592 $50,125 $13,675,625
7 79 $74,717 $24,502 $50,215 $13,625,410
7 80 $74,717 $24,412 $50,305 $13,575,104
7 81 $74,717 $24,322 $50,395 $13,524,709
7 82 $74,717 $24,232 $50,486 $13,474,223
7 83 $74,717 $24,141 $50,576 $13,423,647
7 84 $74,717 $24,051 $50,667 $13,372,980
8 85 $74,717 $23,960 $50,758 $13,322,223
8 86 $74,717 $23,869 $50,848 $13,271,374
8 87 $74,717 $23,778 $50,940 $13,220,435
8 88 $74,717 $23,687 $51,031 $13,169,404
8 89 $74,717 $23,595 $51,122 $13,118,282
8 90 $74,717 $23,504 $51,214 $13,067,068
8 91 $74,717 $23,412 $51,306 $13,015,762
8 92 $74,717 $23,320 $51,398 $12,964,365
8 93 $74,717 $23,228 $51,490 $12,912,875
8 94 $74,717 $23,136 $51,582 $12,861,293
8 95 $74,717 $23,043 $51,674 $12,809,619
8 96 $74,717 $22,951 $51,767 $12,757,852
9 97 $74,717 $22,858 $51,860 $12,705,992
9 98 $74,717 $22,765 $51,953 $12,654,040
9 99 $74,717 $22,672 $52,046 $12,601,994
9 100 $74,717 $22,579 $52,139 $12,549,855
9 101 $74,717 $22,485 $52,232 $12,497,623
9 102 $74,717 $22,392 $52,326 $12,445,297
9 103 $74,717 $22,298 $52,420 $12,392,877
9 104 $74,717 $22,204 $52,514 $12,340,364
9 105 $74,717 $22,110 $52,608 $12,287,756
9 106 $74,717 $22,016 $52,702 $12,235,054
9 107 $74,717 $21,921 $52,796 $12,182,258
9 108 $74,717 $21,827 $52,891 $12,129,367
10 109 $74,717 $21,732 $52,986 $12,076,381
10 110 $74,717 $21,637 $53,081 $12,023,301
10 111 $74,717 $21,542 $53,176 $11,970,125
10 112 $74,717 $21,446 $53,271 $11,916,854
10 113 $74,717 $21,351 $53,366 $11,863,488
10 114 $74,717 $21,255 $53,462 $11,810,026
10 115 $74,717 $21,160 $53,558 $11,756,468
10 116 $74,717 $21,064 $53,654 $11,702,814
10 117 $74,717 $20,968 $53,750 $11,649,064
10 118 $74,717 $20,871 $53,846 $11,595,218
10 119 $74,717 $20,775 $53,943 $11,541,275
10 120 $74,717 $20,678 $54,039 $11,487,236
11 121 $74,717 $20,581 $54,136 $11,433,100
11 122 $74,717 $20,484 $54,233 $11,378,867
11 123 $74,717 $20,387 $54,330 $11,324,536
11 124 $74,717 $20,290 $54,428 $11,270,109
11 125 $74,717 $20,192 $54,525 $11,215,584
11 126 $74,717 $20,095 $54,623 $11,160,961
11 127 $74,717 $19,997 $54,721 $11,106,240
11 128 $74,717 $19,899 $54,819 $11,051,421
11 129 $74,717 $19,800 $54,917 $10,996,504
11 130 $74,717 $19,702 $55,015 $10,941,489
11 131 $74,717 $19,604 $55,114 $10,886,375
11 132 $74,717 $19,505 $55,213 $10,831,162
12 133 $74,717 $19,406 $55,312 $10,775,850
12 134 $74,717 $19,307 $55,411 $10,720,440
12 135 $74,717 $19,207 $55,510 $10,664,930
12 136 $74,717 $19,108 $55,609 $10,609,320
12 137 $74,717 $19,008 $55,709 $10,553,611
12 138 $74,717 $18,909 $55,809 $10,497,802
12 139 $74,717 $18,809 $55,909 $10,441,893
12 140 $74,717 $18,708 $56,009 $10,385,884
12 141 $74,717 $18,608 $56,109 $10,329,775
12 142 $74,717 $18,508 $56,210 $10,273,565
12 143 $74,717 $18,407 $56,311 $10,217,254
12 144 $74,717 $18,306 $56,412 $10,160,843
13 145 $74,717 $18,205 $56,513 $10,104,330
13 146 $74,717 $18,104 $56,614 $10,047,716
13 147 $74,717 $18,002 $56,715 $9,991,001
13 148 $74,717 $17,901 $56,817 $9,934,184
13 149 $74,717 $17,799 $56,919 $9,877,265
13 150 $74,717 $17,697 $57,021 $9,820,245
13 151 $74,717 $17,595 $57,123 $9,763,122
13 152 $74,717 $17,492 $57,225 $9,705,897
13 153 $74,717 $17,390 $57,328 $9,648,569
13 154 $74,717 $17,287 $57,430 $9,591,139
13 155 $74,717 $17,184 $57,533 $9,533,605
13 156 $74,717 $17,081 $57,636 $9,475,969
14 157 $74,717 $16,978 $57,740 $9,418,229
14 158 $74,717 $16,874 $57,843 $9,360,386
14 159 $74,717 $16,771 $57,947 $9,302,439
14 160 $74,717 $16,667 $58,051 $9,244,389
14 161 $74,717 $16,563 $58,155 $9,186,234
14 162 $74,717 $16,459 $58,259 $9,127,975
14 163 $74,717 $16,354 $58,363 $9,069,612
14 164 $74,717 $16,250 $58,468 $9,011,144
14 165 $74,717 $16,145 $58,572 $8,952,572
14 166 $74,717 $16,040 $58,677 $8,893,895
14 167 $74,717 $15,935 $58,783 $8,835,112
14 168 $74,717 $15,830 $58,888 $8,776,224
15 169 $74,717 $15,724 $58,993 $8,717,231
15 170 $74,717 $15,618 $59,099 $8,658,132
15 171 $74,717 $15,512 $59,205 $8,598,927
15 172 $74,717 $15,406 $59,311 $8,539,616
15 173 $74,717 $15,300 $59,417 $8,480,198
15 174 $74,717 $15,194 $59,524 $8,420,675
15 175 $74,717 $15,087 $59,630 $8,361,044
15 176 $74,717 $14,980 $59,737 $8,301,307
15 177 $74,717 $14,873 $59,844 $8,241,463
15 178 $74,717 $14,766 $59,951 $8,181,511
15 179 $74,717 $14,659 $60,059 $8,121,452
15 180 $74,717 $14,551 $60,167 $8,061,286
16 181 $74,717 $14,443 $60,274 $8,001,011
16 182 $74,717 $14,335 $60,382 $7,940,629
16 183 $74,717 $14,227 $60,490 $7,880,139
16 184 $74,717 $14,119 $60,599 $7,819,540
16 185 $74,717 $14,010 $60,707 $7,758,832
16 186 $74,717 $13,901 $60,816 $7,698,016
16 187 $74,717 $13,792 $60,925 $7,637,091
16 188 $74,717 $13,683 $61,034 $7,576,056
16 189 $74,717 $13,574 $61,144 $7,514,913
16 190 $74,717 $13,464 $61,253 $7,453,660
16 191 $74,717 $13,354 $61,363 $7,392,297
16 192 $74,717 $13,245 $61,473 $7,330,824
17 193 $74,717 $13,134 $61,583 $7,269,241
17 194 $74,717 $13,024 $61,693 $7,207,547
17 195 $74,717 $12,914 $61,804 $7,145,743
17 196 $74,717 $12,803 $61,915 $7,083,829
17 197 $74,717 $12,692 $62,026 $7,021,803
17 198 $74,717 $12,581 $62,137 $6,959,666
17 199 $74,717 $12,469 $62,248 $6,897,418
17 200 $74,717 $12,358 $62,360 $6,835,059
17 201 $74,717 $12,246 $62,471 $6,772,587
17 202 $74,717 $12,134 $62,583 $6,710,004
17 203 $74,717 $12,022 $62,695 $6,647,309
17 204 $74,717 $11,910 $62,808 $6,584,501
18 205 $74,717 $11,797 $62,920 $6,521,581
18 206 $74,717 $11,684 $63,033 $6,458,548
18 207 $74,717 $11,572 $63,146 $6,395,402
18 208 $74,717 $11,458 $63,259 $6,332,143
18 209 $74,717 $11,345 $63,372 $6,268,771
18 210 $74,717 $11,232 $63,486 $6,205,285
18 211 $74,717 $11,118 $63,600 $6,141,685
18 212 $74,717 $11,004 $63,714 $6,077,971
18 213 $74,717 $10,890 $63,828 $6,014,144
18 214 $74,717 $10,775 $63,942 $5,950,202
18 215 $74,717 $10,661 $64,057 $5,886,145
18 216 $74,717 $10,546 $64,171 $5,821,973
19 217 $74,717 $10,431 $64,286 $5,757,687
19 218 $74,717 $10,316 $64,402 $5,693,285
19 219 $74,717 $10,200 $64,517 $5,628,768
19 220 $74,717 $10,085 $64,633 $5,564,136
19 221 $74,717 $9,969 $64,748 $5,499,388
19 222 $74,717 $9,853 $64,864 $5,434,523
19 223 $74,717 $9,737 $64,981 $5,369,543
19 224 $74,717 $9,620 $65,097 $5,304,446
19 225 $74,717 $9,504 $65,214 $5,239,232
19 226 $74,717 $9,387 $65,330 $5,173,901
19 227 $74,717 $9,270 $65,448 $5,108,454
19 228 $74,717 $9,153 $65,565 $5,042,889
20 229 $74,717 $9,035 $65,682 $4,977,207
20 230 $74,717 $8,917 $65,800 $4,911,407
20 231 $74,717 $8,800 $65,918 $4,845,489
20 232 $74,717 $8,682 $66,036 $4,779,453
20 233 $74,717 $8,563 $66,154 $4,713,299
20 234 $74,717 $8,445 $66,273 $4,647,026
20 235 $74,717 $8,326 $66,392 $4,580,634
20 236 $74,717 $8,207 $66,510 $4,514,124
20 237 $74,717 $8,088 $66,630 $4,447,494
20 238 $74,717 $7,968 $66,749 $4,380,745
20 239 $74,717 $7,849 $66,869 $4,313,877
20 240 $74,717 $7,729 $66,988 $4,246,888
21 241 $74,717 $7,609 $67,108 $4,179,780
21 242 $74,717 $7,489 $67,229 $4,112,551
21 243 $74,717 $7,368 $67,349 $4,045,202
21 244 $74,717 $7,248 $67,470 $3,977,732
21 245 $74,717 $7,127 $67,591 $3,910,141
21 246 $74,717 $7,006 $67,712 $3,842,430
21 247 $74,717 $6,884 $67,833 $3,774,597
21 248 $74,717 $6,763 $67,955 $3,706,642
21 249 $74,717 $6,641 $68,076 $3,638,566
21 250 $74,717 $6,519 $68,198 $3,570,367
21 251 $74,717 $6,397 $68,321 $3,502,047
21 252 $74,717 $6,275 $68,443 $3,433,604
22 253 $74,717 $6,152 $68,566 $3,365,038
22 254 $74,717 $6,029 $68,688 $3,296,350
22 255 $74,717 $5,906 $68,811 $3,227,538
22 256 $74,717 $5,783 $68,935 $3,158,603
22 257 $74,717 $5,659 $69,058 $3,089,545
22 258 $74,717 $5,535 $69,182 $3,020,363
22 259 $74,717 $5,411 $69,306 $2,951,057
22 260 $74,717 $5,287 $69,430 $2,881,627
22 261 $74,717 $5,163 $69,555 $2,812,072
22 262 $74,717 $5,038 $69,679 $2,742,393
22 263 $74,717 $4,913 $69,804 $2,672,589
22 264 $74,717 $4,788 $69,929 $2,602,660
23 265 $74,717 $4,663 $70,054 $2,532,606
23 266 $74,717 $4,538 $70,180 $2,462,426
23 267 $74,717 $4,412 $70,306 $2,392,120
23 268 $74,717 $4,286 $70,432 $2,321,689
23 269 $74,717 $4,160 $70,558 $2,251,131
23 270 $74,717 $4,033 $70,684 $2,180,447
23 271 $74,717 $3,907 $70,811 $2,109,636
23 272 $74,717 $3,780 $70,938 $2,038,698
23 273 $74,717 $3,653 $71,065 $1,967,634
23 274 $74,717 $3,525 $71,192 $1,896,441
23 275 $74,717 $3,398 $71,320 $1,825,122
23 276 $74,717 $3,270 $71,447 $1,753,674
24 277 $74,717 $3,142 $71,575 $1,682,099
24 278 $74,717 $3,014 $71,704 $1,610,395
24 279 $74,717 $2,885 $71,832 $1,538,563
24 280 $74,717 $2,757 $71,961 $1,466,602
24 281 $74,717 $2,628 $72,090 $1,394,512
24 282 $74,717 $2,499 $72,219 $1,322,293
24 283 $74,717 $2,369 $72,348 $1,249,945
24 284 $74,717 $2,239 $72,478 $1,177,467
24 285 $74,717 $2,110 $72,608 $1,104,859
24 286 $74,717 $1,980 $72,738 $1,032,121
24 287 $74,717 $1,849 $72,868 $959,253
24 288 $74,717 $1,719 $72,999 $886,254
25 289 $74,717 $1,588 $73,130 $813,125
25 290 $74,717 $1,457 $73,261 $739,864
25 291 $74,717 $1,326 $73,392 $666,472
25 292 $74,717 $1,194 $73,523 $592,949
25 293 $74,717 $1,062 $73,655 $519,294
25 294 $74,717 $930 $73,787 $445,507
25 295 $74,717 $798 $73,919 $371,588
25 296 $74,717 $666 $74,052 $297,536
25 297 $74,717 $533 $74,184 $223,352
25 298 $74,717 $400 $74,317 $149,034
25 299 $74,717 $267 $74,450 $74,584
25 300 $74,717 $134 $74,584 $0