Century 21 Centaland Property

Down Payment (HKD)

$22,000,000

Monthly Repayment (HKD)

$142,294

Loan Amount (HKD)

$33,000,000

Total Interest (HKD)

$9,688,296

Total Repayment (HKD)

$42,688,296

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$142,294	$59,125	$83,169	$32,916,831
1	2	$142,294	$58,976	$83,318	$32,833,512
1	3	$142,294	$58,827	$83,468	$32,750,045
1	4	$142,294	$58,677	$83,617	$32,666,428
1	5	$142,294	$58,527	$83,767	$32,582,661
1	6	$142,294	$58,377	$83,917	$32,498,744
1	7	$142,294	$58,227	$84,067	$32,414,676
1	8	$142,294	$58,076	$84,218	$32,330,458
1	9	$142,294	$57,925	$84,369	$32,246,089
1	10	$142,294	$57,774	$84,520	$32,161,569
1	11	$142,294	$57,623	$84,672	$32,076,898
1	12	$142,294	$57,471	$84,823	$31,992,074
2	13	$142,294	$57,319	$84,975	$31,907,099
2	14	$142,294	$57,167	$85,127	$31,821,972
2	15	$142,294	$57,014	$85,280	$31,736,692
2	16	$142,294	$56,862	$85,433	$31,651,259
2	17	$142,294	$56,709	$85,586	$31,565,673
2	18	$142,294	$56,555	$85,739	$31,479,934
2	19	$142,294	$56,402	$85,893	$31,394,041
2	20	$142,294	$56,248	$86,047	$31,307,995
2	21	$142,294	$56,093	$86,201	$31,221,794
2	22	$142,294	$55,939	$86,355	$31,135,439
2	23	$142,294	$55,784	$86,510	$31,048,929
2	24	$142,294	$55,629	$86,665	$30,962,264
3	25	$142,294	$55,474	$86,820	$30,875,443
3	26	$142,294	$55,319	$86,976	$30,788,468
3	27	$142,294	$55,163	$87,132	$30,701,336
3	28	$142,294	$55,007	$87,288	$30,614,048
3	29	$142,294	$54,850	$87,444	$30,526,604
3	30	$142,294	$54,693	$87,601	$30,439,003
3	31	$142,294	$54,537	$87,758	$30,351,245
3	32	$142,294	$54,379	$87,915	$30,263,330
3	33	$142,294	$54,222	$88,073	$30,175,258
3	34	$142,294	$54,064	$88,230	$30,087,028
3	35	$142,294	$53,906	$88,388	$29,998,639
3	36	$142,294	$53,748	$88,547	$29,910,092
4	37	$142,294	$53,589	$88,705	$29,821,387
4	38	$142,294	$53,430	$88,864	$29,732,523
4	39	$142,294	$53,271	$89,024	$29,643,499
4	40	$142,294	$53,111	$89,183	$29,554,316
4	41	$142,294	$52,951	$89,343	$29,464,973
4	42	$142,294	$52,791	$89,503	$29,375,470
4	43	$142,294	$52,631	$89,663	$29,285,807
4	44	$142,294	$52,470	$89,824	$29,195,983
4	45	$142,294	$52,309	$89,985	$29,105,998
4	46	$142,294	$52,148	$90,146	$29,015,852
4	47	$142,294	$51,987	$90,308	$28,925,545
4	48	$142,294	$51,825	$90,469	$28,835,075
5	49	$142,294	$51,663	$90,631	$28,744,444
5	50	$142,294	$51,500	$90,794	$28,653,650
5	51	$142,294	$51,338	$90,957	$28,562,693
5	52	$142,294	$51,175	$91,119	$28,471,574
5	53	$142,294	$51,012	$91,283	$28,380,291
5	54	$142,294	$50,848	$91,446	$28,288,845
5	55	$142,294	$50,684	$91,610	$28,197,235
5	56	$142,294	$50,520	$91,774	$28,105,460
5	57	$142,294	$50,356	$91,939	$28,013,522
5	58	$142,294	$50,191	$92,103	$27,921,418
5	59	$142,294	$50,026	$92,268	$27,829,150
5	60	$142,294	$49,861	$92,434	$27,736,716
6	61	$142,294	$49,695	$92,599	$27,644,117
6	62	$142,294	$49,529	$92,765	$27,551,351
6	63	$142,294	$49,363	$92,931	$27,458,420
6	64	$142,294	$49,196	$93,098	$27,365,322
6	65	$142,294	$49,030	$93,265	$27,272,057
6	66	$142,294	$48,862	$93,432	$27,178,625
6	67	$142,294	$48,695	$93,599	$27,085,026
6	68	$142,294	$48,527	$93,767	$26,991,259
6	69	$142,294	$48,359	$93,935	$26,897,324
6	70	$142,294	$48,191	$94,103	$26,803,221
6	71	$142,294	$48,022	$94,272	$26,708,949
6	72	$142,294	$47,854	$94,441	$26,614,508
7	73	$142,294	$47,684	$94,610	$26,519,898
7	74	$142,294	$47,515	$94,780	$26,425,119
7	75	$142,294	$47,345	$94,949	$26,330,169
7	76	$142,294	$47,175	$95,119	$26,235,050
7	77	$142,294	$47,004	$95,290	$26,139,760
7	78	$142,294	$46,834	$95,461	$26,044,299
7	79	$142,294	$46,663	$95,632	$25,948,668
7	80	$142,294	$46,491	$95,803	$25,852,865
7	81	$142,294	$46,320	$95,975	$25,756,890
7	82	$142,294	$46,148	$96,147	$25,660,744
7	83	$142,294	$45,975	$96,319	$25,564,425
7	84	$142,294	$45,803	$96,491	$25,467,934
8	85	$142,294	$45,630	$96,664	$25,371,269
8	86	$142,294	$45,457	$96,837	$25,274,432
8	87	$142,294	$45,283	$97,011	$25,177,421
8	88	$142,294	$45,110	$97,185	$25,080,236
8	89	$142,294	$44,935	$97,359	$24,982,877
8	90	$142,294	$44,761	$97,533	$24,885,344
8	91	$142,294	$44,586	$97,708	$24,787,636
8	92	$142,294	$44,411	$97,883	$24,689,753
8	93	$142,294	$44,236	$98,059	$24,591,694
8	94	$142,294	$44,060	$98,234	$24,493,460
8	95	$142,294	$43,884	$98,410	$24,395,050
8	96	$142,294	$43,708	$98,587	$24,296,463
9	97	$142,294	$43,531	$98,763	$24,197,700
9	98	$142,294	$43,354	$98,940	$24,098,760
9	99	$142,294	$43,177	$99,117	$23,999,643
9	100	$142,294	$42,999	$99,295	$23,900,348
9	101	$142,294	$42,821	$99,473	$23,800,875
9	102	$142,294	$42,643	$99,651	$23,701,224
9	103	$142,294	$42,465	$99,830	$23,601,394
9	104	$142,294	$42,286	$100,008	$23,501,386
9	105	$142,294	$42,107	$100,188	$23,401,198
9	106	$142,294	$41,927	$100,367	$23,300,831
9	107	$142,294	$41,747	$100,547	$23,200,284
9	108	$142,294	$41,567	$100,727	$23,099,557
10	109	$142,294	$41,387	$100,908	$22,998,649
10	110	$142,294	$41,206	$101,088	$22,897,561
10	111	$142,294	$41,025	$101,270	$22,796,291
10	112	$142,294	$40,843	$101,451	$22,694,840
10	113	$142,294	$40,662	$101,633	$22,593,207
10	114	$142,294	$40,479	$101,815	$22,491,392
10	115	$142,294	$40,297	$101,997	$22,389,395
10	116	$142,294	$40,114	$102,180	$22,287,215
10	117	$142,294	$39,931	$102,363	$22,184,852
10	118	$142,294	$39,748	$102,546	$22,082,306
10	119	$142,294	$39,564	$102,730	$21,979,576
10	120	$142,294	$39,380	$102,914	$21,876,661
11	121	$142,294	$39,196	$103,099	$21,773,563
11	122	$142,294	$39,011	$103,283	$21,670,279
11	123	$142,294	$38,826	$103,468	$21,566,811
11	124	$142,294	$38,641	$103,654	$21,463,157
11	125	$142,294	$38,455	$103,839	$21,359,318
11	126	$142,294	$38,269	$104,026	$21,255,292
11	127	$142,294	$38,082	$104,212	$21,151,080
11	128	$142,294	$37,896	$104,399	$21,046,682
11	129	$142,294	$37,709	$104,586	$20,942,096
11	130	$142,294	$37,521	$104,773	$20,837,323
11	131	$142,294	$37,334	$104,961	$20,732,362
11	132	$142,294	$37,145	$105,149	$20,627,213
12	133	$142,294	$36,957	$105,337	$20,521,876
12	134	$142,294	$36,768	$105,526	$20,416,350
12	135	$142,294	$36,579	$105,715	$20,310,635
12	136	$142,294	$36,390	$105,904	$20,204,731
12	137	$142,294	$36,200	$106,094	$20,098,636
12	138	$142,294	$36,010	$106,284	$19,992,352
12	139	$142,294	$35,820	$106,475	$19,885,877
12	140	$142,294	$35,629	$106,665	$19,779,212
12	141	$142,294	$35,438	$106,857	$19,672,355
12	142	$142,294	$35,246	$107,048	$19,565,307
12	143	$142,294	$35,055	$107,240	$19,458,068
12	144	$142,294	$34,862	$107,432	$19,350,636
13	145	$142,294	$34,670	$107,624	$19,243,011
13	146	$142,294	$34,477	$107,817	$19,135,194
13	147	$142,294	$34,284	$108,010	$19,027,183
13	148	$142,294	$34,090	$108,204	$18,918,980
13	149	$142,294	$33,897	$108,398	$18,810,582
13	150	$142,294	$33,702	$108,592	$18,701,990
13	151	$142,294	$33,508	$108,787	$18,593,203
13	152	$142,294	$33,313	$108,981	$18,484,222
13	153	$142,294	$33,118	$109,177	$18,375,045
13	154	$142,294	$32,922	$109,372	$18,265,673
13	155	$142,294	$32,726	$109,568	$18,156,104
13	156	$142,294	$32,530	$109,765	$18,046,340
14	157	$142,294	$32,333	$109,961	$17,936,378
14	158	$142,294	$32,136	$110,158	$17,826,220
14	159	$142,294	$31,939	$110,356	$17,715,864
14	160	$142,294	$31,741	$110,553	$17,605,311
14	161	$142,294	$31,543	$110,751	$17,494,559
14	162	$142,294	$31,344	$110,950	$17,383,610
14	163	$142,294	$31,146	$111,149	$17,272,461
14	164	$142,294	$30,946	$111,348	$17,161,113
14	165	$142,294	$30,747	$111,547	$17,049,566
14	166	$142,294	$30,547	$111,747	$16,937,818
14	167	$142,294	$30,347	$111,947	$16,825,871
14	168	$142,294	$30,146	$112,148	$16,713,723
15	169	$142,294	$29,945	$112,349	$16,601,374
15	170	$142,294	$29,744	$112,550	$16,488,824
15	171	$142,294	$29,542	$112,752	$16,376,072
15	172	$142,294	$29,340	$112,954	$16,263,118
15	173	$142,294	$29,138	$113,156	$16,149,962
15	174	$142,294	$28,935	$113,359	$16,036,603
15	175	$142,294	$28,732	$113,562	$15,923,041
15	176	$142,294	$28,529	$113,766	$15,809,276
15	177	$142,294	$28,325	$113,969	$15,695,306
15	178	$142,294	$28,121	$114,174	$15,581,133
15	179	$142,294	$27,916	$114,378	$15,466,754
15	180	$142,294	$27,711	$114,583	$15,352,171
16	181	$142,294	$27,506	$114,788	$15,237,383
16	182	$142,294	$27,300	$114,994	$15,122,389
16	183	$142,294	$27,094	$115,200	$15,007,189
16	184	$142,294	$26,888	$115,406	$14,891,783
16	185	$142,294	$26,681	$115,613	$14,776,169
16	186	$142,294	$26,474	$115,820	$14,660,349
16	187	$142,294	$26,266	$116,028	$14,544,321
16	188	$142,294	$26,059	$116,236	$14,428,085
16	189	$142,294	$25,850	$116,444	$14,311,641
16	190	$142,294	$25,642	$116,653	$14,194,989
16	191	$142,294	$25,433	$116,862	$14,078,127
16	192	$142,294	$25,223	$117,071	$13,961,056
17	193	$142,294	$25,014	$117,281	$13,843,775
17	194	$142,294	$24,803	$117,491	$13,726,285
17	195	$142,294	$24,593	$117,701	$13,608,583
17	196	$142,294	$24,382	$117,912	$13,490,671
17	197	$142,294	$24,171	$118,124	$13,372,547
17	198	$142,294	$23,959	$118,335	$13,254,212
17	199	$142,294	$23,747	$118,547	$13,135,665
17	200	$142,294	$23,535	$118,760	$13,016,905
17	201	$142,294	$23,322	$118,972	$12,897,933
17	202	$142,294	$23,109	$119,186	$12,778,747
17	203	$142,294	$22,895	$119,399	$12,659,348
17	204	$142,294	$22,681	$119,613	$12,539,735
18	205	$142,294	$22,467	$119,827	$12,419,908
18	206	$142,294	$22,252	$120,042	$12,299,866
18	207	$142,294	$22,037	$120,257	$12,179,609
18	208	$142,294	$21,822	$120,473	$12,059,137
18	209	$142,294	$21,606	$120,688	$11,938,448
18	210	$142,294	$21,390	$120,905	$11,817,544
18	211	$142,294	$21,173	$121,121	$11,696,422
18	212	$142,294	$20,956	$121,338	$11,575,084
18	213	$142,294	$20,739	$121,556	$11,453,529
18	214	$142,294	$20,521	$121,773	$11,331,755
18	215	$142,294	$20,303	$121,992	$11,209,764
18	216	$142,294	$20,084	$122,210	$11,087,553
19	217	$142,294	$19,865	$122,429	$10,965,124
19	218	$142,294	$19,646	$122,648	$10,842,476
19	219	$142,294	$19,426	$122,868	$10,719,608
19	220	$142,294	$19,206	$123,088	$10,596,519
19	221	$142,294	$18,985	$123,309	$10,473,210
19	222	$142,294	$18,765	$123,530	$10,349,681
19	223	$142,294	$18,543	$123,751	$10,225,929
19	224	$142,294	$18,321	$123,973	$10,101,957
19	225	$142,294	$18,099	$124,195	$9,977,762
19	226	$142,294	$17,877	$124,417	$9,853,344
19	227	$142,294	$17,654	$124,640	$9,728,704
19	228	$142,294	$17,431	$124,864	$9,603,840
20	229	$142,294	$17,207	$125,087	$9,478,752
20	230	$142,294	$16,983	$125,312	$9,353,441
20	231	$142,294	$16,758	$125,536	$9,227,905
20	232	$142,294	$16,533	$125,761	$9,102,144
20	233	$142,294	$16,308	$125,986	$8,976,158
20	234	$142,294	$16,082	$126,212	$8,849,945
20	235	$142,294	$15,856	$126,438	$8,723,507
20	236	$142,294	$15,630	$126,665	$8,596,843
20	237	$142,294	$15,403	$126,892	$8,469,951
20	238	$142,294	$15,175	$127,119	$8,342,832
20	239	$142,294	$14,948	$127,347	$8,215,485
20	240	$142,294	$14,719	$127,575	$8,087,910
21	241	$142,294	$14,491	$127,803	$7,960,107
21	242	$142,294	$14,262	$128,032	$7,832,074
21	243	$142,294	$14,032	$128,262	$7,703,813
21	244	$142,294	$13,803	$128,492	$7,575,321
21	245	$142,294	$13,572	$128,722	$7,446,599
21	246	$142,294	$13,342	$128,952	$7,317,647
21	247	$142,294	$13,111	$129,184	$7,188,463
21	248	$142,294	$12,879	$129,415	$7,059,048
21	249	$142,294	$12,647	$129,647	$6,929,401
21	250	$142,294	$12,415	$129,879	$6,799,522
21	251	$142,294	$12,182	$130,112	$6,669,410
21	252	$142,294	$11,949	$130,345	$6,539,065
22	253	$142,294	$11,716	$130,578	$6,408,487
22	254	$142,294	$11,482	$130,812	$6,277,674
22	255	$142,294	$11,247	$131,047	$6,146,627
22	256	$142,294	$11,013	$131,282	$6,015,346
22	257	$142,294	$10,777	$131,517	$5,883,829
22	258	$142,294	$10,542	$131,752	$5,752,077
22	259	$142,294	$10,306	$131,989	$5,620,088
22	260	$142,294	$10,069	$132,225	$5,487,863
22	261	$142,294	$9,832	$132,462	$5,355,401
22	262	$142,294	$9,595	$132,699	$5,222,702
22	263	$142,294	$9,357	$132,937	$5,089,765
22	264	$142,294	$9,119	$133,175	$4,956,590
23	265	$142,294	$8,881	$133,414	$4,823,176
23	266	$142,294	$8,642	$133,653	$4,689,523
23	267	$142,294	$8,402	$133,892	$4,555,631
23	268	$142,294	$8,162	$134,132	$4,421,499
23	269	$142,294	$7,922	$134,372	$4,287,126
23	270	$142,294	$7,681	$134,613	$4,152,513
23	271	$142,294	$7,440	$134,854	$4,017,659
23	272	$142,294	$7,198	$135,096	$3,882,563
23	273	$142,294	$6,956	$135,338	$3,747,225
23	274	$142,294	$6,714	$135,581	$3,611,644
23	275	$142,294	$6,471	$135,823	$3,475,821
23	276	$142,294	$6,228	$136,067	$3,339,754
24	277	$142,294	$5,984	$136,311	$3,203,443
24	278	$142,294	$5,740	$136,555	$3,066,888
24	279	$142,294	$5,495	$136,799	$2,930,089
24	280	$142,294	$5,250	$137,045	$2,793,044
24	281	$142,294	$5,004	$137,290	$2,655,754
24	282	$142,294	$4,758	$137,536	$2,518,218
24	283	$142,294	$4,512	$137,783	$2,380,436
24	284	$142,294	$4,265	$138,029	$2,242,406
24	285	$142,294	$4,018	$138,277	$2,104,130
24	286	$142,294	$3,770	$138,524	$1,965,605
24	287	$142,294	$3,522	$138,773	$1,826,833
24	288	$142,294	$3,273	$139,021	$1,687,811
25	289	$142,294	$3,024	$139,270	$1,548,541
25	290	$142,294	$2,774	$139,520	$1,409,021
25	291	$142,294	$2,524	$139,770	$1,269,251
25	292	$142,294	$2,274	$140,020	$1,129,231
25	293	$142,294	$2,023	$140,271	$988,960
25	294	$142,294	$1,772	$140,522	$848,438
25	295	$142,294	$1,520	$140,774	$707,663
25	296	$142,294	$1,268	$141,026	$566,637
25	297	$142,294	$1,015	$141,279	$425,358
25	298	$142,294	$762	$141,532	$283,826
25	299	$142,294	$509	$141,786	$142,040
25	300	$142,294	$254	$142,040	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 22,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 22,550,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.