Century 21 Centaland Property

Down Payment (HKD)

$5,960,000

Monthly Repayment (HKD)

$38,549

Loan Amount (HKD)

$8,940,000

Total Interest (HKD)

$2,624,647

Total Repayment (HKD)

$11,564,647

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$38,549	$16,018	$22,531	$8,917,469
1	2	$38,549	$15,977	$22,572	$8,894,897
1	3	$38,549	$15,937	$22,612	$8,872,285
1	4	$38,549	$15,896	$22,653	$8,849,632
1	5	$38,549	$15,856	$22,693	$8,826,939
1	6	$38,549	$15,815	$22,734	$8,804,205
1	7	$38,549	$15,774	$22,775	$8,781,430
1	8	$38,549	$15,733	$22,815	$8,758,615
1	9	$38,549	$15,693	$22,856	$8,735,759
1	10	$38,549	$15,652	$22,897	$8,712,861
1	11	$38,549	$15,611	$22,938	$8,689,923
1	12	$38,549	$15,569	$22,979	$8,666,944
2	13	$38,549	$15,528	$23,021	$8,643,923
2	14	$38,549	$15,487	$23,062	$8,620,861
2	15	$38,549	$15,446	$23,103	$8,597,758
2	16	$38,549	$15,404	$23,145	$8,574,614
2	17	$38,549	$15,363	$23,186	$8,551,428
2	18	$38,549	$15,321	$23,228	$8,528,200
2	19	$38,549	$15,280	$23,269	$8,504,931
2	20	$38,549	$15,238	$23,311	$8,481,620
2	21	$38,549	$15,196	$23,353	$8,458,268
2	22	$38,549	$15,154	$23,394	$8,434,873
2	23	$38,549	$15,112	$23,436	$8,411,437
2	24	$38,549	$15,070	$23,478	$8,387,959
3	25	$38,549	$15,028	$23,520	$8,364,438
3	26	$38,549	$14,986	$23,563	$8,340,876
3	27	$38,549	$14,944	$23,605	$8,317,271
3	28	$38,549	$14,902	$23,647	$8,293,624
3	29	$38,549	$14,859	$23,689	$8,269,935
3	30	$38,549	$14,817	$23,732	$8,246,203
3	31	$38,549	$14,774	$23,774	$8,222,428
3	32	$38,549	$14,732	$23,817	$8,198,611
3	33	$38,549	$14,689	$23,860	$8,174,752
3	34	$38,549	$14,646	$23,902	$8,150,849
3	35	$38,549	$14,604	$23,945	$8,126,904
3	36	$38,549	$14,561	$23,988	$8,102,916
4	37	$38,549	$14,518	$24,031	$8,078,885
4	38	$38,549	$14,475	$24,074	$8,054,811
4	39	$38,549	$14,432	$24,117	$8,030,693
4	40	$38,549	$14,388	$24,160	$8,006,533
4	41	$38,549	$14,345	$24,204	$7,982,329
4	42	$38,549	$14,302	$24,247	$7,958,082
4	43	$38,549	$14,258	$24,291	$7,933,791
4	44	$38,549	$14,215	$24,334	$7,909,457
4	45	$38,549	$14,171	$24,378	$7,885,080
4	46	$38,549	$14,127	$24,421	$7,860,658
4	47	$38,549	$14,084	$24,465	$7,836,193
4	48	$38,549	$14,040	$24,509	$7,811,684
5	49	$38,549	$13,996	$24,553	$7,787,131
5	50	$38,549	$13,952	$24,597	$7,762,534
5	51	$38,549	$13,908	$24,641	$7,737,893
5	52	$38,549	$13,864	$24,685	$7,713,208
5	53	$38,549	$13,819	$24,729	$7,688,479
5	54	$38,549	$13,775	$24,774	$7,663,705
5	55	$38,549	$13,731	$24,818	$7,638,887
5	56	$38,549	$13,686	$24,862	$7,614,025
5	57	$38,549	$13,642	$24,907	$7,589,118
5	58	$38,549	$13,597	$24,952	$7,564,166
5	59	$38,549	$13,552	$24,996	$7,539,170
5	60	$38,549	$13,508	$25,041	$7,514,129
6	61	$38,549	$13,463	$25,086	$7,489,043
6	62	$38,549	$13,418	$25,131	$7,463,912
6	63	$38,549	$13,373	$25,176	$7,438,736
6	64	$38,549	$13,328	$25,221	$7,413,515
6	65	$38,549	$13,283	$25,266	$7,388,248
6	66	$38,549	$13,237	$25,312	$7,362,937
6	67	$38,549	$13,192	$25,357	$7,337,580
6	68	$38,549	$13,146	$25,402	$7,312,177
6	69	$38,549	$13,101	$25,448	$7,286,730
6	70	$38,549	$13,055	$25,493	$7,261,236
6	71	$38,549	$13,010	$25,539	$7,235,697
6	72	$38,549	$12,964	$25,585	$7,210,112
7	73	$38,549	$12,918	$25,631	$7,184,482
7	74	$38,549	$12,872	$25,677	$7,158,805
7	75	$38,549	$12,826	$25,723	$7,133,082
7	76	$38,549	$12,780	$25,769	$7,107,314
7	77	$38,549	$12,734	$25,815	$7,081,499
7	78	$38,549	$12,688	$25,861	$7,055,637
7	79	$38,549	$12,641	$25,907	$7,029,730
7	80	$38,549	$12,595	$25,954	$7,003,776
7	81	$38,549	$12,548	$26,000	$6,977,776
7	82	$38,549	$12,502	$26,047	$6,951,729
7	83	$38,549	$12,455	$26,094	$6,925,635
7	84	$38,549	$12,408	$26,140	$6,899,495
8	85	$38,549	$12,362	$26,187	$6,873,307
8	86	$38,549	$12,315	$26,234	$6,847,073
8	87	$38,549	$12,268	$26,281	$6,820,792
8	88	$38,549	$12,221	$26,328	$6,794,464
8	89	$38,549	$12,173	$26,375	$6,768,089
8	90	$38,549	$12,126	$26,423	$6,741,666
8	91	$38,549	$12,079	$26,470	$6,715,196
8	92	$38,549	$12,031	$26,517	$6,688,678
8	93	$38,549	$11,984	$26,565	$6,662,113
8	94	$38,549	$11,936	$26,613	$6,635,501
8	95	$38,549	$11,889	$26,660	$6,608,841
8	96	$38,549	$11,841	$26,708	$6,582,133
9	97	$38,549	$11,793	$26,756	$6,555,377
9	98	$38,549	$11,745	$26,804	$6,528,573
9	99	$38,549	$11,697	$26,852	$6,501,721
9	100	$38,549	$11,649	$26,900	$6,474,821
9	101	$38,549	$11,601	$26,948	$6,447,873
9	102	$38,549	$11,552	$26,996	$6,420,877
9	103	$38,549	$11,504	$27,045	$6,393,832
9	104	$38,549	$11,456	$27,093	$6,366,739
9	105	$38,549	$11,407	$27,142	$6,339,597
9	106	$38,549	$11,358	$27,190	$6,312,407
9	107	$38,549	$11,310	$27,239	$6,285,168
9	108	$38,549	$11,261	$27,288	$6,257,880
10	109	$38,549	$11,212	$27,337	$6,230,543
10	110	$38,549	$11,163	$27,386	$6,203,157
10	111	$38,549	$11,114	$27,435	$6,175,722
10	112	$38,549	$11,065	$27,484	$6,148,238
10	113	$38,549	$11,016	$27,533	$6,120,705
10	114	$38,549	$10,966	$27,583	$6,093,123
10	115	$38,549	$10,917	$27,632	$6,065,491
10	116	$38,549	$10,867	$27,681	$6,037,809
10	117	$38,549	$10,818	$27,731	$6,010,078
10	118	$38,549	$10,768	$27,781	$5,982,297
10	119	$38,549	$10,718	$27,831	$5,954,467
10	120	$38,549	$10,668	$27,880	$5,926,586
11	121	$38,549	$10,618	$27,930	$5,898,656
11	122	$38,549	$10,568	$27,980	$5,870,676
11	123	$38,549	$10,518	$28,031	$5,842,645
11	124	$38,549	$10,468	$28,081	$5,814,564
11	125	$38,549	$10,418	$28,131	$5,786,433
11	126	$38,549	$10,367	$28,181	$5,758,252
11	127	$38,549	$10,317	$28,232	$5,730,020
11	128	$38,549	$10,266	$28,283	$5,701,737
11	129	$38,549	$10,216	$28,333	$5,673,404
11	130	$38,549	$10,165	$28,384	$5,645,020
11	131	$38,549	$10,114	$28,435	$5,616,585
11	132	$38,549	$10,063	$28,486	$5,588,100
12	133	$38,549	$10,012	$28,537	$5,559,563
12	134	$38,549	$9,961	$28,588	$5,530,975
12	135	$38,549	$9,910	$28,639	$5,502,336
12	136	$38,549	$9,858	$28,690	$5,473,645
12	137	$38,549	$9,807	$28,742	$5,444,903
12	138	$38,549	$9,755	$28,793	$5,416,110
12	139	$38,549	$9,704	$28,845	$5,387,265
12	140	$38,549	$9,652	$28,897	$5,358,368
12	141	$38,549	$9,600	$28,948	$5,329,420
12	142	$38,549	$9,549	$29,000	$5,300,420
12	143	$38,549	$9,497	$29,052	$5,271,367
12	144	$38,549	$9,445	$29,104	$5,242,263
13	145	$38,549	$9,392	$29,156	$5,213,107
13	146	$38,549	$9,340	$29,209	$5,183,898
13	147	$38,549	$9,288	$29,261	$5,154,637
13	148	$38,549	$9,235	$29,313	$5,125,324
13	149	$38,549	$9,183	$29,366	$5,095,958
13	150	$38,549	$9,130	$29,419	$5,066,539
13	151	$38,549	$9,078	$29,471	$5,037,068
13	152	$38,549	$9,025	$29,524	$5,007,544
13	153	$38,549	$8,972	$29,577	$4,977,967
13	154	$38,549	$8,919	$29,630	$4,948,337
13	155	$38,549	$8,866	$29,683	$4,918,654
13	156	$38,549	$8,813	$29,736	$4,888,917
14	157	$38,549	$8,759	$29,790	$4,859,128
14	158	$38,549	$8,706	$29,843	$4,829,285
14	159	$38,549	$8,652	$29,896	$4,799,389
14	160	$38,549	$8,599	$29,950	$4,769,439
14	161	$38,549	$8,545	$30,004	$4,739,435
14	162	$38,549	$8,491	$30,057	$4,709,378
14	163	$38,549	$8,438	$30,111	$4,679,267
14	164	$38,549	$8,384	$30,165	$4,649,102
14	165	$38,549	$8,330	$30,219	$4,618,882
14	166	$38,549	$8,275	$30,273	$4,588,609
14	167	$38,549	$8,221	$30,328	$4,558,281
14	168	$38,549	$8,167	$30,382	$4,527,900
15	169	$38,549	$8,112	$30,436	$4,497,463
15	170	$38,549	$8,058	$30,491	$4,466,972
15	171	$38,549	$8,003	$30,545	$4,436,427
15	172	$38,549	$7,949	$30,600	$4,405,827
15	173	$38,549	$7,894	$30,655	$4,375,172
15	174	$38,549	$7,839	$30,710	$4,344,462
15	175	$38,549	$7,784	$30,765	$4,313,697
15	176	$38,549	$7,729	$30,820	$4,282,876
15	177	$38,549	$7,673	$30,875	$4,252,001
15	178	$38,549	$7,618	$30,931	$4,221,070
15	179	$38,549	$7,563	$30,986	$4,190,084
15	180	$38,549	$7,507	$31,042	$4,159,043
16	181	$38,549	$7,452	$31,097	$4,127,946
16	182	$38,549	$7,396	$31,153	$4,096,793
16	183	$38,549	$7,340	$31,209	$4,065,584
16	184	$38,549	$7,284	$31,265	$4,034,319
16	185	$38,549	$7,228	$31,321	$4,002,999
16	186	$38,549	$7,172	$31,377	$3,971,622
16	187	$38,549	$7,116	$31,433	$3,940,189
16	188	$38,549	$7,060	$31,489	$3,908,700
16	189	$38,549	$7,003	$31,546	$3,877,154
16	190	$38,549	$6,947	$31,602	$3,845,552
16	191	$38,549	$6,890	$31,659	$3,813,893
16	192	$38,549	$6,833	$31,716	$3,782,177
17	193	$38,549	$6,776	$31,772	$3,750,405
17	194	$38,549	$6,719	$31,829	$3,718,575
17	195	$38,549	$6,662	$31,886	$3,686,689
17	196	$38,549	$6,605	$31,944	$3,654,745
17	197	$38,549	$6,548	$32,001	$3,622,745
17	198	$38,549	$6,491	$32,058	$3,590,687
17	199	$38,549	$6,433	$32,116	$3,558,571
17	200	$38,549	$6,376	$32,173	$3,526,398
17	201	$38,549	$6,318	$32,231	$3,494,167
17	202	$38,549	$6,260	$32,288	$3,461,879
17	203	$38,549	$6,203	$32,346	$3,429,533
17	204	$38,549	$6,145	$32,404	$3,397,128
18	205	$38,549	$6,087	$32,462	$3,364,666
18	206	$38,549	$6,028	$32,520	$3,332,146
18	207	$38,549	$5,970	$32,579	$3,299,567
18	208	$38,549	$5,912	$32,637	$3,266,930
18	209	$38,549	$5,853	$32,696	$3,234,234
18	210	$38,549	$5,795	$32,754	$3,201,480
18	211	$38,549	$5,736	$32,813	$3,168,667
18	212	$38,549	$5,677	$32,872	$3,135,796
18	213	$38,549	$5,618	$32,931	$3,102,865
18	214	$38,549	$5,559	$32,990	$3,069,875
18	215	$38,549	$5,500	$33,049	$3,036,827
18	216	$38,549	$5,441	$33,108	$3,003,719
19	217	$38,549	$5,382	$33,167	$2,970,552
19	218	$38,549	$5,322	$33,227	$2,937,325
19	219	$38,549	$5,263	$33,286	$2,904,039
19	220	$38,549	$5,203	$33,346	$2,870,693
19	221	$38,549	$5,143	$33,405	$2,837,288
19	222	$38,549	$5,083	$33,465	$2,803,823
19	223	$38,549	$5,024	$33,525	$2,770,297
19	224	$38,549	$4,963	$33,585	$2,736,712
19	225	$38,549	$4,903	$33,646	$2,703,066
19	226	$38,549	$4,843	$33,706	$2,669,360
19	227	$38,549	$4,783	$33,766	$2,635,594
19	228	$38,549	$4,722	$33,827	$2,601,768
20	229	$38,549	$4,662	$33,887	$2,567,880
20	230	$38,549	$4,601	$33,948	$2,533,932
20	231	$38,549	$4,540	$34,009	$2,499,923
20	232	$38,549	$4,479	$34,070	$2,465,854
20	233	$38,549	$4,418	$34,131	$2,431,723
20	234	$38,549	$4,357	$34,192	$2,397,531
20	235	$38,549	$4,296	$34,253	$2,363,277
20	236	$38,549	$4,234	$34,315	$2,328,963
20	237	$38,549	$4,173	$34,376	$2,294,587
20	238	$38,549	$4,111	$34,438	$2,260,149
20	239	$38,549	$4,049	$34,499	$2,225,650
20	240	$38,549	$3,988	$34,561	$2,191,088
21	241	$38,549	$3,926	$34,623	$2,156,465
21	242	$38,549	$3,864	$34,685	$2,121,780
21	243	$38,549	$3,802	$34,747	$2,087,033
21	244	$38,549	$3,739	$34,810	$2,052,223
21	245	$38,549	$3,677	$34,872	$2,017,351
21	246	$38,549	$3,614	$34,934	$1,982,417
21	247	$38,549	$3,552	$34,997	$1,947,420
21	248	$38,549	$3,489	$35,060	$1,912,360
21	249	$38,549	$3,426	$35,123	$1,877,238
21	250	$38,549	$3,363	$35,185	$1,842,052
21	251	$38,549	$3,300	$35,248	$1,806,804
21	252	$38,549	$3,237	$35,312	$1,771,492
22	253	$38,549	$3,174	$35,375	$1,736,117
22	254	$38,549	$3,111	$35,438	$1,700,679
22	255	$38,549	$3,047	$35,502	$1,665,177
22	256	$38,549	$2,983	$35,565	$1,629,612
22	257	$38,549	$2,920	$35,629	$1,593,983
22	258	$38,549	$2,856	$35,693	$1,558,290
22	259	$38,549	$2,792	$35,757	$1,522,533
22	260	$38,549	$2,728	$35,821	$1,486,712
22	261	$38,549	$2,664	$35,885	$1,450,827
22	262	$38,549	$2,599	$35,949	$1,414,877
22	263	$38,549	$2,535	$36,014	$1,378,864
22	264	$38,549	$2,470	$36,078	$1,342,785
23	265	$38,549	$2,406	$36,143	$1,306,642
23	266	$38,549	$2,341	$36,208	$1,270,434
23	267	$38,549	$2,276	$36,273	$1,234,162
23	268	$38,549	$2,211	$36,338	$1,197,824
23	269	$38,549	$2,146	$36,403	$1,161,422
23	270	$38,549	$2,081	$36,468	$1,124,954
23	271	$38,549	$2,016	$36,533	$1,088,420
23	272	$38,549	$1,950	$36,599	$1,051,822
23	273	$38,549	$1,885	$36,664	$1,015,157
23	274	$38,549	$1,819	$36,730	$978,427
23	275	$38,549	$1,753	$36,796	$941,631
23	276	$38,549	$1,687	$36,862	$904,770
24	277	$38,549	$1,621	$36,928	$867,842
24	278	$38,549	$1,555	$36,994	$830,848
24	279	$38,549	$1,489	$37,060	$793,788
24	280	$38,549	$1,422	$37,127	$756,661
24	281	$38,549	$1,356	$37,193	$719,468
24	282	$38,549	$1,289	$37,260	$682,208
24	283	$38,549	$1,222	$37,327	$644,882
24	284	$38,549	$1,155	$37,393	$607,488
24	285	$38,549	$1,088	$37,460	$570,028
24	286	$38,549	$1,021	$37,528	$532,500
24	287	$38,549	$954	$37,595	$494,906
24	288	$38,549	$887	$37,662	$457,243
25	289	$38,549	$819	$37,730	$419,514
25	290	$38,549	$752	$37,797	$381,717
25	291	$38,549	$684	$37,865	$343,852
25	292	$38,549	$616	$37,933	$305,919
25	293	$38,549	$548	$38,001	$267,918
25	294	$38,549	$480	$38,069	$229,849
25	295	$38,549	$412	$38,137	$191,712
25	296	$38,549	$343	$38,205	$153,507
25	297	$38,549	$275	$38,274	$115,233
25	298	$38,549	$206	$38,342	$76,891
25	299	$38,549	$138	$38,411	$38,480
25	300	$38,549	$69	$38,480	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,960,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,109,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.