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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 39,600,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 40,590,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$39,600,000
 
Monthly Repayment (HKD)
$256,130
Loan Amount (HKD)
$59,400,000
+
Total Interest (HKD)
$17,438,932
=
Total Repayment (HKD)
$76,838,932
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $256,130 $106,425 $149,705 $59,250,295
1 2 $256,130 $106,157 $149,973 $59,100,322
1 3 $256,130 $105,888 $150,242 $58,950,081
1 4 $256,130 $105,619 $150,511 $58,799,570
1 5 $256,130 $105,349 $150,781 $58,648,789
1 6 $256,130 $105,079 $151,051 $58,497,738
1 7 $256,130 $104,808 $151,321 $58,346,417
1 8 $256,130 $104,537 $151,592 $58,194,825
1 9 $256,130 $104,266 $151,864 $58,042,961
1 10 $256,130 $103,994 $152,136 $57,890,824
1 11 $256,130 $103,721 $152,409 $57,738,416
1 12 $256,130 $103,448 $152,682 $57,585,734
2 13 $256,130 $103,174 $152,955 $57,432,779
2 14 $256,130 $102,900 $153,229 $57,279,549
2 15 $256,130 $102,626 $153,504 $57,126,045
2 16 $256,130 $102,351 $153,779 $56,972,266
2 17 $256,130 $102,075 $154,054 $56,818,212
2 18 $256,130 $101,799 $154,330 $56,663,881
2 19 $256,130 $101,523 $154,607 $56,509,274
2 20 $256,130 $101,246 $154,884 $56,354,390
2 21 $256,130 $100,968 $155,161 $56,199,229
2 22 $256,130 $100,690 $155,439 $56,043,789
2 23 $256,130 $100,412 $155,718 $55,888,072
2 24 $256,130 $100,133 $155,997 $55,732,075
3 25 $256,130 $99,853 $156,276 $55,575,798
3 26 $256,130 $99,573 $156,556 $55,419,242
3 27 $256,130 $99,293 $156,837 $55,262,405
3 28 $256,130 $99,012 $157,118 $55,105,287
3 29 $256,130 $98,730 $157,399 $54,947,887
3 30 $256,130 $98,448 $157,681 $54,790,206
3 31 $256,130 $98,166 $157,964 $54,632,242
3 32 $256,130 $97,883 $158,247 $54,473,995
3 33 $256,130 $97,599 $158,531 $54,315,464
3 34 $256,130 $97,315 $158,815 $54,156,650
3 35 $256,130 $97,031 $159,099 $53,997,551
3 36 $256,130 $96,746 $159,384 $53,838,166
4 37 $256,130 $96,460 $159,670 $53,678,497
4 38 $256,130 $96,174 $159,956 $53,518,541
4 39 $256,130 $95,887 $160,242 $53,358,298
4 40 $256,130 $95,600 $160,529 $53,197,769
4 41 $256,130 $95,313 $160,817 $53,036,952
4 42 $256,130 $95,025 $161,105 $52,875,847
4 43 $256,130 $94,736 $161,394 $52,714,453
4 44 $256,130 $94,447 $161,683 $52,552,770
4 45 $256,130 $94,157 $161,973 $52,390,797
4 46 $256,130 $93,867 $162,263 $52,228,534
4 47 $256,130 $93,576 $162,554 $52,065,980
4 48 $256,130 $93,285 $162,845 $51,903,135
5 49 $256,130 $92,993 $163,137 $51,739,999
5 50 $256,130 $92,701 $163,429 $51,576,570
5 51 $256,130 $92,408 $163,722 $51,412,848
5 52 $256,130 $92,115 $164,015 $51,248,833
5 53 $256,130 $91,821 $164,309 $51,084,524
5 54 $256,130 $91,526 $164,603 $50,919,921
5 55 $256,130 $91,232 $164,898 $50,755,022
5 56 $256,130 $90,936 $165,194 $50,589,829
5 57 $256,130 $90,640 $165,490 $50,424,339
5 58 $256,130 $90,344 $165,786 $50,258,553
5 59 $256,130 $90,047 $166,083 $50,092,470
5 60 $256,130 $89,749 $166,381 $49,926,089
6 61 $256,130 $89,451 $166,679 $49,759,410
6 62 $256,130 $89,152 $166,977 $49,592,433
6 63 $256,130 $88,853 $167,277 $49,425,156
6 64 $256,130 $88,553 $167,576 $49,257,580
6 65 $256,130 $88,253 $167,877 $49,089,703
6 66 $256,130 $87,952 $168,177 $48,921,526
6 67 $256,130 $87,651 $168,479 $48,753,047
6 68 $256,130 $87,349 $168,781 $48,584,266
6 69 $256,130 $87,047 $169,083 $48,415,183
6 70 $256,130 $86,744 $169,386 $48,245,797
6 71 $256,130 $86,440 $169,689 $48,076,108
6 72 $256,130 $86,136 $169,993 $47,906,115
7 73 $256,130 $85,832 $170,298 $47,735,817
7 74 $256,130 $85,527 $170,603 $47,565,214
7 75 $256,130 $85,221 $170,909 $47,394,305
7 76 $256,130 $84,915 $171,215 $47,223,090
7 77 $256,130 $84,608 $171,522 $47,051,568
7 78 $256,130 $84,301 $171,829 $46,879,739
7 79 $256,130 $83,993 $172,137 $46,707,602
7 80 $256,130 $83,684 $172,445 $46,535,157
7 81 $256,130 $83,375 $172,754 $46,362,403
7 82 $256,130 $83,066 $173,064 $46,189,339
7 83 $256,130 $82,756 $173,374 $46,015,965
7 84 $256,130 $82,445 $173,685 $45,842,280
8 85 $256,130 $82,134 $173,996 $45,668,285
8 86 $256,130 $81,822 $174,307 $45,493,977
8 87 $256,130 $81,510 $174,620 $45,319,358
8 88 $256,130 $81,197 $174,933 $45,144,425
8 89 $256,130 $80,884 $175,246 $44,969,179
8 90 $256,130 $80,570 $175,560 $44,793,619
8 91 $256,130 $80,255 $175,875 $44,617,744
8 92 $256,130 $79,940 $176,190 $44,441,555
8 93 $256,130 $79,624 $176,505 $44,265,049
8 94 $256,130 $79,308 $176,822 $44,088,228
8 95 $256,130 $78,991 $177,138 $43,911,089
8 96 $256,130 $78,674 $177,456 $43,733,634
9 97 $256,130 $78,356 $177,774 $43,555,860
9 98 $256,130 $78,038 $178,092 $43,377,768
9 99 $256,130 $77,719 $178,411 $43,199,357
9 100 $256,130 $77,399 $178,731 $43,020,626
9 101 $256,130 $77,079 $179,051 $42,841,575
9 102 $256,130 $76,758 $179,372 $42,662,203
9 103 $256,130 $76,436 $179,693 $42,482,509
9 104 $256,130 $76,114 $180,015 $42,302,494
9 105 $256,130 $75,792 $180,338 $42,122,156
9 106 $256,130 $75,469 $180,661 $41,941,495
9 107 $256,130 $75,145 $180,985 $41,760,511
9 108 $256,130 $74,821 $181,309 $41,579,202
10 109 $256,130 $74,496 $181,634 $41,397,568
10 110 $256,130 $74,171 $181,959 $41,215,609
10 111 $256,130 $73,845 $182,285 $41,033,324
10 112 $256,130 $73,518 $182,612 $40,850,712
10 113 $256,130 $73,191 $182,939 $40,667,773
10 114 $256,130 $72,863 $183,267 $40,484,506
10 115 $256,130 $72,535 $183,595 $40,300,911
10 116 $256,130 $72,206 $183,924 $40,116,987
10 117 $256,130 $71,876 $184,254 $39,932,734
10 118 $256,130 $71,546 $184,584 $39,748,150
10 119 $256,130 $71,215 $184,914 $39,563,236
10 120 $256,130 $70,884 $185,246 $39,377,990
11 121 $256,130 $70,552 $185,578 $39,192,413
11 122 $256,130 $70,220 $185,910 $39,006,503
11 123 $256,130 $69,887 $186,243 $38,820,260
11 124 $256,130 $69,553 $186,577 $38,633,683
11 125 $256,130 $69,219 $186,911 $38,446,772
11 126 $256,130 $68,884 $187,246 $38,259,526
11 127 $256,130 $68,548 $187,581 $38,071,944
11 128 $256,130 $68,212 $187,918 $37,884,027
11 129 $256,130 $67,876 $188,254 $37,695,773
11 130 $256,130 $67,538 $188,592 $37,507,181
11 131 $256,130 $67,200 $188,929 $37,318,252
11 132 $256,130 $66,862 $189,268 $37,128,984
12 133 $256,130 $66,523 $189,607 $36,939,377
12 134 $256,130 $66,183 $189,947 $36,749,430
12 135 $256,130 $65,843 $190,287 $36,559,143
12 136 $256,130 $65,502 $190,628 $36,368,515
12 137 $256,130 $65,160 $190,970 $36,177,545
12 138 $256,130 $64,818 $191,312 $35,986,234
12 139 $256,130 $64,475 $191,654 $35,794,579
12 140 $256,130 $64,132 $191,998 $35,602,582
12 141 $256,130 $63,788 $192,342 $35,410,240
12 142 $256,130 $63,443 $192,686 $35,217,553
12 143 $256,130 $63,098 $193,032 $35,024,522
12 144 $256,130 $62,752 $193,378 $34,831,144
13 145 $256,130 $62,406 $193,724 $34,637,420
13 146 $256,130 $62,059 $194,071 $34,443,349
13 147 $256,130 $61,711 $194,419 $34,248,930
13 148 $256,130 $61,363 $194,767 $34,054,163
13 149 $256,130 $61,014 $195,116 $33,859,047
13 150 $256,130 $60,664 $195,466 $33,663,581
13 151 $256,130 $60,314 $195,816 $33,467,766
13 152 $256,130 $59,963 $196,167 $33,271,599
13 153 $256,130 $59,612 $196,518 $33,075,081
13 154 $256,130 $59,260 $196,870 $32,878,211
13 155 $256,130 $58,907 $197,223 $32,680,988
13 156 $256,130 $58,553 $197,576 $32,483,411
14 157 $256,130 $58,199 $197,930 $32,285,481
14 158 $256,130 $57,845 $198,285 $32,087,196
14 159 $256,130 $57,490 $198,640 $31,888,556
14 160 $256,130 $57,134 $198,996 $31,689,560
14 161 $256,130 $56,777 $199,353 $31,490,207
14 162 $256,130 $56,420 $199,710 $31,290,497
14 163 $256,130 $56,062 $200,068 $31,090,429
14 164 $256,130 $55,704 $200,426 $30,890,003
14 165 $256,130 $55,345 $200,785 $30,689,218
14 166 $256,130 $54,985 $201,145 $30,488,073
14 167 $256,130 $54,624 $201,505 $30,286,568
14 168 $256,130 $54,263 $201,866 $30,084,702
15 169 $256,130 $53,902 $202,228 $29,882,474
15 170 $256,130 $53,539 $202,590 $29,679,883
15 171 $256,130 $53,176 $202,953 $29,476,930
15 172 $256,130 $52,813 $203,317 $29,273,613
15 173 $256,130 $52,449 $203,681 $29,069,932
15 174 $256,130 $52,084 $204,046 $28,865,886
15 175 $256,130 $51,718 $204,412 $28,661,474
15 176 $256,130 $51,352 $204,778 $28,456,696
15 177 $256,130 $50,985 $205,145 $28,251,551
15 178 $256,130 $50,617 $205,512 $28,046,039
15 179 $256,130 $50,249 $205,881 $27,840,158
15 180 $256,130 $49,880 $206,249 $27,633,909
16 181 $256,130 $49,511 $206,619 $27,427,290
16 182 $256,130 $49,141 $206,989 $27,220,300
16 183 $256,130 $48,770 $207,360 $27,012,940
16 184 $256,130 $48,398 $207,732 $26,805,209
16 185 $256,130 $48,026 $208,104 $26,597,105
16 186 $256,130 $47,653 $208,477 $26,388,628
16 187 $256,130 $47,280 $208,850 $26,179,778
16 188 $256,130 $46,905 $209,224 $25,970,554
16 189 $256,130 $46,531 $209,599 $25,760,955
16 190 $256,130 $46,155 $209,975 $25,550,980
16 191 $256,130 $45,779 $210,351 $25,340,629
16 192 $256,130 $45,402 $210,728 $25,129,901
17 193 $256,130 $45,024 $211,105 $24,918,796
17 194 $256,130 $44,646 $211,484 $24,707,312
17 195 $256,130 $44,267 $211,863 $24,495,450
17 196 $256,130 $43,888 $212,242 $24,283,208
17 197 $256,130 $43,507 $212,622 $24,070,585
17 198 $256,130 $43,126 $213,003 $23,857,582
17 199 $256,130 $42,745 $213,385 $23,644,197
17 200 $256,130 $42,363 $213,767 $23,430,430
17 201 $256,130 $41,980 $214,150 $23,216,279
17 202 $256,130 $41,596 $214,534 $23,001,745
17 203 $256,130 $41,211 $214,918 $22,786,827
17 204 $256,130 $40,826 $215,303 $22,571,524
18 205 $256,130 $40,441 $215,689 $22,355,835
18 206 $256,130 $40,054 $216,076 $22,139,759
18 207 $256,130 $39,667 $216,463 $21,923,296
18 208 $256,130 $39,279 $216,851 $21,706,446
18 209 $256,130 $38,891 $217,239 $21,489,207
18 210 $256,130 $38,501 $217,628 $21,271,579
18 211 $256,130 $38,112 $218,018 $21,053,560
18 212 $256,130 $37,721 $218,409 $20,835,152
18 213 $256,130 $37,330 $218,800 $20,616,351
18 214 $256,130 $36,938 $219,192 $20,397,159
18 215 $256,130 $36,545 $219,585 $20,177,574
18 216 $256,130 $36,151 $219,978 $19,957,596
19 217 $256,130 $35,757 $220,372 $19,737,224
19 218 $256,130 $35,363 $220,767 $19,516,456
19 219 $256,130 $34,967 $221,163 $19,295,294
19 220 $256,130 $34,571 $221,559 $19,073,735
19 221 $256,130 $34,174 $221,956 $18,851,779
19 222 $256,130 $33,776 $222,354 $18,629,425
19 223 $256,130 $33,378 $222,752 $18,406,673
19 224 $256,130 $32,979 $223,151 $18,183,522
19 225 $256,130 $32,579 $223,551 $17,959,971
19 226 $256,130 $32,178 $223,951 $17,736,019
19 227 $256,130 $31,777 $224,353 $17,511,667
19 228 $256,130 $31,375 $224,755 $17,286,912
20 229 $256,130 $30,972 $225,157 $17,061,754
20 230 $256,130 $30,569 $225,561 $16,836,194
20 231 $256,130 $30,165 $225,965 $16,610,229
20 232 $256,130 $29,760 $226,370 $16,383,859
20 233 $256,130 $29,354 $226,775 $16,157,084
20 234 $256,130 $28,948 $227,182 $15,929,902
20 235 $256,130 $28,541 $227,589 $15,702,313
20 236 $256,130 $28,133 $227,996 $15,474,317
20 237 $256,130 $27,725 $228,405 $15,245,912
20 238 $256,130 $27,316 $228,814 $15,017,098
20 239 $256,130 $26,906 $229,224 $14,787,873
20 240 $256,130 $26,495 $229,635 $14,558,239
21 241 $256,130 $26,084 $230,046 $14,328,192
21 242 $256,130 $25,671 $230,458 $14,097,734
21 243 $256,130 $25,258 $230,871 $13,866,863
21 244 $256,130 $24,845 $231,285 $13,635,578
21 245 $256,130 $24,430 $231,699 $13,403,878
21 246 $256,130 $24,015 $232,114 $13,171,764
21 247 $256,130 $23,599 $232,530 $12,939,233
21 248 $256,130 $23,183 $232,947 $12,706,286
21 249 $256,130 $22,765 $233,364 $12,472,922
21 250 $256,130 $22,347 $233,782 $12,239,140
21 251 $256,130 $21,928 $234,201 $12,004,938
21 252 $256,130 $21,509 $234,621 $11,770,317
22 253 $256,130 $21,088 $235,041 $11,535,276
22 254 $256,130 $20,667 $235,462 $11,299,814
22 255 $256,130 $20,245 $235,884 $11,063,929
22 256 $256,130 $19,823 $236,307 $10,827,622
22 257 $256,130 $19,399 $236,730 $10,590,892
22 258 $256,130 $18,975 $237,154 $10,353,738
22 259 $256,130 $18,550 $237,579 $10,116,158
22 260 $256,130 $18,125 $238,005 $9,878,153
22 261 $256,130 $17,698 $238,431 $9,639,722
22 262 $256,130 $17,271 $238,859 $9,400,863
22 263 $256,130 $16,843 $239,287 $9,161,577
22 264 $256,130 $16,414 $239,715 $8,921,862
23 265 $256,130 $15,985 $240,145 $8,681,717
23 266 $256,130 $15,555 $240,575 $8,441,142
23 267 $256,130 $15,124 $241,006 $8,200,136
23 268 $256,130 $14,692 $241,438 $7,958,698
23 269 $256,130 $14,259 $241,870 $7,716,827
23 270 $256,130 $13,826 $242,304 $7,474,524
23 271 $256,130 $13,392 $242,738 $7,231,786
23 272 $256,130 $12,957 $243,173 $6,988,613
23 273 $256,130 $12,521 $243,609 $6,745,004
23 274 $256,130 $12,085 $244,045 $6,500,959
23 275 $256,130 $11,648 $244,482 $6,256,477
23 276 $256,130 $11,210 $244,920 $6,011,557
24 277 $256,130 $10,771 $245,359 $5,766,198
24 278 $256,130 $10,331 $245,799 $5,520,399
24 279 $256,130 $9,891 $246,239 $5,274,160
24 280 $256,130 $9,450 $246,680 $5,027,480
24 281 $256,130 $9,008 $247,122 $4,780,358
24 282 $256,130 $8,565 $247,565 $4,532,793
24 283 $256,130 $8,121 $248,009 $4,284,784
24 284 $256,130 $7,677 $248,453 $4,036,331
24 285 $256,130 $7,232 $248,898 $3,787,433
24 286 $256,130 $6,786 $249,344 $3,538,089
24 287 $256,130 $6,339 $249,791 $3,288,299
24 288 $256,130 $5,892 $250,238 $3,038,060
25 289 $256,130 $5,443 $250,687 $2,787,374
25 290 $256,130 $4,994 $251,136 $2,536,238
25 291 $256,130 $4,544 $251,586 $2,284,652
25 292 $256,130 $4,093 $252,036 $2,032,616
25 293 $256,130 $3,642 $252,488 $1,780,128
25 294 $256,130 $3,189 $252,940 $1,527,188
25 295 $256,130 $2,736 $253,394 $1,273,794
25 296 $256,130 $2,282 $253,848 $1,019,946
25 297 $256,130 $1,827 $254,302 $765,644
25 298 $256,130 $1,372 $254,758 $510,886
25 299 $256,130 $915 $255,214 $255,672
25 300 $256,130 $458 $255,672 $0